01995 872 064

£18,000

PCP: from £324 pm

HP: from £394 pm

What's the difference between Hire Purchase (HP) and Personal Contract Purchase (PCP)?

VOLKSWAGENT-CROSS 1.0 TSI Black Edition SUV 5dr Petrol DSG Euro 6 (s/s) (110 ps)

Contact the dealer

MP Motor Company Ltd

01995 872 064^*

Book a pre-purchase vehicle inspection

Arrange delivery - get a quote

View all stock at this dealer

* Calls may be recorded for training and monitoring purposes. Please refrain from providing credit/debit card information on these calls. If you do so it is at your own risk.

This dealer has committed to AA Cars Standards | tsi APPROVED CODE™ tradingstandards.uk

Overview

Mileage:
17,000
Year:
2023
Fuel type: Petrol
Transmission: Automatic
Body type: N/a
Colour: Grey
Doors: 5
Engine size: 1.0 L
CO₂ Emissions: 141 g/km

Please note: Dealers are responsible for the content of their listings and are expected to include all fees in the advertised price. You should always confirm all listing details with the dealer before purchasing.

Vehicle details

This 2023 Volkswagen T-Cross TSI Black Edition stands out with its single owner and remarkably low mileage of just 17, 000 miles. As a Euro 6 compliant vehicle, it features a 1.0 litre petrol engine and comes with an MOT valid until February 2027, alongside a clear vehicle history check. This Black Edition model is equipped with Adaptive Cruise Control for effortless journeys, LED headlights for enhanced visibility, and automatic dusk sensing for the lights. Inside, youll find the Ready 2 Discover infotainment system with Bluetooth connectivity and a manually controlled air conditioning system to keep you comfortable. The highlights of this T-Cross demonstrate its superior value. With an impressive fuel economy of 46 miles per gallon, it offers cost effective motoring compared to many other vehicles. Its low insurance group rating further contributes to lower running costs, making it an economical choice. Additionally, its low CO2 emissions mean it is more environmentally friendly than many alternatives. This combination of efficiency, affordability, and modern features makes this T-Cross a compelling option.

Vehicle features

Smokey Grey
Diag Cloth - Neutral-Titan Black
12V Socket - Centre Console
17in Alloy Wheels - Manila Black - Diamond Turned Surface
3 Rear Three-Point Seat Belts
3-Point Seat Belts in Front with Height Adjustment and Seat Belt Pretensioners
ABS - Anti-Lock Braking System
Adaptive Cruise Control
Airbags - Front Seat Side Impact
Alarm
Automatic Coming-Leaving Home Lighting Function
Automatic Dimming Rear View Mirror
Automatic Hazard Lights Activation Under Emergency Braking
Automatic Post-Collision Braking System
Black Door Mirrors
Body Coloured Bumpers
Body Coloured Door Handles
Carpet Mats - Front and Rear
Child Security Locks in the Rear Doors
Curtain Airbag System for Front and Rear Passengers including Side Airbags in the Front
Decorative Inserts in Dash and Doors - Transition - High Gloss Black-Platinum Grey
Digital Cockpit Base
Driver Alert System
Driver and Front Passenger Airbag with Front Passenger Airbag Deactivation
Drivers Under Seat Drawer
Drivers and Front Passengers Safet

Remember to check the details of this car with the dealer before you buy it to make sure that all the information is accurate.

Credit ratings explained

Excellent

You are a home owner
You have been on the electoral roll for a long period of time
You have current credit arrangements and mortgage with no defaults
You have no CCJs, credit arrears or missed payments
You rarely apply for credit
You are employed or self-employed

Good

You are on the electoral roll
You are a home owner or long standing-tenant
You have a stable employment history
You have current credit arrangements with occasional missed payments
You have no CCJs

Fair

You are or have recently been on the electoral roll
You may have recently changed address
You may have occasional missed payments
You may have an old CCJ
You may have regularly applied for credit

Finance calculator

Calculate how affordable this VOLKSWAGEN T-CROSS could be per month.

My credit score is

Cash price

Deposit

I would like to pay over

Annual mileage

Make your Car Finance product selection below

What's the difference between Hire Purchase (HP) and Personal Contract Purchase (PCP)?

Hire Purchase (HP)

HP is a finance plan that allows you to spread the cost of the car by making monthly payments over an agreed term.

You make higher monthly payments than a Personal Contract Purchase (PCP) agreement, so that when you come to the end of the agreement you'll own the car.

Unlike PCP, there are no limits on mileage.

HP could be right for you if want to own the car at the end of the agreement, without the need to make a larger final payment.

Personal Contract Purchase (PCP)

PCP is a finance plan where you make equal monthly payments over an agreed term, with a larger final repayment due at the end if you decide to keep the car.

At the end of the agreement, you have three options. You can hand the car back to the finance company (the must be in good condition and within the agreed mileage, otherwise charges may apply), part exchange it for another car on a new agreement (subject to status), or pay the final repayment to own the car.

PCP could be right for you if you're thinking of changing your car in the next few years, or if you're unsure whether you want to buy the car at the end of the agreement.

What is Hire Purchase (HP)?

Hire Purchase (HP)

HP is a finance plan that allows you to spread the cost of the car by making monthly payments over an agreed term.

You make higher monthly payments than a Personal Contract Purchase (PCP) agreement, so that when you come to the end of the agreement you'll own the car.

Unlike PCP, there are no limits on mileage.

HP could be right for you if want to own the car at the end of the agreement, without the need to make a larger final payment.

For this vehicle you have selected only HP is available.

All this will be explained in more detail when you speak with one of our friendly agents, once you have completed your application.

Hire Purchase

PCP

Amount to borrow
Monthly payments
Illustrative APR
Total amount payable

Amount to borrow
First payment
Monthly payments
Final payment
Illustrative APR
Total amount payable

Representative example:

Borrowing £10,000 at a representative APR of 11.9%, annual interest rate (fixed) 11.9%, 59 monthly payments of £218.83 followed by 1 payment of £228.83, total cost of credit is £3,139.80*, total amount payable is £13,139.80.

*The representative example includes an estimated option to purchase fee of £10. This is subject to status and although fees may vary in amount and when payable, the total cost of credit and APR received will not alter. This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status.

Borrowing £19,000.00 at a representative APR of 11.9%, annual interest rate (fixed) 11.9%, deposit of £0, 48 monthly payments of £359.86, optional final payment £8,150 (inc. £10 option to purchase fee), total cost of credit is £6,423.28†, total amount of credit is £19,000.00, total amount payable is £25,423.28.

Representative Example is for AA PCP agreement for a Ford Focus with a contract mileage of 10,000. Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). This quotation is not a binding offer to enter into a finance agreement.

†AA PCP AA Car Finance is provided by Evolution Funding Ltd. Used Car Sites Limited, on behalf of AA Financial Services Limited, introduces you to Evolution and are each acting as credit brokers and not lenders. AA Financial Services Limited receives a commission from Evolution Funding Ltd, which can vary based on the lender and vehicle selected. By submitting an application for car finance you consent to the commission being paid and acknowledge AA Financial Services Limited is not acting impartially.

This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status. Terms and conditions apply. A guarantee may be required. Over 18's only. This service is provided by Evolution Funding Limited who are authorised and regulated by the Financial Conduct Authority for credit brokerage, FCA number is 823324. Evolution Funding Limited are a credit broker, not a lender. Other offers may be available but cannot be used in conjunction with this offer. We work with a number of carefully selected credit providers who may be able to offer you finance for your purchase. We are only able to offer finance products from these providers and they may provide an incentive to do so.

Need car finance demystifying?

Let us break it down for you. Finance can be confusing, but we've made it simple.

Understanding finance

Vehicle history check

For WM72XLR

Not recorded as stolen
No third-party trace
0 previous keepers show

The current keeper is not included in the number of previous keepers.

This vehicle has had 1 registered keeper from new. Please note that the keeper is not necessarily the owner, it may be a company vehicle or belong to a third party.
No plate changes
No colour changes

Mileage data available †

Not an insurance write-off

Data for this history check supplied: 05/03/2026 at 03:16

What's not included?

Outstanding finance details
Estimated cost of vehicle ownership
MOT history & common failures*
Full vehicle specification
Mileage discrepancies*
Market valuation*
Vehicle Tax Check

*Provided where available

Get peace of mind with an instant full vehicle history check and uncover any potential issues before you buy.

Get a full history check

Selling made easy with a free instant valuation

Enter your reg number below to get a valuation estimate from our trusted partner, Motorway

Please note: if you tap 'Get a valuation', you will be taken directly to the Motorway website.

Buy with the AA

This dealer has signed up to our AA Cars Standards.

AA Approved Dealer

This dealer has committed to our AA gold standards of service

AA Cars Standards

Find out more about

AA Cars Standards

Get exclusive AA offers

12 months free breakdown cover (or discounted upgrade if you're an AA member) and £75 off a Service & MOT. T&Cs apply

Activate offers

12 months free breakdown cover

Included with this vehicle
Free Accident Assist service available 24/7
Already with the AA? Upgrade your cover for only £10 for the year^

Unlock your offers up to six months after buying one of our vehicles.

Activate cover ^T&C's apply

Get 10% off Car Insurance

Take out a quote today and we will automatically apply 10% discount.

Get a quote today T&C's apply

Category write-offs

A vehicle that has been in an accident will be assessed by insurance companies and assigned a category: A, B, S or N. However, we only list Cat S or N cars as Cat A and B cars are not roadworthy and safe.

Category S (formerly Category C)

The 'S' in Cat S stands for structural damage. This means the vehicle has damage to its structure/chassis, which is more than just cosmetic damage. But the vehicle can be professionally repaired, making it safe and roadworthy.

Category N (formerly Category D)

Similarly, the 'N' in Cat N stands for non-structural damage. Here, the vehicle has sustained damage, but it has not affected the structure/chassis. A Cat N car is safe to drive as the damage could be minimal/cosmetic.

Buying a written-off vehicle:

Do a full vehicle history check to identify category vehicles.
Make sure to check with the dealer if a Cat S/N vehicle has been professionally repaired.
Book a vehicle inspection and our experts will look over a Category vehicle for you.

Source	Date	Mileage
BVRLA	25/02/2026	17,877
MOT	05/02/2026	17,872