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£21,990

PCP: from £396 pm

HP: from £491 pm

What's the difference between Hire Purchase (HP) and Personal Contract Purchase (PCP)?

MGHS 1.5 T-GDI Trophy 5dr

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Cars2 MG Barnsley

01226 422 605^*

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Overview

Mileage:
8,962
Year:
2024
Fuel type: Petrol
Transmission: Manual
Body type: Hatchback
Colour: Silver
Doors: 5
Engine size: 1.5 L
CO₂ Emissions: 168 g/km

Please note: Dealers are responsible for the content of their listings and are expected to include all fees in the advertised price. You should always confirm all listing details with the dealer before purchasing.

Vehicle details

If you're looking for a feature-packed SUV that offers exceptional value, sharp styling, and impressive performance, the MG HS 1.5 T-GDI Trophy 5dr is the standout choice.

Powered by a 1.5-litre turbocharged petrol engine, the MG HS Trophy delivers a punchy 162PS, giving you confident acceleration and a smooth drive whether you're commuting, road-tripping, or navigating the school run. With a refined ride and precise steering, it’s built to handle real-world driving with ease.

But where the HS really shines is inside. The Trophy trim is loaded with features you'd expect from a much more expensive car. You get a 10.1-inch colour touchscreen with Apple CarPlay & Android Auto, built-in sat nav, a 6-speaker audio system, and a fully digital driver display. Heated leather-style sports seats, ambient lighting, and dual-zone climate control all add a touch of luxury to every journey.

Safety is top-tier too, with MG Pilot — a comprehensive suite of driver assistance systems including Adaptive Cruise Control, Lane Keep Assist, Traffic Jam Assist, and Autonomous Emergency Braking. It’s been awarded a 5-star Euro NCAP safety rating, making it one of the safest cars in its class.

Space? There’s plenty. The MG HS boasts a roomy cabin with generous rear legroom and a large 463-litre boot — perfect for families, pets, or weekend getaways.

Best of all, it's backed by MG’s industry-leading 7-year/80, 000-mile warranty, giving you long-term peace of mind.

Stylish, spacious, and packed with technology, the MG HS Trophy is the perfect SUV for drivers who want more for their money — without compromising on comfort, performance, or safety. Come see it in person — it’s everything you need, and more.

Vehicle features

Driver attention alert
12.3 colour touchscreen
12.3 Virtual driver information display
360 degree parking camera
Android Auto
Apple CarPlay
Blind spot detection
Bluetooth connectivity
Cruise control
Driver memory function
Emergency call service
Forward collision warning
Front parking sensors
iSmart
Lane change assist
Lane keep assist system (LAS) with Lane departure warning system (LDWS)
Live services
PAS
Power tailgate
Rear cross traffic alert
Rear parking sensors
Satellite navigation system
Speed limit assist
Trip computer
Wireless charging
4 USB ports 2 front and 2 rear
8 Speaker audio system
DAB audio
Auto dimming rear view mirror
Automatic headlights
Electric adjustable/heated/folding door mirrors with memory
Follow me home headlights
Front and rear aero wiper
Front and rear electric windows with one-touch up/down
Front fog lights
Intelligent high beam
LED 3rd brake light
LED daytime running lights
LED Headlights
LED rear lights
Rain sensing wipers
Rear privacy glass
Rear side wing doors
Silver roof rails
Vehicle to Load
12V power sockets
2nd row 60/40 split fold seat
3 rear headrests
3 seat bench in 2nd row
3 stage heated front seats
4 way electric adjustable passenger seat
6 way electric adjustable drivers seat + lumbar support
Dual zone automatic air conditioning
Front and rear reading lights
Front centre sliding armrest with storage compartment
Front headrests
Height and reach adjustable steering wheel
ISOFIX restraints on outer rear seats x2
Multi function steering wheel
Single passenger seat
3x3 point rear seatbelts
ABS/EBD
Active emergency braking with pedestrian/Bicycle detection
Anti rolling protection
Door open warning
Drivers seatbelt reminder
Dual front airbags
Electric parking brake with auto hold function
ESP
Front and rear passenger seat belt reminder
Front centre airbag
Front passenger airbag deactivation switch
Front seat belt height adjuster
Front seatbelts (3-point + pretensioner + load limiter)
Front side airbags
Hill descent control
Hill launch assist
Manual rear child locks
Rear outer seatbelt pretensioner and load limiter
Side curtain airbags
Tyre pressure monitoring system
Alarm system and engine immobiliser
Keyless entry and push button start system
Remote central locking
Speed sensing door locks
19 Blade diamond cut alloy wheels
Tyre repair kit

Remember to check the details of this car with the dealer before you buy it to make sure that all the information is accurate.

Credit ratings explained

Excellent

You are a home owner
You have been on the electoral roll for a long period of time
You have current credit arrangements and mortgage with no defaults
You have no CCJs, credit arrears or missed payments
You rarely apply for credit
You are employed or self-employed

Good

You are on the electoral roll
You are a home owner or long standing-tenant
You have a stable employment history
You have current credit arrangements with occasional missed payments
You have no CCJs

Fair

You are or have recently been on the electoral roll
You may have recently changed address
You may have occasional missed payments
You may have an old CCJ
You may have regularly applied for credit

Finance calculator

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Make your Car Finance product selection below

What's the difference between Hire Purchase (HP) and Personal Contract Purchase (PCP)?

Hire Purchase (HP)

HP is a finance plan that allows you to spread the cost of the car by making monthly payments over an agreed term.

You make higher monthly payments than a Personal Contract Purchase (PCP) agreement, so that when you come to the end of the agreement you'll own the car.

Unlike PCP, there are no limits on mileage.

HP could be right for you if want to own the car at the end of the agreement, without the need to make a larger final payment.

Personal Contract Purchase (PCP)

PCP is a finance plan where you make equal monthly payments over an agreed term, with a larger final repayment due at the end if you decide to keep the car.

At the end of the agreement, you have three options. You can hand the car back to the finance company (the must be in good condition and within the agreed mileage, otherwise charges may apply), part exchange it for another car on a new agreement (subject to status), or pay the final repayment to own the car.

PCP could be right for you if you're thinking of changing your car in the next few years, or if you're unsure whether you want to buy the car at the end of the agreement.

What is Hire Purchase (HP)?

Hire Purchase (HP)

HP is a finance plan that allows you to spread the cost of the car by making monthly payments over an agreed term.

You make higher monthly payments than a Personal Contract Purchase (PCP) agreement, so that when you come to the end of the agreement you'll own the car.

Unlike PCP, there are no limits on mileage.

HP could be right for you if want to own the car at the end of the agreement, without the need to make a larger final payment.

For this vehicle you have selected only HP is available.

All this will be explained in more detail when you speak with one of our friendly agents, once you have completed your application.

Hire Purchase

PCP

Amount to borrow
Monthly payments
Illustrative APR
Total amount payable

Amount to borrow
First payment
Monthly payments
Final payment
Illustrative APR
Total amount payable

Representative example:

Borrowing £10,000 at a representative APR of 12.9%, annual interest rate (fixed) 12.9%, 59 monthly payments of £223.33 followed by 1 payment of £233.33, total cost of credit is £3,409.80*, total amount payable is £13,409.80.

*The representative example includes an estimated option to purchase fee of £10. This is subject to status and although fees may vary in amount and when payable, the total cost of credit and APR received will not alter. This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status.

Borrowing £16,000.00 at a representative APR of 12.9%, annual interest rate (fixed) 12.9%, deposit of £0, 48 monthly payments of £299.67, optional final payment £7,645.00 (inc. £10 option to purchase fee), total cost of credit is £6,029.16†, total amount of credit is £16,000.00, total amount payable is £22,029.16.

Representative Example is for AA PCP agreement for a Ford Focus Estate with a contract mileage of 10,000. Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). This quotation is not a binding offer to enter into a finance agreement.

†AA PCP AA Car Finance is provided by Evolution Funding Ltd. Used Car Sites Limited, on behalf of AA Financial Services Limited, introduces you to Evolution and are each acting as credit brokers and not lenders. AA Financial Services Limited receives a commission from Evolution Funding Ltd, which can vary based on the lender and vehicle selected. By submitting an application for car finance you consent to the commission being paid and acknowledge AA Financial Services Limited is not acting impartially.

This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status. Terms and conditions apply. A guarantee may be required. Over 18's only. This service is provided by Evolution Funding Limited who are authorised and regulated by the Financial Conduct Authority for credit brokerage, FCA number is 823324. Evolution Funding Limited are a credit broker, not a lender. Other offers may be available but cannot be used in conjunction with this offer. We work with a number of carefully selected credit providers who may be able to offer you finance for your purchase. We are only able to offer finance products from these providers and they may provide an incentive to do so.

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Understanding finance

Vehicle history check

For LC74ETF

Not recorded as stolen
No third-party trace
1 previous keeper show

There are PREVIOUS KEEPER CHANGES recorded against this vehicle. Please note that the keeper is not necessarily the owner, it may be a company vehicle or belong to a third party.

Number Of Previous Keepers 1

Date Of Last Keeper Change 24/07/2025
No plate changes
No colour changes
Mileage data not available
Not an insurance write-off

Data for this history check supplied: 24/08/2025 at 11:19

What's not included?

Outstanding finance details
Estimated cost of vehicle ownership
MOT history & common failures*
Full vehicle specification
Mileage discrepancies*
Market valuation*
Vehicle Tax Check

*Provided where available

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Category write-offs

A vehicle that has been in an accident will be assessed by insurance companies and assigned a category: A, B, S or N. However, we only list Cat S or N cars as Cat A and B cars are not roadworthy and safe.

Category S (formerly Category C)

The 'S' in Cat S stands for structural damage. This means the vehicle has damage to its structure/chassis, which is more than just cosmetic damage. But the vehicle can be professionally repaired, making it safe and roadworthy.

Category N (formerly Category D)

Similarly, the 'N' in Cat N stands for non-structural damage. Here, the vehicle has sustained damage, but it has not affected the structure/chassis. A Cat N car is safe to drive as the damage could be minimal/cosmetic.

Buying a written-off vehicle:

Do a full vehicle history check to identify category vehicles.
Make sure to check with the dealer if a Cat S/N vehicle has been professionally repaired.
Book a vehicle inspection and our experts will look over a Category vehicle for you.