£11,400

PCP: from £214 pm

HP: from £250 pm

What's the difference between Hire Purchase (HP) and Personal Contract Purchase (PCP)?

KiaPicanto 1.0 X-Line S 5dr

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Invicta Chery Chelmsford

01245 482 658^*

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Overview

Mileage:
38,439
Year:
2023
Fuel type: Petrol
Transmission: Manual
Body type: Hatchback
Colour: Grey
Doors: 0
CO₂ Emissions: 122 g/km

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Vehicle details

A compact and well equipped car that is perfect for easy everyday driving. This 2023 Kia Picanto 1.0 X Line S is a smart and stylish city car that offers impressive features in a compact and practical package. The X Line S trim gives it a more rugged look along with a well finished interior featuring part leather seats a touchscreen infotainment system with navigation Apple CarPlay and Android Auto plus a reversing camera for easy parking. You also benefit from heated front seats a heated steering wheel climate control and keyless entry adding comfort and convenience to every journey. Despite its compact size it offers good passenger space and a practical boot making it ideal for both city driving and everyday use. Reliable economical and packed with features this Picanto is a great all round choice.

Vehicle features

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What's the difference between Hire Purchase (HP) and Personal Contract Purchase (PCP)?

What is Hire Purchase (HP)?

Hire Purchase

PCP

Amount to borrow
Monthly payments
Illustrative APR
Total amount payable

Amount to borrow
First payment
Monthly payments
Final payment
Illustrative APR
Total amount payable

Representative example:

Borrowing £10,000 at a representative APR of 11.9%, annual interest rate (fixed) 11.9%, 59 monthly payments of £218.83 followed by 1 payment of £228.83, total cost of credit is £3,139.80*, total amount payable is £13,139.80.

*The representative example includes an estimated option to purchase fee of £10. This is subject to status and although fees may vary in amount and when payable, the total cost of credit and APR received will not alter. This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status.

Borrowing £19,000.00 at a representative APR of 11.9%, annual interest rate (fixed) 11.9%, deposit of £0, 48 monthly payments of £359.86, optional final payment £8,150 (inc. £10 option to purchase fee), total cost of credit is £6,423.28†, total amount of credit is £19,000.00, total amount payable is £25,423.28.

Representative Example is for AA PCP agreement for a Ford Focus with a contract mileage of 10,000. Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). This quotation is not a binding offer to enter into a finance agreement.

†AA PCP AA Car Finance is provided by Evolution Funding Ltd. Used Car Sites Limited, on behalf of AA Financial Services Limited, introduces you to Evolution and are each acting as credit brokers and not lenders. AA Financial Services Limited receives a commission from Evolution Funding Ltd, which can vary based on the lender and vehicle selected. By submitting an application for car finance you consent to the commission being paid and acknowledge AA Financial Services Limited is not acting impartially.

This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status. Terms and conditions apply. A guarantee may be required. Over 18's only. This service is provided by Evolution Funding Limited who are authorised and regulated by the Financial Conduct Authority for credit brokerage, FCA number is 823324. Evolution Funding Limited are a credit broker, not a lender. Other offers may be available but cannot be used in conjunction with this offer. We work with a number of carefully selected credit providers who may be able to offer you finance for your purchase. We are only able to offer finance products from these providers and they may provide an incentive to do so.

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Vehicle history check

For EO23TTZ

Not recorded as stolen
No third-party trace
0 previous keepers show

The current keeper is not included in the number of previous keepers.

This vehicle has had 1 registered keeper from new. Please note that the keeper is not necessarily the owner, it may be a company vehicle or belong to a third party.
No plate changes
No colour changes

Mileage data available †

Not an insurance write-off

Data for this history check supplied: 16/04/2026 at 01:22

What's not included?

Outstanding finance details
Estimated cost of vehicle ownership
MOT history & common failures*
Full vehicle specification
Mileage discrepancies*
Market valuation*
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*Provided where available

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Source	Date	Mileage
MOT	08/01/2026	36,952
RMI MIL'GE	24/07/2024	22,079
RMI MIL'GE	27/12/2023	11,460

KiaPicanto 1.0 X-Line S 5dr

Contact the dealer

Invicta Chery Chelmsford

Overview

Vehicle details

Vehicle features

Credit ratings explained

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Fair

Finance calculator

Make your Car Finance product selection below

Hire Purchase (HP)

Personal Contract Purchase (PCP)

Hire Purchase (HP)

Hire Purchase

PCP

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Vehicle history check

What's not included?

Selling made easy with a free instant valuation

Buy with the AA

AA Approved Dealer

Get exclusive AA offers

12 months free breakdown cover

Get 10% off Car Insurance

Other recommendations

Kia Picanto 2

Vauxhall Corsa DESIGN

Vauxhall Corsa GS

Vauxhall Corsa GS

Category write-offs

Category S (formerly Category C)

Category N (formerly Category D)