£13,495

From £295 pm

VOLVOXC40 1.5 T3 Momentum SUV 5dr Petrol Manual Euro 6 (s/s) (163 ps)

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H Tones Oxford Garage Limited

01429 342 873^*

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Overview

Mileage:
70,383
Year:
2020
Fuel type: Petrol
Transmission: Manual
Body type: N/a
Colour: White
Doors: 5
Engine size: 1.5 L
CO₂ Emissions: 159 g/km

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Vehicle details

This 2020 Volvo XC40 T3 Momentum is a well maintained example of this popular compact SUV. It features a responsive 1.5 litre petrol engine, meeting Euro 6 emissions standards, and offers a generous boot space perfect for everyday needs and weekend adventures. The Momentum trim level ensures a comfortable and stylish driving experience. The XC40 T3 Momentum stands out with its brisk acceleration, reaching 0 to 60 miles per hour in just 8.8 seconds, demonstrating its capable performance. This combination of practicality, efficiency, and engaging driving dynamics makes it a compelling choice in its class.

Vehicle features

12.3in Active TFT Crystal Drivers Information Display
12V Socket - Front Tunnel Console and Cargo Compartment
18in Alloy Wheels - 5 Spoke
2-Zone Electronic Climate Control with Cooled Glovebox and Rear Air Vents
3 Spoke Leather Steering Wheel with Chrome Trim
9in Centre Console Portrait Touch Screen
ABS - Anti-Lock Brake System
Adaptive Brake Lights including High Level LED Brake Light
Adjustable Steering Force
Anti-Theft Alarm including Immobiliser - Volume Sensor and Level Sensor
Autodimming Interior Mirror
Automatic Headlight Levelling System
Automatic LED Headlights with Active High Beam incorporating Day Running Lights
Bluetooth Handsfree System
Care Key with User Defined Top Speed
Centre Console Cupholders and Storage
City Safety
Colour Co-Ordinated Autofolding Heated Power Door Mirrors
Cruise Control
DAB - Digital Audio Broadcasting Radio
Dark Grey Front Grille with Chrome Surround
Drive Mode Settings
Driver Knee Airbag
Drivers Side Lower Dashboard Credit Card Storage Compartment

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Representative example:

Borrowing £10,000 at a representative APR of 11.9%, annual interest rate (fixed) 11.9%, 59 monthly payments of £218.83 followed by 1 payment of £228.83, total cost of credit is £3,139.80*, total amount payable is £13,139.80.

*The representative example includes an estimated option to purchase fee of £10. This is subject to status and although fees may vary in amount and when payable, the total cost of credit and APR received will not alter. This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status.

Borrowing £19,000.00 at a representative APR of 11.9%, annual interest rate (fixed) 11.9%, deposit of £0, 48 monthly payments of £359.86, optional final payment £8,150 (inc. £10 option to purchase fee), total cost of credit is £6,423.28†, total amount of credit is £19,000.00, total amount payable is £25,423.28.

Representative Example is for AA PCP agreement for a Ford Focus with a contract mileage of 10,000. Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). This quotation is not a binding offer to enter into a finance agreement.

†AA PCP AA Car Finance is provided by Evolution Funding Ltd. Used Car Sites Limited, on behalf of AA Financial Services Limited, introduces you to Evolution and are each acting as credit brokers and not lenders. AA Financial Services Limited receives a commission from Evolution Funding Ltd, which can vary based on the lender and vehicle selected. By submitting an application for car finance you consent to the commission being paid and acknowledge AA Financial Services Limited is not acting impartially.

This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status. Terms and conditions apply. A guarantee may be required. Over 18's only. This service is provided by Evolution Funding Limited who are authorised and regulated by the Financial Conduct Authority for credit brokerage, FCA number is 823324. Evolution Funding Limited are a credit broker, not a lender. Other offers may be available but cannot be used in conjunction with this offer. We work with a number of carefully selected credit providers who may be able to offer you finance for your purchase. We are only able to offer finance products from these providers and they may provide an incentive to do so.

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Vehicle history check

For SD20CWA

Not recorded as stolen
No third-party trace
1 previous keeper show

There are PREVIOUS KEEPER CHANGES recorded against this vehicle. Please note that the keeper is not necessarily the owner, it may be a company vehicle or belong to a third party.

Number Of Previous Keepers 1

Date Of Last Keeper Change 23/10/2023

No colour changes

Mileage data available †

Not an insurance write-off

Data for this history check supplied: 13/06/2026 at 02:11

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Vehicle Registration Mark (VRM)	Date
SD20 CWA	18/04/2026
SL04 NJJ	18/11/2023

Source	Date	Mileage
MOT	18/06/2025	52,770
MOT	19/06/2024	32,506
MOT	15/06/2023	18,946

VOLVOXC40 1.5 T3 Momentum SUV 5dr Petrol Manual Euro 6 (s/s) (163 ps)

Contact the dealer

H Tones Oxford Garage Limited

Overview

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Vehicle features

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Hire Purchase (HP)

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PCP

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Category write-offs

Category S (formerly Category C)

Category N (formerly Category D)