£14,490

From £317 pm

BMWX4 2.0 X4 xDrive 20d M Sport 4WD 5dr

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Cars of Essex

01992 692 581^*

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Overview

Mileage:
63,909
Year:
2016
Fuel type: Diesel
Transmission: Manual
Body type: Suv
Colour: White
Doors: 5
Engine size: 2.0 L
CO₂ Emissions: 145 g/km

Please note: Dealers are responsible for the content of their listings and are expected to include all fees in the advertised price. You should always confirm all listing details with the dealer before purchasing.

Vehicle details

M Sport Plus Package / Speaker System - Harman Kardon / Media Package - BMW Professional / 20in Alloy Wheels - Light M Double-Spoke Style 310M / Adaptive Headlights / Enhanced Bluetooth Telephone Preparation with USB Audio Interface and Voice Control / High-Beam Assistant /
Reversing Assist Camera / Sun Protection Glazing / Plus Much More

Finished in stunning Alpine White with Black Nevada Leather interior. This superb example comes with Full Service History and is presented in excellent condition throughout. A very rare manual example with a great specification, offering an engaging drive along with everyday practicality. A fantastic looking car that represents exceptional value for money — not to be missed!

Low rate HP & PCP available with rates starting at 7.9% Apr subject to credit score and search - Pre Approval with guaranteed rate available!!
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CARS OF ESSEX – WHAT WE OFFER

Flexible Finance & Part Exchange
No deposit needed to secure your vehicle
Finance available from 7.9% APR (Pre Approval Available)
Part exchange welcomed – existing finance can be settled
Apply online at dealer's website

Viewings & Reservations
Viewings are strictly by appointment only
Same-day appointments often available – call 01992692581
Secure this vehicle today with a non-refundable £200 reservation fee. One of our team members will be in touch shortly to confirm your order and assist you with the next steps.

Vehicle Preparation & Peace of Mind
All vehicles include:
Full and up-to-date service history
A fresh service and minimum 6 months MOT
93-point vehicle health inspection
12 months AA Breakdown Cover
3-month warranty as standard (extendable)

Warranty Upgrade Options
12 months – £599 (up to 2.0L engine; larger engine quotes available)
24 months – £899
36 months – £1, 199
Warranty upgrades can be spread over 10 months with 0% interest via direct debit.
Nationwide delivery available – contact our team for a quote. dealer's website

Vehicle features

20in Alloy Wheels - Light M Double-Spoke Style 310M
Adaptive Headlights
Alpine White
Enhanced Bluetooth Telephone Preparation with USB Audio Interface and Voice Control
High-Beam Assistant
M Sport Plus Package
Media Package - BMW Professional
Nevada Leather - Black with Black Interior
Reversing Assist Camera
Speaker System - Harman Kardon
Sun Protection Glazing

Remember to check the details of this car with the dealer before you buy it to make sure that all the information is accurate.

Credit ratings explained

Excellent

You are a home owner
You have been on the electoral roll for a long period of time
You have current credit arrangements and mortgage with no defaults
You have no CCJs, credit arrears or missed payments
You rarely apply for credit
You are employed or self-employed

Good

You are on the electoral roll
You are a home owner or long standing-tenant
You have a stable employment history
You have current credit arrangements with occasional missed payments
You have no CCJs

Fair

You are or have recently been on the electoral roll
You may have recently changed address
You may have occasional missed payments
You may have an old CCJ
You may have regularly applied for credit

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What is Hire Purchase (HP)?

Hire Purchase (HP)

HP is a finance plan that allows you to spread the cost of the car by making monthly payments over an agreed term.

You make higher monthly payments than a Personal Contract Purchase (PCP) agreement, so that when you come to the end of the agreement you'll own the car.

Unlike PCP, there are no limits on mileage.

HP could be right for you if want to own the car at the end of the agreement, without the need to make a larger final payment.

For this vehicle you have selected only HP is available.

All this will be explained in more detail when you speak with one of our friendly agents, once you have completed your application.

Hire Purchase

PCP

Amount to borrow
Monthly payments
Illustrative APR
Total amount payable

Representative example:

Borrowing £10,000 at a representative APR of 11.9%, annual interest rate (fixed) 11.9%, 59 monthly payments of £218.83 followed by 1 payment of £228.83, total cost of credit is £3,139.80*, total amount payable is £13,139.80.

*The representative example includes an estimated option to purchase fee of £10. This is subject to status and although fees may vary in amount and when payable, the total cost of credit and APR received will not alter. This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status.

Borrowing £19,000.00 at a representative APR of 11.9%, annual interest rate (fixed) 11.9%, deposit of £0, 48 monthly payments of £359.86, optional final payment £8,150 (inc. £10 option to purchase fee), total cost of credit is £6,423.28†, total amount of credit is £19,000.00, total amount payable is £25,423.28.

Representative Example is for AA PCP agreement for a Ford Focus with a contract mileage of 10,000. Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). This quotation is not a binding offer to enter into a finance agreement.

†AA PCP AA Car Finance is provided by Evolution Funding Ltd. Used Car Sites Limited, on behalf of AA Financial Services Limited, introduces you to Evolution and are each acting as credit brokers and not lenders. AA Financial Services Limited receives a commission from Evolution Funding Ltd, which can vary based on the lender and vehicle selected. By submitting an application for car finance you consent to the commission being paid and acknowledge AA Financial Services Limited is not acting impartially.

This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status. Terms and conditions apply. A guarantee may be required. Over 18's only. This service is provided by Evolution Funding Limited who are authorised and regulated by the Financial Conduct Authority for credit brokerage, FCA number is 823324. Evolution Funding Limited are a credit broker, not a lender. Other offers may be available but cannot be used in conjunction with this offer. We work with a number of carefully selected credit providers who may be able to offer you finance for your purchase. We are only able to offer finance products from these providers and they may provide an incentive to do so.

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Understanding finance

Vehicle history check

For OY66PXN

Not recorded as stolen
No third-party trace
4 previous keepers show

There are PREVIOUS KEEPER CHANGES recorded against this vehicle. Please note that the keeper is not necessarily the owner, it may be a company vehicle or belong to a third party.

Number Of Previous Keepers 4

Date Of Last Keeper Change 20/10/2025

No colour changes

Mileage data available †

Not an insurance write-off

Data for this history check supplied: 07/03/2026 at 19:17

What's not included?

Outstanding finance details
Estimated cost of vehicle ownership
MOT history & common failures*
Full vehicle specification
Mileage discrepancies*
Market valuation*
Vehicle Tax Check

*Provided where available

Get peace of mind with an instant full vehicle history check and uncover any potential issues before you buy.

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Buy with the AA

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12 months free breakdown cover (or discounted upgrade if you're an AA member) and £75 off a Service & MOT. T&Cs apply

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Free Accident Assist service available 24/7
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Category write-offs

A vehicle that has been in an accident will be assessed by insurance companies and assigned a category: A, B, S or N. However, we only list Cat S or N cars as Cat A and B cars are not roadworthy and safe.

Category S (formerly Category C)

The 'S' in Cat S stands for structural damage. This means the vehicle has damage to its structure/chassis, which is more than just cosmetic damage. But the vehicle can be professionally repaired, making it safe and roadworthy.

Category N (formerly Category D)

Similarly, the 'N' in Cat N stands for non-structural damage. Here, the vehicle has sustained damage, but it has not affected the structure/chassis. A Cat N car is safe to drive as the damage could be minimal/cosmetic.

Buying a written-off vehicle:

Do a full vehicle history check to identify category vehicles.
Make sure to check with the dealer if a Cat S/N vehicle has been professionally repaired.
Book a vehicle inspection and our experts will look over a Category vehicle for you.

Vehicle Registration Mark (VRM)	Date
OY66 PXN	24/02/2026
H12HYH	28/10/2025

Source	Date	Mileage
MOT	24/10/2025	60,627
MOT	24/10/2024	58,148
MOT	01/11/2023	54,927
MOT	04/11/2022	51,446
MOT	31/08/2021	48,335
MOT	02/09/2020	47,224
MOT	02/09/2019	42,378