£19,995

PCP: from £370 pm

HP: from £438 pm

What's the difference between Hire Purchase (HP) and Personal Contract Purchase (PCP)?

SKODAKODIAQ 1.5 TSI ACT SE

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F Cross & Son

01302 232 901^*

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Overview

Mileage:
15,759
Year:
2022
Fuel type: Petrol
Transmission: Manual
Body type: Suv
Colour: Grey
Doors: 5
Engine size: 1.5 L
CO₂ Emissions: 152 g/km

Please note: Dealers are responsible for the content of their listings and are expected to include all fees in the advertised price. You should always confirm all listing details with the dealer before purchasing.

Vehicle details

** RESERVE ONLINE TODAY FOR 199 **, Just Arrived A Great Looking Low Mileage Skoda Kodiaq 1.5 Se Finished In Graphite Grey Metallic, Skoda service History, And It Will Be Serviced And Motd Before Delivery By Our Own Factory Trained Technicians, 18 Multi Spoke Alloy Wheels, Satellite Navigation VIA Apple Carplay / Android, Bluetooth Connectivity, DAB Digital Radio / 2X USBc, Dual Zone Climate Control, Cruise Control, Automatic LED Crystal Headlights With Wash Facility, Front And Rear Optical / Acoustic Parking Sensors

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What's the difference between Hire Purchase (HP) and Personal Contract Purchase (PCP)?

What is Hire Purchase (HP)?

Hire Purchase

PCP

Amount to borrow
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Illustrative APR
Total amount payable

Amount to borrow
First payment
Monthly payments
Final payment
Illustrative APR
Total amount payable

Representative example:

Borrowing £10,000 at a representative APR of 11.9%, annual interest rate (fixed) 11.9%, 59 monthly payments of £218.83 followed by 1 payment of £228.83, total cost of credit is £3,139.80*, total amount payable is £13,139.80.

*The representative example includes an estimated option to purchase fee of £10. This is subject to status and although fees may vary in amount and when payable, the total cost of credit and APR received will not alter. This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status.

Borrowing £19,000.00 at a representative APR of 11.9%, annual interest rate (fixed) 11.9%, deposit of £0, 48 monthly payments of £359.86, optional final payment £8,150 (inc. £10 option to purchase fee), total cost of credit is £6,423.28†, total amount of credit is £19,000.00, total amount payable is £25,423.28.

Representative Example is for AA PCP agreement for a Ford Focus with a contract mileage of 10,000. Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). This quotation is not a binding offer to enter into a finance agreement.

†AA PCP AA Car Finance is provided by Evolution Funding Ltd. Used Car Sites Limited, on behalf of AA Financial Services Limited, introduces you to Evolution and are each acting as credit brokers and not lenders. AA Financial Services Limited receives a commission from Evolution Funding Ltd, which can vary based on the lender and vehicle selected. By submitting an application for car finance you consent to the commission being paid and acknowledge AA Financial Services Limited is not acting impartially.

This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status. Terms and conditions apply. A guarantee may be required. Over 18's only. This service is provided by Evolution Funding Limited who are authorised and regulated by the Financial Conduct Authority for credit brokerage, FCA number is 823324. Evolution Funding Limited are a credit broker, not a lender. Other offers may be available but cannot be used in conjunction with this offer. We work with a number of carefully selected credit providers who may be able to offer you finance for your purchase. We are only able to offer finance products from these providers and they may provide an incentive to do so.

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Vehicle history check

For MW22UGO

Not recorded as stolen
No third-party trace
0 previous keepers show

The current keeper is not included in the number of previous keepers.

This vehicle has had 1 registered keeper from new. Please note that the keeper is not necessarily the owner, it may be a company vehicle or belong to a third party.
No plate changes
No colour changes

Mileage data available †

Not an insurance write-off

Data for this history check supplied: 28/06/2026 at 07:03

What's not included?

Outstanding finance details
Estimated cost of vehicle ownership
MOT history & common failures*
Full vehicle specification
Mileage discrepancies*
Market valuation*
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*Provided where available

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Source	Date	Mileage
BVRLA	18/12/2025	24,075
MOT	24/05/2025	12,423
BVRLA	24/05/2025	15,000
BVRLA	06/09/2023	4,992
RMI MIL'GE	06/09/2023	4,992

SKODAKODIAQ 1.5 TSI ACT SE

Contact the dealer

F Cross & Son

Overview

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Hire Purchase (HP)

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Category write-offs

Category S (formerly Category C)

Category N (formerly Category D)