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£12,695

PCP: from £236 pm

HP: from £278 pm

What's the difference between Hire Purchase (HP) and Personal Contract Purchase (PCP)?

MGZS 1.0 T-GDI Excite SUV 5dr Petrol Auto Euro 6 (111 ps)

17 MG ZS reviews

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North Star Sussex

01273 922 059^*

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Overview

Mileage:
31,600
Year:
2022
Fuel type: Petrol
Transmission: Automatic
Body type: Sports utility vehicle
Colour: Orange
Doors: 5
Engine size: 1.0 L
CO₂ Emissions: 163 g/km

Please note: Dealers are responsible for the content of their listings and are expected to include all fees in the advertised price. You should always confirm all listing details with the dealer before purchasing.

Vehicle details

This 2022 MG ZS 1.0 T-GDI Excite SUV with just 31, 600 miles offers practicality and style, perfect for family adventures. Powered by a fuel-efficient petrol engine, this 5-door, 5-seat SUV is ULEZ compliant, ensuring you can travel through the city with ease. The sleek exterior is matched by a spacious interior, complete with a 10.1in Colour Touchscreen, 12v Power Socket, and a 4-Speaker Audio System for your entertainment needs. Stay connected on the go with Android Auto and Apple CarPlay compatibility, making every journey a breeze. With its modern features and low mileage, this MG ZS is ready for your next road trip., OPEN 7 DAYS A WEEK - A SELECTION OF UP TO 200 CARS AND VANS AVAILABLE. Click on dealer 'VISIT WEBSITE' link for many more large photographs of this car. We are a West Sussex Trading Standards Approved 'Buy with Confidence Dealership'.

Vehicle features

.1in colour touchscreen
12v power socket
4-speaker audio system
android auto
apple carplay
bluetooth connection
dab radio
radio and aux-usb mp3
usb mobile phone charging function
17in alloy wheels - typhoon - diamond cut
electrically adjustable - folding - heated - body colour door mirrors
front and rear electric windows with drivers one-touch up-down
silver roof rails
tyre repair kit
2nd row 60-40 split fold seat
air conditioning
drivers 6 way manual adjustable seat
front seat back map pockets
passenger 4 way manual adjustable seat
rear headrest x3
steering wheel - leather
abs and ebd
arp anti rolling program
airbags - front passenger deactivation switch
airbags - side curtain
alarm & engine immobiliser
drivers seat belt reminder
eba - emergency brake assist
esp - electronic stability programme
electric parking brake with auto hold
front dual airbags
front seatbelt 3 point pretensioner and load limiter
front side airbags
front and rear aero wiper
front and rear passenger seat belt reminder
hill launch assist
keyless entry with push button engine start
rear isofix x2
remote central locking
speed sensing locking
auto headlights
bi-function led headlight
drl - led daytime running lights
follow me home headlights
led centre brake light
cruise control with speed limiter
parking sensors - rear
power assisted steering
tpms - tyre pressure monitoring system
trip computer

Remember to check the details of this car with the dealer before you buy it to make sure that all the information is accurate.

Credit ratings explained

Excellent

You are a home owner
You have been on the electoral roll for a long period of time
You have current credit arrangements and mortgage with no defaults
You have no CCJs, credit arrears or missed payments
You rarely apply for credit
You are employed or self-employed

Good

You are on the electoral roll
You are a home owner or long standing-tenant
You have a stable employment history
You have current credit arrangements with occasional missed payments
You have no CCJs

Fair

You are or have recently been on the electoral roll
You may have recently changed address
You may have occasional missed payments
You may have an old CCJ
You may have regularly applied for credit

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Make your Car Finance product selection below

What's the difference between Hire Purchase (HP) and Personal Contract Purchase (PCP)?

Hire Purchase (HP)

HP is a finance plan that allows you to spread the cost of the car by making monthly payments over an agreed term.

You make higher monthly payments than a Personal Contract Purchase (PCP) agreement, so that when you come to the end of the agreement you'll own the car.

Unlike PCP, there are no limits on mileage.

HP could be right for you if want to own the car at the end of the agreement, without the need to make a larger final payment.

Personal Contract Purchase (PCP)

PCP is a finance plan where you make equal monthly payments over an agreed term, with a larger final repayment due at the end if you decide to keep the car.

At the end of the agreement, you have three options. You can hand the car back to the finance company (the must be in good condition and within the agreed mileage, otherwise charges may apply), part exchange it for another car on a new agreement (subject to status), or pay the final repayment to own the car.

PCP could be right for you if you're thinking of changing your car in the next few years, or if you're unsure whether you want to buy the car at the end of the agreement.

What is Hire Purchase (HP)?

Hire Purchase (HP)

HP is a finance plan that allows you to spread the cost of the car by making monthly payments over an agreed term.

You make higher monthly payments than a Personal Contract Purchase (PCP) agreement, so that when you come to the end of the agreement you'll own the car.

Unlike PCP, there are no limits on mileage.

HP could be right for you if want to own the car at the end of the agreement, without the need to make a larger final payment.

For this vehicle you have selected only HP is available.

All this will be explained in more detail when you speak with one of our friendly agents, once you have completed your application.

Hire Purchase

PCP

Amount to borrow
Monthly payments
Illustrative APR
Total amount payable

Amount to borrow
First payment
Monthly payments
Final payment
Illustrative APR
Total amount payable

Representative example:

Borrowing £10,000 at a representative APR of 11.9%, annual interest rate (fixed) 11.9%, 59 monthly payments of £218.83 followed by 1 payment of £228.83, total cost of credit is £3,139.80*, total amount payable is £13,139.80.

*The representative example includes an estimated option to purchase fee of £10. This is subject to status and although fees may vary in amount and when payable, the total cost of credit and APR received will not alter. This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status.

Borrowing £19,000.00 at a representative APR of 11.9%, annual interest rate (fixed) 11.9%, deposit of £0, 48 monthly payments of £359.86, optional final payment £8,150 (inc. £10 option to purchase fee), total cost of credit is £6,423.28†, total amount of credit is £19,000.00, total amount payable is £25,423.28.

Representative Example is for AA PCP agreement for a Ford Focus with a contract mileage of 10,000. Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). This quotation is not a binding offer to enter into a finance agreement.

†AA PCP AA Car Finance is provided by Evolution Funding Ltd. Used Car Sites Limited, on behalf of AA Financial Services Limited, introduces you to Evolution and are each acting as credit brokers and not lenders. AA Financial Services Limited receives a commission from Evolution Funding Ltd, which can vary based on the lender and vehicle selected. By submitting an application for car finance you consent to the commission being paid and acknowledge AA Financial Services Limited is not acting impartially.

This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status. Terms and conditions apply. A guarantee may be required. Over 18's only. This service is provided by Evolution Funding Limited who are authorised and regulated by the Financial Conduct Authority for credit brokerage, FCA number is 823324. Evolution Funding Limited are a credit broker, not a lender. Other offers may be available but cannot be used in conjunction with this offer. We work with a number of carefully selected credit providers who may be able to offer you finance for your purchase. We are only able to offer finance products from these providers and they may provide an incentive to do so.

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Understanding finance

Vehicle history check

For LB72CLU

Not recorded as stolen
No third-party trace
1 previous keeper show

There are PREVIOUS KEEPER CHANGES recorded against this vehicle. Please note that the keeper is not necessarily the owner, it may be a company vehicle or belong to a third party.

Number Of Previous Keepers 1

Date Of Last Keeper Change 30/07/2025
No plate changes
No colour changes

Mileage data available †

Not an insurance write-off

Data for this history check supplied: 07/02/2026 at 06:07

What's not included?

Outstanding finance details
Estimated cost of vehicle ownership
MOT history & common failures*
Full vehicle specification
Mileage discrepancies*
Market valuation*
Vehicle Tax Check

*Provided where available

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Category write-offs

A vehicle that has been in an accident will be assessed by insurance companies and assigned a category: A, B, S or N. However, we only list Cat S or N cars as Cat A and B cars are not roadworthy and safe.

Category S (formerly Category C)

The 'S' in Cat S stands for structural damage. This means the vehicle has damage to its structure/chassis, which is more than just cosmetic damage. But the vehicle can be professionally repaired, making it safe and roadworthy.

Category N (formerly Category D)

Similarly, the 'N' in Cat N stands for non-structural damage. Here, the vehicle has sustained damage, but it has not affected the structure/chassis. A Cat N car is safe to drive as the damage could be minimal/cosmetic.

Buying a written-off vehicle:

Do a full vehicle history check to identify category vehicles.
Make sure to check with the dealer if a Cat S/N vehicle has been professionally repaired.
Book a vehicle inspection and our experts will look over a Category vehicle for you.

Source	Date	Mileage
BVRLA	24/02/2025	31,577
RMI MIL'GE	02/10/2024	28,271
RMI MIL'GE	21/08/2024	28,252
RMI MIL'GE	14/08/2024	28,244