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0191 582 2026

£13,490

PCP: from £256 pm

HP: from £295 pm

What's the difference between Hire Purchase (HP) and Personal Contract Purchase (PCP)?

FordFocus T EcoBoost Titanium Style

621 Ford Focus reviews

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Whitley Bay Motors Washington

0191 582 2026^*

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Overview

Mileage:
30,473
Year:
2022
Fuel type: Petrol
Transmission: Manual
Body type: Hatchback
Colour: Desert island blue (exclusive colour)
Doors: 5
Engine size: 1.0 L
CO₂ Emissions: 122 g/km

Please note: Dealers are responsible for the content of their listings and are expected to include all fees in the advertised price. You should always confirm all listing details with the dealer before purchasing.

Vehicle details

30, 473 miles, 1 owner, finished in desert island blue, privacy glass, black cloth upholstery with grey stitching, 16" alloy wheels.Specification includes; DAB radio, satnav, bluetooth, app connection, multifunctional steering wheel, cruise control, dual climate control, a/c, auto lights, auto hold, lane assist, start/stop, front & rear parking sensors, powerfold mirrors, comes with 2 central locking keys.Please see the 'Vehicle Equipment' tab on our website for full specification.Please call our experienced sales team on 01915822026 for any additional specification query, an in-depth appraisal/video call or maybe we can help fund your new car. All of our vehicles are subject to a £199 Service Support Fee and are therefore supplied with 12 months MOT, Full Pre Delivery Service, 6 Months Complimentary In-House Warranty, Premium Pre-Collection Valet, Fuel for Your First Journey and a HPI Certificate. We offer a wide range of Finance and Warranty packages as well as fantastic trade rates for alloy wheel refurbs/colour changes, window tinting and much more.

Vehicle features

Desert Island Blue
Cloth - Black with Metal Grey Stitching
Family Pack
4.2in Colour TFT Ice Blue Illumination Analogue Cluster with Trip Computer
Ford SYNC2.5 without Navigation or Embedded Voice Control
FordPass Connect
Cruise Control with Adjustable Speed Limiter
Parking Sensor - Front and Rear
Pre-Collision Assist with Autonomous Emergency Braking and Pedestrian-Cyclist Detection
Selectable Drive Mode
Trip Computer
Tyre Pressure Monitoring System
16in Alloy Wheels - 6x2 Spoke - Dark Sparkle - High Gloss Finish
Acoustic Laminated Windscreen
Body Colour Bumpers
Bright Finish on Lower Door Line
Door Handles - Body Colour
Door Mirrors - Electrically-Operated - Heated - Power-Foldable - Puddle Lights - Side Indicators
Fog Light Bezel - Bright
Ford Easy Fuel System
Grille with Chrome Surround and Horizontal Bars
Headlight Bezel - Black
Locking Wheel Nuts
Quickclear Heated Windscreen
Rear Spoiler - Body Colour with Centre High Mounted Stop Light
Side Skirts - Self Colour
Spare Wheel - Mini Steel
Windows - Electrically Operated Front and Rear with One Touch Opening and Closing
Front Fog Lights with Cornering Function
Full Fixed LED Headlight with LED Daytime Running Lights
Headlights - Automatic On-Off
Rear Lights - LED
Automatic Dimming Rear View Mirror
Centre Console - Premium with Sliding Armrest - Cupholder with Sliding Cover - 12V Front Power Point
Courtesy Light - Ambient LED Courtesy Lighting
DEATC - Dual-Zone Electronic Automatic Temperature Control
Floor Mats - Front Velour
Front Seatback Map Pockets - Driver and Passenger
Front Seats - Sports Style V-shape with High Bolster
Gearshift Knob - Leather-Trimmed
Load Compartment Area Cover
Load Floor Carpet
MyKey
Overhead Console - Medium Length with Front and Rear LED Courtesy Lights
Rain Sensitive Windshield Wipers
Rear Fog Lamps
Rear Seat - 60-40 Split Folding Seats
Rear Seat Fixed Cushion
Seat - Passengers 4-Way Manual Adjustment
Seats - Drivers 4-Way Manual Adjustment
Steering Column - Rake and Reach Adjustment
Steering Wheel - 3-Spoke Sensico Trimmed with Integrated Audio Controls
Intelligent Speed Assistance
Power Steering
ABS - Anti-lock Braking System
Airbags - Driver and Front Passenger
Airbags - Front and Rear Side Curtain
Airbags - Front Side Impact
Child Proof Rear Door Locks
EBA - Emergency Brake Assist
Electric Parking Brake
ESC - Electronic Stability Control
Ford Key Free System - Keyless Entry with Keyless Start
Front and Rear Seatbelt Minder
Front Passenger Airbag Deactivation Switch
Hill Start Assist
Lane-Keeping Aid with Lane-Keeping Assist
Remote Central Locking and Engine Immobiliser
Remote Central-Double Locking
Seats - ISOFIX Mounting Provision for Child Seats
Tailgate Wash-Wipe
Thatcham Category Alarm with Power Door Deadlocks
Traction Control - TC
Trailer Sway Control

Remember to check the details of this car with the dealer before you buy it to make sure that all the information is accurate.

Credit ratings explained

Excellent

You are a home owner
You have been on the electoral roll for a long period of time
You have current credit arrangements and mortgage with no defaults
You have no CCJs, credit arrears or missed payments
You rarely apply for credit
You are employed or self-employed

Good

You are on the electoral roll
You are a home owner or long standing-tenant
You have a stable employment history
You have current credit arrangements with occasional missed payments
You have no CCJs

Fair

You are or have recently been on the electoral roll
You may have recently changed address
You may have occasional missed payments
You may have an old CCJ
You may have regularly applied for credit

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Make your Car Finance product selection below

What's the difference between Hire Purchase (HP) and Personal Contract Purchase (PCP)?

Hire Purchase (HP)

HP is a finance plan that allows you to spread the cost of the car by making monthly payments over an agreed term.

You make higher monthly payments than a Personal Contract Purchase (PCP) agreement, so that when you come to the end of the agreement you'll own the car.

Unlike PCP, there are no limits on mileage.

HP could be right for you if want to own the car at the end of the agreement, without the need to make a larger final payment.

Personal Contract Purchase (PCP)

PCP is a finance plan where you make equal monthly payments over an agreed term, with a larger final repayment due at the end if you decide to keep the car.

At the end of the agreement, you have three options. You can hand the car back to the finance company (the must be in good condition and within the agreed mileage, otherwise charges may apply), part exchange it for another car on a new agreement (subject to status), or pay the final repayment to own the car.

PCP could be right for you if you're thinking of changing your car in the next few years, or if you're unsure whether you want to buy the car at the end of the agreement.

What is Hire Purchase (HP)?

Hire Purchase (HP)

HP is a finance plan that allows you to spread the cost of the car by making monthly payments over an agreed term.

You make higher monthly payments than a Personal Contract Purchase (PCP) agreement, so that when you come to the end of the agreement you'll own the car.

Unlike PCP, there are no limits on mileage.

HP could be right for you if want to own the car at the end of the agreement, without the need to make a larger final payment.

For this vehicle you have selected only HP is available.

All this will be explained in more detail when you speak with one of our friendly agents, once you have completed your application.

Hire Purchase

PCP

Amount to borrow
Monthly payments
Illustrative APR
Total amount payable

Amount to borrow
First payment
Monthly payments
Final payment
Illustrative APR
Total amount payable

Representative example:

Borrowing £10,000 at a representative APR of 11.9%, annual interest rate (fixed) 11.9%, 59 monthly payments of £218.83 followed by 1 payment of £228.83, total cost of credit is £3,139.80*, total amount payable is £13,139.80.

*The representative example includes an estimated option to purchase fee of £10. This is subject to status and although fees may vary in amount and when payable, the total cost of credit and APR received will not alter. This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status.

Borrowing £19,000.00 at a representative APR of 11.9%, annual interest rate (fixed) 11.9%, deposit of £0, 48 monthly payments of £359.86, optional final payment £8,150 (inc. £10 option to purchase fee), total cost of credit is £6,423.28†, total amount of credit is £19,000.00, total amount payable is £25,423.28.

Representative Example is for AA PCP agreement for a Ford Focus with a contract mileage of 10,000. Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). This quotation is not a binding offer to enter into a finance agreement.

†AA PCP AA Car Finance is provided by Evolution Funding Ltd. Used Car Sites Limited, on behalf of AA Financial Services Limited, introduces you to Evolution and are each acting as credit brokers and not lenders. AA Financial Services Limited receives a commission from Evolution Funding Ltd, which can vary based on the lender and vehicle selected. By submitting an application for car finance you consent to the commission being paid and acknowledge AA Financial Services Limited is not acting impartially.

This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status. Terms and conditions apply. A guarantee may be required. Over 18's only. This service is provided by Evolution Funding Limited who are authorised and regulated by the Financial Conduct Authority for credit brokerage, FCA number is 823324. Evolution Funding Limited are a credit broker, not a lender. Other offers may be available but cannot be used in conjunction with this offer. We work with a number of carefully selected credit providers who may be able to offer you finance for your purchase. We are only able to offer finance products from these providers and they may provide an incentive to do so.

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Understanding finance

Vehicle history check

For ND72CYA

Not recorded as stolen
No third-party trace
0 previous keepers show

The current keeper is not included in the number of previous keepers.

This vehicle has had 1 registered keeper from new. Please note that the keeper is not necessarily the owner, it may be a company vehicle or belong to a third party.
No plate changes
No colour changes

Mileage data available †

Not an insurance write-off

Data for this history check supplied: 14/02/2026 at 08:42

What's not included?

Outstanding finance details
Estimated cost of vehicle ownership
MOT history & common failures*
Full vehicle specification
Mileage discrepancies*
Market valuation*
Vehicle Tax Check

*Provided where available

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Category write-offs

A vehicle that has been in an accident will be assessed by insurance companies and assigned a category: A, B, S or N. However, we only list Cat S or N cars as Cat A and B cars are not roadworthy and safe.

Category S (formerly Category C)

The 'S' in Cat S stands for structural damage. This means the vehicle has damage to its structure/chassis, which is more than just cosmetic damage. But the vehicle can be professionally repaired, making it safe and roadworthy.

Category N (formerly Category D)

Similarly, the 'N' in Cat N stands for non-structural damage. Here, the vehicle has sustained damage, but it has not affected the structure/chassis. A Cat N car is safe to drive as the damage could be minimal/cosmetic.

Buying a written-off vehicle:

Do a full vehicle history check to identify category vehicles.
Make sure to check with the dealer if a Cat S/N vehicle has been professionally repaired.
Book a vehicle inspection and our experts will look over a Category vehicle for you.

Source	Date	Mileage
MOT	24/10/2025	28,275