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Car Finance Eligibility Checker

Am I eligible for car finance? Quickly see without affecting your credit file

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Get your status in 2 minutes

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No risk to your credit rating

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Eligibility quote valid for 30 days

Why AA Car Finance?

AA Car Finance covers the majority of UK dealers and offers market-leading APRs, thanks to a large panel of lenders. What’s more, you can pre-qualify for car finance before formally applying – with no impact on your credit file until you accept the loan. Get started by using our car finance eligibility checker now.

Flexible finance options

With 31 trusted finance partners, it's likely we'll be able to find a product to suit your needs. Our large panel means we should be able to help secure funding for your next car.

12 months’ free breakdown cover

Get a full year of our Basic Breakdown Cover when you buy a car from an AA-approved dealer. If you’re already a member, we’ll give you an upgrade for the rest of your term.

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Support through every step

With AA Car Finance, you get a personal adviser to help throughout the process. Just one of the things that sets us apart from everyone else. This video explains how AA Car Finance works.

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How our car finance eligibility checker works

By using our car finance eligibility checker, you’re agreeing to let us look at your credit file and carry out an affordability check. We’ll use the findings to give you an indication of whether your application is likely to be accepted, and a personalised interest rate and monthly payment. This check will only be visible to you and the quote will not affect your credit score.

Your car finance eligibility checker quote will remain valid for 30 days.

We cover the majority of UK dealers and can arrange car finance on most cars. You don’t have to buy through AA Cars but, if you do, all vehicles come with a full history check and 12 months of AA Breakdown Cover.

The results of the car finance eligibility checker should be used as a guide, and your results may vary if any of the details are incorrect. The results of this check do not guarantee you will qualify for AA Car Finance.

If you wish to understand more about what we do with your personal information, please read Evolution Funding Limited’s Terms and Conditions and the AA Group's Privacy Policy.

You'll find the results of your car finance eligibility checker quote in the Finance eligibility panel of Your account.

Terms and conditions

Evolution Privacy Policy
AA Group Privacy Notice
Customer terms & conditions
AA Car Finance is a brand style of Used Car Sites Limited. Registered address: Fanum House, Basing View, Basingstoke, Hampshire, RG21 4EA. Used Car Sites Limited is authorised and regulated by the Financial Conduct Authority (firm reference number 671360). Used Car Sites Limited (trading as AA Cars) is a credit broker which introduces AA Car Finance customers to Evolution Funding Limited. Evolution Funding Limited is authorised and regulated by the Financial Conduct Authority for credit brokerage (firm reference number 823324). Registered address: Thompson Close, Whittington Moor, Chesterfield, Derbyshire, S41 9AZ. Evolution Funding Ltd and Used Car Sites Limited are credit brokers not lenders. Finance subject to status. Terms and Conditions apply. A guarantee may be required. Over 18’s only. PLEASE ENSURE YOU CAN AFFORD THE REPAYMENTS FOR THE DURATION OF A LOAN BEFORE ENTERING INTO A CREDIT AGREEMENT. We work with a number of carefully selected credit providers who may be able to offer you finance for your purchase. We are only able to offer finance products from these providers and they may provide an incentive to us to do so. Prices, offers and information correct at time of publishing.

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The AA recommends an AA Cars Vehicle Inspection before purchase. Not all cars are mechanically checked by the AA

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