Uninsured driving crackdown ‘could reduce insurance levy’

An expert has said that the extra £30 drivers are typically levied on their insurance premiums to cover the cost of accidents involving uninsured drivers could be reduced if a government crackdown proves effective.

Graeme Trudgill, technical and corporate affairs executive of the British Insurance Brokers’ Association, pointed out that "six per cent of British drivers" are illegally uninsured compared to "only about 0.1 per cent in Germany".

Mr Trudgill thinks that it will be some time before the government launches TV adverts highlighting the dangers of uninsured driving, so it will be some time before it is known whether the levy can be reduced.

He said: "Also bearing in mind that claims costs are increasing, personal injury costs are going up, so actually the claims inflation is probably running at eight per cent.

"If you stand still with uninsured driving your claims and levies are going to go up by eight per cent. You’ve actually got to make such a dent to make it go backwards."

Written by Christine Maloney


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