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01923 532 084

£17,700

PCP: from £317 pm

HP: from £387 pm

What's the difference between Hire Purchase (HP) and Personal Contract Purchase (PCP)?

VolkswagenT-Cross 1.0 TSI MOVE DSG Euro 6 (s/s) 5dr

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Car Planet

01923 532 084^*

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Overview

Mileage:
27,540
Year:
2024
Fuel type: Petrol
Transmission: Automatic
Body type: Suv
Colour: Grey
Doors: 5
Engine size: 1.0 L
CO₂ Emissions: 141 g/km

Please note: Dealers are responsible for the content of their listings and are expected to include all fees in the advertised price. You should always confirm all listing details with the dealer before purchasing.

Vehicle features

12V Socket - Centre Console
16in Alloy Wheels - 6J x Zurich
2 USB-C Ports in the Front and 2 USB-C Charging Socket on the Centre Console in the Rear
3 Head Restraints in Rear
3 Rear Three-Point Seat Belts
3-Point Seat Belts in Front with Electric Tensioner and Height Adjustment
ABS - Anti-Lock Braking System
Adaptive Cruise Control
Alarm
Anti-Theft Wheel Bolts
Armrest - Front Centre
Automatic Coming-Leaving Home Lighting Function
Automatic Dimming Rear View Mirror
Blind Spot Detection
Bluetooth Mobile Phone Interface
Body Coloured Bumpers
Carpet Mats - Front and Rear
Central Locking System with SAFELOCK and Radio Remote Control
Child Seat Anchor for Child Seat System - i-Size 2x Top Tether and Child Seat Anchor in Front Passenger Side
Chrome Pack
Curtain Airbag System for Front and Rear Passengers including Side Airbags in the Front
DAB - Digital Radio Reception
Decorative Inserts for Special Edition
Digital Cockpit - 8in Display Screen
Diversity Antenna for FM Reception
Door Mirrors - Electrically Adjustable and Heated
Door and Side Trim Panel
Driver Alert System
Driver and Front Passenger Airbag with Front Passenger Airbag Deactivation
E-Sim Card for Online Connectivity
ESC - Electronic Stability Control including EDL - Electronic Differential Lock and ASR - Traction Control
Electric Windows - Front and Rear
Emergency Call Service - E-Call
Extended and Predictive Pedestrian-Cyclist Protection
Exterior Mirror Housing and Door Handles - Body Coloured
Front Seats with Manual Height Adjustment
Halogen Clear Headlights - Range Adjustable via Infotainment System
Headlight Range Control
Heat Insulating Glass in Side and Rear Windows
Hill Start Assist
Interior Ambient Lighting and Surround Lighting
LED Interior Lighting with Switch Off Delay and Dimmer - 2 LED Reading Lights in Front and 2 in Rear
LED Rear Combination Lamps
Lane Assist
Leather Gearshift Handle
Manually Controlled Air Conditioning System
Multifunction Front Camera for Distance Control
Outer Rear 3-Point Seat Belts with ECE Label
Parking Sensors - Front and Rear
Pedals - Stainless Steel
Power Steering
Preparation for Navigation System with Media and Internet Package
Proactive Passenger Protection System in Combination with Front Assist
Radio
Rear Fog Light on One Side and Reversing Lights on Both Sides
Roof Rails - Black
Safety Optimised Head Restraints - Front
Scuff Plates for Special Editions
Single-Tone Horn
Speakers x6
Speedo and Rev Counter - Electronic Odometer - Trip - Service Interval Display - Exterior Temperature Gauge and Fuel Gauge
Steering Wheel - Multifunction
Sun Visors without Mirror with Ticket Pocket on Drivers Side - Front Passanger Side with Airbag Label on Sun Visor and B-Pillar
Tyre Mobility Kit
Tyre Pressure Loss Indicator
Unsplit Rear Seat Bench - Split Folding Backrest
Wireless App Connect

Remember to check the details of this car with the dealer before you buy it to make sure that all the information is accurate.

Credit ratings explained

Excellent

You are a home owner
You have been on the electoral roll for a long period of time
You have current credit arrangements and mortgage with no defaults
You have no CCJs, credit arrears or missed payments
You rarely apply for credit
You are employed or self-employed

Good

You are on the electoral roll
You are a home owner or long standing-tenant
You have a stable employment history
You have current credit arrangements with occasional missed payments
You have no CCJs

Fair

You are or have recently been on the electoral roll
You may have recently changed address
You may have occasional missed payments
You may have an old CCJ
You may have regularly applied for credit

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Make your Car Finance product selection below

What's the difference between Hire Purchase (HP) and Personal Contract Purchase (PCP)?

Hire Purchase (HP)

HP is a finance plan that allows you to spread the cost of the car by making monthly payments over an agreed term.

You make higher monthly payments than a Personal Contract Purchase (PCP) agreement, so that when you come to the end of the agreement you'll own the car.

Unlike PCP, there are no limits on mileage.

HP could be right for you if want to own the car at the end of the agreement, without the need to make a larger final payment.

Personal Contract Purchase (PCP)

PCP is a finance plan where you make equal monthly payments over an agreed term, with a larger final repayment due at the end if you decide to keep the car.

At the end of the agreement, you have three options. You can hand the car back to the finance company (the must be in good condition and within the agreed mileage, otherwise charges may apply), part exchange it for another car on a new agreement (subject to status), or pay the final repayment to own the car.

PCP could be right for you if you're thinking of changing your car in the next few years, or if you're unsure whether you want to buy the car at the end of the agreement.

What is Hire Purchase (HP)?

Hire Purchase (HP)

HP is a finance plan that allows you to spread the cost of the car by making monthly payments over an agreed term.

You make higher monthly payments than a Personal Contract Purchase (PCP) agreement, so that when you come to the end of the agreement you'll own the car.

Unlike PCP, there are no limits on mileage.

HP could be right for you if want to own the car at the end of the agreement, without the need to make a larger final payment.

For this vehicle you have selected only HP is available.

All this will be explained in more detail when you speak with one of our friendly agents, once you have completed your application.

Hire Purchase

PCP

Amount to borrow
Monthly payments
Illustrative APR
Total amount payable

Amount to borrow
First payment
Monthly payments
Final payment
Illustrative APR
Total amount payable

Representative example:

Borrowing £10,000 at a representative APR of 11.9%, annual interest rate (fixed) 11.9%, 59 monthly payments of £218.83 followed by 1 payment of £228.83, total cost of credit is £3,139.80*, total amount payable is £13,139.80.

*The representative example includes an estimated option to purchase fee of £10. This is subject to status and although fees may vary in amount and when payable, the total cost of credit and APR received will not alter. This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status.

Borrowing £19,000.00 at a representative APR of 11.9%, annual interest rate (fixed) 11.9%, deposit of £0, 48 monthly payments of £359.86, optional final payment £8,150 (inc. £10 option to purchase fee), total cost of credit is £6,423.28†, total amount of credit is £19,000.00, total amount payable is £25,423.28.

Representative Example is for AA PCP agreement for a Ford Focus with a contract mileage of 10,000. Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). This quotation is not a binding offer to enter into a finance agreement.

†AA PCP AA Car Finance is provided by Evolution Funding Ltd. Used Car Sites Limited, on behalf of AA Financial Services Limited, introduces you to Evolution and are each acting as credit brokers and not lenders. AA Financial Services Limited receives a commission from Evolution Funding Ltd, which can vary based on the lender and vehicle selected. By submitting an application for car finance you consent to the commission being paid and acknowledge AA Financial Services Limited is not acting impartially.

This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status. Terms and conditions apply. A guarantee may be required. Over 18's only. This service is provided by Evolution Funding Limited who are authorised and regulated by the Financial Conduct Authority for credit brokerage, FCA number is 823324. Evolution Funding Limited are a credit broker, not a lender. Other offers may be available but cannot be used in conjunction with this offer. We work with a number of carefully selected credit providers who may be able to offer you finance for your purchase. We are only able to offer finance products from these providers and they may provide an incentive to do so.

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Let us break it down for you. Finance can be confusing, but we've made it simple.

Understanding finance

Vehicle history check

For YA24BMU

Not recorded as stolen
No third-party trace
0 previous keepers show

The current keeper is not included in the number of previous keepers.

This vehicle has had 1 registered keeper from new. Please note that the keeper is not necessarily the owner, it may be a company vehicle or belong to a third party.
No plate changes
No colour changes
Mileage data not available
Not an insurance write-off

Data for this history check supplied: 06/02/2026 at 05:12

What's not included?

Outstanding finance details
Estimated cost of vehicle ownership
MOT history & common failures*
Full vehicle specification
Mileage discrepancies*
Market valuation*
Vehicle Tax Check

*Provided where available

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Category write-offs

A vehicle that has been in an accident will be assessed by insurance companies and assigned a category: A, B, S or N. However, we only list Cat S or N cars as Cat A and B cars are not roadworthy and safe.

Category S (formerly Category C)

The 'S' in Cat S stands for structural damage. This means the vehicle has damage to its structure/chassis, which is more than just cosmetic damage. But the vehicle can be professionally repaired, making it safe and roadworthy.

Category N (formerly Category D)

Similarly, the 'N' in Cat N stands for non-structural damage. Here, the vehicle has sustained damage, but it has not affected the structure/chassis. A Cat N car is safe to drive as the damage could be minimal/cosmetic.

Buying a written-off vehicle:

Do a full vehicle history check to identify category vehicles.
Make sure to check with the dealer if a Cat S/N vehicle has been professionally repaired.
Book a vehicle inspection and our experts will look over a Category vehicle for you.