01908 906 831

£22,999

From £514 pm

VOLVOXC40 2.0 D3 MOMENTUM 5d 148 BHP

2 VOLVO XC40 reviews

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Elite Automotive Ltd t/a Hilton Car Supermarket

01908 906 831^*

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Overview

Mileage:
29,212
Year:
2020
Fuel type: Diesel
Transmission: Automatic
Body type: Estate
Colour: Black
Doors: 5
Engine size: 2.0 L
CO₂ Emissions: 157 g/km

Please note: Dealers are responsible for the content of their listings and are expected to include all fees in the advertised price. You should always confirm all listing details with the dealer before purchasing.

Vehicle details

We are proud to have been chosen as the Highly Commended - Used Car Supermarket for 2024 by Car Dealer Used Car Awards. With over 1, 000 cars in stock, we are your trusted destination, as weve signed the AA Dealer Promise, ensuring you receive top-quality vehicles and service This VOLVO XC40, packed with a range of fantastic features including Bluetooth, Cruise Control, Alloy Wheels. It has had previous owner, with the most recent service completed in August 2024, and comes with an MOT valid until July 2026, ensuring you can drive with absolute confidence. Please click the Visit Website button to view this vehicles features, explore high-quality 360-degree images, Instant Part Exchange Online Valuation, Free Soft Search Finance Checker and check its availability on dealer's website Unlike many dealerships, we DO NOT charge admin fees, ensuring you receive the best customer experience without paying additional admin costs. Every car purchase includes FREE 12 months of AA Roadside Assistance and a FREE AA History Check. For added peace of mind, we offer extended warranty options ranging from 3 to 36 months. You can Reserve this car today for just £99, a fully refundable fee that guarantees the vehicle is held exclusively for you. Whether youre arranging a test drive, discussing the valuation of your current car, or exploring our flexible Zero Deposit financing options, weve got you covered. And if you change your mind at any stage, no problemyour deposit is fully refundable, no questions asked. We are open 7 days a weekgive us a call to book a viewing or a test drive at your convenience. Vehicle specification details are supplied by CAP HPI and may vary slightly. We work hard to ensure all descriptions are accurate, but we recommend confirming details in-store before purchasing. For information on manufacturer recalls, please read our Recall Policy on our website.

Vehicle features

18in Alloy Wheels - 6 Spoke Diamond Cut - Black
Chrome Window Trim
Colour Co-Ordinated Autofolding Heated Power Door Mirrors
Front and Rear Power Windows
High Gloss Black Front Grille with Chrome Inserts
Locking Wheel Nuts
Roof Rails - Integrated Silver
Roof Spoiler
Tyre Sealant Kit and Compressor
2-Zone Electronic Climate Control with Cooled Glovebox and Rear Air Vents
3 Spoke Leather Steering Wheel with Chrome Trim
Ambient Door and Instrument Panel Lighting
Autodimming Interior Mirror
Bright Metal Luggage Compartment Threshold
Centre Console Cupholders and Storage
Drift Wood Inlays
Drivers Side Lower Dashboard Credit Card Storage Compartment
Electronic Climate Control with CleanZone Air Quality System with Pollen Filter
Front Aluminium Tread Plates
Front Door Pocket and Front Cupholder Illumination
Front Footwell Illumination
Front Reading Lights and Theatre Lighting
Front Tunnel Net Pocket and Integrated Waste Bin
Glovebox Bag Hook
Height and Reach Adjustable Steering Column
Height

Remember to check the details of this car with the dealer before you buy it to make sure that all the information is accurate.

Credit ratings explained

Excellent

You are a home owner
You have been on the electoral roll for a long period of time
You have current credit arrangements and mortgage with no defaults
You have no CCJs, credit arrears or missed payments
You rarely apply for credit
You are employed or self-employed

Good

You are on the electoral roll
You are a home owner or long standing-tenant
You have a stable employment history
You have current credit arrangements with occasional missed payments
You have no CCJs

Fair

You are or have recently been on the electoral roll
You may have recently changed address
You may have occasional missed payments
You may have an old CCJ
You may have regularly applied for credit

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What is Hire Purchase (HP)?

Hire Purchase (HP)

HP is a finance plan that allows you to spread the cost of the car by making monthly payments over an agreed term.

You make higher monthly payments than a Personal Contract Purchase (PCP) agreement, so that when you come to the end of the agreement you'll own the car.

Unlike PCP, there are no limits on mileage.

HP could be right for you if want to own the car at the end of the agreement, without the need to make a larger final payment.

For this vehicle you have selected only HP is available.

All this will be explained in more detail when you speak with one of our friendly agents, once you have completed your application.

Hire Purchase

PCP

Amount to borrow
Monthly payments
Illustrative APR
Total amount payable

Representative example:

Borrowing £10,000 at a representative APR of 12.9%, annual interest rate (fixed) 12.9%, 59 monthly payments of £223.33 followed by 1 payment of £233.33, total cost of credit is £3,409.80*, total amount payable is £13,409.80.

*The representative example includes an estimated option to purchase fee of £10. This is subject to status and although fees may vary in amount and when payable, the total cost of credit and APR received will not alter. This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status.

Borrowing £16,000.00 at a representative APR of 12.9%, annual interest rate (fixed) 12.9%, deposit of £0, 48 monthly payments of £299.67, optional final payment £7,645.00 (inc. £10 option to purchase fee), total cost of credit is £6,029.16†, total amount of credit is £16,000.00, total amount payable is £22,029.16.

Representative Example is for AA PCP agreement for a Ford Focus Estate with a contract mileage of 10,000. Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). This quotation is not a binding offer to enter into a finance agreement.

†AA PCP AA Car Finance is provided by Evolution Funding Ltd. Used Car Sites Limited, on behalf of AA Financial Services Limited, introduces you to Evolution and are each acting as credit brokers and not lenders. AA Financial Services Limited receives a commission from Evolution Funding Ltd, which can vary based on the lender and vehicle selected. By submitting an application for car finance you consent to the commission being paid and acknowledge AA Financial Services Limited is not acting impartially.

This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status. Terms and conditions apply. A guarantee may be required. Over 18's only. This service is provided by Evolution Funding Limited who are authorised and regulated by the Financial Conduct Authority for credit brokerage, FCA number is 823324. Evolution Funding Limited are a credit broker, not a lender. Other offers may be available but cannot be used in conjunction with this offer. We work with a number of carefully selected credit providers who may be able to offer you finance for your purchase. We are only able to offer finance products from these providers and they may provide an incentive to do so.

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Vehicle history check

For PGZ9723

Not recorded as stolen
No third-party trace
0 previous keepers show

The current keeper is not included in the number of previous keepers.

This vehicle has had 1 registered keeper from new. Please note that the keeper is not necessarily the owner, it may be a company vehicle or belong to a third party.
No plate changes
No colour changes

Mileage data available †

Not an insurance write-off

Data for this history check supplied: 29/08/2025 at 02:16

What's not included?

Outstanding finance details
Estimated cost of vehicle ownership
MOT history & common failures*
Full vehicle specification
Mileage discrepancies*
Market valuation*
Vehicle Tax Check

*Provided where available

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Category write-offs

A vehicle that has been in an accident will be assessed by insurance companies and assigned a category: A, B, S or N. However, we only list Cat S or N cars as Cat A and B cars are not roadworthy and safe.

Category S (formerly Category C)

The 'S' in Cat S stands for structural damage. This means the vehicle has damage to its structure/chassis, which is more than just cosmetic damage. But the vehicle can be professionally repaired, making it safe and roadworthy.

Category N (formerly Category D)

Similarly, the 'N' in Cat N stands for non-structural damage. Here, the vehicle has sustained damage, but it has not affected the structure/chassis. A Cat N car is safe to drive as the damage could be minimal/cosmetic.

Buying a written-off vehicle:

Do a full vehicle history check to identify category vehicles.
Make sure to check with the dealer if a Cat S/N vehicle has been professionally repaired.
Book a vehicle inspection and our experts will look over a Category vehicle for you.

Source	Date	Mileage
MOT	05/07/2025	29,260
MOT	14/06/2024	29,211