£11,376
PCP: from £214 pm
HP: from £249 pm
What's the difference between Hire Purchase (HP) and Personal Contract Purchase (PCP)?
Please note: Dealers are responsible for the content of their listings and are expected to include all fees in the advertised price. You should always confirm all listing details with the dealer before purchasing.
SUMMER SALE NOW ON, SAVE 100s!.
1 OWNER FROM NEW, SERVICE HISTORY, MOT JULY 2026, CRUISE CONTROL, DRIVER ASSIST, LANE ASSIST, FRONT ASSIST, ELECTRIC FOLDING MIRRORS, ELECTRIC WINDOWS, DAB RADIO, ANDROID AUTO, APPLE CAR PLAY, BLUETOOTH, CLIMATE CONTROL, AIR CONDITIONING, VOICE CONTROL, REVERSE PARKING CAMERA.
Finance, Warranty Offered, ALL CARS SUBJECT TO £299 ADMIN, DRIVE AWAY INSURANCE(Subject to Application).
Calculate how affordable this Kia Picanto could be per month.
What's the difference between Hire Purchase (HP) and Personal Contract Purchase (PCP)?
Borrowing £10,000 at a representative APR of 11.9%, annual interest rate (fixed) 11.9%, 59 monthly payments of £218.83 followed by 1 payment of £228.83, total cost of credit is £3,139.80*, total amount payable is £13,139.80.
*The representative example includes an estimated option to purchase fee of £10. This is subject to status and although fees may vary in amount and when payable, the total cost of credit and APR received will not alter. This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status.Borrowing £19,000.00 at a representative APR of 11.9%, annual interest rate (fixed) 11.9%, deposit of £0, 48 monthly payments of £359.86, optional final payment £8,150 (inc. £10 option to purchase fee), total cost of credit is £6,423.28†, total amount of credit is £19,000.00, total amount payable is £25,423.28.
Representative Example is for AA PCP agreement for a Ford Focus with a contract mileage of 10,000. Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). This quotation is not a binding offer to enter into a finance agreement.
†AA PCP AA Car Finance is provided by Evolution Funding Ltd. Used Car Sites Limited, on behalf of AA Financial Services Limited, introduces you to Evolution and are each acting as credit brokers and not lenders. AA Financial Services Limited receives a commission from Evolution Funding Ltd, which can vary based on the lender and vehicle selected. By submitting an application for car finance you consent to the commission being paid and acknowledge AA Financial Services Limited is not acting impartially.
Let us break it down for you. Finance can be confusing, but we've made it simple.
Understanding financeFor SB23ZDZ
Not recorded as stolen
No third-party trace
0 previous keepers
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Plate changes recorded
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No colour changes
Mileage data available †
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Not an insurance write-off
Outstanding finance details
Estimated cost of vehicle ownership
MOT history & common failures*
Full vehicle specification
Mileage discrepancies*
Market valuation*
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