How our car finance eligibility checker works
By using our car finance eligibility checker, you’re agreeing to let us look at your credit file and carry out an affordability check. We’ll use the findings to give you an indication of whether your application is likely to be accepted, and a personalised interest rate and monthly payment. This check will only be visible to you and the quote will not affect your credit score.
Your car finance eligibility checker quote will remain valid for 30 days.
We cover the majority of UK dealers and can arrange car finance on most cars. You don’t have to buy through AA Cars but, if you do, all vehicles come with a full history check and 12 months of AA Breakdown Cover.
The results of the car finance eligibility checker should be used as a guide, and your results may vary if any of the details are incorrect. The results of this check do not guarantee you will qualify for AA Car Finance.
You'll find the results of your car finance eligibility checker quote in the Finance eligibility panel of Your account.
Why AA Car Finance?
AA Car Finance covers the majority of UK dealers and offers market-leading APRs, thanks to a large panel of lenders. What’s more, you can pre-qualify for car finance before formally applying – with no impact on your credit file until you accept the loan. Get started by using our car finance eligibility checker now.
Flexible finance options
With 31 trusted finance partners, it's likely we'll be able to find a product to suit your needs. Our large panel means we should be able to help secure funding for your next car.
12 months’ free breakdown cover
Get a full year of our Basic Breakdown Cover when you buy a car from an AA-approved dealer. If you’re already a member, we’ll give you an upgrade for the rest of your term.Find out more
Support through every step
With AA Car Finance, you get a personal adviser to help throughout the process. Just one of the things that sets us apart from everyone else. This video explains how AA Car Finance works.