£18,499

PCP: from £323 pm

HP: from £405 pm

What's the difference between Hire Purchase (HP) and Personal Contract Purchase (PCP)?

SEATIBIZA 1.0 TSI XCELLENCE Lux Hatchback 5dr Petrol DSG Euro 6 (s/s) (115

48 SEAT IBIZA reviews

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Cartime Bury

0161 623 2764^*

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Overview

Mileage:
7,105
Year:
2025
Fuel type: Petrol
Transmission: Automatic
Body type: Hatchback
Colour: Grey
Doors: 5
Engine size: 1.0 L
CO₂ Emissions: 127 g/km

Please note: Dealers are responsible for the content of their listings and are expected to include all fees in the advertised price. You should always confirm all listing details with the dealer before purchasing.

Vehicle details

This 2025 SEAT Ibiza TSI XCELLENCE Lux is a standout example, having been cherished by just one owner from new and boasting exceptionally low mileage of only 7105 miles. This Euro 6 compliant 1.0 litre petrol model comes with a clear vehicle history check, offering peace of mind. Inside, youll find a host of premium features designed for comfort and convenience, including Dual Zone Climate Control with a Combination Filter, ensuring the perfect cabin temperature for everyone. The Full LED Automatic Headlights with Dynamic Headlight Range Control and LED Daytime Running Lights provide excellent visibility, while the Safety and Driving Pack, featuring Adaptive Cruise Control, enhances your driving experience. Stay connected effortlessly with Full Link Smartphone Integration, compatible with both Android Auto and Apple CarPlay, and enjoy seamless music streaming and handsfree calls via the Bluetooth Audio Streaming with Handsfree System. The performance of this Ibiza is also noteworthy, with a brisk 0-60mph acceleration time of just 9.9 seconds, demonstrating its lively nature. This acceleration figure indicates that this Ibiza offers a more responsive drive compared to many other vehicles in its class. Furthermore, the generous boot space provides ample room for shopping, luggage, or sports equipment, making it a practical choice for everyday life. The XCELLENCE Lux trim level signifies a high specification, ensuring you benefit from a well equipped and refined vehicle.

Vehicle features

18in Alloy Wheels - Dynamic Machined in Nuclear Grey
9.2in Navigation System
Alarm and Electronic Engine Immobiliser
Auto Dimming Rear View Mirror
Bluetooth Audio Streaming with Handsfree System
Chrome Interior Detailing - Black Headlining
Coloured Air Vent - Burgundy
Comfort Suspension
Dark Tinted Rear Windows
Digital Cockpit - 10in
Dual Zone Climate Control with Combination Filter
Electric Front Windows
Electric Rear Windows
Electrically Adjustable Folding and Heated Door Mirrors
Emergency Tyre Repair Kit
Fog Lights - Front and Rear
Front Centre Armrest
Front Driver and Passenger Side Airbags with Curtain Airbag and Front Passenger Airbag Deactivation
Front Reading Lights
Full LED Automatic Headlights with Dynamic Headlight Range Control - Coming and Leaving Home Feature and LED Daytime Running Lights
Full Link Smartphone Integration
Height Adjustable Front and Rear Headrests - Five
Height Adjustable Front Seats
Hill Hold Control
Illuminated Air Vent Surrounds
Interior Ambient Light

Remember to check the details of this car with the dealer before you buy it to make sure that all the information is accurate.

Credit ratings explained

Excellent

You are a home owner
You have been on the electoral roll for a long period of time
You have current credit arrangements and mortgage with no defaults
You have no CCJs, credit arrears or missed payments
You rarely apply for credit
You are employed or self-employed

Good

You are on the electoral roll
You are a home owner or long standing-tenant
You have a stable employment history
You have current credit arrangements with occasional missed payments
You have no CCJs

Fair

You are or have recently been on the electoral roll
You may have recently changed address
You may have occasional missed payments
You may have an old CCJ
You may have regularly applied for credit

Finance calculator

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Make your Car Finance product selection below

What's the difference between Hire Purchase (HP) and Personal Contract Purchase (PCP)?

Hire Purchase (HP)

HP is a finance plan that allows you to spread the cost of the car by making monthly payments over an agreed term.

You make higher monthly payments than a Personal Contract Purchase (PCP) agreement, so that when you come to the end of the agreement you'll own the car.

Unlike PCP, there are no limits on mileage.

HP could be right for you if want to own the car at the end of the agreement, without the need to make a larger final payment.

Personal Contract Purchase (PCP)

PCP is a finance plan where you make equal monthly payments over an agreed term, with a larger final repayment due at the end if you decide to keep the car.

At the end of the agreement, you have three options. You can hand the car back to the finance company (the must be in good condition and within the agreed mileage, otherwise charges may apply), part exchange it for another car on a new agreement (subject to status), or pay the final repayment to own the car.

PCP could be right for you if you're thinking of changing your car in the next few years, or if you're unsure whether you want to buy the car at the end of the agreement.

What is Hire Purchase (HP)?

Hire Purchase (HP)

HP is a finance plan that allows you to spread the cost of the car by making monthly payments over an agreed term.

You make higher monthly payments than a Personal Contract Purchase (PCP) agreement, so that when you come to the end of the agreement you'll own the car.

Unlike PCP, there are no limits on mileage.

HP could be right for you if want to own the car at the end of the agreement, without the need to make a larger final payment.

For this vehicle you have selected only HP is available.

All this will be explained in more detail when you speak with one of our friendly agents, once you have completed your application.

Hire Purchase

PCP

Amount to borrow
Monthly payments
Illustrative APR
Total amount payable

Amount to borrow
First payment
Monthly payments
Final payment
Illustrative APR
Total amount payable

Representative example:

Borrowing £10,000 at a representative APR of 11.9%, annual interest rate (fixed) 11.9%, 59 monthly payments of £218.83 followed by 1 payment of £228.83, total cost of credit is £3,139.80*, total amount payable is £13,139.80.

*The representative example includes an estimated option to purchase fee of £10. This is subject to status and although fees may vary in amount and when payable, the total cost of credit and APR received will not alter. This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status.

Borrowing £19,000.00 at a representative APR of 11.9%, annual interest rate (fixed) 11.9%, deposit of £0, 48 monthly payments of £359.86, optional final payment £8,150 (inc. £10 option to purchase fee), total cost of credit is £6,423.28†, total amount of credit is £19,000.00, total amount payable is £25,423.28.

Representative Example is for AA PCP agreement for a Ford Focus with a contract mileage of 10,000. Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). This quotation is not a binding offer to enter into a finance agreement.

†AA PCP AA Car Finance is provided by Evolution Funding Ltd. Used Car Sites Limited, on behalf of AA Financial Services Limited, introduces you to Evolution and are each acting as credit brokers and not lenders. AA Financial Services Limited receives a commission from Evolution Funding Ltd, which can vary based on the lender and vehicle selected. By submitting an application for car finance you consent to the commission being paid and acknowledge AA Financial Services Limited is not acting impartially.

This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status. Terms and conditions apply. A guarantee may be required. Over 18's only. This service is provided by Evolution Funding Limited who are authorised and regulated by the Financial Conduct Authority for credit brokerage, FCA number is 823324. Evolution Funding Limited are a credit broker, not a lender. Other offers may be available but cannot be used in conjunction with this offer. We work with a number of carefully selected credit providers who may be able to offer you finance for your purchase. We are only able to offer finance products from these providers and they may provide an incentive to do so.

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Let us break it down for you. Finance can be confusing, but we've made it simple.

Understanding finance

Vehicle history check

For DC74GHU

Not recorded as stolen
No third-party trace
0 previous keepers show

The current keeper is not included in the number of previous keepers.

This vehicle has had 1 registered keeper from new. Please note that the keeper is not necessarily the owner, it may be a company vehicle or belong to a third party.
No plate changes
No colour changes
Mileage data not available
Not an insurance write-off

Data for this history check supplied: 26/02/2026 at 03:18

What's not included?

Outstanding finance details
Estimated cost of vehicle ownership
MOT history & common failures*
Full vehicle specification
Mileage discrepancies*
Market valuation*
Vehicle Tax Check

*Provided where available

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Category write-offs

A vehicle that has been in an accident will be assessed by insurance companies and assigned a category: A, B, S or N. However, we only list Cat S or N cars as Cat A and B cars are not roadworthy and safe.

Category S (formerly Category C)

The 'S' in Cat S stands for structural damage. This means the vehicle has damage to its structure/chassis, which is more than just cosmetic damage. But the vehicle can be professionally repaired, making it safe and roadworthy.

Category N (formerly Category D)

Similarly, the 'N' in Cat N stands for non-structural damage. Here, the vehicle has sustained damage, but it has not affected the structure/chassis. A Cat N car is safe to drive as the damage could be minimal/cosmetic.

Buying a written-off vehicle:

Do a full vehicle history check to identify category vehicles.
Make sure to check with the dealer if a Cat S/N vehicle has been professionally repaired.
Book a vehicle inspection and our experts will look over a Category vehicle for you.