£16,950

PCP: from £294 pm

HP: from £371 pm

What's the difference between Hire Purchase (HP) and Personal Contract Purchase (PCP)?

KiaPicanto 1.2 GT-Line S AMT Euro 6 (s/s) 5dr

64 Kia Picanto reviews

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South Croydon Motor Centre

020 3018 4186^*

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Overview

Mileage:
4,541
Year:
2025
Fuel type: Petrol
Transmission: Automatic
Body type: Hatchback
Colour: Black
Doors: 5
Engine size: 1.2 L
CO₂ Emissions: 128 g/km

Please note: Dealers are responsible for the content of their listings and are expected to include all fees in the advertised price. You should always confirm all listing details with the dealer before purchasing.

Vehicle details

Sat nav, rear camera, Bluetooth.

This 2025 Kia Picanto GT-Line S presents an exceptional ownership proposition with an incredibly low mileage of just 4541 miles, a testament to its careful use by its single owner. Powered by an efficient 1.2L petrol engine and meeting Euro 6 emissions standards, this model combines practicality with a touch of sporty style. The GT-Line S trim level ensures a well equipped experience, featuring desirable additions such as LED headlights for enhanced visibility, a Bluetooth connection for seamless audio and calls, and a smart keyless entry system complete with a start-stop button for effortless ignition.Further enhancing the appeal of this already impressive vehicle are its premium features, including an electric tilting and sliding sunroof that floods the cabin with natural light, and a heated steering wheel for added comfort during colder journeys. These notable features, alongside its low insurance group rating, clearly set this Kia Picanto apart from others in its class, offering a superior combination of comfort, technology, and economy for its next owner..

HPI Certificate Free of Charge, VIEWING BY APPOINTMENT dealer's website 02030184186.

Full service history

Vehicle features

12V Power Socket - Front
16in Alloy Wheels with GT-Line Styling
4- Speaker Audio System
4.2in Driver Display Screen
60-40 Split Folding 2nd Row Seats
8in Touchscreen Satellite Navigation
Airbags - Rear
Airbags - Side
All-Round 3-Point Seatbelts
All-Round Height Adjustable Headrests
Alloy Pedals
Anti-Lock Braking System with Emergency Stop Signalling
Apple CarPlay and Android Auto
Artificial Leather Steering Wheel
Automatic Air Conditioning
Automatic Defog System
Automatic Headlight Control
Blind Spot Collision Avoidance - BCA
Bluetooth Connection
Body Coloured Bumpers
Body Coloured Door Mirrors
Body Coloured Side Sill
Body Coloured Wheel Arches
Central Door Locking
Centre Console with Storage Box
Cruise Control
Driver and Front Passenger Sunvisors with Vanity Mirror - Illuminated Drivers Side
ECall
ESC - Electronic Stability Control
Electric One-Touch Drivers Window
Electric Tilting and Sliding Sunroof
Electrically Folding-Adjustable and Heated Door Mirrors with LED Indicator Lights
Forward Collision Avoidance Assist - FCA 1.5 Car-Pedestrian-Cyclist-Junction Turning
Free 7-year Kia Connect Services - UVO
Front Cabin - Rear and Luggage Compartment Lights
Front Passenger Airbag Cut Off Switch
Front Passenger USB-C Charging Port
Front Seatbelt Height Adjusters
Front and Rear Door Storage
Front and Rear Electric Windows with Drivers Auto Up-Down Function
GT- Line Interior Styling
GT- Line Side Skirts
GT-Line Exterior Styling
Gloss Black Door Mirrors
Gloss Black Radiator Grille
Glovebox
Headlining - Grey
Heated Front Seats
Heated Rear Window
Heated Steering Wheel
High Mounted Brake Light
Hill-Start Assist Control - HAC
ISOFIX Child Seat Top Tethers and Anchor Fixings - Outer Rear Seats Only
Intelligent Speed Limit Assist - ISLA
LED Daytime Running Lights
LED Front Lightbar
LED Headlights
LED Rear Lights
Lane Follow Assist 1.0
Lane Keep Assist - LKA
Locking Wheel Nuts
Luggage Board
Luggage Net and Hooks
Manual Adjustable Drivers Seat
Manual Adjustable Front Passenger Seat
Manual Child Lock
Manual Steering Wheel Adjustment
Motor Driven Power Steering - MDPS
Privacy Glass - Rear Windows and Tailgate
Rain Sensing Front Wipers
Rear Fog Light
Rear Occupant Alert
Rear Parking Sensors
Rear Passenger USB Charging Port
Rear Wiper
Reversing Camera System
Seatbelt Reminder Warning
Silver Window Surround
Smart Key with Motion Sensor
Speed Limiter
Start-Stop Button with Smart Entry System
TMK - Tyre Mobility Kit
Thatcham Category 2 - Security Alarm and Immobiliser
Twin Front Airbags
Tyre Pressure Monitoring System - TPMS
USB Ports for Connection of a Media Device
Vehicle Stability Management - VSM
Visible Vehicle Identification Number - VIN
Wireless Mobile Phone Charger

Remember to check the details of this car with the dealer before you buy it to make sure that all the information is accurate.

Credit ratings explained

Excellent

You are a home owner
You have been on the electoral roll for a long period of time
You have current credit arrangements and mortgage with no defaults
You have no CCJs, credit arrears or missed payments
You rarely apply for credit
You are employed or self-employed

Good

You are on the electoral roll
You are a home owner or long standing-tenant
You have a stable employment history
You have current credit arrangements with occasional missed payments
You have no CCJs

Fair

You are or have recently been on the electoral roll
You may have recently changed address
You may have occasional missed payments
You may have an old CCJ
You may have regularly applied for credit

Finance calculator

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Make your Car Finance product selection below

What's the difference between Hire Purchase (HP) and Personal Contract Purchase (PCP)?

Hire Purchase (HP)

HP is a finance plan that allows you to spread the cost of the car by making monthly payments over an agreed term.

You make higher monthly payments than a Personal Contract Purchase (PCP) agreement, so that when you come to the end of the agreement you'll own the car.

Unlike PCP, there are no limits on mileage.

HP could be right for you if want to own the car at the end of the agreement, without the need to make a larger final payment.

Personal Contract Purchase (PCP)

PCP is a finance plan where you make equal monthly payments over an agreed term, with a larger final repayment due at the end if you decide to keep the car.

At the end of the agreement, you have three options. You can hand the car back to the finance company (the must be in good condition and within the agreed mileage, otherwise charges may apply), part exchange it for another car on a new agreement (subject to status), or pay the final repayment to own the car.

PCP could be right for you if you're thinking of changing your car in the next few years, or if you're unsure whether you want to buy the car at the end of the agreement.

What is Hire Purchase (HP)?

Hire Purchase (HP)

HP is a finance plan that allows you to spread the cost of the car by making monthly payments over an agreed term.

You make higher monthly payments than a Personal Contract Purchase (PCP) agreement, so that when you come to the end of the agreement you'll own the car.

Unlike PCP, there are no limits on mileage.

HP could be right for you if want to own the car at the end of the agreement, without the need to make a larger final payment.

For this vehicle you have selected only HP is available.

All this will be explained in more detail when you speak with one of our friendly agents, once you have completed your application.

Hire Purchase

PCP

Amount to borrow
Monthly payments
Illustrative APR
Total amount payable

Amount to borrow
First payment
Monthly payments
Final payment
Illustrative APR
Total amount payable

Representative example:

Borrowing £10,000 at a representative APR of 11.9%, annual interest rate (fixed) 11.9%, 59 monthly payments of £218.83 followed by 1 payment of £228.83, total cost of credit is £3,139.80*, total amount payable is £13,139.80.

*The representative example includes an estimated option to purchase fee of £10. This is subject to status and although fees may vary in amount and when payable, the total cost of credit and APR received will not alter. This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status.

Borrowing £19,000.00 at a representative APR of 11.9%, annual interest rate (fixed) 11.9%, deposit of £0, 48 monthly payments of £359.86, optional final payment £8,150 (inc. £10 option to purchase fee), total cost of credit is £6,423.28†, total amount of credit is £19,000.00, total amount payable is £25,423.28.

Representative Example is for AA PCP agreement for a Ford Focus with a contract mileage of 10,000. Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). This quotation is not a binding offer to enter into a finance agreement.

†AA PCP AA Car Finance is provided by Evolution Funding Ltd. Used Car Sites Limited, on behalf of AA Financial Services Limited, introduces you to Evolution and are each acting as credit brokers and not lenders. AA Financial Services Limited receives a commission from Evolution Funding Ltd, which can vary based on the lender and vehicle selected. By submitting an application for car finance you consent to the commission being paid and acknowledge AA Financial Services Limited is not acting impartially.

This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status. Terms and conditions apply. A guarantee may be required. Over 18's only. This service is provided by Evolution Funding Limited who are authorised and regulated by the Financial Conduct Authority for credit brokerage, FCA number is 823324. Evolution Funding Limited are a credit broker, not a lender. Other offers may be available but cannot be used in conjunction with this offer. We work with a number of carefully selected credit providers who may be able to offer you finance for your purchase. We are only able to offer finance products from these providers and they may provide an incentive to do so.

Need car finance demystifying?

Let us break it down for you. Finance can be confusing, but we've made it simple.

Understanding finance

Vehicle history check

For EJ25HRP

Not recorded as stolen
No third-party trace
0 previous keepers show

The current keeper is not included in the number of previous keepers.

This vehicle has had 1 registered keeper from new. Please note that the keeper is not necessarily the owner, it may be a company vehicle or belong to a third party.
No plate changes
No colour changes
Mileage data not available
Not an insurance write-off

Data for this history check supplied: 06/03/2026 at 05:16

What's not included?

Outstanding finance details
Estimated cost of vehicle ownership
MOT history & common failures*
Full vehicle specification
Mileage discrepancies*
Market valuation*
Vehicle Tax Check

*Provided where available

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Category write-offs

A vehicle that has been in an accident will be assessed by insurance companies and assigned a category: A, B, S or N. However, we only list Cat S or N cars as Cat A and B cars are not roadworthy and safe.

Category S (formerly Category C)

The 'S' in Cat S stands for structural damage. This means the vehicle has damage to its structure/chassis, which is more than just cosmetic damage. But the vehicle can be professionally repaired, making it safe and roadworthy.

Category N (formerly Category D)

Similarly, the 'N' in Cat N stands for non-structural damage. Here, the vehicle has sustained damage, but it has not affected the structure/chassis. A Cat N car is safe to drive as the damage could be minimal/cosmetic.

Buying a written-off vehicle:

Do a full vehicle history check to identify category vehicles.
Make sure to check with the dealer if a Cat S/N vehicle has been professionally repaired.
Book a vehicle inspection and our experts will look over a Category vehicle for you.