£21,092

PCP: from £339 pm

HP: from £462 pm

What's the difference between Hire Purchase (HP) and Personal Contract Purchase (PCP)?

KiaNiro 2

2 Kia Niro reviews

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The Car Traders

020 3018 2578^*

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Overview

Mileage:
9,679
Year:
2024
Fuel type: Hybrid
Transmission: Semi auto
Body type: Suv
Colour: White
Doors: 5
Engine size: 1.6 L
CO₂ Emissions: 100 g/km

Please note: Dealers are responsible for the content of their listings and are expected to include all fees in the advertised price. You should always confirm all listing details with the dealer before purchasing.

Vehicle details

2024 Kia Niro 1.6h GDi 2 SUV 5dr Petrol Hybrid DCT Euro 6 (s/s) (139 bhp) +3keepers +Heated Seats +Low Miles

@02030182578/2088840914

ALL MAJOR DEBIT&CREDIT CARD ACCEPTED Warranty Available 3, 6, 12 Month

We are registered by the Financial Conduct Authority (951476)

We are registered dealer's website in Companies House (10225602)

We Are VAT Registered Firm (GB269742360)

We Are Also Registered ICO under UK GDPR (ZB131613)

Special package:

*5 Days Drive Away Insurance with AA 49.99£

*3 months warranty extra warranty available

*1 year AA break down Basic cover

*Nationwide Delivery Available

*Extra delivery available. Please callforquotation

3keepers+HS+LowMiles, , ???? Celebrating 9 Years of Success ? 9th Anniversary Bumper Offer! ????, , We?re proud to celebrate 9 successful years in business, and as a thank you to our valued customers, we?re bringing you this special anniversary offer:, , ? 3 Months Warranty included with every car, covered by Green Cover , , , ? Unlimited claims, Unlimited Courtesy cars covered by Green Cover and always, option to upgrade., , ? Option to upgrade your warranty (Premier Cover) for up to 3 years, , ? Fresh service carried out (if required), , ? Fresh MOT provided if less than 6 months remain, , ? 5 Days Drive Away Insurance with AA ? only £49.99, , ?Free 1 Year AA Basic Breakdown Cover included, , ?Great news! Nationwide delivery is now available ? bringing your next car right toyourdoorstep., (T&Cs apply?contact us or view our Terms&Conditions detail.), , We are a trusted used car dealership in East London with 9 years of proven success. With many years of experience in the motor trade, we are proud to be your **specialist choice for quality second-hand cars and vans., , All our vehicles are HPI checked with Experian, and we provide a **FREE HPI report ? so there are no hidden surprises., , ### ? Our Registrations & Trust Marks, , - Financial Conduct Authority (FCA) Registered ? 951476, , - Companies House dealer's website Registered ? 10225602, , - VAT Registered Firm ? GB269742360, , - ICO Registered under UK GDPR ? ZB131613, , ???? Buy With Confidence, , , - Warranty packages available: 3M, 6M, 12M, 24M, 36M, , - All cars come with minimum 6 months MOT (Fresh MOT if less than 6 months left at the time of sale), , - Service & MOT plans available ? call for a quote, , - All types of cards accepted ????, , - Finance available ? flexible & competitive deals, , - Free Car Finder Service, , - Free Part Exchange Valuation ? PX welcome, , - Family-run business with excellent track record, , - New stock arriving daily ? vehicles bought & sold, , ???? Call us today: 02030182578 ???? Visit us in Romford and drive away with peace of mind & unbeatablevalue!,

Details:

This car comes with 5 seats, White, 3 owners, 16in Alloy Wheels, 2x C-Type Charge Port on Front Seats, 2x Front USB Charge Ports - 1x Type C - 1x Type A, 4.2in Supervision Cluster, 5 Seats, 6-Speaker Audio System, 60-40 Split Remote Folding Rear Seats, 8in Touchscreen Audio Display, ABS - Anti Lock Braking System, Acoustic Film - Windscreen, Adaptive Smart Cruise Control with Stop and Go Functionality, Airbags - Driver, Airbags - Passenger, Alarm System and Engine Immobiliser, All-Round 3-Point Seatbelts, All-Round Electric Windows with Drivers Auto Up-Down Function, All-Round Height Adjustable Headrests, Android Auto and Apple Carplay with Voice Control, Artificial Leather Steering Wheel, Artificial Leather Storage Console Box, Auto Light Control, Auto Window Defogger, Bluetooth with Music Streaming, Body Coloured Bumpers, Body Coloured Outside Handle, Centre Fascia - Graphite Paint, Centre Side Front Airbag, Door Deadlocks, Drive Mode Select - Eco-Sport, Driver Manual Seat Adjust, Driver and Passenger Sunvisors with Vanity Mirror and Illumination, Dual Shell Horn, Dual Temperature Control, ECall, ESC - Electronic Stability Control, Electrically Heated Door Mirrors, Electronic Parking Brake, Embossed Black Cladding, Emergency Stop Signalling - ESS, Forward Collision Avoidance Assist - FCA 1.5 Car-Pedestrian-Cyclist-Junction Turning, Front Passenger Airbag Cut Off Switch, Front Seatback Pockets, Front Seatbelt Height Adjusters, Front and Rear Door Storage, Front and Rear Silver Skid Plates, Glovebox with Illumination, H-Matic Gear Selection - Soft PVC Material, Heated Rear Windscreen, Hill-Start Assist Control - HAC, ISOFIX Child Seat Top Tethers and Anchor Fixings, Impact Sensing Auto Door Unlocking, Intelligent Speed Limit Assist - ISLA, Interior Door Lock-Unlock Function, Knee Airbag - Driver, LED Daytime Running Lights, LED Headlights - Low and High Projection, LED High Middle Stop Light, Lane Follow Assist - LFA, Lane Keep Assist System - LKAS, Locking Wheel Nuts, Luggage Area Load Cover, Luggage Board, Manual Folding Mirrors, Manual Seat Height Adjuster - Driver, Motor Driven Power Steering - MDPS, Overhead Console - 2nd Row with Luggage Lamp - Bulb, Rear Armrest and Centre Console Cupholders, Rear Fog Light, Rear LED Lights, Rear Parking Sensors, Rear Seat Alert, Rear Spoiler, Remote Central Locking with Folding Key, Reversing Camera with Dynamic Guidelines Integrated into Centre Fascia Screen, Roof Rails, Side and Curtain Airbags, Solar Glass - Rear Windows and Tailgate, Solar Windscreen, Steering Wheel Mounted Audio Controls, TMK - Tyre Mobility Kit, Tilt and Telescopic Steering Wheel Adjustment, Towing Pack - Wiring, Trip Computer, Tyre Pressure Monitoring System - TPMS, Visible Vehicle Identification Number - VIN, Windscreen Washer Level Warning,

Remember to check the details of this car with the dealer before you buy it to make sure that all the information is accurate.

Credit ratings explained

Excellent

You are a home owner
You have been on the electoral roll for a long period of time
You have current credit arrangements and mortgage with no defaults
You have no CCJs, credit arrears or missed payments
You rarely apply for credit
You are employed or self-employed

Good

You are on the electoral roll
You are a home owner or long standing-tenant
You have a stable employment history
You have current credit arrangements with occasional missed payments
You have no CCJs

Fair

You are or have recently been on the electoral roll
You may have recently changed address
You may have occasional missed payments
You may have an old CCJ
You may have regularly applied for credit

Finance calculator

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Make your Car Finance product selection below

What's the difference between Hire Purchase (HP) and Personal Contract Purchase (PCP)?

Hire Purchase (HP)

HP is a finance plan that allows you to spread the cost of the car by making monthly payments over an agreed term.

You make higher monthly payments than a Personal Contract Purchase (PCP) agreement, so that when you come to the end of the agreement you'll own the car.

Unlike PCP, there are no limits on mileage.

HP could be right for you if want to own the car at the end of the agreement, without the need to make a larger final payment.

Personal Contract Purchase (PCP)

PCP is a finance plan where you make equal monthly payments over an agreed term, with a larger final repayment due at the end if you decide to keep the car.

At the end of the agreement, you have three options. You can hand the car back to the finance company (the must be in good condition and within the agreed mileage, otherwise charges may apply), part exchange it for another car on a new agreement (subject to status), or pay the final repayment to own the car.

PCP could be right for you if you're thinking of changing your car in the next few years, or if you're unsure whether you want to buy the car at the end of the agreement.

What is Hire Purchase (HP)?

Hire Purchase (HP)

HP is a finance plan that allows you to spread the cost of the car by making monthly payments over an agreed term.

You make higher monthly payments than a Personal Contract Purchase (PCP) agreement, so that when you come to the end of the agreement you'll own the car.

Unlike PCP, there are no limits on mileage.

HP could be right for you if want to own the car at the end of the agreement, without the need to make a larger final payment.

For this vehicle you have selected only HP is available.

All this will be explained in more detail when you speak with one of our friendly agents, once you have completed your application.

Hire Purchase

PCP

Amount to borrow
Monthly payments
Illustrative APR
Total amount payable

Amount to borrow
First payment
Monthly payments
Final payment
Illustrative APR
Total amount payable

Representative example:

Borrowing £10,000 at a representative APR of 11.9%, annual interest rate (fixed) 11.9%, 59 monthly payments of £218.83 followed by 1 payment of £228.83, total cost of credit is £3,139.80*, total amount payable is £13,139.80.

*The representative example includes an estimated option to purchase fee of £10. This is subject to status and although fees may vary in amount and when payable, the total cost of credit and APR received will not alter. This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status.

Borrowing £19,000.00 at a representative APR of 11.9%, annual interest rate (fixed) 11.9%, deposit of £0, 48 monthly payments of £359.86, optional final payment £8,150 (inc. £10 option to purchase fee), total cost of credit is £6,423.28†, total amount of credit is £19,000.00, total amount payable is £25,423.28.

Representative Example is for AA PCP agreement for a Ford Focus with a contract mileage of 10,000. Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). This quotation is not a binding offer to enter into a finance agreement.

†AA PCP AA Car Finance is provided by Evolution Funding Ltd. Used Car Sites Limited, on behalf of AA Financial Services Limited, introduces you to Evolution and are each acting as credit brokers and not lenders. AA Financial Services Limited receives a commission from Evolution Funding Ltd, which can vary based on the lender and vehicle selected. By submitting an application for car finance you consent to the commission being paid and acknowledge AA Financial Services Limited is not acting impartially.

This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status. Terms and conditions apply. A guarantee may be required. Over 18's only. This service is provided by Evolution Funding Limited who are authorised and regulated by the Financial Conduct Authority for credit brokerage, FCA number is 823324. Evolution Funding Limited are a credit broker, not a lender. Other offers may be available but cannot be used in conjunction with this offer. We work with a number of carefully selected credit providers who may be able to offer you finance for your purchase. We are only able to offer finance products from these providers and they may provide an incentive to do so.

Need car finance demystifying?

Let us break it down for you. Finance can be confusing, but we've made it simple.

Understanding finance

Vehicle history check

For RE24JNL

Not recorded as stolen
No third-party trace
2 previous keepers show

There are PREVIOUS KEEPER CHANGES recorded against this vehicle. Please note that the keeper is not necessarily the owner, it may be a company vehicle or belong to a third party.

Number Of Previous Keepers 2

Date Of Last Keeper Change 04/10/2025
No plate changes
No colour changes

Mileage data available †

Not an insurance write-off

Data for this history check supplied: 27/02/2026 at 11:50

What's not included?

Outstanding finance details
Estimated cost of vehicle ownership
MOT history & common failures*
Full vehicle specification
Mileage discrepancies*
Market valuation*
Vehicle Tax Check

*Provided where available

Get peace of mind with an instant full vehicle history check and uncover any potential issues before you buy.

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Buy with the AA

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12 months free breakdown cover (or discounted upgrade if you're an AA member) and £75 off a Service & MOT. T&Cs apply

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12 months free breakdown cover

Included with this vehicle
Free Accident Assist service available 24/7
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Category write-offs

A vehicle that has been in an accident will be assessed by insurance companies and assigned a category: A, B, S or N. However, we only list Cat S or N cars as Cat A and B cars are not roadworthy and safe.

Category S (formerly Category C)

The 'S' in Cat S stands for structural damage. This means the vehicle has damage to its structure/chassis, which is more than just cosmetic damage. But the vehicle can be professionally repaired, making it safe and roadworthy.

Category N (formerly Category D)

Similarly, the 'N' in Cat N stands for non-structural damage. Here, the vehicle has sustained damage, but it has not affected the structure/chassis. A Cat N car is safe to drive as the damage could be minimal/cosmetic.

Buying a written-off vehicle:

Do a full vehicle history check to identify category vehicles.
Make sure to check with the dealer if a Cat S/N vehicle has been professionally repaired.
Book a vehicle inspection and our experts will look over a Category vehicle for you.

Source	Date	Mileage
BVRLA	02/10/2024	5,495