£24,984

From £547 pm

VolvoXC40 2.0 D3 R-Design Auto AWD Euro 6 (s/s) 5dr

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TVS Cars Ltd

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Overview

Mileage:
24,870
Year:
2020
Fuel type: Diesel
Transmission: Automatic
Body type: Suv
Colour: Blue
Doors: 5
Engine size: 2.0 L
CO₂ Emissions: 141 g/km

Please note: Dealers are responsible for the content of their listings and are expected to include all fees in the advertised price. You should always confirm all listing details with the dealer before purchasing.

Vehicle details

4x4, PAN ROOF, NAV, VOLVO S HIS.

FULL R DESIGN BLACK NAPPA LEATHER AND NUBUCKTRIM WITH HEATED FRONT SEATS, SENSUS SATELLITE NAVIGATION SYSTEM, DAB DIGITAL RADIO, PART OPENING GLASS PANORAMIC SUNROOF WITH POWER BLIND, BLUETOOTH, REAR VIEW CAMERA, 360 SURROUND VIEW PARKING, FRONT AND REAR PARKING SENSORS, ELECTRIC DOOR MIRRORS WITH REPEAT FLASH AND RETRACTION, GLOSS BLACK MIRROR COVERS, MULTI AIR BAGS, AIR CONDITIONING, CONVENIENCE PACK, WINTER PACK, AUTO DIMMING REAR VIEW MIRROR, TYRE PRESSURE MONITORING SYSTEM, BLACK HEADLINING, ELECTRIC WINDOWS, DRIVE MODE SELECT, LEATHER MULTI FUNCTION STEERING WHEEL, 18'' MACHINED WITH BLACK ALLOY WHEELS, PADDLE GEAR CHANGE, CRUISE CONTROL, DAYTIME RUNNING LIGHTS, GLOSS BLACK ROOF AND RAILS, TAILGATE SPOILER, rear privacy glass, power tailgate, 60/40 split folding rear seats, Isofix preperation, remote central locking with two keys, 2 Owners from new with VOLVO SERVICE HISTORY ( 6 SERVICE STAMPS ) Visit dealer's website 4x4 specialists over 80 vehicles in stock..

A full video of the vehicle is available upon request, please contact us to arrange a viewing.

Full dealership history

Vehicle features

ABS - Anti-Lock Brake System
Leather Key Integrated Remote
Autodimming Interior Mirror
Power Operated Tailgate
18in Alloy Wheels - 5 Double Spoke Diamond Cut Matt Black
12V Socket - Front Tunnel Console and Cargo Compartment
9in Centre Console Portrait Touch Screen
Auto Dimming Rear View Mirror
Black Headlining
Black Stone Door Mirrors
Black Stone Roof
Cruise Control
DAB - Digital Audio Broadcasting Radio
Drive Mode Settings
First Aid Kit
Hill Descent Control
Hill Start Assist
Interior Trim - R-Design Aluminium
Keyless Start
Lane Keeping Aid with Driver Alert Control
Rear Park Assist
Roof Antenna
Roof Spoiler
Sensus Navigation
Tyre Pressure Monitoring System
Xenium Pack
Intellisafe Pro Pack
Power Glass Tilt and Slide Panoramic Sunroof with Sun Curtain
Parking Camera 360 Degree Surround View
Convenience Pack
Intellisafe Surround
Winter Pack
Smartphone Integration includes Apple CarPlay and Android Auto - with 2 Type A x USB Hub
Tempa Spare Wheel and Jack
Leather-Nubuck - Charcoal

Remember to check the details of this car with the dealer before you buy it to make sure that all the information is accurate.

Credit ratings explained

Excellent

You are a home owner
You have been on the electoral roll for a long period of time
You have current credit arrangements and mortgage with no defaults
You have no CCJs, credit arrears or missed payments
You rarely apply for credit
You are employed or self-employed

Good

You are on the electoral roll
You are a home owner or long standing-tenant
You have a stable employment history
You have current credit arrangements with occasional missed payments
You have no CCJs

Fair

You are or have recently been on the electoral roll
You may have recently changed address
You may have occasional missed payments
You may have an old CCJ
You may have regularly applied for credit

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What is Hire Purchase (HP)?

Hire Purchase (HP)

HP is a finance plan that allows you to spread the cost of the car by making monthly payments over an agreed term.

You make higher monthly payments than a Personal Contract Purchase (PCP) agreement, so that when you come to the end of the agreement you'll own the car.

Unlike PCP, there are no limits on mileage.

HP could be right for you if want to own the car at the end of the agreement, without the need to make a larger final payment.

For this vehicle you have selected only HP is available.

All this will be explained in more detail when you speak with one of our friendly agents, once you have completed your application.

Hire Purchase

PCP

Amount to borrow
Monthly payments
Illustrative APR
Total amount payable

Representative example:

Borrowing £10,000 at a representative APR of 11.9%, annual interest rate (fixed) 11.9%, 59 monthly payments of £218.83 followed by 1 payment of £228.83, total cost of credit is £3,139.80*, total amount payable is £13,139.80.

*The representative example includes an estimated option to purchase fee of £10. This is subject to status and although fees may vary in amount and when payable, the total cost of credit and APR received will not alter. This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status.

Borrowing £19,000.00 at a representative APR of 11.9%, annual interest rate (fixed) 11.9%, deposit of £0, 48 monthly payments of £359.86, optional final payment £8,150 (inc. £10 option to purchase fee), total cost of credit is £6,423.28†, total amount of credit is £19,000.00, total amount payable is £25,423.28.

Representative Example is for AA PCP agreement for a Ford Focus with a contract mileage of 10,000. Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). This quotation is not a binding offer to enter into a finance agreement.

†AA PCP AA Car Finance is provided by Evolution Funding Ltd. Used Car Sites Limited, on behalf of AA Financial Services Limited, introduces you to Evolution and are each acting as credit brokers and not lenders. AA Financial Services Limited receives a commission from Evolution Funding Ltd, which can vary based on the lender and vehicle selected. By submitting an application for car finance you consent to the commission being paid and acknowledge AA Financial Services Limited is not acting impartially.

This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status. Terms and conditions apply. A guarantee may be required. Over 18's only. This service is provided by Evolution Funding Limited who are authorised and regulated by the Financial Conduct Authority for credit brokerage, FCA number is 823324. Evolution Funding Limited are a credit broker, not a lender. Other offers may be available but cannot be used in conjunction with this offer. We work with a number of carefully selected credit providers who may be able to offer you finance for your purchase. We are only able to offer finance products from these providers and they may provide an incentive to do so.

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Understanding finance

Vehicle history check

For KV20XOY

Not recorded as stolen
No third-party trace
1 previous keeper show

There are PREVIOUS KEEPER CHANGES recorded against this vehicle. Please note that the keeper is not necessarily the owner, it may be a company vehicle or belong to a third party.

Number Of Previous Keepers 1

Date Of Last Keeper Change 10/11/2020
No plate changes
No colour changes

Mileage data available †

Not an insurance write-off

Data for this history check supplied: 18/03/2026 at 05:14

What's not included?

Outstanding finance details
Estimated cost of vehicle ownership
MOT history & common failures*
Full vehicle specification
Mileage discrepancies*
Market valuation*
Vehicle Tax Check

*Provided where available

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Buy with the AA

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12 months free breakdown cover (or discounted upgrade if you're an AA member) and £75 off a Service & MOT. T&Cs apply

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Category write-offs

A vehicle that has been in an accident will be assessed by insurance companies and assigned a category: A, B, S or N. However, we only list Cat S or N cars as Cat A and B cars are not roadworthy and safe.

Category S (formerly Category C)

The 'S' in Cat S stands for structural damage. This means the vehicle has damage to its structure/chassis, which is more than just cosmetic damage. But the vehicle can be professionally repaired, making it safe and roadworthy.

Category N (formerly Category D)

Similarly, the 'N' in Cat N stands for non-structural damage. Here, the vehicle has sustained damage, but it has not affected the structure/chassis. A Cat N car is safe to drive as the damage could be minimal/cosmetic.

Buying a written-off vehicle:

Do a full vehicle history check to identify category vehicles.
Make sure to check with the dealer if a Cat S/N vehicle has been professionally repaired.
Book a vehicle inspection and our experts will look over a Category vehicle for you.

Source	Date	Mileage
MOT	16/03/2026	24,866
MOT	26/02/2025	19,687
MOT	20/02/2024	15,518
MOT	01/03/2023	10,140