£20,989

From £469 pm

BMW3 SERIES 2.0 320d M Sport Saloon 4dr Diesel Auto Euro 6 (s/s) (190 ps)

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Essex Car Company

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Overview

Mileage:
45,427
Year:
2020
Fuel type: Diesel
Transmission: Automatic
Body type: Saloon
Colour: White
Doors: 4
Engine size: 2.0 L
CO₂ Emissions: 113 g/km

Please note: Dealers are responsible for the content of their listings and are expected to include all fees in the advertised price. You should always confirm all listing details with the dealer before purchasing.

Vehicle details

With an MOT valid until July 2026 and a clear vehicle history check, this 2020 BMW 3 Series 320d M Sport presents a compelling proposition. This Euro 6 compliant model boasts a 2.0L diesel engine and has covered a low mileage of 45, 427 miles, with its last service completed on 2nd July 2025 at 41, 812 miles, though it has a partial service history. The M Sport trim enhances its appeal, and notable features include an Incorrect Fuelling Protection System, three zone automatic air conditioning, extended LED headlights, and a comprehensive Parking Assistant system with front and rear sensors and a rear camera. Comfort is further assured with seat heating for the driver and front passenger. This BMW 3 Series 320d M Sport offers several highlights that set it apart. Its impressive fuel economy of 54 mpg demonstrates efficiency, while its low CO2 emissions are beneficial for the environment. The vehicle also falls into a low insurance group, which can help reduce running costs. For those who appreciate performance, the 0-60mph acceleration in just 6.8 seconds indicates a responsive driving experience. These factors combined suggest a well maintained and economical vehicle that still delivers on driving pleasure.

Vehicle features

12V Power Socket in Front Storage Compartment
18in Alloy Wheels - M Light Double-Spoke Style 790 M - Bicolour Orbit Grey
Acoustic Glazing
Active Air Stream Kidney Grille
Active Guard Plus
Air Conditioning - Automatic with Three-Zone
Airbags
Alarm System - Thatcham 1 with Remote Control and Electronic Engine Immobiliser
Ambient Lighting with Welcome Light Carpet
Armrest - Integrated in Door Trim Front and Rear and in Front on the Centre Console
Armrest - Rear Centre with Two Cupholders
Attentiveness Assistant
Automatically Dimming Rear View Mirror
BMW Connected Package Professional
BMW ConnectedDrive Online Services
BMW Emergency Call
BMW Live Cockpit Professional
BMW TeleServices
Balanced 50-50 Weight Distribution
Battery Safety Cut-Off in the Event of an Accident
Bluetooth Hands Free with USB Audio Interface
Brake Pad Wear Indicator - Front and Rear
Bumper System - Front and Rear
Central Locking Switch - Doors - Fuel Filler Cap - Luggage Compartment
Centre Console Rear Storage Compart

Remember to check the details of this car with the dealer before you buy it to make sure that all the information is accurate.

Credit ratings explained

Excellent

You are a home owner
You have been on the electoral roll for a long period of time
You have current credit arrangements and mortgage with no defaults
You have no CCJs, credit arrears or missed payments
You rarely apply for credit
You are employed or self-employed

Good

You are on the electoral roll
You are a home owner or long standing-tenant
You have a stable employment history
You have current credit arrangements with occasional missed payments
You have no CCJs

Fair

You are or have recently been on the electoral roll
You may have recently changed address
You may have occasional missed payments
You may have an old CCJ
You may have regularly applied for credit

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What is Hire Purchase (HP)?

Hire Purchase (HP)

HP is a finance plan that allows you to spread the cost of the car by making monthly payments over an agreed term.

You make higher monthly payments than a Personal Contract Purchase (PCP) agreement, so that when you come to the end of the agreement you'll own the car.

Unlike PCP, there are no limits on mileage.

HP could be right for you if want to own the car at the end of the agreement, without the need to make a larger final payment.

For this vehicle you have selected only HP is available.

All this will be explained in more detail when you speak with one of our friendly agents, once you have completed your application.

Hire Purchase

PCP

Amount to borrow
Monthly payments
Illustrative APR
Total amount payable

Representative example:

Borrowing £10,000 at a representative APR of 12.9%, annual interest rate (fixed) 12.9%, 59 monthly payments of £223.33 followed by 1 payment of £233.33, total cost of credit is £3,409.80*, total amount payable is £13,409.80.

*The representative example includes an estimated option to purchase fee of £10. This is subject to status and although fees may vary in amount and when payable, the total cost of credit and APR received will not alter. This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status.

Borrowing £16,000.00 at a representative APR of 12.9%, annual interest rate (fixed) 12.9%, deposit of £0, 48 monthly payments of £299.67, optional final payment £7,645.00 (inc. £10 option to purchase fee), total cost of credit is £6,029.16†, total amount of credit is £16,000.00, total amount payable is £22,029.16.

Representative Example is for AA PCP agreement for a Ford Focus Estate with a contract mileage of 10,000. Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). This quotation is not a binding offer to enter into a finance agreement.

†AA PCP AA Car Finance is provided by Evolution Funding Ltd. Used Car Sites Limited, on behalf of AA Financial Services Limited, introduces you to Evolution and are each acting as credit brokers and not lenders. AA Financial Services Limited receives a commission from Evolution Funding Ltd, which can vary based on the lender and vehicle selected. By submitting an application for car finance you consent to the commission being paid and acknowledge AA Financial Services Limited is not acting impartially.

This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status. Terms and conditions apply. A guarantee may be required. Over 18's only. This service is provided by Evolution Funding Limited who are authorised and regulated by the Financial Conduct Authority for credit brokerage, FCA number is 823324. Evolution Funding Limited are a credit broker, not a lender. Other offers may be available but cannot be used in conjunction with this offer. We work with a number of carefully selected credit providers who may be able to offer you finance for your purchase. We are only able to offer finance products from these providers and they may provide an incentive to do so.

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Vehicle history check

For PE20PUV

Not recorded as stolen
No third-party trace
1 previous keeper show

There are PREVIOUS KEEPER CHANGES recorded against this vehicle. Please note that the keeper is not necessarily the owner, it may be a company vehicle or belong to a third party.

Number Of Previous Keepers 1

Date Of Last Keeper Change 22/07/2022
No plate changes
No colour changes

Mileage data available †

Not an insurance write-off

Data for this history check supplied: 16/11/2025 at 03:21

What's not included?

Outstanding finance details
Estimated cost of vehicle ownership
MOT history & common failures*
Full vehicle specification
Mileage discrepancies*
Market valuation*
Vehicle Tax Check

*Provided where available

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Category write-offs

A vehicle that has been in an accident will be assessed by insurance companies and assigned a category: A, B, S or N. However, we only list Cat S or N cars as Cat A and B cars are not roadworthy and safe.

Category S (formerly Category C)

The 'S' in Cat S stands for structural damage. This means the vehicle has damage to its structure/chassis, which is more than just cosmetic damage. But the vehicle can be professionally repaired, making it safe and roadworthy.

Category N (formerly Category D)

Similarly, the 'N' in Cat N stands for non-structural damage. Here, the vehicle has sustained damage, but it has not affected the structure/chassis. A Cat N car is safe to drive as the damage could be minimal/cosmetic.

Buying a written-off vehicle:

Do a full vehicle history check to identify category vehicles.
Make sure to check with the dealer if a Cat S/N vehicle has been professionally repaired.
Book a vehicle inspection and our experts will look over a Category vehicle for you.

Source	Date	Mileage
MOT	02/07/2025	41,812
MOT	25/06/2024	30,712
MOT	12/07/2023	11,653
MOT	19/07/2022	8,030
BVRLA	04/04/2022	8,001
MANUF'RER	30/03/2022	8,021
BVRLA	29/01/2022	7,306
RMI MIL'GE	28/01/2022	7,306