£12,990

BMWX4 2.0 X4 xDrive 20d M Sport Auto 4WD 5dr

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Panacea Motors

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Overview

Mileage:
80,000
Year:
2015
Fuel type: Diesel
Transmission: Automatic
Body type: Suv
Colour: Grey
Doors: 5
Engine size: 2.0 L
CO₂ Emissions: 141 g/km

Please note: Dealers are responsible for the content of their listings and are expected to include all fees in the advertised price. You should always confirm all listing details with the dealer before purchasing.

Vehicle details

REF :BMW X4 2.0 20D M SPORT SUV 5DR DIESEL AUTO XDRIVE EURO 6 190BHP FINISHED IN EXCLUSIVE GREY WITH NEVADA BLACK LEATHER SEATS. THIS HIGH SPECIFICATION EXAMPLE BOASTS THE FULL SERVICE RECORD AND COMES WITH 2 KEYS EQUIPPED WITH OVER £5K OF FACTORY EXTRAS WHICH INCLUDE | HEATED FRONT SEATS | MEDIA PACKAGE | FRONT AND REAR PARKING SENSORS | PRO NAVIGATION | 20INCH BLACK ALLOYS WHEELS | ENHANCED BLUETOOTH & TELEPHONE PREPARATION | USB AUDIO INTERFACE WITH VOICE CONTROL | FRONT LUMBAR SUPPORT | PRIVACY GLASS | ELECTRIC TAIL GATE | DAB | 2KEYS |BE FAST - A RARE FIND IN THIS SPECIFICATION AND NOT TO BE MISSED.... Further to this all vehicles are provided with a comprehensive AA Dealer Care Extended Guarantee and Full AA Roadside, Recovery and Home Start & Onward travel (where not covered under the manufactures own warranty). HPI checks are carried out making sure all cars are clear from any concern, offering you total piece of mind. Every vehicle's mileage is fully guaranteed as genuine. Included with your purchase you will receive a minimum of 3 months Warranty with the option to extended and tailor your package at the time of purchase. Our vehicles are supplied fully valeted to the highest standards and include up to date servicing with a minimum of 9 months MOT. We are regulated by the FCA and can provide a range of flexible finance options, tailoring a package to your needs. We aim to a make the numbers work for you, including 0% deposit deals! We also offer a selection of other products for our customers to protect their investment. These include Williams Ceramic coating, insurance backed policies to protect your investment from financial loss and protection to cosmetic damage. To avoid disappointment please call 01616237517 to arrange a test drive before travelling.

Vehicle features

20in Alloy Wheels - Light M Double-Spoke Style 310M
Enhanced Bluetooth Telephone Preparation with USB Audio Interface and Voice Control
Interior Trim - Burled Walnut Wood with Pearl Chrome Trim Finisher
Media Package - BMW Professional
Nevada Leather - Black
Sophisto Grey
Sun Protection Glazing

Remember to check the details of this car with the dealer before you buy it to make sure that all the information is accurate.

Credit ratings explained

Excellent

You are a home owner
You have been on the electoral roll for a long period of time
You have current credit arrangements and mortgage with no defaults
You have no CCJs, credit arrears or missed payments
You rarely apply for credit
You are employed or self-employed

Good

You are on the electoral roll
You are a home owner or long standing-tenant
You have a stable employment history
You have current credit arrangements with occasional missed payments
You have no CCJs

Fair

You are or have recently been on the electoral roll
You may have recently changed address
You may have occasional missed payments
You may have an old CCJ
You may have regularly applied for credit

Finance calculator

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What is Hire Purchase (HP)?

Hire Purchase (HP)

HP is a finance plan that allows you to spread the cost of the car by making monthly payments over an agreed term.

You make higher monthly payments than a Personal Contract Purchase (PCP) agreement, so that when you come to the end of the agreement you'll own the car.

Unlike PCP, there are no limits on mileage.

HP could be right for you if want to own the car at the end of the agreement, without the need to make a larger final payment.

For this vehicle you have selected only HP is available.

All this will be explained in more detail when you speak with one of our friendly agents, once you have completed your application.

Hire Purchase

PCP

Amount to borrow
Monthly payments
Illustrative APR
Total amount payable

Representative example:

Borrowing £10,000 at a representative APR of 11.9%, annual interest rate (fixed) 11.9%, 59 monthly payments of £218.83 followed by 1 payment of £228.83, total cost of credit is £3,139.80*, total amount payable is £13,139.80.

*The representative example includes an estimated option to purchase fee of £10. This is subject to status and although fees may vary in amount and when payable, the total cost of credit and APR received will not alter. This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status.

Borrowing £19,000.00 at a representative APR of 11.9%, annual interest rate (fixed) 11.9%, deposit of £0, 48 monthly payments of £359.86, optional final payment £8,150 (inc. £10 option to purchase fee), total cost of credit is £6,423.28†, total amount of credit is £19,000.00, total amount payable is £25,423.28.

Representative Example is for AA PCP agreement for a Ford Focus with a contract mileage of 10,000. Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). This quotation is not a binding offer to enter into a finance agreement.

†AA PCP AA Car Finance is provided by Evolution Funding Ltd. Used Car Sites Limited, on behalf of AA Financial Services Limited, introduces you to Evolution and are each acting as credit brokers and not lenders. AA Financial Services Limited receives a commission from Evolution Funding Ltd, which can vary based on the lender and vehicle selected. By submitting an application for car finance you consent to the commission being paid and acknowledge AA Financial Services Limited is not acting impartially.

This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status. Terms and conditions apply. A guarantee may be required. Over 18's only. This service is provided by Evolution Funding Limited who are authorised and regulated by the Financial Conduct Authority for credit brokerage, FCA number is 823324. Evolution Funding Limited are a credit broker, not a lender. Other offers may be available but cannot be used in conjunction with this offer. We work with a number of carefully selected credit providers who may be able to offer you finance for your purchase. We are only able to offer finance products from these providers and they may provide an incentive to do so.

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Vehicle history check

For YC07NEY

Not recorded as stolen
No third-party trace
3 previous keepers show

There are PREVIOUS KEEPER CHANGES recorded against this vehicle. Please note that the keeper is not necessarily the owner, it may be a company vehicle or belong to a third party.

Number Of Previous Keepers 3

Date Of Last Keeper Change 01/12/2019

No colour changes

Mileage data available †

Not an insurance write-off

Data for this history check supplied: 28/02/2026 at 14:17

What's not included?

Outstanding finance details
Estimated cost of vehicle ownership
MOT history & common failures*
Full vehicle specification
Mileage discrepancies*
Market valuation*
Vehicle Tax Check

*Provided where available

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Category write-offs

A vehicle that has been in an accident will be assessed by insurance companies and assigned a category: A, B, S or N. However, we only list Cat S or N cars as Cat A and B cars are not roadworthy and safe.

Category S (formerly Category C)

The 'S' in Cat S stands for structural damage. This means the vehicle has damage to its structure/chassis, which is more than just cosmetic damage. But the vehicle can be professionally repaired, making it safe and roadworthy.

Category N (formerly Category D)

Similarly, the 'N' in Cat N stands for non-structural damage. Here, the vehicle has sustained damage, but it has not affected the structure/chassis. A Cat N car is safe to drive as the damage could be minimal/cosmetic.

Buying a written-off vehicle:

Do a full vehicle history check to identify category vehicles.
Make sure to check with the dealer if a Cat S/N vehicle has been professionally repaired.
Book a vehicle inspection and our experts will look over a Category vehicle for you.

Vehicle Registration Mark (VRM)	Date
YC07 NEY	10/11/2020
FX15 UVU	09/11/2019
P7SSB	30/11/2017

Source	Date	Mileage
MOT	19/11/2025	77,504
MOT	28/11/2024	68,667
MOT	15/11/2023	63,055
MOT	01/12/2022	58,632
MOT	29/11/2021	53,998
MOT	09/11/2020	45,980
MOT	08/11/2019	39,581
MOT	20/10/2018	26,606
VMC	07/11/2017	14,106
VMC	19/10/2016	9,061