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Protect Plus Car Warranty

Our most comprehensive cover for cars

Age: Up to 8 years Mileage: Up to 80,000
Get a quote

Looking to cover mechanical and electrical repair bills? Enter your vehicle details.

What’s covered by a Protect Plus warranty?

It covers you for almost all of the original mechanical and electrical components of the vehicle.

Details of what’s included and excluded from this policy are summarised below, and detailed in the policy document.

Item What’s covered What's not covered
Components
Almost all of the original manufacturer’s mechanical and electrical components
Additional miscellaneous parts or cover
Water ingress, external oil or fluid leaks, corrosion, overheating damage and any machining or skimming to cylinder head
Air conditioning
Air conditioning (factory fitted)
Batteries
Standard 12v batteries - for 6 months from the start date of the policy High and medium voltage batteries of electrical and hybrid vehicles
Brake system
Brake disc, brake drums, brake friction material, seized brake calipers
Camshaft timing belt
Camshaft timing belt – providing there is proof that the manufacturer’s replacement recommendations have been complied with and it's free from oil contamination Oil contamination
Casings
Casings in the event of a covered item causing damage to it
Diagnosis
Diagnosis once a claim has been agreed
Electrical system
Wiring looms, heater elements, (excluding heated seats), head up display, tracker systems, all light units
Engine
Turbo / supercharger engine parts (factory fitted) Carbon build-up, cracked blocks, exhaust system, exhaust manifold, incorrect fuel (or any damage caused as a result), clearing of fuel lines, gaskets (except head gasket), any sealing material or compound, core plugs
Exhaust
Diesel particulate filter / catalytic converter Carbon build up, corrosion
Gearbox
Manual gearbox, automatic gearbox & semi-automatic gearbox Clutch friction material
Hybrid and electric vehicles
Hybrid and electric vehicles - manufacturer supplied and fitted power generation and transmission components Electrical connectors, wiring, batteries and the disposal of chemical waste resulting from a claim
In-car entertainment / sat nav
In-car entertainment / sat nav up to the claims limit selected Non-factory fitted systems and software updates
Keys
Remote key fobs / key cards covered for electrical failure up to £200 (Inc. VAT)
Oil
Oil seals – engine, gearbox, differential, turbocharger (or supercharger) causing a major oil leak (dripping oil) requiring immediate replacement to prevent consequential damage Oil staining and oil misting
Parts
Parts replaced as pairs – coil springs, shock absorbers
Serviceable items
Software, software updates and/or adjustments (excluding those which are required to complete a repair), key blades, air conditioning recharging (covered if part of the repair), hoses and pipes, perishable rubber items, hardware e.g. bolts and fixings and any other serviceable items that requires routine change or maintenance
Vehicle trim and body work
Chassis, bodywork, locks, interior and exterior trim, glass, panoramic sunroof, fabric roofs, tyres, alloy or steel wheels, fuel tanks, air bags
Wear and tear
Wear and tear up to 85,000 miles on mechanical and electrical parts
Working materials
Working materials – the replacement or topping up of oils, antifreeze or other fluids, or replacement of the oil filter
Car hire
In the event of a valid claim and provided that the repair time is in excess of 8 hours, a maximum of £50 per day inclusive of VAT (excluding fuel and insurance) may be claimed for up to a maximum of 7 days (related to the actual repair times from the time repairs commence). All car hire must be authorised prior to the start of the hire period and will form part of the claim limit
Mechanical and electrical breakdown cover in Europe
Extended cover to your vehicle when used within Europe for a period not exceeding 60 days per year. In the event of a mechanical breakdown in Europe, you must comply with the claims procedure. In the event of a claim, reimbursement will be based on the GBP Sterling exchange rates prevailing on the date that the claim is agreed
Overnight accommodation and rail fare
Hotel expenses or return rail fare will be reimbursed up to a maximum of £60 per night or per journey (including VAT) up to a maximum of 7 days from when the repairs begin. This is providing that the vehicle is rendered immobile due to a claim under the terms of the policy. Receipts will be required in the event of a claim. Drinks and meals are specifically excluded
Vehicle recovery
In the event of a claim, tow-in charges up to £50 including VAT will form part of the claim limit

Want to understand more?

We’ve put together a handy glossary that explains everything here in plain English.

Find out more

Free breakdown cover

Purchase our warranty and you’ll be eligible for free Basic Breakdown Cover if the vehicle you own is being used for personal use only. We have exclusive offers on upgrades to a higher level of cover, for new and existing AA Members. T&Cs apply.

Find out more

Speak to an expert

We’re here to help with advice and assistance

0345 2224544

General enquiries

Monday – Friday
9am-5pm

Claims

Monday – Friday
9am - 5pm
Saturday
9am - 1pm

Get a quick warranty quote

Looking to cover mechanical and electrical repair bills? Enter your vehicle details.

About us

Used Car Sites Limited (company number 4546950), trading as AA Cars, is an appointed representative of Automobile Association Insurance Services Limited (AAISL) for arranging insurance products. AAISL is authorised and regulated by the Financial Conduct Authority (FCA), Financial Services Register number 310562. Both these companies are members of the AA Limited group of companies and are registered at Level 3, Plant, Basing View, Basingstoke, Hampshire, RG21 4HG.

AA Warranty is administered by Opteven Insured UK Limited, company number 04801804, authorised and regulated by the Financial Conduct Authority. Registered office: Suite 1, Oxford House, Oxford Road, Thame, Oxfordshire, England, OX9 2AH. AA is a trademark of AA Group of Companies and is used with permission under licence to Opteven Insured UK Limited.

AA Warranty is underwritten by Fortegra Europe Insurance Company SE UK Branch, a branch of Fortegra Europe Insurance Company SE (Financial Conduct Authority registration number 805770).

Fortegra Europe Insurance Company SE has its registered office and principal place of business at Office 13, SOHO Office The Strand, Fawwara Building, Triq I-Imsida, Gzira, GZR 1401, Malta (Malta Company registration number SE 17), is authorised under the Insurance Business Act 1998 of the laws of Malta to carry out general business of insurance, and is regulated by the Malta Financial Services Authority of Triq l-Imdina, Zone 1, Central Business District, Birkirkara, CBD 1010, Malta.

Together with its UK Branch, Fortegra Europe Insurance Company SE is authorised by the Prudential Regulation Authority, is subject to regulation by the Financial Conduct Authority, and limited regulation by the Prudential Regulation Authority.

Fortegra Europe Insurance Company SE has a registered branch in the UK with its registered address at Fifth Floor, 20 Fenchurch Street, London, United Kingdom, EC3M 3BY (UK Branch registration number BR021916). Details about the extent of our regulation by the Prudential Regulation Authority are available from us on request.

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