Illustrative example:Borrowing at a representative APR of 13.9%, annual interest rate (fixed) 13.9%, monthly payments of £170.88 followed by 1 payment of £180.88, total cost of credit is £2,762.80, total amount payable is £10,262.80.
About our car finance calculator
Designed to give you an idea of all the options available to you, our car finance calculator puts you in control. It instantly shows how to increase or reduce your monthly repayments to suit your circumstances, by adjusting the term of the loan.
Use our car finance calculator either to find out the monthly repayments for a fixed amount you want to borrow, (particularly useful if you’ve already found the car you want to buy), or work it out based on the monthly instalments. If you know you have a fixed, maximum amount to spend each month on car repayments, simply enter your monthly budget into the car finance calculator and we’ll give you an idea of the maximum you can borrow for your next car. Search for a car now.
As you can see when you use our car finance calculator, your monthly repayments will be lower if you decide to repay the loan over a longer period. If you need a short-term loan and want to pay it back quickly, the monthly repayments will obviously be higher.
Once you know your credit score you can use our car finance calculator to get an approximate idea of the APR you could qualify for, and how this affects the monthly repayments. Your credit score determines the APR you can get and this is factored into our car finance calculator. Simply select from the five options to confirm your personal circumstances – choose from Poor, Bad, Fair, Good or Excellent.
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Answers to some of the most common questions.View