£18,490

PCP: from £353 pm

HP: from £405 pm

What's the difference between Hire Purchase (HP) and Personal Contract Purchase (PCP)?

VolkswagenGolf TSI R-Line

158 Volkswagen Golf reviews

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Whitley Bay Motors Washington

0191 582 2026^*

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Overview

Mileage:
42,551
Year:
2022
Fuel type: Petrol
Transmission: Manual
Body type: Hatchback
Colour: White
Doors: 5
Engine size: 1.5 L
CO₂ Emissions: 130 g/km

Please note: Dealers are responsible for the content of their listings and are expected to include all fees in the advertised price. You should always confirm all listing details with the dealer before purchasing.

Vehicle details

42, 551 miles, service history, 1 owner, finished in pure white, privacy glass, black leather/grey alcantara upholstery, 18" diamond cut alloy wheels.Specification includes; virtual dash display, DAB radio, satnav, bluetooth, android auto, apple carplay, usb-c ports, heated seats, multifunctional heated steering wheel, cruise control, climate control, a/c, auto lights, heated mirrors, ambient lighting, front & rear parking sensors, carbon fibre effect dash inserts, gloss black exterior trims, comes with 2 central locking keys. Please see the 'Vehicle Equipment' tab on our website for full specification.Please call our experienced sales team on 01915822026 for any additional specification query, an in-depth appraisal/video call or maybe we can help fund your new car. All of our vehicles are subject to a £199 Service Support Fee and are therefore supplied with 12 months MOT, Full Pre Delivery Service, 6 Months Complimentary In-House Warranty, Premium Pre-Collection Valet, Fuel for Your First Journey and a HPI Certificate. We offer a wide range of Finance and Warranty packages as well as fantastic trade rates for alloy wheel refurbs/colour changes, window tinting and much more.

Vehicle features

Pure White
12V Socket - Centre Console
12V Socket - Luggage Compartment
App-Connect
Car2X - Intelligent Vehicle Networking
Discover Navigation Infotainment System
Touch Sensitive Shortcut Menu Items for Infotainment Display
USB-C Ports in the Front and Centre Console in the Rear with Increased Charging Performance
We Connect Plus Preparation
Wireless Smartphone Charger
Adaptive Cruise Control
Digital Speedo and Rev Counter - Electronic Odometer - Trip - Service Interval Display - Exterior Temperature Gauge and Fuel Gauge
Driver Alert System - Fatigue Detection
Dynamic Road Sign Display
Parking Sensors - Front and Rear
Tyre Pressure Loss Indicator
17in Alloy Wheels - Valencia
Body Coloured Bumpers
Body Coloured Door Handles
Body-Coloured Door Mirrors with Integrated Indicators
Chrome Effect Trapezoid Dummy Exhaust Tailpipe Surrounds - Left and Right
Electric Windows - Front and Rear
Electrically Heated and Adjustable Door Mirrors with Memory Feature
Heated Rear Windscreen
LED Lighting in Door Handle Recess - Front and Rear
Rear Diffuser - Black
Rear Tinted Glass
R-Line Styling Pack - Front and Rear Bumpers - Radiator Grille and Side Skirts
Tailgate with Integrated Rear Roof Spoiler
Tyre Mobility Kit and Compressor
Unique R-Line Badging
Automatic Coming-Leaving Home Lighting Function
Dusk Sensor - Automatic Driving Lights
High Level 3rd Brake Light Incorporating LED Technology
LED Self-Levelling Headlights with Separate LED Daytime Running Lights
Lights on Warning Buzzer
Rear Lights Incorporating LED Technology
Air Conditioning - 1 Zone Electronic Climate Control
Ambient Lighting
Bag Hooks in Luggage Compartment - Left and Right
Carpet Mats - Front and Rear
Centre Console in High Gloss Black Finish
Chrome Plated Electric Mirror Adjustment Switch Surround
Chrome Plated Electric Window Button Surrounds
Cup Holders - Front x2
Decorative Inserts Carbon Grey in Dash and Front Door Trim Panels
Digital Cockpit Pro
Door Sill Protectors
Driver Profile Selection
Drivers and Passengers Safety Optimised Head Restraints
Front Centre Armrest with Storage Compartment
Front Seat Back Storage Pockets
Front Sport Seats with Height and Lumbar Adjustment
Galvanised Body
Gloss Black Decorative Inserts in Dash Surround with Parking Brake
Glovebox
Grab Handles - Front - Rear x2
Head Restraints - Front Integrated
Height and Reach Adjustable Steering Wheel
Highway Light
Interior Light Delay
Keyless Start - Start-Stop Button on Centre Console
Leather Trimmed Gear Knob
LED Footwell Illumination - Front
Load Lashing Points x2 in Luggage Compartment
Load-Through Provision
Luggage Compartment Cover - Stowable
Luggage Compartment Light Incorporating LED Technology - Right
Pedals - Brushed Stainless Steel
Premium USB C Cable - Choice of Either Apple or Android Smartphone Compatibility
Rain Sensor and Automatic Dimming Rear-View Mirror
Reading Lights - Front and Rear x2 Incorporating LED Technology
Rear Centre Armrest - Folding with Cup Holders x2
Split Folding Rear Backrests 60-40
Steering Wheel - Heated Multifunction Leather Trimmed
Storage Compartment in Centre Console
Storage Compartment in Front and Rear Doors
Three Rear Head Restraints
Vanity Mirrors - Illuminated
Variable Boot Floor - Height Adjustable and Removable
Welcome Light
Windscreen Wiper with Intermittent Wipe and 4 Position Delay
Lowered Sports Suspension
Progressive Steering
ABS - Anti-lock Braking System with HBA - Hydraulic Brake Assist
Airbags
Alarm with Interior Protection with Deactivation via Infotainment System
Automatic Post-Collision Braking System
Central Locking - Remote with 2 Remote Keys
Electronic Engine Immobiliser
Electronic Parking Brake with Auto Hold Function
ESC - Electronic Stability Control
Height-Adjustable Front Three-Point Seat Belts with Tensioners
ISOFIX Child Seat Preparation
Predictive Pedestrian Protection
Rear Number Plate Lights Incorporating LED Technology

Remember to check the details of this car with the dealer before you buy it to make sure that all the information is accurate.

Credit ratings explained

Excellent

You are a home owner
You have been on the electoral roll for a long period of time
You have current credit arrangements and mortgage with no defaults
You have no CCJs, credit arrears or missed payments
You rarely apply for credit
You are employed or self-employed

Good

You are on the electoral roll
You are a home owner or long standing-tenant
You have a stable employment history
You have current credit arrangements with occasional missed payments
You have no CCJs

Fair

You are or have recently been on the electoral roll
You may have recently changed address
You may have occasional missed payments
You may have an old CCJ
You may have regularly applied for credit

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Make your Car Finance product selection below

What's the difference between Hire Purchase (HP) and Personal Contract Purchase (PCP)?

Hire Purchase (HP)

HP is a finance plan that allows you to spread the cost of the car by making monthly payments over an agreed term.

You make higher monthly payments than a Personal Contract Purchase (PCP) agreement, so that when you come to the end of the agreement you'll own the car.

Unlike PCP, there are no limits on mileage.

HP could be right for you if want to own the car at the end of the agreement, without the need to make a larger final payment.

Personal Contract Purchase (PCP)

PCP is a finance plan where you make equal monthly payments over an agreed term, with a larger final repayment due at the end if you decide to keep the car.

At the end of the agreement, you have three options. You can hand the car back to the finance company (the must be in good condition and within the agreed mileage, otherwise charges may apply), part exchange it for another car on a new agreement (subject to status), or pay the final repayment to own the car.

PCP could be right for you if you're thinking of changing your car in the next few years, or if you're unsure whether you want to buy the car at the end of the agreement.

What is Hire Purchase (HP)?

Hire Purchase (HP)

HP is a finance plan that allows you to spread the cost of the car by making monthly payments over an agreed term.

You make higher monthly payments than a Personal Contract Purchase (PCP) agreement, so that when you come to the end of the agreement you'll own the car.

Unlike PCP, there are no limits on mileage.

HP could be right for you if want to own the car at the end of the agreement, without the need to make a larger final payment.

For this vehicle you have selected only HP is available.

All this will be explained in more detail when you speak with one of our friendly agents, once you have completed your application.

Hire Purchase

PCP

Amount to borrow
Monthly payments
Illustrative APR
Total amount payable

Amount to borrow
First payment
Monthly payments
Final payment
Illustrative APR
Total amount payable

Representative example:

Borrowing £10,000 at a representative APR of 11.9%, annual interest rate (fixed) 11.9%, 59 monthly payments of £218.83 followed by 1 payment of £228.83, total cost of credit is £3,139.80*, total amount payable is £13,139.80.

*The representative example includes an estimated option to purchase fee of £10. This is subject to status and although fees may vary in amount and when payable, the total cost of credit and APR received will not alter. This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status.

Borrowing £19,000.00 at a representative APR of 11.9%, annual interest rate (fixed) 11.9%, deposit of £0, 48 monthly payments of £359.86, optional final payment £8,150 (inc. £10 option to purchase fee), total cost of credit is £6,423.28†, total amount of credit is £19,000.00, total amount payable is £25,423.28.

Representative Example is for AA PCP agreement for a Ford Focus with a contract mileage of 10,000. Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). This quotation is not a binding offer to enter into a finance agreement.

†AA PCP AA Car Finance is provided by Evolution Funding Ltd. Used Car Sites Limited, on behalf of AA Financial Services Limited, introduces you to Evolution and are each acting as credit brokers and not lenders. AA Financial Services Limited receives a commission from Evolution Funding Ltd, which can vary based on the lender and vehicle selected. By submitting an application for car finance you consent to the commission being paid and acknowledge AA Financial Services Limited is not acting impartially.

This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status. Terms and conditions apply. A guarantee may be required. Over 18's only. This service is provided by Evolution Funding Limited who are authorised and regulated by the Financial Conduct Authority for credit brokerage, FCA number is 823324. Evolution Funding Limited are a credit broker, not a lender. Other offers may be available but cannot be used in conjunction with this offer. We work with a number of carefully selected credit providers who may be able to offer you finance for your purchase. We are only able to offer finance products from these providers and they may provide an incentive to do so.

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Understanding finance

Vehicle history check

For BG22ZSE

Not recorded as stolen
No third-party trace
0 previous keepers show

The current keeper is not included in the number of previous keepers.

This vehicle has had 1 registered keeper from new. Please note that the keeper is not necessarily the owner, it may be a company vehicle or belong to a third party.
No plate changes
No colour changes

Mileage data available †

Not an insurance write-off

Data for this history check supplied: 04/03/2026 at 08:42

What's not included?

Outstanding finance details
Estimated cost of vehicle ownership
MOT history & common failures*
Full vehicle specification
Mileage discrepancies*
Market valuation*
Vehicle Tax Check

*Provided where available

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Category write-offs

A vehicle that has been in an accident will be assessed by insurance companies and assigned a category: A, B, S or N. However, we only list Cat S or N cars as Cat A and B cars are not roadworthy and safe.

Category S (formerly Category C)

The 'S' in Cat S stands for structural damage. This means the vehicle has damage to its structure/chassis, which is more than just cosmetic damage. But the vehicle can be professionally repaired, making it safe and roadworthy.

Category N (formerly Category D)

Similarly, the 'N' in Cat N stands for non-structural damage. Here, the vehicle has sustained damage, but it has not affected the structure/chassis. A Cat N car is safe to drive as the damage could be minimal/cosmetic.

Buying a written-off vehicle:

Do a full vehicle history check to identify category vehicles.
Make sure to check with the dealer if a Cat S/N vehicle has been professionally repaired.
Book a vehicle inspection and our experts will look over a Category vehicle for you.

Source	Date	Mileage
MOT	04/06/2025	37,211