£18,995

From £416 pm

BMWX3 XDRIVE20D M SPORT

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Middleton Motor Company Ltd

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Overview

Mileage:
95,664
Year:
2020
Fuel type: Diesel
Transmission: Automatic
Body type: Estate
Colour: Alpine
Doors: 5
Engine size: 2.0 L
CO₂ Emissions: 166 g/km

Please note: Dealers are responsible for the content of their listings and are expected to include all fees in the advertised price. You should always confirm all listing details with the dealer before purchasing.

Vehicle details

Experience luxury and performance with the BMW X3, available for 18, 995. This stunning estate is equipped with features that elevate your driving experience. The Adaptive LED Headlights provide enhanced visibility and safety, ensuring you can navigate with confidence, regardless of the conditions. Additionally, the 19in Alloy Wheels - M Light Double-spoke Style 698 M - Bicolour Ferric Grey not only enhance the vehicle's aesthetic appeal but also improve handling, making every drive a pleasure. Step inside to enjoy the exceptional comfort provided by the M Sport Package, which includes Sport Seats - Front that offer superior support during your journeys. The Automatic Air Conditioning allows you to maintain the perfect climate within the cabin, ensuring a relaxing environment for both driver and passengers. For entertainment, the BMW Professional Navigation with 10.25in Touch Display keeps you connected and informed while on the go. The BMW X3 also features advanced technology for your convenience, including Enhanced Bluetooth with Wireless Charging, making it easy to stay connected without the hassle of cords. The Reversing Assist Camera adds an extra layer of safety when manoeuvring in tight spaces, providing peace of mind during every parking situation. Dont miss out on the chance to own this exceptional vehicle. Contact us to book a test drive today or call 01325950118 For a full walk round Video sent Via WhatsApp please call 01325950118 *** VIEWING IS BY APPOINTMENT ONLY *** 3 Months warranty, extended warranties available please ask for details, 12 Months AA Cover ( Terms and Conditions Apply ), Part exchange welcome , Low Rate Finance with Rates From 10.9 % APR Available (subject to status , terms and conditions apply please ask for details ) Existing finance cleared, Read our 5 Star Reviews, Please call 01325950118 or email middletonmotorco dealer's website to book your appointment, To View all our cars visit dealer's website

Vehicle features

Enhanced Bluetooth with Wireless Charging
Loudspeaker System - Harman Kardon
Technology Package
Alpine White
Vernasca Leather - Black with Contrast Stitching
12V Power Socket in Front Centre Console
BMW Connected Package Professional
BMW ConnectedDrive Online Services
BMW Emergency Call
BMW Professional Navigation with 10.25in Touch Display
BMW Professional Radio with Single CD Player - with MP3 Playback Compatibility
BMW TeleServices
Bluetooth Hands Free with USB Audio Interface
DAB Digital Radio
Attentiveness Assistant
Brake Pad Wear Indicator - Front and Rear
Cruise Control with Brake and Speed Limiting Function
Drive Performance Control with ECO PRO - Comfort and Sport Modes
OBC - On Board Computer
Oil Sensor For Level and Grade - Warning by Check Control System
Optimum Shift Indicator
PDC - Park Distance Control - Front and Rear
Performance Control
Reversing Assist Camera
TPMS - Tyre Pressure Monitoring System
iDrive Controller - 8 Favourite Buttons
19in Alloy Wheels - M Light Double-spoke Style 698 M - Bicolour Ferric Grey
Acoustic Glazing
Direction Indicator - Side Repeaters - Integrated in Exterior Mirrors
Electric Windows - Front and Rear with Open-Close Fingertip Control - Anti-Trap Facility and Comfort Closing Function
Exhaust Tailpipe - Chrome - Dual - Round - Split - Left and Right
Exterior B Pillar - Black
Exterior Mirrors - Electrically Folding with Anti Dazzle
Exterior Mirrors Electrically Adjustable
Exterior Parts in Body Colour
Exterior Trim - High-Gloss Shadowline
Heated Windscreen Washer Jets
Kidney Grille - Chrome with Black High-Gloss Vertical Slats
M Aerodynamic Bodystyling
M Sport Package
Roof Rails - Shadowline High-Gloss Black
Side Exterior M Designation Badges
Adaptive LED Headlights
Check Control Warning System for Monitoring of Lights and Door-Luggage Compartment Open Warning
High Level Third Brake Light Using LED Technology
LED Fog Lights - Front
LED Tail Lights
Lights-On Warning by Audio Warning Signal When Ignition is Switched Off
Air Conditioning - Automatic
Ambient Lighting
Armrest - Front with Storage Compartment
Armrest - Rear Centre with Two Cupholders
BMW Live Cockpit Professional
Bottle Holders Integrated into Door Trim Storage Compartments - Front - up to 1 litre - Rear - Up to 750ml
Central Locking Switch - Doors - Fuel Filler Cap - Luggage Compartment
Cup Holders - Front - Two with Removable Oddments Tray-Lid
Door Sill Finishers - Front - High-Gloss Black with BMW Designation
Grab Handles - Integrated in Roof Lining x4
Headlining - Anthracite
Instrument Cluster
Interior Lighting
Interior Rear-View Mirror with Automatic Anti-Dazzle Function
M Leather Steering Wheel
Rain Sensor with Automatic Headlight Activation
Rear Seat Headrests - Three
Rear Seats - Slope Adjustable
Seat Heating for Driver and Front Passenger
Semi Digital Instrument Cluster
Side Armrests - Front and Rear Integrated into Door Trim
Sport Seats - Front
Start-Stop Button with Comfort Go Keyless Engine Start and Auto Start-Stop Deactivation Button
Steering Column with Manual Reach and Rake Adjustment
Steering Wheel - Gearshift Paddles

Remember to check the details of this car with the dealer before you buy it to make sure that all the information is accurate.

Credit ratings explained

Excellent

You are a home owner
You have been on the electoral roll for a long period of time
You have current credit arrangements and mortgage with no defaults
You have no CCJs, credit arrears or missed payments
You rarely apply for credit
You are employed or self-employed

Good

You are on the electoral roll
You are a home owner or long standing-tenant
You have a stable employment history
You have current credit arrangements with occasional missed payments
You have no CCJs

Fair

You are or have recently been on the electoral roll
You may have recently changed address
You may have occasional missed payments
You may have an old CCJ
You may have regularly applied for credit

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What is Hire Purchase (HP)?

Hire Purchase (HP)

HP is a finance plan that allows you to spread the cost of the car by making monthly payments over an agreed term.

You make higher monthly payments than a Personal Contract Purchase (PCP) agreement, so that when you come to the end of the agreement you'll own the car.

Unlike PCP, there are no limits on mileage.

HP could be right for you if want to own the car at the end of the agreement, without the need to make a larger final payment.

For this vehicle you have selected only HP is available.

All this will be explained in more detail when you speak with one of our friendly agents, once you have completed your application.

Hire Purchase

PCP

Amount to borrow
Monthly payments
Illustrative APR
Total amount payable

Representative example:

Borrowing £10,000 at a representative APR of 11.9%, annual interest rate (fixed) 11.9%, 59 monthly payments of £218.83 followed by 1 payment of £228.83, total cost of credit is £3,139.80*, total amount payable is £13,139.80.

*The representative example includes an estimated option to purchase fee of £10. This is subject to status and although fees may vary in amount and when payable, the total cost of credit and APR received will not alter. This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status.

Borrowing £19,000.00 at a representative APR of 11.9%, annual interest rate (fixed) 11.9%, deposit of £0, 48 monthly payments of £359.86, optional final payment £8,150 (inc. £10 option to purchase fee), total cost of credit is £6,423.28†, total amount of credit is £19,000.00, total amount payable is £25,423.28.

Representative Example is for AA PCP agreement for a Ford Focus with a contract mileage of 10,000. Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). This quotation is not a binding offer to enter into a finance agreement.

†AA PCP AA Car Finance is provided by Evolution Funding Ltd. Used Car Sites Limited, on behalf of AA Financial Services Limited, introduces you to Evolution and are each acting as credit brokers and not lenders. AA Financial Services Limited receives a commission from Evolution Funding Ltd, which can vary based on the lender and vehicle selected. By submitting an application for car finance you consent to the commission being paid and acknowledge AA Financial Services Limited is not acting impartially.

This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status. Terms and conditions apply. A guarantee may be required. Over 18's only. This service is provided by Evolution Funding Limited who are authorised and regulated by the Financial Conduct Authority for credit brokerage, FCA number is 823324. Evolution Funding Limited are a credit broker, not a lender. Other offers may be available but cannot be used in conjunction with this offer. We work with a number of carefully selected credit providers who may be able to offer you finance for your purchase. We are only able to offer finance products from these providers and they may provide an incentive to do so.

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Understanding finance

Vehicle history check

For NL20FKY

Not recorded as stolen
No third-party trace
1 previous keeper show

There are PREVIOUS KEEPER CHANGES recorded against this vehicle. Please note that the keeper is not necessarily the owner, it may be a company vehicle or belong to a third party.

Number Of Previous Keepers 1

Date Of Last Keeper Change 17/07/2023

No colour changes

Mileage data available †

Not an insurance write-off

Data for this history check supplied: 17/02/2026 at 03:09

What's not included?

Outstanding finance details
Estimated cost of vehicle ownership
MOT history & common failures*
Full vehicle specification
Mileage discrepancies*
Market valuation*
Vehicle Tax Check

*Provided where available

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Category write-offs

A vehicle that has been in an accident will be assessed by insurance companies and assigned a category: A, B, S or N. However, we only list Cat S or N cars as Cat A and B cars are not roadworthy and safe.

Category S (formerly Category C)

The 'S' in Cat S stands for structural damage. This means the vehicle has damage to its structure/chassis, which is more than just cosmetic damage. But the vehicle can be professionally repaired, making it safe and roadworthy.

Category N (formerly Category D)

Similarly, the 'N' in Cat N stands for non-structural damage. Here, the vehicle has sustained damage, but it has not affected the structure/chassis. A Cat N car is safe to drive as the damage could be minimal/cosmetic.

Buying a written-off vehicle:

Do a full vehicle history check to identify category vehicles.
Make sure to check with the dealer if a Cat S/N vehicle has been professionally repaired.
Book a vehicle inspection and our experts will look over a Category vehicle for you.

Vehicle Registration Mark (VRM)	Date
NL20 FKY	16/01/2026
Y555EJB	04/08/2023

Source	Date	Mileage
MOT	06/06/2025	88,402
MOT	17/06/2024	78,035
MOT	19/05/2023	65,464
RMI MIL'GE	16/12/2020	16,328
RMI MIL'GE	09/12/2020	16,221