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£23,995

PCP: from £416 pm

HP: from £525 pm

What's the difference between Hire Purchase (HP) and Personal Contract Purchase (PCP)?

SkodaKaroq 1.5 TSI ACT SportLine SUV 5dr Petrol DSG Euro 6 (s

1 Skoda Karoq review

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Anchor Cars

0118 344 3112^*

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Overview

Mileage:
18,052
Year:
2024
Fuel type: Petrol
Transmission: Automatic
Body type: Estate
Colour: Grey
Doors: 5
Engine size: 1.5 L
CO₂ Emissions: 143 g/km

Please note: Dealers are responsible for the content of their listings and are expected to include all fees in the advertised price. You should always confirm all listing details with the dealer before purchasing.

Vehicle features

19in Alloy Wheels - Sagittarius - Anthracite
2 Reading Lights Front - For Driver and Passenger
3 Spoke Leather Sports Heated Multi-Function Steering Wheel
3 Years Infotainment Online
4 Foldable Roof Handles with Clothes Hooks in Rear
8 Speakers
Advanced Driver Attention and Drowsiness Monitor
Aero Front Windscreen Wipers with Intermitted Function
Air Conditioning - Climate Control Dual Zone
Air Vent Surrounds in Black
Airbags - Driver
Alarm with Interior Monitoring - Back Up Horn - Tilt Sensor and SAFE Function
Aluminium Pedals
Ambient Lighting Pack
Amundsen Touchscreen Satellite Navigation System
Anti-Theft Locking Wheel Bolts
Automatic Door Unlocking Incase of Crash
Automatic Fuel Cut Off Incase of Crash
Black Roof Headlining
Black Roof Rails - Door Mirrors and Radiator Grille
Body Coloured Door Handles
Bottle Holders in Door Panel in the Front - 1.5 Litre Bottle - Driver and Passenger Door Panels
Breakdown and Tool Kit
Care Connect - Proactive Services - 10 Years
Care Connect - Remote Access - 3 Years
Child Lock in Rear Doors - Power-Operated
Chrome Interior Door Handles
Cruise Control with Speed Limiter
Double Sided Boot Floor
Drive Mode Selection
Dynamic Headlight Range Control with Cornering Light Function
ESC including ABS - MSR - ASR - EDS - HBA - DSR - RBS - MKB
Electric Front and Rear Windows with Child Proof Lock
Electric Window Control Buttons in Black
Electrically Adjustable - Heated - Folding - Auto-Dimming Door Mirrors
Electrically Operated Boot with Virtual Pedal
Electronic Engine Immobiliser
Electronic Parking Brake with Auto Hold Function
Extended Rear Spoiler
Foldable Hooks in the Boot
Front - Head - Knee - Curtain - Front Side Airbags
Front Assist
Front Centre Armrest with Storage Compartment - Rear Air Vents and 12v Socket
Front Door Step with Sportline Logo
Front Fog Lights
Full LED Matrix Headlights with Adaptive Front Light System - Cornering Function and Poor Weather Light
Glovebox - Illuminated
Headlights - Washers
Heated Front Seats
Heated Rear Windscreen
Heated Windscreen Washer Nozzles
Height Adjustable Driver and Front Passenger Seat
Height Adjustable Front Three-Point Seat Belts with Tensioners
Hill Hold Control
ISOFIX Child Seat Preparation - Outer Rear
ISOFIX on Front Passenger Seat
Ice Scraper
Illumination of Luggage Compartment
Interior Light in Footwell in Front and Rear
Keyless Entry and Start-Stop System
LED Interior Light Package and SKODA Welcome Light
Lane Assist
Light Assistant
Light Package
Light and Rain Sensor with Auto-Dimming Rear View Mirror
Manual Lumbar Support for Front Seats
Non Smokers Package
Panoramic Glass Roof
Parking Package
Parking Sensors - Front and Rear
Passenger Airbag with Switch Off Function
Pedestrian Monitor
Pen Holder
Plastic Scuff Plates in Door Apertures
Power Steering
Privacy Glass
Protective Door Side Sills in Body Colour
Reading Lights - Rear
Rear Boot Cover
Rear Diffuser
Rear LED Lights - High Functionality with Welcome Effect and Dynamic Indicators
Rear Seats Fixed - Folding and Divided 60-40
Rear View Camera
Rear Window Wiper with Washer System and Intermittent Control
Remote Central Locking - with 2 Keys
Rubbish Bin in Door
SKODA Lettering on Tailgate in Black
Safety Reflectors on Front Doors
Seat Belt Reminder - Signalisation and Pretensioner for All Seats
Sensor for Driver Assistance Systems
Sport Seats
SportLine Badge on Front Fender
SportLine Decorative Inserts
Sports Front and Rear Bumpers
Storage Compartment Below the Passenger Seat
Sun Visors with Illuminated Vanity Mirror on Driver and Front Passenger Side
TPMS - Tyre Pressure Monitoring System
Tablet Holder x2
Textile Floor Mats
Third Brake Light
Three Rear Head Rests
Three-Point Seat Belts - Rear
Ticket Holder
Towbar Preparation
Traffic Sign Recognition
Two Tone Horn
Tyre Repair Kit
USB C Port x 2 in Front Centre Console
Umbrella Under Front Passenger Seat
Virtual Cockpit with 10.25in Display
Winter Pack
Wireless Smartphone Charging

Remember to check the details of this car with the dealer before you buy it to make sure that all the information is accurate.

Credit ratings explained

Excellent

You are a home owner
You have been on the electoral roll for a long period of time
You have current credit arrangements and mortgage with no defaults
You have no CCJs, credit arrears or missed payments
You rarely apply for credit
You are employed or self-employed

Good

You are on the electoral roll
You are a home owner or long standing-tenant
You have a stable employment history
You have current credit arrangements with occasional missed payments
You have no CCJs

Fair

You are or have recently been on the electoral roll
You may have recently changed address
You may have occasional missed payments
You may have an old CCJ
You may have regularly applied for credit

Finance calculator

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Make your Car Finance product selection below

What's the difference between Hire Purchase (HP) and Personal Contract Purchase (PCP)?

Hire Purchase (HP)

HP is a finance plan that allows you to spread the cost of the car by making monthly payments over an agreed term.

You make higher monthly payments than a Personal Contract Purchase (PCP) agreement, so that when you come to the end of the agreement you'll own the car.

Unlike PCP, there are no limits on mileage.

HP could be right for you if want to own the car at the end of the agreement, without the need to make a larger final payment.

Personal Contract Purchase (PCP)

PCP is a finance plan where you make equal monthly payments over an agreed term, with a larger final repayment due at the end if you decide to keep the car.

At the end of the agreement, you have three options. You can hand the car back to the finance company (the must be in good condition and within the agreed mileage, otherwise charges may apply), part exchange it for another car on a new agreement (subject to status), or pay the final repayment to own the car.

PCP could be right for you if you're thinking of changing your car in the next few years, or if you're unsure whether you want to buy the car at the end of the agreement.

What is Hire Purchase (HP)?

Hire Purchase (HP)

HP is a finance plan that allows you to spread the cost of the car by making monthly payments over an agreed term.

You make higher monthly payments than a Personal Contract Purchase (PCP) agreement, so that when you come to the end of the agreement you'll own the car.

Unlike PCP, there are no limits on mileage.

HP could be right for you if want to own the car at the end of the agreement, without the need to make a larger final payment.

For this vehicle you have selected only HP is available.

All this will be explained in more detail when you speak with one of our friendly agents, once you have completed your application.

Hire Purchase

PCP

Amount to borrow
Monthly payments
Illustrative APR
Total amount payable

Amount to borrow
First payment
Monthly payments
Final payment
Illustrative APR
Total amount payable

Representative example:

Borrowing £10,000 at a representative APR of 11.9%, annual interest rate (fixed) 11.9%, 59 monthly payments of £218.83 followed by 1 payment of £228.83, total cost of credit is £3,139.80*, total amount payable is £13,139.80.

*The representative example includes an estimated option to purchase fee of £10. This is subject to status and although fees may vary in amount and when payable, the total cost of credit and APR received will not alter. This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status.

Borrowing £19,000.00 at a representative APR of 11.9%, annual interest rate (fixed) 11.9%, deposit of £0, 48 monthly payments of £359.86, optional final payment £8,150 (inc. £10 option to purchase fee), total cost of credit is £6,423.28†, total amount of credit is £19,000.00, total amount payable is £25,423.28.

Representative Example is for AA PCP agreement for a Ford Focus with a contract mileage of 10,000. Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). This quotation is not a binding offer to enter into a finance agreement.

†AA PCP AA Car Finance is provided by Evolution Funding Ltd. Used Car Sites Limited, on behalf of AA Financial Services Limited, introduces you to Evolution and are each acting as credit brokers and not lenders. AA Financial Services Limited receives a commission from Evolution Funding Ltd, which can vary based on the lender and vehicle selected. By submitting an application for car finance you consent to the commission being paid and acknowledge AA Financial Services Limited is not acting impartially.

This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status. Terms and conditions apply. A guarantee may be required. Over 18's only. This service is provided by Evolution Funding Limited who are authorised and regulated by the Financial Conduct Authority for credit brokerage, FCA number is 823324. Evolution Funding Limited are a credit broker, not a lender. Other offers may be available but cannot be used in conjunction with this offer. We work with a number of carefully selected credit providers who may be able to offer you finance for your purchase. We are only able to offer finance products from these providers and they may provide an incentive to do so.

Need car finance demystifying?

Let us break it down for you. Finance can be confusing, but we've made it simple.

Understanding finance

Vehicle history check

For WU24 XDV

Not recorded as stolen
No third-party trace
0 previous keepers show

The current keeper is not included in the number of previous keepers.

This vehicle has had 1 registered keeper from new. Please note that the keeper is not necessarily the owner, it may be a company vehicle or belong to a third party.
No plate changes
No colour changes
Mileage data not available
Not an insurance write-off

Data for this history check supplied: 30/01/2026 at 08:58

What's not included?

Outstanding finance details
Estimated cost of vehicle ownership
MOT history & common failures*
Full vehicle specification
Mileage discrepancies*
Market valuation*
Vehicle Tax Check

*Provided where available

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12 months free breakdown cover (or discounted upgrade if you're an AA member) and £75 off a Service & MOT. T&Cs apply

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Category write-offs

A vehicle that has been in an accident will be assessed by insurance companies and assigned a category: A, B, S or N. However, we only list Cat S or N cars as Cat A and B cars are not roadworthy and safe.

Category S (formerly Category C)

The 'S' in Cat S stands for structural damage. This means the vehicle has damage to its structure/chassis, which is more than just cosmetic damage. But the vehicle can be professionally repaired, making it safe and roadworthy.

Category N (formerly Category D)

Similarly, the 'N' in Cat N stands for non-structural damage. Here, the vehicle has sustained damage, but it has not affected the structure/chassis. A Cat N car is safe to drive as the damage could be minimal/cosmetic.

Buying a written-off vehicle:

Do a full vehicle history check to identify category vehicles.
Make sure to check with the dealer if a Cat S/N vehicle has been professionally repaired.
Book a vehicle inspection and our experts will look over a Category vehicle for you.