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Payment Option
Representative example

Borrowing £16,000.00 at a representative APR of 12.4%, annual interest rate (fixed) 12.4%, deposit of £0, 48 monthly payments of £294.92, optional final payment £7,644.00 (inc. £10 option to purchase fee), total cost of credit is £5,800.16†, total amount of credit is £16,000.00, total amount payable is £21,800.16.

Representative Example is for AA PCP agreement for a Ford Focus Estate with a contract mileage of 10,000. Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). This quotation is not a binding offer to enter into a finance agreement.

Used Kia PCP finance deals

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  1. Car Finance
  2. PCP
  3. Used Cars
  4. Kia
Read our helpful guide to second hand Kia.
KIA XCEED 1.5 T-GDi 3 SUV 5dr Petrol DCT Euro 6 (s/s) (158 bhp)
Kia Ceed 1.5 T-GDi 3 SUV 5dr Petrol DCT Euro 6 (s/s) (158 bhp)
from £324 p/m £16,990 Your rep. example

Representative example - KIA XCEED 1.5 T-GDi 3 SUV 5dr Petrol DCT Euro 6 (s/s) (158 bhp)

    *Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). †AA PCP Finance is provided by Evolution Funding Ltd. AA Cars introduces you to Evolution and both are credit brokers and not lenders. The payment received by the AA from Evolution will vary dependent on your chosen lender.
    More information

    Representative finance example is for illustrative purposes only. Finance is subject to status. Terms and conditions apply. Available to 18's and over. UK residents only.

    Complete a free, no obligation Eligibility Check to see your likelihood of being accepted for finance.

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    London
    • 2021
    • •
    • 15,000 miles
    • •
    • Petrol
    • •
    • Automatic
    View details
    Kia Niro 1.6 GDi 11.1kWh 2 DCT Euro 6 (s/s) 5dr
    Kia Niro 1.6 GDi 11.1kWh 2 DCT Euro 6 (s/s) 5dr
    from £317 p/m £17,990 Your rep. example

    Representative example - Kia Niro 1.6 GDi 11.1kWh 2 DCT Euro 6 (s/s) 5dr

      *Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). †AA PCP Finance is provided by Evolution Funding Ltd. AA Cars introduces you to Evolution and both are credit brokers and not lenders. The payment received by the AA from Evolution will vary dependent on your chosen lender.
      More information

      Representative finance example is for illustrative purposes only. Finance is subject to status. Terms and conditions apply. Available to 18's and over. UK residents only.

      Complete a free, no obligation Eligibility Check to see your likelihood of being accepted for finance.

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      London
      • 2022
      • •
      • 55,400 miles
      • •
      • Petrol plug-in hybri
      • •
      • Automatic
      View details
      Kia Niro 1.6 GDi 11.1kWh 2 DCT Euro 6 (s/s) 5dr
      Kia Niro 1.6 GDi 11.1kWh 2 DCT Euro 6 (s/s) 5dr
      from £361 p/m £20,690 Your rep. example

      Representative example - Kia Niro 1.6 GDi 11.1kWh 2 DCT Euro 6 (s/s) 5dr

        *Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). †AA PCP Finance is provided by Evolution Funding Ltd. AA Cars introduces you to Evolution and both are credit brokers and not lenders. The payment received by the AA from Evolution will vary dependent on your chosen lender.
        More information

        Representative finance example is for illustrative purposes only. Finance is subject to status. Terms and conditions apply. Available to 18's and over. UK residents only.

        Complete a free, no obligation Eligibility Check to see your likelihood of being accepted for finance.

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        London
        • 2022
        • •
        • 27,038 miles
        • •
        • Petrol plug-in hybri
        • •
        • Automatic
        View details
        Kia Sportage 1.6 T-GDi 13.8kWh 3 Auto AWD Euro 6 (s/s) 5dr
        Kia Sportage 1.6 T-GDi 13.8kWh 3 Auto AWD Euro 6 (s/s) 5dr
        from £389 p/m £22,990 Your rep. example

        Representative example - Kia Sportage 1.6 T-GDi 13.8kWh 3 Auto AWD Euro 6 (s/s) 5dr

          *Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). †AA PCP Finance is provided by Evolution Funding Ltd. AA Cars introduces you to Evolution and both are credit brokers and not lenders. The payment received by the AA from Evolution will vary dependent on your chosen lender.
          More information

          Representative finance example is for illustrative purposes only. Finance is subject to status. Terms and conditions apply. Available to 18's and over. UK residents only.

          Complete a free, no obligation Eligibility Check to see your likelihood of being accepted for finance.

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          London
          • 2022
          • •
          • 35,566 miles
          • •
          • Petrol plug-in hybri
          • •
          • Automatic
          View details
          Kia Niro 64.8kWh 4 Auto 5dr
          Kia Niro 64.8kWh 4 Auto 5dr
          from £423 p/m £23,390 Your rep. example

          Representative example - Kia Niro 64.8kWh 4 Auto 5dr

            *Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). †AA PCP Finance is provided by Evolution Funding Ltd. AA Cars introduces you to Evolution and both are credit brokers and not lenders. The payment received by the AA from Evolution will vary dependent on your chosen lender.
            More information

            Representative finance example is for illustrative purposes only. Finance is subject to status. Terms and conditions apply. Available to 18's and over. UK residents only.

            Complete a free, no obligation Eligibility Check to see your likelihood of being accepted for finance.

            Apply now Privacy policy
            London
            • 2023
            • •
            • 24,446 miles
            • •
            • Electric
            • •
            • Automatic
            View details
            Kia Niro 1.6 GDi 11.1kWh 3 DCT Euro 6 (s/s) 5dr
            Kia Niro 1.6 GDi 11.1kWh 3 DCT Euro 6 (s/s) 5dr
            from £421 p/m £23,690 Your rep. example

            Representative example - Kia Niro 1.6 GDi 11.1kWh 3 DCT Euro 6 (s/s) 5dr

              *Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). †AA PCP Finance is provided by Evolution Funding Ltd. AA Cars introduces you to Evolution and both are credit brokers and not lenders. The payment received by the AA from Evolution will vary dependent on your chosen lender.
              More information

              Representative finance example is for illustrative purposes only. Finance is subject to status. Terms and conditions apply. Available to 18's and over. UK residents only.

              Complete a free, no obligation Eligibility Check to see your likelihood of being accepted for finance.

              Apply now Privacy policy
              London
              • 2023
              • •
              • 26,692 miles
              • •
              • Petrol plug-in hybri
              • •
              • Automatic
              View details
              Kia Sportage 1.6 T-GDi 13.8kWh 3 Auto AWD Euro 6 (s/s) 5dr
              Kia Sportage 1.6 T-GDi 13.8kWh 3 Auto AWD Euro 6 (s/s) 5dr
              from £451 p/m £25,690 Your rep. example

              Representative example - Kia Sportage 1.6 T-GDi 13.8kWh 3 Auto AWD Euro 6 (s/s) 5dr

                *Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). †AA PCP Finance is provided by Evolution Funding Ltd. AA Cars introduces you to Evolution and both are credit brokers and not lenders. The payment received by the AA from Evolution will vary dependent on your chosen lender.
                More information

                Representative finance example is for illustrative purposes only. Finance is subject to status. Terms and conditions apply. Available to 18's and over. UK residents only.

                Complete a free, no obligation Eligibility Check to see your likelihood of being accepted for finance.

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                London
                • 2023
                • •
                • 34,290 miles
                • •
                • Petrol plug-in hybri
                • •
                • Automatic
                View details
                Kia Sorento 1.6 T-GDi 13.8kWh 3 Auto AWD Euro 6 (s/s) 5dr
                Kia Sorento 1.6 T-GDi 13.8kWh 3 Auto AWD Euro 6 (s/s) 5dr
                from £738 p/m £37,990 Your rep. example

                Representative example - Kia Sorento 1.6 T-GDi 13.8kWh 3 Auto AWD Euro 6 (s/s) 5dr

                  *Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). †AA PCP Finance is provided by Evolution Funding Ltd. AA Cars introduces you to Evolution and both are credit brokers and not lenders. The payment received by the AA from Evolution will vary dependent on your chosen lender.
                  More information

                  Representative finance example is for illustrative purposes only. Finance is subject to status. Terms and conditions apply. Available to 18's and over. UK residents only.

                  Complete a free, no obligation Eligibility Check to see your likelihood of being accepted for finance.

                  Apply now Privacy policy
                  London
                  • 2022
                  • •
                  • 23,913 miles
                  • •
                  • Petrol plug-in hybri
                  • •
                  • Automatic
                  View details
                  Kia Sorento 1.6 T-GDi 13.8kWh 2 Auto AWD Euro 6 (s/s) 5dr
                  Kia Sorento 1.6 T-GDi 13.8kWh 2 Auto AWD Euro 6 (s/s) 5dr
                  from £795 p/m £41,990 Your rep. example

                  Representative example - Kia Sorento 1.6 T-GDi 13.8kWh 2 Auto AWD Euro 6 (s/s) 5dr

                    *Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). †AA PCP Finance is provided by Evolution Funding Ltd. AA Cars introduces you to Evolution and both are credit brokers and not lenders. The payment received by the AA from Evolution will vary dependent on your chosen lender.
                    More information

                    Representative finance example is for illustrative purposes only. Finance is subject to status. Terms and conditions apply. Available to 18's and over. UK residents only.

                    Complete a free, no obligation Eligibility Check to see your likelihood of being accepted for finance.

                    Apply now Privacy policy
                    London
                    • 2024
                    • •
                    • 11,038 miles
                    • •
                    • Petrol plug-in hybri
                    • •
                    • Automatic
                    View details
                    Kia Niro 4 PLUS
                    Kia Niro 4 PLUS
                    from £507 p/m £24,945 Your rep. example

                    Representative example - Kia Niro 4 PLUS

                      *Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). †AA PCP Finance is provided by Evolution Funding Ltd. AA Cars introduces you to Evolution and both are credit brokers and not lenders. The payment received by the AA from Evolution will vary dependent on your chosen lender.
                      More information

                      Representative finance example is for illustrative purposes only. Finance is subject to status. Terms and conditions apply. Available to 18's and over. UK residents only.

                      Complete a free, no obligation Eligibility Check to see your likelihood of being accepted for finance.

                      Apply now Privacy policy
                      London
                      • 2022
                      • •
                      • 6,150 miles
                      • •
                      • Electric
                      • •
                      • Automatic
                      View details
                      Kia Picanto 1.0 T-GDi GT-Line S Euro 6 (s/s) 5dr
                      Kia Picanto 1.0 T-GDi GT-Line S Euro 6 (s/s) 5dr
                      from £237 p/m £12,652 Your rep. example

                      Representative example - Kia Picanto 1.0 T-GDi GT-Line S Euro 6 (s/s) 5dr

                        *Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). †AA PCP Finance is provided by Evolution Funding Ltd. AA Cars introduces you to Evolution and both are credit brokers and not lenders. The payment received by the AA from Evolution will vary dependent on your chosen lender.
                        More information

                        Representative finance example is for illustrative purposes only. Finance is subject to status. Terms and conditions apply. Available to 18's and over. UK residents only.

                        Complete a free, no obligation Eligibility Check to see your likelihood of being accepted for finance.

                        Apply now Privacy policy
                        London
                        • 2022
                        • •
                        • 28,838 miles
                        • •
                        • Petrol
                        • •
                        • Manual
                        View details
                        Kia XCeed 1.0 T-GDi 2 Euro 6 (s/s) 5dr
                        Kia Ceed 1.0 T-GDi 2 Euro 6 (s/s) 5dr
                        from £248 p/m £13,250 Your rep. example

                        Representative example - Kia XCeed 1.0 T-GDi 2 Euro 6 (s/s) 5dr

                          *Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). †AA PCP Finance is provided by Evolution Funding Ltd. AA Cars introduces you to Evolution and both are credit brokers and not lenders. The payment received by the AA from Evolution will vary dependent on your chosen lender.
                          More information

                          Representative finance example is for illustrative purposes only. Finance is subject to status. Terms and conditions apply. Available to 18's and over. UK residents only.

                          Complete a free, no obligation Eligibility Check to see your likelihood of being accepted for finance.

                          Apply now Privacy policy
                          London
                          • 2022
                          • •
                          • 21,794 miles
                          • •
                          • Petrol
                          • •
                          • Manual
                          View details
                          Kia XCeed 1.0 T-GDi 2 Euro 6 (s/s) 5dr
                          Kia Ceed 1.0 T-GDi 2 Euro 6 (s/s) 5dr
                          from £260 p/m £13,981 Your rep. example

                          Representative example - Kia XCeed 1.0 T-GDi 2 Euro 6 (s/s) 5dr

                            *Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). †AA PCP Finance is provided by Evolution Funding Ltd. AA Cars introduces you to Evolution and both are credit brokers and not lenders. The payment received by the AA from Evolution will vary dependent on your chosen lender.
                            More information

                            Representative finance example is for illustrative purposes only. Finance is subject to status. Terms and conditions apply. Available to 18's and over. UK residents only.

                            Complete a free, no obligation Eligibility Check to see your likelihood of being accepted for finance.

                            Apply now Privacy policy
                            London
                            • 2022
                            • •
                            • 11,232 miles
                            • •
                            • Petrol
                            • •
                            • Manual
                            View details
                            Kia Ceed 1.5 T-GDi 3 Euro 6 (s/s) 5dr
                            Kia Ceed 1.5 T-GDi 3 Euro 6 (s/s) 5dr
                            from £276 p/m £14,686 Your rep. example

                            Representative example - Kia Ceed 1.5 T-GDi 3 Euro 6 (s/s) 5dr

                              *Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). †AA PCP Finance is provided by Evolution Funding Ltd. AA Cars introduces you to Evolution and both are credit brokers and not lenders. The payment received by the AA from Evolution will vary dependent on your chosen lender.
                              More information

                              Representative finance example is for illustrative purposes only. Finance is subject to status. Terms and conditions apply. Available to 18's and over. UK residents only.

                              Complete a free, no obligation Eligibility Check to see your likelihood of being accepted for finance.

                              Apply now Privacy policy
                              London
                              • 2022
                              • •
                              • 30,466 miles
                              • •
                              • Petrol
                              • •
                              • Manual
                              View details
                              Kia XCeed 1.5 T-GDi 3 Euro 6 (s/s) 5dr
                              Kia Ceed 1.5 T-GDi 3 Euro 6 (s/s) 5dr
                              from £287 p/m £14,804 Your rep. example

                              Representative example - Kia XCeed 1.5 T-GDi 3 Euro 6 (s/s) 5dr

                                *Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). †AA PCP Finance is provided by Evolution Funding Ltd. AA Cars introduces you to Evolution and both are credit brokers and not lenders. The payment received by the AA from Evolution will vary dependent on your chosen lender.
                                More information

                                Representative finance example is for illustrative purposes only. Finance is subject to status. Terms and conditions apply. Available to 18's and over. UK residents only.

                                Complete a free, no obligation Eligibility Check to see your likelihood of being accepted for finance.

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                                London
                                • 2022
                                • •
                                • 42,995 miles
                                • •
                                • Petrol
                                • •
                                • Manual
                                View details
                                Kia ProCeed 1.5 T-GDi GT-Line Shooting Brake Euro 6 (s/s) 5dr
                                Kia Ceed 1.5 T-GDi GT-Line Shooting Brake Euro 6 (s/s) 5dr
                                from £304 p/m £15,350 Your rep. example

                                Representative example - Kia ProCeed 1.5 T-GDi GT-Line Shooting Brake Euro 6 (s/s) 5dr

                                  *Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). †AA PCP Finance is provided by Evolution Funding Ltd. AA Cars introduces you to Evolution and both are credit brokers and not lenders. The payment received by the AA from Evolution will vary dependent on your chosen lender.
                                  More information

                                  Representative finance example is for illustrative purposes only. Finance is subject to status. Terms and conditions apply. Available to 18's and over. UK residents only.

                                  Complete a free, no obligation Eligibility Check to see your likelihood of being accepted for finance.

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                                  London
                                  • 2021
                                  • •
                                  • 32,358 miles
                                  • •
                                  • Petrol
                                  • •
                                  • Manual
                                  View details
                                  Kia XCeed 1.5 T-GDi 3 Euro 6 (s/s) 5dr
                                  Kia Ceed 1.5 T-GDi 3 Euro 6 (s/s) 5dr
                                  from £300 p/m £15,394 Your rep. example

                                  Representative example - Kia XCeed 1.5 T-GDi 3 Euro 6 (s/s) 5dr

                                    *Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). †AA PCP Finance is provided by Evolution Funding Ltd. AA Cars introduces you to Evolution and both are credit brokers and not lenders. The payment received by the AA from Evolution will vary dependent on your chosen lender.
                                    More information

                                    Representative finance example is for illustrative purposes only. Finance is subject to status. Terms and conditions apply. Available to 18's and over. UK residents only.

                                    Complete a free, no obligation Eligibility Check to see your likelihood of being accepted for finance.

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                                    London
                                    • 2022
                                    • •
                                    • 34,019 miles
                                    • •
                                    • Petrol
                                    • •
                                    • Manual
                                    View details
                                    Kia Niro 1.6 GDi 2 DCT Euro 6 (s/s) 5dr
                                    Kia Niro 1.6 GDi 2 DCT Euro 6 (s/s) 5dr
                                    from £296 p/m £15,847 Your rep. example

                                    Representative example - Kia Niro 1.6 GDi 2 DCT Euro 6 (s/s) 5dr

                                      *Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). †AA PCP Finance is provided by Evolution Funding Ltd. AA Cars introduces you to Evolution and both are credit brokers and not lenders. The payment received by the AA from Evolution will vary dependent on your chosen lender.
                                      More information

                                      Representative finance example is for illustrative purposes only. Finance is subject to status. Terms and conditions apply. Available to 18's and over. UK residents only.

                                      Complete a free, no obligation Eligibility Check to see your likelihood of being accepted for finance.

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                                      London
                                      • 2022
                                      • •
                                      • 34,346 miles
                                      • •
                                      • Petrol hybrid
                                      • •
                                      • Automatic
                                      View details
                                      Kia Niro 1.6 GDi 2 DCT Euro 6 (s/s) 5dr
                                      Kia Niro 1.6 GDi 2 DCT Euro 6 (s/s) 5dr
                                      from £300 p/m £16,184 Your rep. example

                                      Representative example - Kia Niro 1.6 GDi 2 DCT Euro 6 (s/s) 5dr

                                        *Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). †AA PCP Finance is provided by Evolution Funding Ltd. AA Cars introduces you to Evolution and both are credit brokers and not lenders. The payment received by the AA from Evolution will vary dependent on your chosen lender.
                                        More information

                                        Representative finance example is for illustrative purposes only. Finance is subject to status. Terms and conditions apply. Available to 18's and over. UK residents only.

                                        Complete a free, no obligation Eligibility Check to see your likelihood of being accepted for finance.

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                                        London
                                        • 2022
                                        • •
                                        • 31,744 miles
                                        • •
                                        • Petrol hybrid
                                        • •
                                        • Automatic
                                        View details
                                        Kia Niro 1.6 GDi Hybrid 4 5dr DCT
                                        Kia Niro 1.6 GDi Hybrid 4 5dr DCT
                                        from £360 p/m £18,900 Your rep. example

                                        Representative example - Kia Niro 1.6 GDi Hybrid 4 5dr DCT

                                          *Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). †AA PCP Finance is provided by Evolution Funding Ltd. AA Cars introduces you to Evolution and both are credit brokers and not lenders. The payment received by the AA from Evolution will vary dependent on your chosen lender.
                                          More information

                                          Representative finance example is for illustrative purposes only. Finance is subject to status. Terms and conditions apply. Available to 18's and over. UK residents only.

                                          Complete a free, no obligation Eligibility Check to see your likelihood of being accepted for finance.

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                                          Croydon
                                          • 2021
                                          • •
                                          • 31,291 miles
                                          • •
                                          • Hybrid
                                          • •
                                          • Automatic
                                          View details

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                                          † AA PCP Finance is provided by Evolution Funding Ltd. AA Cars introduces you to Evolution and both are credit brokers and not lenders. The payment received by the AA from Evolution will vary dependent on your chosen lender. ** plus VAT where applicable

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