£15,950

PCP: from £288 pm

HP: from £349 pm

What's the difference between Hire Purchase (HP) and Personal Contract Purchase (PCP)?

SKODAKAROQ 1.0 TSI SE Drive SUV 5dr Petrol Manual Euro 6 (s/s) (110 ps)

1 SKODA KAROQ review

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K M Barker Car Sales

01653 952 409^*

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Overview

Mileage:
23,300
Year:
2022
Fuel type: Petrol
Transmission: Manual
Body type: N/a
Colour: Silver
Doors: 5
Engine size: 1.0 L
CO₂ Emissions: 132 g/km

Please note: Dealers are responsible for the content of their listings and are expected to include all fees in the advertised price. You should always confirm all listing details with the dealer before purchasing.

Vehicle details

This 2022 Skoda Karoq TSI SE Drive is finished in Brilliant Silver with contrast black cloth interior, has a remarkably low mileage of just 23, 300 miles and is in superb condition both inside and out. Complete with Full Service History, it is HPI checked clear, has a service/handbook pack and two remote locking keys. This Euro 6 compliant 1.0 litre petrol model, in the SE Drive trim, offers a comfortable and convenient driving experience. Inside, youll find dual zone climate control, cruise control, Satellite Navigation, Apple Carplay and Android Auto, Reverse Park Aid, automatic headlights and wipers. Entertainment and connectivity are well catered for with DAB digital radio and Bluetooth, while LED headlights provide excellent visibility. For ease of parking. The Skoda Karoq TSI SE Drive is designed to impress with its practical features and efficient performance. Its fuel economy is a notable highlight, achieving an impressive 49 miles per gallon, which indicates it is more economical than many similar vehicles. Furthermore, its low CO2 emissions are better for the environment and potentially for running costs. This model also boasts a large boot space, offering ample room for shopping, luggage, or equipment, making it a versatile choice for families and individuals alike. We are happy to take what ever part exchange you may have and guarantee to offer the best price possible for your car. Thinking of Car finance? We work with leading companies to source the best deal for you. Please ask us for a quotation to see just how affordable this car could be. This car has just arrived at the Showroom and is available to view and test drive. We have flexible opening hours, so please do give us a call and we can arrange a convenient time for you. We look forward to hearing from you.

Vehicle features

Fabric - Black-Black
Brilliant Silver
17in Alloy Wheels - Scutus in Silver with Grey Aero covers
Amundsen Touchscreen Satellite Navigation System
Air Conditioning - Climate Control Dual Zone
Cruise Control with Speed Limiter
Electrically Adjustable - Heated - Folding - Auto-Dimming Door Mirrors
Keyless Start-Stop
SmartLink - Apple Carplay & Android Auto
Rear Parking Sensors
Privacy Glass
Front Fog Lights
DAB Digital Radio and Bluetooth
2-Spoke Leather Multifunction Steering Wheel
4 Foldable Roof Handles with Clothes Hooks in Rear
8 Speakers
8in Digital Dashboard Display
Aero Front Windscreen Wipers with Intermitted Function
Airbags - Driver
Alarm with Interior Monitoring - Back Up Horn - Tilt Sensor and SAFE Function
Anti-Theft Locking Wheel Bolts
Automatic Door Unlocking Incase of Crash
Automatic Fuel Cut Off Incase of Crash
Black Roof Rails
Body Coloured Door Mirrors and Door Handles
Boot Package - Sigma Quicks Spacers - 2 Folding Hooks and Nets
Bottle Holders in Door Panel in

Remember to check the details of this car with the dealer before you buy it to make sure that all the information is accurate.

Credit ratings explained

Excellent

You are a home owner
You have been on the electoral roll for a long period of time
You have current credit arrangements and mortgage with no defaults
You have no CCJs, credit arrears or missed payments
You rarely apply for credit
You are employed or self-employed

Good

You are on the electoral roll
You are a home owner or long standing-tenant
You have a stable employment history
You have current credit arrangements with occasional missed payments
You have no CCJs

Fair

You are or have recently been on the electoral roll
You may have recently changed address
You may have occasional missed payments
You may have an old CCJ
You may have regularly applied for credit

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What's the difference between Hire Purchase (HP) and Personal Contract Purchase (PCP)?

Hire Purchase (HP)

HP is a finance plan that allows you to spread the cost of the car by making monthly payments over an agreed term.

You make higher monthly payments than a Personal Contract Purchase (PCP) agreement, so that when you come to the end of the agreement you'll own the car.

Unlike PCP, there are no limits on mileage.

HP could be right for you if want to own the car at the end of the agreement, without the need to make a larger final payment.

Personal Contract Purchase (PCP)

PCP is a finance plan where you make equal monthly payments over an agreed term, with a larger final repayment due at the end if you decide to keep the car.

At the end of the agreement, you have three options. You can hand the car back to the finance company (the must be in good condition and within the agreed mileage, otherwise charges may apply), part exchange it for another car on a new agreement (subject to status), or pay the final repayment to own the car.

PCP could be right for you if you're thinking of changing your car in the next few years, or if you're unsure whether you want to buy the car at the end of the agreement.

What is Hire Purchase (HP)?

Hire Purchase (HP)

HP is a finance plan that allows you to spread the cost of the car by making monthly payments over an agreed term.

You make higher monthly payments than a Personal Contract Purchase (PCP) agreement, so that when you come to the end of the agreement you'll own the car.

Unlike PCP, there are no limits on mileage.

HP could be right for you if want to own the car at the end of the agreement, without the need to make a larger final payment.

For this vehicle you have selected only HP is available.

All this will be explained in more detail when you speak with one of our friendly agents, once you have completed your application.

Hire Purchase

PCP

Amount to borrow
Monthly payments
Illustrative APR
Total amount payable

Amount to borrow
First payment
Monthly payments
Final payment
Illustrative APR
Total amount payable

Representative example:

Borrowing £10,000 at a representative APR of 11.9%, annual interest rate (fixed) 11.9%, 59 monthly payments of £218.83 followed by 1 payment of £228.83, total cost of credit is £3,139.80*, total amount payable is £13,139.80.

*The representative example includes an estimated option to purchase fee of £10. This is subject to status and although fees may vary in amount and when payable, the total cost of credit and APR received will not alter. This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status.

Borrowing £19,000.00 at a representative APR of 11.9%, annual interest rate (fixed) 11.9%, deposit of £0, 48 monthly payments of £359.86, optional final payment £8,150 (inc. £10 option to purchase fee), total cost of credit is £6,423.28†, total amount of credit is £19,000.00, total amount payable is £25,423.28.

Representative Example is for AA PCP agreement for a Ford Focus with a contract mileage of 10,000. Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). This quotation is not a binding offer to enter into a finance agreement.

†AA PCP AA Car Finance is provided by Evolution Funding Ltd. Used Car Sites Limited, on behalf of AA Financial Services Limited, introduces you to Evolution and are each acting as credit brokers and not lenders. AA Financial Services Limited receives a commission from Evolution Funding Ltd, which can vary based on the lender and vehicle selected. By submitting an application for car finance you consent to the commission being paid and acknowledge AA Financial Services Limited is not acting impartially.

This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status. Terms and conditions apply. A guarantee may be required. Over 18's only. This service is provided by Evolution Funding Limited who are authorised and regulated by the Financial Conduct Authority for credit brokerage, FCA number is 823324. Evolution Funding Limited are a credit broker, not a lender. Other offers may be available but cannot be used in conjunction with this offer. We work with a number of carefully selected credit providers who may be able to offer you finance for your purchase. We are only able to offer finance products from these providers and they may provide an incentive to do so.

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Understanding finance

Vehicle history check

For DN22CAU

Not recorded as stolen
No third-party trace
1 previous keeper show

There are PREVIOUS KEEPER CHANGES recorded against this vehicle. Please note that the keeper is not necessarily the owner, it may be a company vehicle or belong to a third party.

Number Of Previous Keepers 1

Date Of Last Keeper Change 30/08/2022
No plate changes
No colour changes

Mileage data available †

Not an insurance write-off

Data for this history check supplied: 06/03/2026 at 03:22

What's not included?

Outstanding finance details
Estimated cost of vehicle ownership
MOT history & common failures*
Full vehicle specification
Mileage discrepancies*
Market valuation*
Vehicle Tax Check

*Provided where available

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Category write-offs

A vehicle that has been in an accident will be assessed by insurance companies and assigned a category: A, B, S or N. However, we only list Cat S or N cars as Cat A and B cars are not roadworthy and safe.

Category S (formerly Category C)

The 'S' in Cat S stands for structural damage. This means the vehicle has damage to its structure/chassis, which is more than just cosmetic damage. But the vehicle can be professionally repaired, making it safe and roadworthy.

Category N (formerly Category D)

Similarly, the 'N' in Cat N stands for non-structural damage. Here, the vehicle has sustained damage, but it has not affected the structure/chassis. A Cat N car is safe to drive as the damage could be minimal/cosmetic.

Buying a written-off vehicle:

Do a full vehicle history check to identify category vehicles.
Make sure to check with the dealer if a Cat S/N vehicle has been professionally repaired.
Book a vehicle inspection and our experts will look over a Category vehicle for you.

Source	Date	Mileage
MOT	07/05/2025	19,599