£15,995

From £350 pm

VolkswagenT-Cross 1.0 TSI SE DSG Euro 6 (s/s) 5dr Only 13000 Miles

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Overview

Mileage:
13,000
Year:
2020
Fuel type: Petrol
Transmission: Automatic
Body type: Sports utility vehicle
Colour: Reef blue metallic
Doors: 5
Engine size: 1.0 L
CO₂ Emissions: 114 g/km

Please note: Dealers are responsible for the content of their listings and are expected to include all fees in the advertised price. You should always confirm all listing details with the dealer before purchasing.

Vehicle details

Only 13000 Miles, Full Service History, 9.9% APR Finance Available. Buy This Car Online Using Our Simple Click & Collect Service Or Free Home Delivery Within A 60 Mile Radius (Longer distance Delivery Charges Apply) All Vehicles Are Sanitised Before Collection Or Delivery.

Vehicle features

v socket - centre console
2x usb connection - usb charging sockets
bluetooth telephone and audio connection for compatible devices
car-net app connect
composition media infotainment system
mdi - multi device interface via usb connection
pan-european emergency call service
rear window aerial
usb connection - usb charging socket - compatible products only
17in alloy wheels - clayton
black roof rails
body coloured bumpers and door handles
body-coloured door mirrors with integrated indicators
electric windows - front and rear
electrically heated and adjustable door mirrors
heated rear window
lower door sills and door pillars in black
radiator grille with chrome lamelle
tailgate with integrated roof spoiler
tyre mobility kit
3 rear head restraints - 3 rear three-point seat belts
drawer under driver seat
drivers and front passengers safety optimised head restraints
drivers and front passengers seat height adjustment
drivers and front passengers sun visors with vanity mirrors
dust and pollen filter
front centre armrest with storage compartment and two rear air vents
front seat back storage pockets
front windscreen washers and wipers with intermittent wipe and 4 position delay
galvanised body
glovebox
height and reach adjustable steering wheel
instrument lighting - white adjustable panel illumination
interior light delay
luggage compartment cover
luggage compartment light
manual air conditioning
manually adjustable lumbar support in front seats
premium usb cable
rain sensor and automatic dimming interior rear-view mirror
reading lights - front and rear x2
rear bench seat - movable and foldable
reflectors in doors
remote tailgate unlocking via key fob
split folding rear backrests 60-40
steering wheel - multifunction leather trimmed
storage compartment in drivers and front passenger door
variable boot floor
abs - anti-lock braking system with hba - hydraulic brake assist
airbags
alarm
automatic hazard lights activation under emergency braking
automatic post-collision braking system
battery regeneration - recuperation - energy recovery during braking
child security locks in the rear doors
esc - electronic stability control including edl - electronic differential lock and asr - traction control with deactivation via infotainment system
electronic engine immobiliser
front assist - radar sensor controlled distance monitoring system - city emergency braking system and predictive pedestrian protection
height-adjustable front three-point seat belts with tensioners
isofix child seat preparation for two rear child seats - compactable i-size
misfuel prevention device
pre-crash preventive occupant protection
rear wash wipe with intermittent wipe
remote central locking
rigid safety cell with front and rear crumple zones
three point seat belts with electric pre-tensioner
warning buzzer and light for front seat belts if unfastened
acc - adaptive cruise control
driver alert system
lane assist
multifunction computer includes visual gear change recommendation for improved fuel consumption
power assisted steering - speed sensitive
speedo and rev counter - electronic odometer - trip - service interval display - exterior temperature gauge and fuel gauge
tyre pressure loss indicator
warning - lights on - buzzer
warning sound and light for doors and tailgate if open
dusk sensor - automatic driving lights
front fog lights with static cornering function
halogen clear headlights - range adjustable via infotainment system with separate led daytime running lights
manual coming-automatic leaving home lighting function
rear tail lights - led - except turn signals

Remember to check the details of this car with the dealer before you buy it to make sure that all the information is accurate.

Credit ratings explained

Excellent

You are a home owner
You have been on the electoral roll for a long period of time
You have current credit arrangements and mortgage with no defaults
You have no CCJs, credit arrears or missed payments
You rarely apply for credit
You are employed or self-employed

Good

You are on the electoral roll
You are a home owner or long standing-tenant
You have a stable employment history
You have current credit arrangements with occasional missed payments
You have no CCJs

Fair

You are or have recently been on the electoral roll
You may have recently changed address
You may have occasional missed payments
You may have an old CCJ
You may have regularly applied for credit

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What is Hire Purchase (HP)?

Hire Purchase (HP)

HP is a finance plan that allows you to spread the cost of the car by making monthly payments over an agreed term.

You make higher monthly payments than a Personal Contract Purchase (PCP) agreement, so that when you come to the end of the agreement you'll own the car.

Unlike PCP, there are no limits on mileage.

HP could be right for you if want to own the car at the end of the agreement, without the need to make a larger final payment.

For this vehicle you have selected only HP is available.

All this will be explained in more detail when you speak with one of our friendly agents, once you have completed your application.

Hire Purchase

PCP

Amount to borrow
Monthly payments
Illustrative APR
Total amount payable

Representative example:

Borrowing £10,000 at a representative APR of 11.9%, annual interest rate (fixed) 11.9%, 59 monthly payments of £218.83 followed by 1 payment of £228.83, total cost of credit is £3,139.80*, total amount payable is £13,139.80.

*The representative example includes an estimated option to purchase fee of £10. This is subject to status and although fees may vary in amount and when payable, the total cost of credit and APR received will not alter. This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status.

Borrowing £19,000.00 at a representative APR of 11.9%, annual interest rate (fixed) 11.9%, deposit of £0, 48 monthly payments of £359.86, optional final payment £8,150 (inc. £10 option to purchase fee), total cost of credit is £6,423.28†, total amount of credit is £19,000.00, total amount payable is £25,423.28.

Representative Example is for AA PCP agreement for a Ford Focus with a contract mileage of 10,000. Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). This quotation is not a binding offer to enter into a finance agreement.

†AA PCP AA Car Finance is provided by Evolution Funding Ltd. Used Car Sites Limited, on behalf of AA Financial Services Limited, introduces you to Evolution and are each acting as credit brokers and not lenders. AA Financial Services Limited receives a commission from Evolution Funding Ltd, which can vary based on the lender and vehicle selected. By submitting an application for car finance you consent to the commission being paid and acknowledge AA Financial Services Limited is not acting impartially.

This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status. Terms and conditions apply. A guarantee may be required. Over 18's only. This service is provided by Evolution Funding Limited who are authorised and regulated by the Financial Conduct Authority for credit brokerage, FCA number is 823324. Evolution Funding Limited are a credit broker, not a lender. Other offers may be available but cannot be used in conjunction with this offer. We work with a number of carefully selected credit providers who may be able to offer you finance for your purchase. We are only able to offer finance products from these providers and they may provide an incentive to do so.

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Understanding finance

Vehicle history check

For GU20AKN

Not recorded as stolen
No third-party trace
2 previous keepers show

There are PREVIOUS KEEPER CHANGES recorded against this vehicle. Please note that the keeper is not necessarily the owner, it may be a company vehicle or belong to a third party.

Number Of Previous Keepers 2

Date Of Last Keeper Change 12/10/2022
No plate changes
No colour changes

Mileage data available †

Not an insurance write-off

Data for this history check supplied: 14/03/2026 at 06:07

What's not included?

Outstanding finance details
Estimated cost of vehicle ownership
MOT history & common failures*
Full vehicle specification
Mileage discrepancies*
Market valuation*
Vehicle Tax Check

*Provided where available

Get peace of mind with an instant full vehicle history check and uncover any potential issues before you buy.

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Category write-offs

A vehicle that has been in an accident will be assessed by insurance companies and assigned a category: A, B, S or N. However, we only list Cat S or N cars as Cat A and B cars are not roadworthy and safe.

Category S (formerly Category C)

The 'S' in Cat S stands for structural damage. This means the vehicle has damage to its structure/chassis, which is more than just cosmetic damage. But the vehicle can be professionally repaired, making it safe and roadworthy.

Category N (formerly Category D)

Similarly, the 'N' in Cat N stands for non-structural damage. Here, the vehicle has sustained damage, but it has not affected the structure/chassis. A Cat N car is safe to drive as the damage could be minimal/cosmetic.

Buying a written-off vehicle:

Do a full vehicle history check to identify category vehicles.
Make sure to check with the dealer if a Cat S/N vehicle has been professionally repaired.
Book a vehicle inspection and our experts will look over a Category vehicle for you.

Source	Date	Mileage
MOT	16/02/2026	13,009
MOT	19/02/2025	11,224
MOT	26/02/2024	9,580
MOT	28/02/2023	7,741
VMC	31/03/2022	5,968
RMI MIL'GE	01/03/2021	6,631