£19,270

From £431 pm

VOLVOXC40 1.5 T3 Inscription SUV 5dr Petrol Auto Euro 6 (s/s) (163 ps)

2 VOLVO XC40 reviews

Print page

Contact the dealer

Sonny Adam Ltd

020 3018 3551^*

Book a pre-purchase vehicle inspection from £119

View all stock at this dealer

* Calls may be recorded for training and monitoring purposes. Please refrain from providing credit/debit card information on these calls. If you do so it is at your own risk.

This dealer has committed to AA Cars Standards | tsi APPROVED CODE™ tradingstandards.uk

Overview

Mileage:
40,569
Year:
2020
Fuel type: Petrol
Transmission: Automatic
Body type: N/a
Colour: Black
Doors: 5
Engine size: 1.5 L
CO₂ Emissions: 166 g/km

Please note: Dealers are responsible for the content of their listings and are expected to include all fees in the advertised price. You should always confirm all listing details with the dealer before purchasing.

Vehicle details

The Volvo XC40 1.5 T3 Inscription is a stylish and sophisticated petrol automatic SUV delivering 163 PS with Euro 6 efficiency and advanced safety features. Designed with luxury and practicality in mind, it comes equipped with 18-inch 6-spoke diamond-cut black alloy wheels and a striking high gloss black front grille with chrome inserts, complemented by chrome window trim and integrated silver roof rails for a premium look. Inside, the cabin boasts refined details such as driftwood inlays, luxury floor mats, and a leather-faced Oxide Red interior, creating a warm and elegant atmosphere. The driver benefits from a 12.3-inch Active TFT Crystal information display and a 9-inch portrait touchscreen for the infotainment system, featuring Sensus Navigation, Sensus Connect with high-performance sound, and voice-activated controls. Comfort is further enhanced with a power-adjustable driver seat with memory for seat and exterior mirrors, height and tilt adjustable steering column, and multi-directional lumbar support. The XC40 is packed with innovative technology and convenience including two-zone electronic climate control with a cooled glovebox and rear air vents, power-operated tailgate with private locking, park assist with front and rear sensors, rain-sensing wipers, and a power parking brake with auto-hold function. Interior lighting features ambient door and instrument panel lighting alongside multicolour theatre lighting and front footwell illumination. Safety is paramount with City Safety collision avoidance, lane keeping aid with driver alert control, oncoming lane mitigation, run-off road mitigation and protection, side impact protection system (SIPS) with airbags, whiplash protection system (WHIPS), and Volvo On Call with app connectivity. Additional protective features include adaptive brake lights, inflatable curtains, speed limiter, stability and traction control, and tyre pressure monitoring with a sealant kit and compressor. Practical storage solutions include underfloor cargo storage, a bright metal luggage compartment threshold, load protection net, and split-folding 60:40 rear seats with rear armrest and cupholders. This vehicle has been well maintained with a partial service history. For added peace of mind, if the MOT is under six months, well ensure a fresh MOT is completed before sale. The vehicle also comes with a standard three-month back-to-base warranty, with the option to extend it to a nationwide warranty for added reassurance. Nationwide delivery is also available. For more details or to arrange a viewing, contact 02030183551 or email enquiries dealer's website

Vehicle features

12.3in Active TFT Crystal Drivers Information Display
12V Socket - Front Tunnel Console and Cargo Compartment
18in Alloy Wheels - 6 Spoke Diamond Cut - Black
2-Zone Electronic Climate Control with Cooled Glovebox and Rear Air Vents
3 Spoke Leather Steering Wheel with Chrome Trim
9in Centre Console Portrait Touch Screen
ABS - Anti-Lock Brake System
Adaptive Brake Lights including High Level LED Brake Light
Adjustable Steering Force
Ambient Door and Instrument Panel Lighting
Anti-Theft Alarm including Immobiliser - Volume Sensor and Level Sensor
Autodimming Interior Mirror
Automatic Headlight Levelling System
Automatic LED Headlights with Active High Beam incorporating Day Running Lights
Bluetooth Handsfree System
Bright Metal Luggage Compartment Threshold
Care Key with User Defined Top Speed
Centre Console Cupholders and Storage
Chrome Window Trim
City Safety
Colour Co-Ordinated Autofolding Heated Power Door Mirrors
Cruise Control
DAB - Digital Audio Broadcasting Radio
Drift Wood Inlays

Remember to check the details of this car with the dealer before you buy it to make sure that all the information is accurate.

Credit ratings explained

Excellent

You are a home owner
You have been on the electoral roll for a long period of time
You have current credit arrangements and mortgage with no defaults
You have no CCJs, credit arrears or missed payments
You rarely apply for credit
You are employed or self-employed

Good

You are on the electoral roll
You are a home owner or long standing-tenant
You have a stable employment history
You have current credit arrangements with occasional missed payments
You have no CCJs

Fair

You are or have recently been on the electoral roll
You may have recently changed address
You may have occasional missed payments
You may have an old CCJ
You may have regularly applied for credit

Finance calculator

Calculate how affordable this VOLVO XC40 could be per month.

My credit score is

Cash price

Deposit

I would like to pay over

Annual mileage

What is Hire Purchase (HP)?

Hire Purchase (HP)

HP is a finance plan that allows you to spread the cost of the car by making monthly payments over an agreed term.

You make higher monthly payments than a Personal Contract Purchase (PCP) agreement, so that when you come to the end of the agreement you'll own the car.

Unlike PCP, there are no limits on mileage.

HP could be right for you if want to own the car at the end of the agreement, without the need to make a larger final payment.

For this vehicle you have selected only HP is available.

All this will be explained in more detail when you speak with one of our friendly agents, once you have completed your application.

Hire Purchase

PCP

Amount to borrow
Monthly payments
Illustrative APR
Total amount payable

Representative example:

Borrowing £10,000 at a representative APR of 12.9%, annual interest rate (fixed) 12.9%, 59 monthly payments of £223.33 followed by 1 payment of £233.33, total cost of credit is £3,409.80*, total amount payable is £13,409.80.

*The representative example includes an estimated option to purchase fee of £10. This is subject to status and although fees may vary in amount and when payable, the total cost of credit and APR received will not alter. This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status.

Borrowing £16,000.00 at a representative APR of 12.9%, annual interest rate (fixed) 12.9%, deposit of £0, 48 monthly payments of £299.67, optional final payment £7,645.00 (inc. £10 option to purchase fee), total cost of credit is £6,029.16†, total amount of credit is £16,000.00, total amount payable is £22,029.16.

Representative Example is for AA PCP agreement for a Ford Focus Estate with a contract mileage of 10,000. Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). This quotation is not a binding offer to enter into a finance agreement.

†AA PCP AA Car Finance is provided by Evolution Funding Ltd. Used Car Sites Limited, on behalf of AA Financial Services Limited, introduces you to Evolution and are each acting as credit brokers and not lenders. AA Financial Services Limited receives a commission from Evolution Funding Ltd, which can vary based on the lender and vehicle selected. By submitting an application for car finance you consent to the commission being paid and acknowledge AA Financial Services Limited is not acting impartially.

This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status. Terms and conditions apply. A guarantee may be required. Over 18's only. This service is provided by Evolution Funding Limited who are authorised and regulated by the Financial Conduct Authority for credit brokerage, FCA number is 823324. Evolution Funding Limited are a credit broker, not a lender. Other offers may be available but cannot be used in conjunction with this offer. We work with a number of carefully selected credit providers who may be able to offer you finance for your purchase. We are only able to offer finance products from these providers and they may provide an incentive to do so.

Need car finance demystifying?

Let us break it down for you. Finance can be confusing, but we've made it simple.

Understanding finance

Vehicle history check

For LM20HMF

Not recorded as stolen
No third-party trace
0 previous keepers show

The current keeper is not included in the number of previous keepers.

This vehicle has had 1 registered keeper from new. Please note that the keeper is not necessarily the owner, it may be a company vehicle or belong to a third party.
No plate changes
No colour changes

Mileage data available †

Not an insurance write-off

Data for this history check supplied: 05/10/2025 at 02:17

What's not included?

Outstanding finance details
Estimated cost of vehicle ownership
MOT history & common failures*
Full vehicle specification
Mileage discrepancies*
Market valuation*
Vehicle Tax Check

*Provided where available

Get peace of mind with an instant full vehicle history check and uncover any potential issues before you buy.

Get this vehicle checked

Buy with the AA

This dealer has signed up to our AA Cars Standards.

AA Cars Standards

Find out more about

AA Cars Standards

Get exclusive AA offers

12 months free breakdown cover (or discounted upgrade if you're an AA member) and £75 off a Service & MOT. T&Cs apply

Activate offers

12 months free breakdown cover

Included with this vehicle
Free Accident Assist service available 24/7
Already with the AA? Upgrade your cover for only £10 for the year^

Unlock your offers up to six months after buying one of our vehicles.

Activate cover ^T&C's apply

Get 10% off Car Insurance

Take out a quote today and we will automatically apply 10% discount.

Get a quote today T&C's apply

Need to sell your car?

5,000+ dealers compete
100% free

Sell your car for a great price with our trusted partner Motorway.

Get an instant valuation

Category write-offs

A vehicle that has been in an accident will be assessed by insurance companies and assigned a category: A, B, S or N. However, we only list Cat S or N cars as Cat A and B cars are not roadworthy and safe.

Category S (formerly Category C)

The 'S' in Cat S stands for structural damage. This means the vehicle has damage to its structure/chassis, which is more than just cosmetic damage. But the vehicle can be professionally repaired, making it safe and roadworthy.

Category N (formerly Category D)

Similarly, the 'N' in Cat N stands for non-structural damage. Here, the vehicle has sustained damage, but it has not affected the structure/chassis. A Cat N car is safe to drive as the damage could be minimal/cosmetic.

Buying a written-off vehicle:

Do a full vehicle history check to identify category vehicles.
Make sure to check with the dealer if a Cat S/N vehicle has been professionally repaired.
Book a vehicle inspection and our experts will look over a Category vehicle for you.

Source	Date	Mileage
RMI MIL'GE	19/06/2024	33,350
RMI MIL'GE	02/06/2024	33,070
RMI MIL'GE	12/08/2023	25,590
RMI MIL'GE	01/08/2023	25,406
RMI MIL'GE	25/05/2023	23,791
RMI MIL'GE	22/07/2022	15,889
RMI MIL'GE	28/06/2021	7,183