01908 906 831

£14,299

PCP: from £264 pm

HP: from £313 pm

What's the difference between Hire Purchase (HP) and Personal Contract Purchase (PCP)?

VOLKSWAGENPOLO 1.0 TSI Life Hatchback 5dr Petrol Manual Euro 6 (s/s) (95 ps)

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Elite Automotive Ltd t/a Hilton Car Supermarket

01908 906 831^*

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Overview

Mileage:
20,777
Year:
2022
Fuel type: Petrol
Transmission: Manual
Body type: Hatchback
Colour: Black
Doors: 5
Engine size: 1.0 L
CO₂ Emissions: 118 g/km

Please note: Dealers are responsible for the content of their listings and are expected to include all fees in the advertised price. You should always confirm all listing details with the dealer before purchasing.

Vehicle details

Why This Volkswagen Polo Wins? This 2022 Volkswagen Polo TSI Life is a modern and efficient hatchback that combines premium build quality, low running costs, and excellent everyday practicality. Powered by a 1.0L Euro 6 petrol engine, it delivers smooth, economical performance ideal for commuting, city driving, and longer journeys. With only one owner from new and just 20, 777 miles, it also benefits from exceptionally low mileage for its age, adding reassurance around condition and previous use. Inside, the Life trim offers a clean, modern cabin focused on comfort and ease of use. The Ready 2 Discover infotainment system with Bluetooth connectivity keeps media and communication simple and intuitive, while manual air conditioning ensures a comfortable environment in all seasons. The Light and Sight Pack adds extra convenience and a more premium feel. Automatic headlights with LED daytime running lights improve visibility and safety, while the coming home and leaving home lighting functions provide added practicality in low-light conditions. Efficiency is a major strength. With up to around 54 mpg, low CO? emissions, and a low insurance group, this Polo offers very affordable running costs compared to many rivals in the supermini segment. Practicality is another standout feature, with a surprisingly generous boot providing useful space for shopping, commuting, and weekend travel. Its 062mph time of 10.8 seconds also gives it enough responsiveness for confident everyday driving. Your Peace of Mind? - Clear vehicle history check - Optional 336-month extendable warranties - Free 12-month AA roadside assistance - Fully prepared to showroom standard with its existing MOT and servicing, and we can organise any further MOT or service enhancements at your request. - Drive Away, Insurance Available - No hidden or extra costs, like admin fees Autotraders 2024 Insights: Top 3 Polo Buyer Priorities: - Excellent fuel economy and low running costs - Premium feel in a compact hatchback - Strong practicality with modern infotainment technology - This Polo stands out as a refined, economical, and highly usable supermini, making it an excellent choice for drivers seeking comfort, efficiency, and everyday versatility. Stress-Free Next Steps: - Free Part Exchange Valuation - £0 Deposit Car Finance Includes free credit checker - Reserve for £99 Fully refundable

Vehicle features

12V Socket - Centre Console
2 USB-C Ports in the Front and 2 USB-C Charging Socket on the Centre Console in the Rear
Bluetooth Mobile Phone Interface
Diversity Antenna for FM Reception
Preparation for We Connect and We Connect Plus
Radio
Ready 2 Discover Infotainment System
Wireless App Connect
eCall - Emergency Call Service
15in Alloy Wheels - Essex
Anti-Theft Wheel Bolts
Body Coloured - Door Mirrors and Door Handles
Body Coloured Bumpers
Door Mirrors - Power Folding - Adjustable and Heated - with Front Passenger Exterior Mirror Lowering Function
Electric Windows - Front and Rear
Heat Insulating Glass In Side and Rear Windows
Heat Insulating Glass Windscreen
Light and Vision Pack
Tyre Mobility Kit and Compressor
Armrest - Front Centre
Automatic Dimming Interior Rear View Mirror
Chrome Plated Radiator Grille Inserts - Air Vent Surrounds and Light Switch Surrounds
Decorative Inserts in Dash and Doors Panels - Lava Stone Black Gloss-Matt
Digital Cockpit - Basic - 8in Display
Door and Sid

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What's the difference between Hire Purchase (HP) and Personal Contract Purchase (PCP)?

What is Hire Purchase (HP)?

Hire Purchase

PCP

Amount to borrow
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Illustrative APR
Total amount payable

Amount to borrow
First payment
Monthly payments
Final payment
Illustrative APR
Total amount payable

Representative example:

Borrowing £10,000 at a representative APR of 11.9%, annual interest rate (fixed) 11.9%, 59 monthly payments of £218.83 followed by 1 payment of £228.83, total cost of credit is £3,139.80*, total amount payable is £13,139.80.

*The representative example includes an estimated option to purchase fee of £10. This is subject to status and although fees may vary in amount and when payable, the total cost of credit and APR received will not alter. This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status.

Borrowing £19,000.00 at a representative APR of 11.9%, annual interest rate (fixed) 11.9%, deposit of £0, 48 monthly payments of £359.86, optional final payment £8,150 (inc. £10 option to purchase fee), total cost of credit is £6,423.28†, total amount of credit is £19,000.00, total amount payable is £25,423.28.

Representative Example is for AA PCP agreement for a Ford Focus with a contract mileage of 10,000. Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). This quotation is not a binding offer to enter into a finance agreement.

†AA PCP AA Car Finance is provided by Evolution Funding Ltd. Used Car Sites Limited, on behalf of AA Financial Services Limited, introduces you to Evolution and are each acting as credit brokers and not lenders. AA Financial Services Limited receives a commission from Evolution Funding Ltd, which can vary based on the lender and vehicle selected. By submitting an application for car finance you consent to the commission being paid and acknowledge AA Financial Services Limited is not acting impartially.

This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status. Terms and conditions apply. A guarantee may be required. Over 18's only. This service is provided by Evolution Funding Limited who are authorised and regulated by the Financial Conduct Authority for credit brokerage, FCA number is 823324. Evolution Funding Limited are a credit broker, not a lender. Other offers may be available but cannot be used in conjunction with this offer. We work with a number of carefully selected credit providers who may be able to offer you finance for your purchase. We are only able to offer finance products from these providers and they may provide an incentive to do so.

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Vehicle history check

For BW22DCE

Not recorded as stolen
No third-party trace
0 previous keepers show

The current keeper is not included in the number of previous keepers.

This vehicle has had 1 registered keeper from new. Please note that the keeper is not necessarily the owner, it may be a company vehicle or belong to a third party.
No plate changes
No colour changes

Mileage data available †

Not an insurance write-off

Data for this history check supplied: 22/05/2026 at 02:11

What's not included?

Outstanding finance details
Estimated cost of vehicle ownership
MOT history & common failures*
Full vehicle specification
Mileage discrepancies*
Market valuation*
Vehicle Tax Check

*Provided where available

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Source	Date	Mileage
DVLA	23/04/2026	21,000
MOT	12/08/2025	15,897
RMI MIL'GE	19/03/2024	8,159

VOLKSWAGENPOLO 1.0 TSI Life Hatchback 5dr Petrol Manual Euro 6 (s/s) (95 ps)

Contact the dealer

Elite Automotive Ltd t/a Hilton Car Supermarket

Overview

Vehicle details

Vehicle features

Credit ratings explained

Excellent

Good

Fair

Finance calculator

Make your Car Finance product selection below

Hire Purchase (HP)

Personal Contract Purchase (PCP)

Hire Purchase (HP)

Hire Purchase

PCP

Need car finance demystifying?

Vehicle history check

What's not included?

Selling made easy with a free instant valuation

Buy with the AA

AA Cars Standards

Get exclusive AA offers

12 months free breakdown cover

Get 10% off Car Insurance

Other recommendations

Volkswagen Polo 1.0 EVO Life Euro 6 (s/s) 5dr

Volkswagen Polo 1.0 EVO Match Euro 6 (s/s) 5dr

Ford Fiesta 1.0 EcoBoost Active 5dr Petrol Hatchback

Ford Fiesta 1.0 EcoBoost Hbd mHEV 125 Titanium X 5dr Petrol Hatchback

Category write-offs

Category S (formerly Category C)

Category N (formerly Category D)