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£20,000

PCP: from £377 pm

HP: from £447 pm

What's the difference between Hire Purchase (HP) and Personal Contract Purchase (PCP)?

VauxhallMokka 1.2 Turbo Griffin SUV 5dr Petrol Auto Euro 6 (s/s) (130 ps) AS N

33 Vauxhall Mokka reviews

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Paul Smith Car Sales Ltd

01522 972 071^*

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Overview

Mileage:
622
Year:
2025
Fuel type: Petrol
Transmission: Automatic
Body type: Suv
Colour: Green
Doors: 5
Engine size: 1.2 L
CO₂ Emissions: 137 g/km

Please note: Dealers are responsible for the content of their listings and are expected to include all fees in the advertised price. You should always confirm all listing details with the dealer before purchasing.

Vehicle details

Paul Smith Car Sales Ltd Is Open Please Ph 01522972071 Or Mobile 01522972071, Paul Smith Quality Cars For Sale In Lincoln, Awarded AutoTrader Customer Highly Rated Award 2017, 2018, 2019, 2020, 2021, 2222, 2023, 2024, 2025. All 5* Testimonials On dealer's website This Car Has Only Done 622 Miles And Comes With Remote Central Locking, Electric Windows X4, Electric Heated Mirrors, Abs, Traction Control, Climate Control, Power Steering, Drivers Airbag, Passenger Airbag, Side Airbags, Cruise Control, Alarm, Immobiliser, Half Grey Leather Interior, Alloy Wheels, Voice Recognition Touch Screen Radio With Bluetooth, Android Auto And Apple Car Play, Front Fog Lights, Front Heated Seats And Heated Steering Wheel, Front Centre Armrest, Rear Parking Sensors, Rear View Camera System, Rear Privacy Glass, Lights Wipers And Rear View Mirror, Lane Departure Warning System, Speed Limit Recognition And Recommendation, Speed Sign Recognition, Trip Computer, Two Keys, Full Vauxhall Service History, Vauxhall Warranty Expires 27th Febuary 2028, Hpi Clear, Excellent Condition, Drive Away Today, Delivery Available Paul Smith Car Sales Ltd Only Buys Grade One Quality Used Cars. Why buy from us? Every Vehicle Is Hand Picked By Myself, To Get The Best Vehicles Available. All Vehicles Are Between 2/3 Months Old And 3/4 Years Old, Mainly 1 Owner With Low Mileage And A Full Main Dealer Service History. All Vehicles Are Fully Valeted And Prepared To The Highest Standards. Registered With Trading Standards. Deal With Me, Paul Smith, Directly At All Times.

Vehicle features

17in Alloy Wheels - Silver
7in Digital Instrument Cluster
ABS - Anti-Lock Braking System
Airbag - Driver
Airbags - Deactivation Switch For Front Passengers and Side Impact
Airbags - Front Passenger
Airbags - Front Seat Side-Impact
Airbags - Full Size Curtain
Armrest - Front Centre with Storage
Automatic Lighting Control with Tunnel Detection
Automatically Dimming Anti-Dazzle Rear-View Mirror
Black Door Mirror Housings
Black Facia with Silver Trim Inserts
Black Roof
Body Coloured Front-Rear Bumper Inserts
Bumpers - Body Colour Front and Rear
CBC - Cornering Brake Control
Child Proof Locks on Rear Doors
Chrome Effect Upper Window Mouldings
Chrome-Effect Griffin Logo and Black Vizor Frame
Cruise Control with Speed Limiter
Dark Tinted Rear Windows
Digital Central Facia Display
Digital Instrumentation
Door Handles - Body Coloured
Door Mirrors - Electrically Adjustable and Heated
Drive Mode Selector - Sport-Normal-Eco
Driver Drowsiness Alert
Driver Information Display
Drivers Seat - Six-Way Adjustable
EBD - Electronic Brakeforce Distribution
Electronic Climate Control
Emergency Brake Assist
Enhanced Automatic Emergency Braking with Pedestrian Detection
Extended Traffic Sign Recognition
Forward Collision Alert
Front 12v Electrical Accessory Socket
Front Passengers Seat - Four-Way Adjustable
Front USB Connection
Grey Headliner
Heated Front Seats
Heated Steering Wheel
High Beam Assist
Hill Start Assist
ISOFIX Child Seat Mountings Incorporating Top Tether Anchor Points Located on Outer Rear Seats
Integrated Black Tailgate Spoiler
Interior Courtesy Lights
LED Daytime Running Lights
LED Headlights - Tail Lights and Daytime Running Lights
LED Tail Lights
Lane Keep Assist with Lane Departure Warning
Light Grey Trim Inserts on Front Doors
Moveable Boot Floor
Multi-Function Trip Computer
Multimedia Pure Panel System
Paddle Shift
Panoramic Rear View Camera
Pure Panel Digital Display
Rain Sensitive Windscreen Wipers
Rake and Reach Adjustable Steering
Rear Parking Distance Sensors
Remote Control Central Locking
Single Pinion Electrical Power Steering
Six Airbags
Six Speakers
Steering Wheel - Flat Bottom - Leather Effect
Steering Wheel Mounted Audio Controls
Straight Line Stability Control
Tyre Pressure Monitoring System
Vauxhall Connect

Remember to check the details of this car with the dealer before you buy it to make sure that all the information is accurate.

Credit ratings explained

Excellent

You are a home owner
You have been on the electoral roll for a long period of time
You have current credit arrangements and mortgage with no defaults
You have no CCJs, credit arrears or missed payments
You rarely apply for credit
You are employed or self-employed

Good

You are on the electoral roll
You are a home owner or long standing-tenant
You have a stable employment history
You have current credit arrangements with occasional missed payments
You have no CCJs

Fair

You are or have recently been on the electoral roll
You may have recently changed address
You may have occasional missed payments
You may have an old CCJ
You may have regularly applied for credit

Finance calculator

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Make your Car Finance product selection below

What's the difference between Hire Purchase (HP) and Personal Contract Purchase (PCP)?

Hire Purchase (HP)

HP is a finance plan that allows you to spread the cost of the car by making monthly payments over an agreed term.

You make higher monthly payments than a Personal Contract Purchase (PCP) agreement, so that when you come to the end of the agreement you'll own the car.

Unlike PCP, there are no limits on mileage.

HP could be right for you if want to own the car at the end of the agreement, without the need to make a larger final payment.

Personal Contract Purchase (PCP)

PCP is a finance plan where you make equal monthly payments over an agreed term, with a larger final repayment due at the end if you decide to keep the car.

At the end of the agreement, you have three options. You can hand the car back to the finance company (the must be in good condition and within the agreed mileage, otherwise charges may apply), part exchange it for another car on a new agreement (subject to status), or pay the final repayment to own the car.

PCP could be right for you if you're thinking of changing your car in the next few years, or if you're unsure whether you want to buy the car at the end of the agreement.

What is Hire Purchase (HP)?

Hire Purchase (HP)

HP is a finance plan that allows you to spread the cost of the car by making monthly payments over an agreed term.

You make higher monthly payments than a Personal Contract Purchase (PCP) agreement, so that when you come to the end of the agreement you'll own the car.

Unlike PCP, there are no limits on mileage.

HP could be right for you if want to own the car at the end of the agreement, without the need to make a larger final payment.

For this vehicle you have selected only HP is available.

All this will be explained in more detail when you speak with one of our friendly agents, once you have completed your application.

Hire Purchase

PCP

Amount to borrow
Monthly payments
Illustrative APR
Total amount payable

Amount to borrow
First payment
Monthly payments
Final payment
Illustrative APR
Total amount payable

Representative example:

Borrowing £10,000 at a representative APR of 12.9%, annual interest rate (fixed) 12.9%, 59 monthly payments of £223.33 followed by 1 payment of £233.33, total cost of credit is £3,409.80*, total amount payable is £13,409.80.

*The representative example includes an estimated option to purchase fee of £10. This is subject to status and although fees may vary in amount and when payable, the total cost of credit and APR received will not alter. This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status.

Borrowing £16,000.00 at a representative APR of 12.9%, annual interest rate (fixed) 12.9%, deposit of £0, 48 monthly payments of £299.67, optional final payment £7,645.00 (inc. £10 option to purchase fee), total cost of credit is £6,029.16†, total amount of credit is £16,000.00, total amount payable is £22,029.16.

Representative Example is for AA PCP agreement for a Ford Focus Estate with a contract mileage of 10,000. Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). This quotation is not a binding offer to enter into a finance agreement.

†AA PCP AA Car Finance is provided by Evolution Funding Ltd. Used Car Sites Limited, on behalf of AA Financial Services Limited, introduces you to Evolution and are each acting as credit brokers and not lenders. AA Financial Services Limited receives a commission from Evolution Funding Ltd, which can vary based on the lender and vehicle selected. By submitting an application for car finance you consent to the commission being paid and acknowledge AA Financial Services Limited is not acting impartially.

This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status. Terms and conditions apply. A guarantee may be required. Over 18's only. This service is provided by Evolution Funding Limited who are authorised and regulated by the Financial Conduct Authority for credit brokerage, FCA number is 823324. Evolution Funding Limited are a credit broker, not a lender. Other offers may be available but cannot be used in conjunction with this offer. We work with a number of carefully selected credit providers who may be able to offer you finance for your purchase. We are only able to offer finance products from these providers and they may provide an incentive to do so.

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Vehicle history check

For YP74AFF

Not recorded as stolen
No third-party trace
0 previous keepers show

The current keeper is not included in the number of previous keepers.

This vehicle has had 1 registered keeper from new. Please note that the keeper is not necessarily the owner, it may be a company vehicle or belong to a third party.
No plate changes
No colour changes
Mileage data not available
Not an insurance write-off

Data for this history check supplied: 11/12/2025 at 09:52

What's not included?

Outstanding finance details
Estimated cost of vehicle ownership
MOT history & common failures*
Full vehicle specification
Mileage discrepancies*
Market valuation*
Vehicle Tax Check

*Provided where available

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Category write-offs

A vehicle that has been in an accident will be assessed by insurance companies and assigned a category: A, B, S or N. However, we only list Cat S or N cars as Cat A and B cars are not roadworthy and safe.

Category S (formerly Category C)

The 'S' in Cat S stands for structural damage. This means the vehicle has damage to its structure/chassis, which is more than just cosmetic damage. But the vehicle can be professionally repaired, making it safe and roadworthy.

Category N (formerly Category D)

Similarly, the 'N' in Cat N stands for non-structural damage. Here, the vehicle has sustained damage, but it has not affected the structure/chassis. A Cat N car is safe to drive as the damage could be minimal/cosmetic.

Buying a written-off vehicle:

Do a full vehicle history check to identify category vehicles.
Make sure to check with the dealer if a Cat S/N vehicle has been professionally repaired.
Book a vehicle inspection and our experts will look over a Category vehicle for you.