£8,950

BMWX3 2.0 20d M Sport Auto xDrive Euro 5 (s/s) 5dr

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SK Direct

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Overview

Mileage:
91,380
Year:
2014
Fuel type: Diesel
Transmission: Automatic
Body type: Suv
Colour: Black
Doors: 5
Engine size: 2.0 L
CO₂ Emissions: 147 g/km

Please note: Dealers are responsible for the content of their listings and are expected to include all fees in the advertised price. You should always confirm all listing details with the dealer before purchasing.

Vehicle details

APPLE CP+FSH+FINANCE+WARRANTY.

With an MOT valid until January 2027 and a full service history, this 2014 BMW X3 20d M Sport offers excellent peace of mind. This four wheel drive model is powered by a 2.0 litre diesel engine and boasts a clear vehicle history check. It comes with a 6 month warranty for added security. Notable features include a reversing assist camera with parking assistance, extended storage options, the BMW Business media package, remote services, and heated front seats for your comfort.This BMW X3 is designed for both performance and practicality. Its acceleration from 0 to 62mph in just 8.5 seconds demonstrates its responsive power, a figure that stands out compared to many similar vehicles. The large boot space ensures you have ample room for luggage or shopping, making it a versatile choice for families or those with active lifestyles. Furthermore, its impressive towing weight of 2400 kg means it is well equipped to handle trailers or caravans.SK Direct are a highly rated Auto Trader Seller with over 250+ 5 * reviews. We are also AA and Trading Standards approved dealer, SK Direct have several direct panel lenders and can provide competitive finance and help customers with a poor customer credit rating. Part Exchange and Delivery available, Extended Warranty Available on request, Viewing by appointment only, and we do have in-depth walkaround videos ready to send via WhatsApp..

PLEASE CALL AHEAD WE WORK ON APPOINTMENTS BASIS BETWEEN 10 am - 8 PM 6 DAYS A WEEK.

Full service history

Vehicle features

12V Power Socket - Centre Console
12V Power Socket - Luggage Compartment
18in Alloy Wheels - Light M Star Spoke - 368M
ABS - Anti Lock Braking System
ASC - Automatic Stability Control
Additional Detachable Cupholder
Air Conditioning - Automatic with Two-Zone Control
Airbags - Driver
Airbags - Driver and Front Passenger Side
Airbags - First and Second Seat Row ITS Head
Airbags - Passenger
Airbags - Passenger Deactivation
Alarm System Thatcham 1 with Remote Control
Ambient Interior Lighting
Anti Roll Bars - Front and Rear
Armrest - Front with Storage Compartment
Automatically Dimming Rear View Mirror
Auxiliary Input
BMW Mobility System
BMW Online services
BMW Professional Radio - Single CD and MP3
BMW TeleServices
Bluetooth Hands Free with USB Audio Interface
Brake Force Display
Bumper - Regeneration to Original Shape - MPH Specific
CBC - Cornering Brake Control
Cathodic Dip Paintwork Preservation of Hollow Cavities Underfloor Protection
Central Locking - Doors Boot Fuel Cap via Remote Key
Child Proof Locking System - Rear Doors
Child Seat ISOFIX Attachment - Rear
Courtesy Lights - Front and Rear with Soft On-Off Dimming
Crash Sensor - Activating Central Locking-Hazard Warning Lights-Fuel Cut Off
Cruise Control with Brake Function
DAB Digital Radio
DBC - Dynamic Brake Control
DSC - Dynamic Stability Control - Stabilises the Vehicle in Extreme Situations - Controls Traction
DTC - Dynamic Traction Control
Deformation Zones - Front and Rear
Door Handles - Body Colour
Door Mirrors - Drivers Aspheric
Door Mirrors - Electric and Heated and Aspheric
Door Sill Finishers - M Designation
Drive Performance Control
EBD - Electronic Brake-Force Distribution
Electric Windows - Front and Rear with Open-Close Fingertip Control
Electro Mechanical Parking Brake
Engine Immobiliser
Enhanced Bluetooth Telephone Functionality with USB Audio Interface and Voice Control
Exhaust Tailpipe - Finisher in Chrome
Exterior Trim - High-Gloss Shadowline
First Aid Kit
Floor Mats - Velour
Follow Me Home Headlight Function
Footwell Lights - Front
Front Fog Lights
Glove Compartment - Illuminated
Grab Handles with Four Coat Hooks
HDC - Hill Descent Control
Head Restraints - Front and Rear
Head Restraints - Height and Angle
Headlights - Automatic Activation
Headlights - Height Adjustment
Headlights - Washer System
Headlining - Anthracite
Heated Windscreen Washer Jets
High Level Third Brake Light
Incorrect Fuelling Protection System
Interior Lighting
Interior Trim - Brushed Aluminium
Kidney Grille - Chrome with Black Vertical Slats
Locking Wheel Bolts
Luggage Compartment - Additional Storage on Each Side and Under Floor
Luggage Compartment - Illuminated with Four Lashing Eyes in Boot Floor
Luggage Compartment - Removable Cover
M Aerodynamic Bodystyling
M Sport Package
Multifunction Controls for Steering Wheel
OBC - On-Board Computer
PDC - Park Distance Control - Front and Rear
PDC - Park Distance Control - Rear
Performance Control
Power Steering - Electric
Rain Sensor
Reading Lights - Front and Rear
Roof Rails - High-Gloss Shadowline
Run Flat Tyres
Seats - 60-40 Split Folding Rear
Seats - Manual Adjustment for Height - Fore and Aft Position - Recline Angle
Side Impact Protection
Speaker System with Five Speakers
Sport Seats - Front
Steering Column with Manual Reach and Rake Adjustment
Storage Compartment - Front Door Pockets
Storage Compartment - Trays in Centre Console
Sun Visors with Illuminated Vanity Mirrors and Ticket Holder
Suspension - Sport
TPWS - Tyre Pressure Warning System
iDrive Controller on Centre Console with 6.5in Colour Display
Enhanced Bluetooth Telephone Preparation with USB Audio Interface
Media Package - BMW Business
Remote Services
Reversing Assist Camera
Door Mirrors - Folding - Automatically Dimming
Extended Storage
Nevada Leather - Black
Seats - Front Heated
Steering Wheel - Leather - Multifunction - Gearshift Paddles
Variable Sport Steer

Remember to check the details of this car with the dealer before you buy it to make sure that all the information is accurate.

Credit ratings explained

Excellent

You are a home owner
You have been on the electoral roll for a long period of time
You have current credit arrangements and mortgage with no defaults
You have no CCJs, credit arrears or missed payments
You rarely apply for credit
You are employed or self-employed

Good

You are on the electoral roll
You are a home owner or long standing-tenant
You have a stable employment history
You have current credit arrangements with occasional missed payments
You have no CCJs

Fair

You are or have recently been on the electoral roll
You may have recently changed address
You may have occasional missed payments
You may have an old CCJ
You may have regularly applied for credit

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What is Hire Purchase (HP)?

Hire Purchase (HP)

HP is a finance plan that allows you to spread the cost of the car by making monthly payments over an agreed term.

You make higher monthly payments than a Personal Contract Purchase (PCP) agreement, so that when you come to the end of the agreement you'll own the car.

Unlike PCP, there are no limits on mileage.

HP could be right for you if want to own the car at the end of the agreement, without the need to make a larger final payment.

For this vehicle you have selected only HP is available.

All this will be explained in more detail when you speak with one of our friendly agents, once you have completed your application.

Hire Purchase

PCP

Amount to borrow
Monthly payments
Illustrative APR
Total amount payable

Representative example:

Borrowing £10,000 at a representative APR of 11.9%, annual interest rate (fixed) 11.9%, 59 monthly payments of £218.83 followed by 1 payment of £228.83, total cost of credit is £3,139.80*, total amount payable is £13,139.80.

*The representative example includes an estimated option to purchase fee of £10. This is subject to status and although fees may vary in amount and when payable, the total cost of credit and APR received will not alter. This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status.

Borrowing £19,000.00 at a representative APR of 11.9%, annual interest rate (fixed) 11.9%, deposit of £0, 48 monthly payments of £359.86, optional final payment £8,150 (inc. £10 option to purchase fee), total cost of credit is £6,423.28†, total amount of credit is £19,000.00, total amount payable is £25,423.28.

Representative Example is for AA PCP agreement for a Ford Focus with a contract mileage of 10,000. Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). This quotation is not a binding offer to enter into a finance agreement.

†AA PCP AA Car Finance is provided by Evolution Funding Ltd. Used Car Sites Limited, on behalf of AA Financial Services Limited, introduces you to Evolution and are each acting as credit brokers and not lenders. AA Financial Services Limited receives a commission from Evolution Funding Ltd, which can vary based on the lender and vehicle selected. By submitting an application for car finance you consent to the commission being paid and acknowledge AA Financial Services Limited is not acting impartially.

This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status. Terms and conditions apply. A guarantee may be required. Over 18's only. This service is provided by Evolution Funding Limited who are authorised and regulated by the Financial Conduct Authority for credit brokerage, FCA number is 823324. Evolution Funding Limited are a credit broker, not a lender. Other offers may be available but cannot be used in conjunction with this offer. We work with a number of carefully selected credit providers who may be able to offer you finance for your purchase. We are only able to offer finance products from these providers and they may provide an incentive to do so.

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Understanding finance

Vehicle history check

For VX14PDZ

Not recorded as stolen
No third-party trace
3 previous keepers show

There are PREVIOUS KEEPER CHANGES recorded against this vehicle. Please note that the keeper is not necessarily the owner, it may be a company vehicle or belong to a third party.

Number Of Previous Keepers 3

Date Of Last Keeper Change 24/02/2024

No colour changes

Mileage data available †

Not an insurance write-off

Data for this history check supplied: 05/02/2026 at 05:13

What's not included?

Outstanding finance details
Estimated cost of vehicle ownership
MOT history & common failures*
Full vehicle specification
Mileage discrepancies*
Market valuation*
Vehicle Tax Check

*Provided where available

Get peace of mind with an instant full vehicle history check and uncover any potential issues before you buy.

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Category write-offs

A vehicle that has been in an accident will be assessed by insurance companies and assigned a category: A, B, S or N. However, we only list Cat S or N cars as Cat A and B cars are not roadworthy and safe.

Category S (formerly Category C)

The 'S' in Cat S stands for structural damage. This means the vehicle has damage to its structure/chassis, which is more than just cosmetic damage. But the vehicle can be professionally repaired, making it safe and roadworthy.

Category N (formerly Category D)

Similarly, the 'N' in Cat N stands for non-structural damage. Here, the vehicle has sustained damage, but it has not affected the structure/chassis. A Cat N car is safe to drive as the damage could be minimal/cosmetic.

Buying a written-off vehicle:

Do a full vehicle history check to identify category vehicles.
Make sure to check with the dealer if a Cat S/N vehicle has been professionally repaired.
Book a vehicle inspection and our experts will look over a Category vehicle for you.

Vehicle Registration Mark (VRM)	Date
VX14 PDZ	02/02/2026
VSV441	07/03/2024
VX14 PDZ	04/07/2019
S900KAV	24/07/2018

Source	Date	Mileage
MOT	30/01/2026	91,291
MOT	22/10/2024	86,606
DVLA	21/02/2024	84,000
MOT	04/07/2023	82,694
MOT	08/07/2022	72,245
MOT	28/06/2021	61,069
MOT	24/06/2020	52,608
MOT	04/06/2019	44,985
MOT	28/06/2018	38,684
BVRLA	01/05/2018	38,516