£11,995

From £263 pm

BMWX3 2.0 20d M Sport SUV 5dr Diesel Auto xDrive Euro 6 (s/s) (190 ps)

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Overview

Mileage:
92,500
Year:
2016
Fuel type: Diesel
Transmission: Automatic
Body type: N/a
Colour: Black
Doors: 5
Engine size: 2.0 L
CO₂ Emissions: 136 g/km

Please note: Dealers are responsible for the content of their listings and are expected to include all fees in the advertised price. You should always confirm all listing details with the dealer before purchasing.

Vehicle details

Boasting a full service history with its last service completed in March 2025 at 83, 412 miles, this 2016 BMW X3 20d M Sport offers excellent provenance. This four wheel drive SUV is powered by a 2.0 litre Euro 6 diesel engine, delivering a compelling blend of performance and efficiency. The M Sport trim ensures a sporty aesthetic and driving experience, making it a desirable choice for those seeking a premium compact SUV. Experience impressive fuel economy with this X3, achieving a highlighted 54 miles per gallon, which is better than many similar vehicles. Its low CO2 emissions further contribute to its cost effectiveness and environmental consideration. For those who appreciate responsive driving, the 0 to 60 miles per hour acceleration in just 8.1 seconds demonstrates its capable performance. This vehicle also comes with a 6 month warranty and an MOT valid until December 2026, providing peace of mind for its next owner.

Vehicle features

12V Power Socket - Centre Console
12V Power Socket - Luggage Compartment
19in Alloy Wheels - Light M Double-Spoke Style 622M
6.5in Colour Display Screen
ABS - Anti Lock Braking System
ASC - Automatic Stability Control
Additional Detachable Cupholder
Air Conditioning - Automatic with Two-Zone Control
Air Microfilter
Airbags - Driver
Airbags - Driver and Front Passenger Side
Airbags - Front ITS Head
Airbags - Passenger
Airbags - Passenger Deactivation
Airbags - Rear ITS Head
Alarm System Thatcham 1 with Remote Control
Ambient Interior Lighting
Anti Roll Bars - Front and Rear
Armrest - Front with Storage Compartment
Armrest - Rear Centre
Automatically Dimming Rear View Mirror
Auxiliary Input
BMW ConnectedDrive Online Services
BMW Emergency Call
BMW Mobility System
BMW Navigation System
BMW Professional Radio - Single CD and MP3
BMW TeleServices
Bluetooth - Audio Streaming - with Compatible Devices
Bluetooth Hands Free Facility
Brake Drying
Brake Fade Compensation
Brake Force Displ

Remember to check the details of this car with the dealer before you buy it to make sure that all the information is accurate.

Credit ratings explained

Excellent

You are a home owner
You have been on the electoral roll for a long period of time
You have current credit arrangements and mortgage with no defaults
You have no CCJs, credit arrears or missed payments
You rarely apply for credit
You are employed or self-employed

Good

You are on the electoral roll
You are a home owner or long standing-tenant
You have a stable employment history
You have current credit arrangements with occasional missed payments
You have no CCJs

Fair

You are or have recently been on the electoral roll
You may have recently changed address
You may have occasional missed payments
You may have an old CCJ
You may have regularly applied for credit

Finance calculator

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What is Hire Purchase (HP)?

Hire Purchase (HP)

HP is a finance plan that allows you to spread the cost of the car by making monthly payments over an agreed term.

You make higher monthly payments than a Personal Contract Purchase (PCP) agreement, so that when you come to the end of the agreement you'll own the car.

Unlike PCP, there are no limits on mileage.

HP could be right for you if want to own the car at the end of the agreement, without the need to make a larger final payment.

For this vehicle you have selected only HP is available.

All this will be explained in more detail when you speak with one of our friendly agents, once you have completed your application.

Hire Purchase

PCP

Amount to borrow
Monthly payments
Illustrative APR
Total amount payable

Representative example:

Borrowing £10,000 at a representative APR of 11.9%, annual interest rate (fixed) 11.9%, 59 monthly payments of £218.83 followed by 1 payment of £228.83, total cost of credit is £3,139.80*, total amount payable is £13,139.80.

*The representative example includes an estimated option to purchase fee of £10. This is subject to status and although fees may vary in amount and when payable, the total cost of credit and APR received will not alter. This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status.

Borrowing £19,000.00 at a representative APR of 11.9%, annual interest rate (fixed) 11.9%, deposit of £0, 48 monthly payments of £359.86, optional final payment £8,150 (inc. £10 option to purchase fee), total cost of credit is £6,423.28†, total amount of credit is £19,000.00, total amount payable is £25,423.28.

Representative Example is for AA PCP agreement for a Ford Focus with a contract mileage of 10,000. Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). This quotation is not a binding offer to enter into a finance agreement.

†AA PCP AA Car Finance is provided by Evolution Funding Ltd. Used Car Sites Limited, on behalf of AA Financial Services Limited, introduces you to Evolution and are each acting as credit brokers and not lenders. AA Financial Services Limited receives a commission from Evolution Funding Ltd, which can vary based on the lender and vehicle selected. By submitting an application for car finance you consent to the commission being paid and acknowledge AA Financial Services Limited is not acting impartially.

This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status. Terms and conditions apply. A guarantee may be required. Over 18's only. This service is provided by Evolution Funding Limited who are authorised and regulated by the Financial Conduct Authority for credit brokerage, FCA number is 823324. Evolution Funding Limited are a credit broker, not a lender. Other offers may be available but cannot be used in conjunction with this offer. We work with a number of carefully selected credit providers who may be able to offer you finance for your purchase. We are only able to offer finance products from these providers and they may provide an incentive to do so.

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Vehicle history check

For SF16HPS

Not recorded as stolen
No third-party trace
3 previous keepers show

There are PREVIOUS KEEPER CHANGES recorded against this vehicle. Please note that the keeper is not necessarily the owner, it may be a company vehicle or belong to a third party.

Number Of Previous Keepers 3

Date Of Last Keeper Change 08/06/2023
No plate changes
No colour changes

Mileage data available †

Not an insurance write-off

Data for this history check supplied: 10/03/2026 at 03:21

What's not included?

Outstanding finance details
Estimated cost of vehicle ownership
MOT history & common failures*
Full vehicle specification
Mileage discrepancies*
Market valuation*
Vehicle Tax Check

*Provided where available

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Category write-offs

A vehicle that has been in an accident will be assessed by insurance companies and assigned a category: A, B, S or N. However, we only list Cat S or N cars as Cat A and B cars are not roadworthy and safe.

Category S (formerly Category C)

The 'S' in Cat S stands for structural damage. This means the vehicle has damage to its structure/chassis, which is more than just cosmetic damage. But the vehicle can be professionally repaired, making it safe and roadworthy.

Category N (formerly Category D)

Similarly, the 'N' in Cat N stands for non-structural damage. Here, the vehicle has sustained damage, but it has not affected the structure/chassis. A Cat N car is safe to drive as the damage could be minimal/cosmetic.

Buying a written-off vehicle:

Do a full vehicle history check to identify category vehicles.
Make sure to check with the dealer if a Cat S/N vehicle has been professionally repaired.
Book a vehicle inspection and our experts will look over a Category vehicle for you.

Source	Date	Mileage
MOT	08/12/2025	90,233
MOT	27/11/2024	80,233
MOT	06/12/2023	69,612
MOT	15/12/2022	59,731
MOT	20/12/2021	49,481
MOT	15/01/2021	42,280
MANUF'RER	11/12/2020	42,220
DVLA	26/11/2020	42,000
MOT	15/07/2019	35,006