£11,295

PCP: from £226 pm

HP: from £247 pm

What's the difference between Hire Purchase (HP) and Personal Contract Purchase (PCP)?

SUZUKISWIFT 1.2 Swift SZ-l DualJet MHEV 5dr

37 SUZUKI SWIFT reviews

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Saracen Motorgroup Ltd

01268 372 370^*

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Overview

Mileage:
24,300
Year:
2023
Fuel type: Petrol hybrid
Transmission: Manual
Body type: Hatchback
Colour: Grey
Doors: 5
Engine size: 1.2 L
CO₂ Emissions: 106 g/km

Please note: Dealers are responsible for the content of their listings and are expected to include all fees in the advertised price. You should always confirm all listing details with the dealer before purchasing.

Vehicle details

16'' ALLOYS CRUISE ULEZ.

Suzuki Swift 1.2 SZ-l DualJet MHEV 5dr Euro 6 ULEZ Free. Finished in Samurai Grey with Black cloth interior.16'' alloy wheels, 4.2'' colour LCD display, Bluetooth, DAB radio, Apple CarPlay, cruise control, rear view camera, electric front windows, privacy glass, high beam assist, LED DRL's, manual air conditioning, leather wrapped multi function steering wheel. Here at Saracen Motor Group we have been awarded AA Platinum dealership recognition along with being nominated for best customer service by Autotrader for 2021, 2022, 2023, 2024 & 2025. We are a 5-star dealership with over 600 5-star reviews across all internet platforms including Autotrader and have been regarded as one of the best dealerships to buy from in the UK.Our preparation team inspects each vehicle to the highest level possible for its age and mileage. You can rest assured your next car has been cared for to the highest standard. Service history, V5 and the HPI certificate will all be present on viewing and collection. With our location based in Battlesbridge, Essex you can enjoy a haggle-free buying experience where you can drive away the same day if prior arranged, additional fees apply please see our website for details..

5 Star Dealer, Finance Available, Delivery Available, Part exchange Available Call on 01268372370.

Full service history

Vehicle features

16in Alloy Wheels - Polished
3 Cup Holders x2 Front - x1 Rear
3-Spoke Leather Covered Steering Wheel
4.2in Colour LCD Display
ABS with EBD and Brake Assist Function
Adaptive Cruise Control
Automatic Headlamp Levelling
Automatic Headlamps
Black Coloured A and B Pillars
Bluetooth Integrated into Audio Unit
Body Coloured Exterior Door Handles
Centre Console with Storage
Centre Lower Box
Child Seat Tether Anchorages x 2
Childproof Rear Door Locks
Chrome Hand Brake Release Button
Chrome Interior Door Handles
DAB Digital Radio
Deadlocks
Driver Seat Height Adjuster
Driver and Front Passenger Airbags
ESP - Electronic Stability Program
Electric Front Windows
Electrically Adjustable and Heated Door Mirrors
Emergency Flat Tyre Repair Kit
Foot Protecting Brake and Clutch Pedals
Freewheeling Key Cylinders
Front 3-Point ELR Seatbelts
Front Accessory Socket
Front Assist Grips Passenger Side
Front Cabin Light
Front Fog Lights
Front Grille - Chrome and Black
Front Map Light
Front Passenger Airbag Deactivation System
Front Passenger Side Seatback Pocket
Front Sunvisors with Vanity Mirrors and Ticket Holder
Front Wiper with Adjustable Intermittent
Front and Rear Seatbelt Reminder
Fuel Consumption Display - Average-Instantaneous and Range
Gear Shift Indicator
Glove Box
Green Tinted Windows
Guide Me Home Light Function
Heater
High Beam Assist
High Mounted Brake Light
Hill Hold Control
ISOFIX Child Seat Anchorages
Immobiliser
LED Daytime Running Lights - Integrated in Headlamps
LED Position Lamps
LED Projector Headlamps
LED Rear Combination Lights
Lights-On and Key-In Reminder
Low Fuel Warning Light
Luggage Area Shelf and Lamp
Manual Air Conditioning
Outside Temperature Display
Pollen Filter
Power Steering
Radar Brake Support
Rear 3-Point ELR Seatbelts
Rear Fog Lamps
Rear Parking Camera
Rear Privacy Glass
Rear Seat Head Restraint x2
Rear Seat with 60-40 Split Folding
Rear Wiper with Intermittent
Remote Central Door Locking
Side Impact Protection Beams
Side and Curtain Airbags
Smartphone Linkage Display Audio
Speakers x4
Steering Wheel - Tilt-Adjustable
Steering Wheel Mounted Audio Controls
Storage Pocket with Bottle Holder in All Doors
TPMS - Tyre Pressure Monitoring System
Tachometer
USB and AUX Connectors - Console Box
White Instrument Panel and Front Door Trim

Remember to check the details of this car with the dealer before you buy it to make sure that all the information is accurate.

Credit ratings explained

Excellent

You are a home owner
You have been on the electoral roll for a long period of time
You have current credit arrangements and mortgage with no defaults
You have no CCJs, credit arrears or missed payments
You rarely apply for credit
You are employed or self-employed

Good

You are on the electoral roll
You are a home owner or long standing-tenant
You have a stable employment history
You have current credit arrangements with occasional missed payments
You have no CCJs

Fair

You are or have recently been on the electoral roll
You may have recently changed address
You may have occasional missed payments
You may have an old CCJ
You may have regularly applied for credit

Finance calculator

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Make your Car Finance product selection below

What's the difference between Hire Purchase (HP) and Personal Contract Purchase (PCP)?

Hire Purchase (HP)

HP is a finance plan that allows you to spread the cost of the car by making monthly payments over an agreed term.

You make higher monthly payments than a Personal Contract Purchase (PCP) agreement, so that when you come to the end of the agreement you'll own the car.

Unlike PCP, there are no limits on mileage.

HP could be right for you if want to own the car at the end of the agreement, without the need to make a larger final payment.

Personal Contract Purchase (PCP)

PCP is a finance plan where you make equal monthly payments over an agreed term, with a larger final repayment due at the end if you decide to keep the car.

At the end of the agreement, you have three options. You can hand the car back to the finance company (the must be in good condition and within the agreed mileage, otherwise charges may apply), part exchange it for another car on a new agreement (subject to status), or pay the final repayment to own the car.

PCP could be right for you if you're thinking of changing your car in the next few years, or if you're unsure whether you want to buy the car at the end of the agreement.

What is Hire Purchase (HP)?

Hire Purchase (HP)

HP is a finance plan that allows you to spread the cost of the car by making monthly payments over an agreed term.

You make higher monthly payments than a Personal Contract Purchase (PCP) agreement, so that when you come to the end of the agreement you'll own the car.

Unlike PCP, there are no limits on mileage.

HP could be right for you if want to own the car at the end of the agreement, without the need to make a larger final payment.

For this vehicle you have selected only HP is available.

All this will be explained in more detail when you speak with one of our friendly agents, once you have completed your application.

Hire Purchase

PCP

Amount to borrow
Monthly payments
Illustrative APR
Total amount payable

Amount to borrow
First payment
Monthly payments
Final payment
Illustrative APR
Total amount payable

Representative example:

Borrowing £10,000 at a representative APR of 11.9%, annual interest rate (fixed) 11.9%, 59 monthly payments of £218.83 followed by 1 payment of £228.83, total cost of credit is £3,139.80*, total amount payable is £13,139.80.

*The representative example includes an estimated option to purchase fee of £10. This is subject to status and although fees may vary in amount and when payable, the total cost of credit and APR received will not alter. This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status.

Borrowing £19,000.00 at a representative APR of 11.9%, annual interest rate (fixed) 11.9%, deposit of £0, 48 monthly payments of £359.86, optional final payment £8,150 (inc. £10 option to purchase fee), total cost of credit is £6,423.28†, total amount of credit is £19,000.00, total amount payable is £25,423.28.

Representative Example is for AA PCP agreement for a Ford Focus with a contract mileage of 10,000. Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). This quotation is not a binding offer to enter into a finance agreement.

†AA PCP AA Car Finance is provided by Evolution Funding Ltd. Used Car Sites Limited, on behalf of AA Financial Services Limited, introduces you to Evolution and are each acting as credit brokers and not lenders. AA Financial Services Limited receives a commission from Evolution Funding Ltd, which can vary based on the lender and vehicle selected. By submitting an application for car finance you consent to the commission being paid and acknowledge AA Financial Services Limited is not acting impartially.

This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status. Terms and conditions apply. A guarantee may be required. Over 18's only. This service is provided by Evolution Funding Limited who are authorised and regulated by the Financial Conduct Authority for credit brokerage, FCA number is 823324. Evolution Funding Limited are a credit broker, not a lender. Other offers may be available but cannot be used in conjunction with this offer. We work with a number of carefully selected credit providers who may be able to offer you finance for your purchase. We are only able to offer finance products from these providers and they may provide an incentive to do so.

Need car finance demystifying?

Let us break it down for you. Finance can be confusing, but we've made it simple.

Understanding finance

Vehicle history check

For KM23FDZ

Not recorded as stolen
No third-party trace
0 previous keepers show

The current keeper is not included in the number of previous keepers.

This vehicle has had 1 registered keeper from new. Please note that the keeper is not necessarily the owner, it may be a company vehicle or belong to a third party.
No plate changes
No colour changes

Mileage data available †

Not an insurance write-off

Data for this history check supplied: 05/03/2026 at 05:12

What's not included?

Outstanding finance details
Estimated cost of vehicle ownership
MOT history & common failures*
Full vehicle specification
Mileage discrepancies*
Market valuation*
Vehicle Tax Check

*Provided where available

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Category write-offs

A vehicle that has been in an accident will be assessed by insurance companies and assigned a category: A, B, S or N. However, we only list Cat S or N cars as Cat A and B cars are not roadworthy and safe.

Category S (formerly Category C)

The 'S' in Cat S stands for structural damage. This means the vehicle has damage to its structure/chassis, which is more than just cosmetic damage. But the vehicle can be professionally repaired, making it safe and roadworthy.

Category N (formerly Category D)

Similarly, the 'N' in Cat N stands for non-structural damage. Here, the vehicle has sustained damage, but it has not affected the structure/chassis. A Cat N car is safe to drive as the damage could be minimal/cosmetic.

Buying a written-off vehicle:

Do a full vehicle history check to identify category vehicles.
Make sure to check with the dealer if a Cat S/N vehicle has been professionally repaired.
Book a vehicle inspection and our experts will look over a Category vehicle for you.

Source	Date	Mileage
DVLA	13/02/2026	24,000
BVRLA	30/09/2025	23,088
RMI MIL'GE	30/05/2024	10,972