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£23,350

PCP: from £434 pm

HP: from £511 pm

What's the difference between Hire Purchase (HP) and Personal Contract Purchase (PCP)?

BMW3 Series 320i M Sport Saloon

126 BMW 3 Series reviews

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Prestige Cars Kent

01689 242 905^*

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Overview

Mileage:
30,564
Year:
2022
Fuel type: Petrol
Transmission: Automatic
Body type: Saloon
Colour: Grey
Doors: 4
Engine size: 2.0 L
CO₂ Emissions: 146 g/km

Please note: Dealers are responsible for the content of their listings and are expected to include all fees in the advertised price. You should always confirm all listing details with the dealer before purchasing.

Vehicle details

M SPORT PACK/AMBIENT LIGHTING.

⭐ BMW 3 Series 320i M Sport Saloon ⭐The BMW 320i M Sport Saloon delivers the perfect balance of performance, luxury, and everyday practicality. With its athletic M Sport styling, premium interior, and driver-focused technology, this executive saloon makes every journey feel special. Smooth, responsive, and refined, it’s built for those who love driving as much as arriving.Some features we love:? 18in Alloy Wheels – M Light Double-Spoke Style 790 M – Bicolour Orbit Grey – Sporty, eye-catching wheels enhancing stance and road presence.? Ambient Lighting – Customisable interior lighting creating a modern, relaxing cabin atmosphere at night.? BMW ConnectedDrive Online Services – Access real-time information, apps, and connected driving features on the move.? Connected Package Pro – Enhanced navigation, remote services, and digital convenience for everyday usability.? Cruise Control with Brake Function – Maintains safe speeds and assists with smoother motorway driving.? Interior Lighting – Soft illumination throughout the cabin for added comfort and premium feel.? M Sport Package – Sport-inspired styling, trim details, and design touches for a dynamic look.?️ Parking Assistant – Makes tight parking effortless with intelligent steering and manoeuvring support.? Seat Heating for Driver and Front Passenger – Stay warm and comfortable during colder journeys.? Smartphone Integration – Seamless connection for calls, music, and apps via Apple CarPlay or Android Auto.☎️ 01689242905 ? Submit an enquiry to discuss over emailAt Prestige Cars Kent, every car comes with a 90-day guarantee, nationwide delivery, and a 175-point quality check.⭐ Admin fee applies. Please confirm all specifications, as they are autogenerated ⭐.

All cars are HPI and 175-Point Checked..

Vehicle features

12V Power Sockets
18in Alloy Wheels - M Light Double-Spoke Style 790 M - Bicolour Orbit Grey
Acoustic Glazing
Active Guard Plus
Air Conditioning - Automatic
Airbags
Alarm System
Ambient Lighting
Armrest
Attentiveness Assistant
Automatic Start-Stop Button
Automatically Dimming Rear View Mirror
BMW ConnectedDrive Online Services
BMW Emergency Call
BMW ID
BMW Live Cockpit Professional
BMW Mobility System
BMW TeleServices
BMW iDrive
Battery in Luggage Compartment
Bumper System
Centre Lock Switch
Closing System with Central Locking
Condition Based Service
Connected Package Pro
Crash Sensor
Cruise Control with Brake Function
Cupholder
DAB Tuner
DSC - Dynamic Stability Control Plus
Deletion Lumbar Support-Width Adjustment Passenger Side
Door Sill Strips
Double-Jointed Spring-Strut Front Axle
Driving Experience Switch
EPS - Electric Power Steering
Electric Windows - Front and Rear
Electro Mechanical Parking Brake
Electronic Differential Lock
Electronic Engine Immobiliser
Exhaust Tailpipe Finishers - Visible
Exterior Items
Exterior Trim - High-Gloss Shadowline
Floor Mats in Velour
Follow-Me-Home Function
Fuel Tank Breather System
Glove Compartment - Illuminated
Headlight Beam-Throw Control
Headlights - Adaptive LED
Headlining - Anthracite
Heat Protection Glazing with Green Tint
Interior Lighting
Interior Trim - Aluminium Tetragon
LED Fog Lights - Front
Larger Fuel Tank
Lashing Eyelets in Luggage Compartment
Luggage Compartment - Light
M Leather Steering Wheel
M Sport Exterior Styling
M Sport Package
M Sport Suspension
Model Logo
Multifunction for Steering Wheel
Oil Sensor For Level and Grade
Parking Assistant
Plastic Fuel Tank
Power Sockets
Preparation For High-Beam Assistant
Rear Backrest - Foldable and Dividable by 40-20-40
Rear Lights - LED
Reversing Light
Safety Battery Terminal Clamp
Seat Backrest Width Adjustment
Seat Heating for Driver and Front Passenger
Shifting Point Display
Side Impact Protection
Smartphone Integration
Speed Limiter
Split Folding Rear Seat
Sport Seats - Front
Steering Column Adjustment
Steering Wheel - Gearshift Paddles
Stereo Speaker System
Sun Visors with Ticket Holder and Illuminated Vanity Mirror
TPMS - Tyre Pressure Monitoring System
Third Brake Light
Tool Kit Located in Luggage Compartment
Variable Sport Steering
Warning Triangle
Washer Jets - Heated
Welcome Light
Vernasca Leather - Oyster with Grey Stitching

Remember to check the details of this car with the dealer before you buy it to make sure that all the information is accurate.

Credit ratings explained

Excellent

You are a home owner
You have been on the electoral roll for a long period of time
You have current credit arrangements and mortgage with no defaults
You have no CCJs, credit arrears or missed payments
You rarely apply for credit
You are employed or self-employed

Good

You are on the electoral roll
You are a home owner or long standing-tenant
You have a stable employment history
You have current credit arrangements with occasional missed payments
You have no CCJs

Fair

You are or have recently been on the electoral roll
You may have recently changed address
You may have occasional missed payments
You may have an old CCJ
You may have regularly applied for credit

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Make your Car Finance product selection below

What's the difference between Hire Purchase (HP) and Personal Contract Purchase (PCP)?

Hire Purchase (HP)

HP is a finance plan that allows you to spread the cost of the car by making monthly payments over an agreed term.

You make higher monthly payments than a Personal Contract Purchase (PCP) agreement, so that when you come to the end of the agreement you'll own the car.

Unlike PCP, there are no limits on mileage.

HP could be right for you if want to own the car at the end of the agreement, without the need to make a larger final payment.

Personal Contract Purchase (PCP)

PCP is a finance plan where you make equal monthly payments over an agreed term, with a larger final repayment due at the end if you decide to keep the car.

At the end of the agreement, you have three options. You can hand the car back to the finance company (the must be in good condition and within the agreed mileage, otherwise charges may apply), part exchange it for another car on a new agreement (subject to status), or pay the final repayment to own the car.

PCP could be right for you if you're thinking of changing your car in the next few years, or if you're unsure whether you want to buy the car at the end of the agreement.

What is Hire Purchase (HP)?

Hire Purchase (HP)

HP is a finance plan that allows you to spread the cost of the car by making monthly payments over an agreed term.

You make higher monthly payments than a Personal Contract Purchase (PCP) agreement, so that when you come to the end of the agreement you'll own the car.

Unlike PCP, there are no limits on mileage.

HP could be right for you if want to own the car at the end of the agreement, without the need to make a larger final payment.

For this vehicle you have selected only HP is available.

All this will be explained in more detail when you speak with one of our friendly agents, once you have completed your application.

Hire Purchase

PCP

Amount to borrow
Monthly payments
Illustrative APR
Total amount payable

Amount to borrow
First payment
Monthly payments
Final payment
Illustrative APR
Total amount payable

Representative example:

Borrowing £10,000 at a representative APR of 11.9%, annual interest rate (fixed) 11.9%, 59 monthly payments of £218.83 followed by 1 payment of £228.83, total cost of credit is £3,139.80*, total amount payable is £13,139.80.

*The representative example includes an estimated option to purchase fee of £10. This is subject to status and although fees may vary in amount and when payable, the total cost of credit and APR received will not alter. This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status.

Borrowing £19,000.00 at a representative APR of 11.9%, annual interest rate (fixed) 11.9%, deposit of £0, 48 monthly payments of £359.86, optional final payment £8,150 (inc. £10 option to purchase fee), total cost of credit is £6,423.28†, total amount of credit is £19,000.00, total amount payable is £25,423.28.

Representative Example is for AA PCP agreement for a Ford Focus with a contract mileage of 10,000. Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). This quotation is not a binding offer to enter into a finance agreement.

†AA PCP AA Car Finance is provided by Evolution Funding Ltd. Used Car Sites Limited, on behalf of AA Financial Services Limited, introduces you to Evolution and are each acting as credit brokers and not lenders. AA Financial Services Limited receives a commission from Evolution Funding Ltd, which can vary based on the lender and vehicle selected. By submitting an application for car finance you consent to the commission being paid and acknowledge AA Financial Services Limited is not acting impartially.

This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status. Terms and conditions apply. A guarantee may be required. Over 18's only. This service is provided by Evolution Funding Limited who are authorised and regulated by the Financial Conduct Authority for credit brokerage, FCA number is 823324. Evolution Funding Limited are a credit broker, not a lender. Other offers may be available but cannot be used in conjunction with this offer. We work with a number of carefully selected credit providers who may be able to offer you finance for your purchase. We are only able to offer finance products from these providers and they may provide an incentive to do so.

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Vehicle history check

For LJ22TSO

Not recorded as stolen
No third-party trace
0 previous keepers show

The current keeper is not included in the number of previous keepers.

This vehicle has had 1 registered keeper from new. Please note that the keeper is not necessarily the owner, it may be a company vehicle or belong to a third party.
No plate changes
No colour changes

Mileage data available †

Not an insurance write-off

Data for this history check supplied: 28/01/2026 at 05:25

What's not included?

Outstanding finance details
Estimated cost of vehicle ownership
MOT history & common failures*
Full vehicle specification
Mileage discrepancies*
Market valuation*
Vehicle Tax Check

*Provided where available

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Category write-offs

A vehicle that has been in an accident will be assessed by insurance companies and assigned a category: A, B, S or N. However, we only list Cat S or N cars as Cat A and B cars are not roadworthy and safe.

Category S (formerly Category C)

The 'S' in Cat S stands for structural damage. This means the vehicle has damage to its structure/chassis, which is more than just cosmetic damage. But the vehicle can be professionally repaired, making it safe and roadworthy.

Category N (formerly Category D)

Similarly, the 'N' in Cat N stands for non-structural damage. Here, the vehicle has sustained damage, but it has not affected the structure/chassis. A Cat N car is safe to drive as the damage could be minimal/cosmetic.

Buying a written-off vehicle:

Do a full vehicle history check to identify category vehicles.
Make sure to check with the dealer if a Cat S/N vehicle has been professionally repaired.
Book a vehicle inspection and our experts will look over a Category vehicle for you.

Source	Date	Mileage
MOT	27/02/2025	23,826