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£13,124

PCP: from £239 pm

HP: from £287 pm

What's the difference between Hire Purchase (HP) and Personal Contract Purchase (PCP)?

FordFocus 1.0T EcoBoost ST-Line Euro 6 (s/s) 5dr

621 Ford Focus reviews

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The Manchester Motor Company

01204 219 668^*

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Overview

Mileage:
45,700
Year:
2023
Fuel type: Petrol
Transmission: Manual
Body type: Hatchback
Colour: Black
Doors: 5
Engine size: 1.0 L
CO₂ Emissions: 124 g/km

Please note: Dealers are responsible for the content of their listings and are expected to include all fees in the advertised price. You should always confirm all listing details with the dealer before purchasing.

Vehicle details

1Owner|Sensors|CarPlay|Nav.

This 2023 Ford Focus T ST-Line is a superb example, having had only one owner since new. This Euro 6 compliant petrol model boasts a 1.0 litre engine and comes equipped with the desirable ST-Line trim. Convenience is key with the Ford Key Free System, allowing for keyless entry and start, complemented by front and rear parking sensors for effortless manoeuvring. The DEATC dual-zone electronic automatic temperature control ensures a comfortable cabin environment for all occupants, while automatic on-off headlights and full fixed LED headlights with LED daytime running lights provide excellent visibility.The Ford Focus T ST-Line offers a compelling blend of performance and practicality. Its acceleration from 0-62mph in 10.2 seconds demonstrates its responsive nature, making it a capable performer on the road. This model also features a large boot space, providing ample room for shopping, luggage, or equipment, setting it apart from many other vehicles in its class. The combination of its low owner count, efficient engine, and well appointed features makes this Focus a well rounded choice..

Vehicle features

17in Alloy Wheels - 5-Spoke with Rock Metallic Finish
4.2in Colour TFT Ice Blue Illumination Analogue Cluster with Trip Computer
ABS - Anti-lock Braking System
Acoustic Laminated Windscreen
Airbags - Driver and Front Passenger
Airbags - Front Side Impact
Airbags - Front and Rear Side Curtain
Automatic Dimming Rear View Mirror
Centre Console - Premium with Sliding Armrest - Cupholder with Sliding Cover
Child Proof Rear Door Locks
Courtesy Light - Ambient LED Courtesy Lighting
Cruise Control with Adjustable Speed Limiter
DEATC - Dual-Zone Electronic Automatic Temperature Control
Door Mirrors - Electrically-Operated - Heated - Power-Foldable - Puddle Lights - Side Indicators
EBA - Emergency Brake Assist
ESC - Electronic Stability Control
Electric Parking Brake
Floor Mats - Front Velour
Ford Easy Fuel System
Ford Key Free System - Keyless Entry with Keyless Start
Ford SYNC4 Navigation with 13.2in Touchscreen
Front Bumper - Unique ST-Line - Body Colour Upper - Body Colour Extension
Front Passenger Airbag Deactivation Switch
Front Seatback Map Pockets - Driver and Passenger
Front Seats - Sports Style V-shape with High Bolster
Front and Rear Seatbelt Minder
Full Fixed LED Headlight with LED Daytime Running Lights
Gearshift Knob - ST - Aluminium
Headlights - Automatic On-Off
Hill Start Assist
Intelligent Speed Assistance
LED Front Fog Lights with Cornering Function
Lane-Keeping Aid with Lane-Keeping Assist
Load Compartment Area Cover
Load Floor Carpet
Locking Wheel Nuts
MyKey
Overhead Console - Medium Length with Front and Rear LED Courtesy Lights
Parking Sensor - Front and Rear
Polished Twin Tailpipe
Power Steering
Pre-Collision Assist with Autonomous Emergency Braking and Pedestrian-Cyclist Detection
Quickclear Heated Windscreen
Rain Sensitive Windshield Wipers
Rear Bumper - Unique ST-Line Body Colour with Body Colour Extension
Rear Fog Lamps
Rear Lights - LED
Rear Privacy Glass
Rear Seat - 60-40 Split Folding Seats
Remote Central-Double Locking
ST-Line Badge
Seat - Passengers 4-Way Manual Adjustment
Seats - Drivers 4-Way Manual Adjustment
Seats - ISOFIX Mounting Provision for Child Seats
Selectable Drive Mode
Spare Wheel - Mini Steel
Sports Tuned Suspension
Steering Wheel - 3-Spoke Sensico Trimmed with Integrated Audio Controls
Tailgate Wash-Wipe
Thatcham Category Alarm with Power Door Deadlocks
Traction Control - TC
Trailer Sway Control
Trip Computer
Tyre Pressure Monitoring System
Unique ST-Line Grille and Full Bodystyling Kit - Large Body Coloured Rear Spoiler
Windows - Electrically Operated Front and Rear with One Touch Opening and Closing
Cloth - Black with Red Stitching

Remember to check the details of this car with the dealer before you buy it to make sure that all the information is accurate.

Credit ratings explained

Excellent

You are a home owner
You have been on the electoral roll for a long period of time
You have current credit arrangements and mortgage with no defaults
You have no CCJs, credit arrears or missed payments
You rarely apply for credit
You are employed or self-employed

Good

You are on the electoral roll
You are a home owner or long standing-tenant
You have a stable employment history
You have current credit arrangements with occasional missed payments
You have no CCJs

Fair

You are or have recently been on the electoral roll
You may have recently changed address
You may have occasional missed payments
You may have an old CCJ
You may have regularly applied for credit

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Make your Car Finance product selection below

What's the difference between Hire Purchase (HP) and Personal Contract Purchase (PCP)?

Hire Purchase (HP)

HP is a finance plan that allows you to spread the cost of the car by making monthly payments over an agreed term.

You make higher monthly payments than a Personal Contract Purchase (PCP) agreement, so that when you come to the end of the agreement you'll own the car.

Unlike PCP, there are no limits on mileage.

HP could be right for you if want to own the car at the end of the agreement, without the need to make a larger final payment.

Personal Contract Purchase (PCP)

PCP is a finance plan where you make equal monthly payments over an agreed term, with a larger final repayment due at the end if you decide to keep the car.

At the end of the agreement, you have three options. You can hand the car back to the finance company (the must be in good condition and within the agreed mileage, otherwise charges may apply), part exchange it for another car on a new agreement (subject to status), or pay the final repayment to own the car.

PCP could be right for you if you're thinking of changing your car in the next few years, or if you're unsure whether you want to buy the car at the end of the agreement.

What is Hire Purchase (HP)?

Hire Purchase (HP)

HP is a finance plan that allows you to spread the cost of the car by making monthly payments over an agreed term.

You make higher monthly payments than a Personal Contract Purchase (PCP) agreement, so that when you come to the end of the agreement you'll own the car.

Unlike PCP, there are no limits on mileage.

HP could be right for you if want to own the car at the end of the agreement, without the need to make a larger final payment.

For this vehicle you have selected only HP is available.

All this will be explained in more detail when you speak with one of our friendly agents, once you have completed your application.

Hire Purchase

PCP

Amount to borrow
Monthly payments
Illustrative APR
Total amount payable

Amount to borrow
First payment
Monthly payments
Final payment
Illustrative APR
Total amount payable

Representative example:

Borrowing £10,000 at a representative APR of 11.9%, annual interest rate (fixed) 11.9%, 59 monthly payments of £218.83 followed by 1 payment of £228.83, total cost of credit is £3,139.80*, total amount payable is £13,139.80.

*The representative example includes an estimated option to purchase fee of £10. This is subject to status and although fees may vary in amount and when payable, the total cost of credit and APR received will not alter. This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status.

Borrowing £19,000.00 at a representative APR of 11.9%, annual interest rate (fixed) 11.9%, deposit of £0, 48 monthly payments of £359.86, optional final payment £8,150 (inc. £10 option to purchase fee), total cost of credit is £6,423.28†, total amount of credit is £19,000.00, total amount payable is £25,423.28.

Representative Example is for AA PCP agreement for a Ford Focus with a contract mileage of 10,000. Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). This quotation is not a binding offer to enter into a finance agreement.

†AA PCP AA Car Finance is provided by Evolution Funding Ltd. Used Car Sites Limited, on behalf of AA Financial Services Limited, introduces you to Evolution and are each acting as credit brokers and not lenders. AA Financial Services Limited receives a commission from Evolution Funding Ltd, which can vary based on the lender and vehicle selected. By submitting an application for car finance you consent to the commission being paid and acknowledge AA Financial Services Limited is not acting impartially.

This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status. Terms and conditions apply. A guarantee may be required. Over 18's only. This service is provided by Evolution Funding Limited who are authorised and regulated by the Financial Conduct Authority for credit brokerage, FCA number is 823324. Evolution Funding Limited are a credit broker, not a lender. Other offers may be available but cannot be used in conjunction with this offer. We work with a number of carefully selected credit providers who may be able to offer you finance for your purchase. We are only able to offer finance products from these providers and they may provide an incentive to do so.

Need car finance demystifying?

Let us break it down for you. Finance can be confusing, but we've made it simple.

Understanding finance

Vehicle history check

For YC73JSU

Not recorded as stolen
No third-party trace
0 previous keepers show

The current keeper is not included in the number of previous keepers.

This vehicle has had 1 registered keeper from new. Please note that the keeper is not necessarily the owner, it may be a company vehicle or belong to a third party.
No plate changes
No colour changes

Mileage data available †

Not an insurance write-off

Data for this history check supplied: 15/02/2026 at 05:12

What's not included?

Outstanding finance details
Estimated cost of vehicle ownership
MOT history & common failures*
Full vehicle specification
Mileage discrepancies*
Market valuation*
Vehicle Tax Check

*Provided where available

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Category write-offs

A vehicle that has been in an accident will be assessed by insurance companies and assigned a category: A, B, S or N. However, we only list Cat S or N cars as Cat A and B cars are not roadworthy and safe.

Category S (formerly Category C)

The 'S' in Cat S stands for structural damage. This means the vehicle has damage to its structure/chassis, which is more than just cosmetic damage. But the vehicle can be professionally repaired, making it safe and roadworthy.

Category N (formerly Category D)

Similarly, the 'N' in Cat N stands for non-structural damage. Here, the vehicle has sustained damage, but it has not affected the structure/chassis. A Cat N car is safe to drive as the damage could be minimal/cosmetic.

Buying a written-off vehicle:

Do a full vehicle history check to identify category vehicles.
Make sure to check with the dealer if a Cat S/N vehicle has been professionally repaired.
Book a vehicle inspection and our experts will look over a Category vehicle for you.

Source	Date	Mileage
MOT	09/02/2026	45,492