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£13,750

PCP: from £280 pm

HP: from £301 pm

What's the difference between Hire Purchase (HP) and Personal Contract Purchase (PCP)?

KiaRio 1.2 2 Hatchback Petrol Manual Euro 6 (s/s) (83 bhp) 5dr

44 Kia Rio reviews

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W Jones of Bognor

01243 502 904^*

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Overview

Mileage:
14,000
Year:
2023
Fuel type: Petrol
Transmission: Manual
Body type: Hatchback
Colour: White
Doors: 5
Engine size: 1.2 L
CO₂ Emissions: 122 g/km

Please note: Dealers are responsible for the content of their listings and are expected to include all fees in the advertised price. You should always confirm all listing details with the dealer before purchasing.

Vehicle details

W Jones of Bognor are delighted to present this lovely Kia Rio 1.2 2 5dr. Across all our stock, we ensure servicing is up to date, provide a new 12 month MOT, and provide warranty options of up to 36 months! As we are an AA Approved dealership, all vehicles come with 12 months AA breakdown cover free of charge. We are partnered with one of the largest finance brokers in the country, Evolution Funding, in order to cater to all deal sizes and credit ratings, on both HP and PCP. Unsure if you'll be accepted? We can soft search your credit profile to check how likely you are to be accepted! W Jones is a family run business, founded in 1902 and currently run by a 5th generation Jones. We have an indoor showroom facility and also a workshop, for MOTs, servicing and repairs. If you have any questions please do not hesitate to get in touch.

Vehicle features

in alloy wheels
body coloured bumpers
body coloured door mirrors
body coloured exterior door handles
electrically folding-adjustable and heated door mirrors with led indicator lights
front electric windows with drivers auto up-down function
heated rear window
locking wheel nuts
radiator grille - black with chrome surround
rear electric windows
rear fog light
tmk - tyre mobility kit
tinted glass
3 x passenger assist grips
60-40 split folding 2nd row seats
aero-blade type front wipers
air conditioning
all-round height adjustable headrests
centre console with storage box and sliding armrest
dash illumination dimmer switch
driver and passenger sunvisors with vanity mirror and illumination
drivers seat height adjuster
front seatback pockets - passenger
front and rear door map pockets with bottle holder
leather trimmed steering wheel and gearshift
luggage area light
luggage area parcel shelf
luggage hooks
overhead console with sunglasses case
silver paint finished fascia trim
silver paint finished interior door handles
speed variable front wipers
steering wheel mounted audio controls
tilt and telescopic steering wheel adjustment
6-speaker system
8in touchscreen display
android auto with voice control
apple carplay with voice control
bluetooth with music streaming
dab radio
front usb charge port and 12v socket
front usb for media connection
usb - charging port - rear
abs with electronic brakeforce distribution - ebd and brake assist system - bas
advanced driving assistance pack - adap
all-round 3-point seatbelts
anti-theft alarm system
child safety rear door locks
cornering brake control - cbc and straight-line stability - sls
door deadlocks
electronic stability control - esc and vehicle stability management - vsm
emergency stop signalling - ess
engine immobiliser
front passenger airbag cut off switch
front seatbelt height adjusters
front seatbelt pre-tensioners and load limiters
hill-start assist control - hac
isofix child seat top tethers and anchor fixings
impact sensing auto door unlocking
manual speed limit assist
rear wiper-washer
remote central locking with tailgate and folding key
seatbelt reminder warning
speed sensing auto door locking
twin curtain airbags
twin front airbags
twin side airbags - front
visible vehicle identification number - vin
automatic light control
bi function projection headlights
cornering lights
headlight levelling device
led daytime running lights
projection front fog lights
welcome and follow-me-home light functionality
cruise control with speed limiter
external temperature display
gear shift indicator
power steering
rear parking sensors
reversing camera system with dynamic guidelines
tachometer
trip computer
tyre pressure monitoring system - tpms
windscreen washer level warning

Remember to check the details of this car with the dealer before you buy it to make sure that all the information is accurate.

Credit ratings explained

Excellent

You are a home owner
You have been on the electoral roll for a long period of time
You have current credit arrangements and mortgage with no defaults
You have no CCJs, credit arrears or missed payments
You rarely apply for credit
You are employed or self-employed

Good

You are on the electoral roll
You are a home owner or long standing-tenant
You have a stable employment history
You have current credit arrangements with occasional missed payments
You have no CCJs

Fair

You are or have recently been on the electoral roll
You may have recently changed address
You may have occasional missed payments
You may have an old CCJ
You may have regularly applied for credit

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Make your Car Finance product selection below

What's the difference between Hire Purchase (HP) and Personal Contract Purchase (PCP)?

Hire Purchase (HP)

HP is a finance plan that allows you to spread the cost of the car by making monthly payments over an agreed term.

You make higher monthly payments than a Personal Contract Purchase (PCP) agreement, so that when you come to the end of the agreement you'll own the car.

Unlike PCP, there are no limits on mileage.

HP could be right for you if want to own the car at the end of the agreement, without the need to make a larger final payment.

Personal Contract Purchase (PCP)

PCP is a finance plan where you make equal monthly payments over an agreed term, with a larger final repayment due at the end if you decide to keep the car.

At the end of the agreement, you have three options. You can hand the car back to the finance company (the must be in good condition and within the agreed mileage, otherwise charges may apply), part exchange it for another car on a new agreement (subject to status), or pay the final repayment to own the car.

PCP could be right for you if you're thinking of changing your car in the next few years, or if you're unsure whether you want to buy the car at the end of the agreement.

What is Hire Purchase (HP)?

Hire Purchase (HP)

HP is a finance plan that allows you to spread the cost of the car by making monthly payments over an agreed term.

You make higher monthly payments than a Personal Contract Purchase (PCP) agreement, so that when you come to the end of the agreement you'll own the car.

Unlike PCP, there are no limits on mileage.

HP could be right for you if want to own the car at the end of the agreement, without the need to make a larger final payment.

For this vehicle you have selected only HP is available.

All this will be explained in more detail when you speak with one of our friendly agents, once you have completed your application.

Hire Purchase

PCP

Amount to borrow
Monthly payments
Illustrative APR
Total amount payable

Amount to borrow
First payment
Monthly payments
Final payment
Illustrative APR
Total amount payable

Representative example:

Borrowing £10,000 at a representative APR of 11.9%, annual interest rate (fixed) 11.9%, 59 monthly payments of £218.83 followed by 1 payment of £228.83, total cost of credit is £3,139.80*, total amount payable is £13,139.80.

*The representative example includes an estimated option to purchase fee of £10. This is subject to status and although fees may vary in amount and when payable, the total cost of credit and APR received will not alter. This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status.

Borrowing £19,000.00 at a representative APR of 11.9%, annual interest rate (fixed) 11.9%, deposit of £0, 48 monthly payments of £359.86, optional final payment £8,150 (inc. £10 option to purchase fee), total cost of credit is £6,423.28†, total amount of credit is £19,000.00, total amount payable is £25,423.28.

Representative Example is for AA PCP agreement for a Ford Focus with a contract mileage of 10,000. Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). This quotation is not a binding offer to enter into a finance agreement.

†AA PCP AA Car Finance is provided by Evolution Funding Ltd. Used Car Sites Limited, on behalf of AA Financial Services Limited, introduces you to Evolution and are each acting as credit brokers and not lenders. AA Financial Services Limited receives a commission from Evolution Funding Ltd, which can vary based on the lender and vehicle selected. By submitting an application for car finance you consent to the commission being paid and acknowledge AA Financial Services Limited is not acting impartially.

This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status. Terms and conditions apply. A guarantee may be required. Over 18's only. This service is provided by Evolution Funding Limited who are authorised and regulated by the Financial Conduct Authority for credit brokerage, FCA number is 823324. Evolution Funding Limited are a credit broker, not a lender. Other offers may be available but cannot be used in conjunction with this offer. We work with a number of carefully selected credit providers who may be able to offer you finance for your purchase. We are only able to offer finance products from these providers and they may provide an incentive to do so.

Need car finance demystifying?

Let us break it down for you. Finance can be confusing, but we've made it simple.

Understanding finance

Vehicle history check

For HY23OPH

Not recorded as stolen
No third-party trace
0 previous keepers show

The current keeper is not included in the number of previous keepers.

This vehicle has had 1 registered keeper from new. Please note that the keeper is not necessarily the owner, it may be a company vehicle or belong to a third party.
No plate changes
No colour changes
Mileage data not available
Not an insurance write-off

Data for this history check supplied: 21/01/2026 at 06:08

What's not included?

Outstanding finance details
Estimated cost of vehicle ownership
MOT history & common failures*
Full vehicle specification
Mileage discrepancies*
Market valuation*
Vehicle Tax Check

*Provided where available

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12 months free breakdown cover (or discounted upgrade if you're an AA member) and £75 off a Service & MOT. T&Cs apply

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Category write-offs

A vehicle that has been in an accident will be assessed by insurance companies and assigned a category: A, B, S or N. However, we only list Cat S or N cars as Cat A and B cars are not roadworthy and safe.

Category S (formerly Category C)

The 'S' in Cat S stands for structural damage. This means the vehicle has damage to its structure/chassis, which is more than just cosmetic damage. But the vehicle can be professionally repaired, making it safe and roadworthy.

Category N (formerly Category D)

Similarly, the 'N' in Cat N stands for non-structural damage. Here, the vehicle has sustained damage, but it has not affected the structure/chassis. A Cat N car is safe to drive as the damage could be minimal/cosmetic.

Buying a written-off vehicle:

Do a full vehicle history check to identify category vehicles.
Make sure to check with the dealer if a Cat S/N vehicle has been professionally repaired.
Book a vehicle inspection and our experts will look over a Category vehicle for you.