£20,850

From £456 pm

BMW5 Series 520d M Sport Saloon

40 BMW 5 Series reviews

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Prestige Cars Kent

01689 242 905^*

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Overview

Mileage:
28,209
Year:
2020
Fuel type: Diesel
Transmission: Automatic
Body type: Saloon
Colour: Black
Doors: 4
Engine size: 2.0 L
CO₂ Emissions: 151 g/km

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Vehicle details

AMBIENT LIGHTING/M AERO PACK.

⭐ BMW 5 Series 520d M Sport Saloon ⭐The BMW 5 Series 520d M Sport Saloon combines luxury, performance, and advanced technology in a sleek, dynamic package. Designed for comfort and style, it delivers an engaging drive, premium interior, and cutting-edge features that make every journey exceptional.Some features we love:? Through-Loading System – Easily transport longer items without compromising passenger space.? Ambient Lighting – Customisable interior lighting for a refined cabin atmosphere.? BMW ConnectedDrive Services – Smart connectivity for navigation, entertainment, and real-time updates.? Cruise Control with Brake Function – Relaxed, controlled driving with speed and safety management.? Instrument Panel in Sensatec (Artificial Leather) – Luxurious feel with a modern finish.✨ Interior Trim – Aluminium Rhombicle with Highlight Trim Pearl Chrome – Stylish, premium detailing for the cabin.? M Aerodynamic Bodystyling – Sporty exterior design for a commanding presence.? M Sport Package – Performance-inspired aesthetics and handling upgrades.? Navigation System – BMW Professional Multimedia – Clear, intuitive route guidance.?️ PDC – Park Distance Control Front & Rear – Hassle-free parking with audible guidance.❄️ Seat Heating – Front – Warmth and comfort during colder journeys.☎️ 01689242905 ? Submit an enquiry to discuss over emailAt Prestige Cars Kent, every vehicle comes with a 90-day guarantee, nationwide delivery, and a 175-point quality check.⭐ Admin fee applies. Please confirm all specifications, as they are autogenerated ⭐.

All cars are HPI and 175-Point Checked..

Vehicle features

18in Alloy Wheels - Light M Double Spoke - 662M
20GB Hard Disc Drive HDD Memory
Access to BMW Connected Plus (12 Month Subscription From New)
Acoustic Glazing
Active Air Stream Kidney Grille
Active Guard
Air Conditioning - Automatic - Dual Zone Control
Airbags
Alarm System - Thatcham 1 with Remote Control and Engine Immobiliser
All Round Anti-Corrosion System
Ambient Lighting
Anti Roll Bars - Front and Rear
Armrests
BMW Connected Package Professional
BMW ConnectedDrive Online Services
BMW ConnectedDrive Services
BMW Emergency Call
BMW Live Cockpit Professional
BMW TeleServices
Battery in Luggage Compartment with Jump Start Facility in Engine Bay
Bluetooth Hands Free with USB Audio Interface
Brake Force Display
Child Seat ISOFIX Attachment - Outer Rear Seats - includes Top Tether
Control Display - 10.25in Colour Touch Sensitive Display Screen
Crash Sensor - Activating Central Locking - Hazard Warning Lights - Fuel Cut Off - Interior Lights
Cruise Control with Brake Function
Cup Holders - Front x2 and Rear x2
DAB Digital Radio
DSC - Dynamic Stability Control - Stabilises the Vehicle in Extreme Situations - Controls Traction
Daytime Running Lights - LED
Deformation Zones - Front and Rear
Door Sill Inlays with BMW M Designation
Drive Performance Control with ECO PRO - Comfort and Sport Modes
Dynamic Brake Lights with LED Technology
EPS - Electric Power Steering with Servotronic
Electric Windows - Front and Rear with Open-Close Fingertip Control - Anti-Trap Facility and Comfort Closing Function
Electro Mechanical Parking Brake With Automatic Drive-Away and Auto-Hold Function
Engine Cover with TwinPower Turbo Designation
Exhaust Tailpipes - Single - Left and Right - Chrome - Quadrilateral
Exterior Door Handle Illumination
Exterior Mirrors - Electrically Adjustable and Heated includes Integrated Direction Indicators
Exterior Trim - High Gloss Shadowline
Favourite Buttons
First Aid Kit and Warning Triangle
Follow Me Home Headlight Function
Footwell Lights - Front and Rear
Glove Compartment - Lockable and Illuminated
Head Restraints - Front Anti-Whiplash
Headlining - Anthracite
Instrument Panel in Sensatec - Artificial Leather
Interior Rear-View Mirror with Automatic Anti-Dazzle Function
Interior Trim - Aluminium Rhombicle with Highlight Trim Finishers Pearl Chrome
LED Fog Lights - Front
LED Headlights
Locking Wheel Bolts - Thatcham Approved
M Aerodynamic Bodystyling
M Designation on Front Side Panels - Left and Right
M Specific Floor Mats
M Specific Key
M Specific Pedals
M Specific Steering Wheel
M Sport Multi-Function Leather Steering Wheel - Three-Spoke
M Sport Package
M Sport Suspension
Multi-Functional Instrument Panel
Multifunction Controls for Steering Wheel
Navigation System - BMW Professional Multimedia
OBC - On-Board Computer
OBD - On Board Diagnosis
Oil Sensor For Level and Grade
PDC - Park Distance Control - Front and Rear
Power Sockets 12V - 1x Front - 1x Rear
Rain Sensor with Automatic Headlight Activation
Reading Lights - Front and Rear
Remote Control Locking
Run Flat Tyres
Seat Belts - Front - Inertia Reel with Pyrotechnical Belt Latch Tensioner - Belt Force Limiter and Belt Restrainer
Seat Belts - Rear - Three with Inertia Reel
Seat Heating - Front
Seats - Front with Partial Electric Adjustment
Side Impact Protection
Speed Limit Function
Sport Seats - Front
Steering Column with Adjustable Height and Length - Activation via Lateral Lever on Steering Column
Steering Wheel - Gearshift Paddles
TPMS - Tyre Pressure Monitoring System
Two Tone Horn
Windscreen Washer Jets - Heated
iDrive Touch Controller with Shortcut Buttons
Through-Loading System
Sun Protection Glazing
Dakota Leather with Exclusive Stitching - Black with Black Interior
Interior Trim - Aluminium Fine Cutting with Highlight Trim Finishers Pearl Chrome

Remember to check the details of this car with the dealer before you buy it to make sure that all the information is accurate.

Credit ratings explained

Excellent

You are a home owner
You have been on the electoral roll for a long period of time
You have current credit arrangements and mortgage with no defaults
You have no CCJs, credit arrears or missed payments
You rarely apply for credit
You are employed or self-employed

Good

You are on the electoral roll
You are a home owner or long standing-tenant
You have a stable employment history
You have current credit arrangements with occasional missed payments
You have no CCJs

Fair

You are or have recently been on the electoral roll
You may have recently changed address
You may have occasional missed payments
You may have an old CCJ
You may have regularly applied for credit

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What is Hire Purchase (HP)?

Hire Purchase (HP)

HP is a finance plan that allows you to spread the cost of the car by making monthly payments over an agreed term.

You make higher monthly payments than a Personal Contract Purchase (PCP) agreement, so that when you come to the end of the agreement you'll own the car.

Unlike PCP, there are no limits on mileage.

HP could be right for you if want to own the car at the end of the agreement, without the need to make a larger final payment.

For this vehicle you have selected only HP is available.

All this will be explained in more detail when you speak with one of our friendly agents, once you have completed your application.

Hire Purchase

PCP

Amount to borrow
Monthly payments
Illustrative APR
Total amount payable

Representative example:

Borrowing £10,000 at a representative APR of 11.9%, annual interest rate (fixed) 11.9%, 59 monthly payments of £218.83 followed by 1 payment of £228.83, total cost of credit is £3,139.80*, total amount payable is £13,139.80.

*The representative example includes an estimated option to purchase fee of £10. This is subject to status and although fees may vary in amount and when payable, the total cost of credit and APR received will not alter. This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status.

Borrowing £19,000.00 at a representative APR of 11.9%, annual interest rate (fixed) 11.9%, deposit of £0, 48 monthly payments of £359.86, optional final payment £8,150 (inc. £10 option to purchase fee), total cost of credit is £6,423.28†, total amount of credit is £19,000.00, total amount payable is £25,423.28.

Representative Example is for AA PCP agreement for a Ford Focus with a contract mileage of 10,000. Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). This quotation is not a binding offer to enter into a finance agreement.

†AA PCP AA Car Finance is provided by Evolution Funding Ltd. Used Car Sites Limited, on behalf of AA Financial Services Limited, introduces you to Evolution and are each acting as credit brokers and not lenders. AA Financial Services Limited receives a commission from Evolution Funding Ltd, which can vary based on the lender and vehicle selected. By submitting an application for car finance you consent to the commission being paid and acknowledge AA Financial Services Limited is not acting impartially.

This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status. Terms and conditions apply. A guarantee may be required. Over 18's only. This service is provided by Evolution Funding Limited who are authorised and regulated by the Financial Conduct Authority for credit brokerage, FCA number is 823324. Evolution Funding Limited are a credit broker, not a lender. Other offers may be available but cannot be used in conjunction with this offer. We work with a number of carefully selected credit providers who may be able to offer you finance for your purchase. We are only able to offer finance products from these providers and they may provide an incentive to do so.

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Vehicle history check

For YC20CSY

Not recorded as stolen
No third-party trace
1 previous keeper show

There are PREVIOUS KEEPER CHANGES recorded against this vehicle. Please note that the keeper is not necessarily the owner, it may be a company vehicle or belong to a third party.

Number Of Previous Keepers 1

Date Of Last Keeper Change 08/07/2024

No colour changes

Mileage data available †

Not an insurance write-off

Data for this history check supplied: 21/01/2026 at 05:21

What's not included?

Outstanding finance details
Estimated cost of vehicle ownership
MOT history & common failures*
Full vehicle specification
Mileage discrepancies*
Market valuation*
Vehicle Tax Check

*Provided where available

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Category write-offs

A vehicle that has been in an accident will be assessed by insurance companies and assigned a category: A, B, S or N. However, we only list Cat S or N cars as Cat A and B cars are not roadworthy and safe.

Category S (formerly Category C)

The 'S' in Cat S stands for structural damage. This means the vehicle has damage to its structure/chassis, which is more than just cosmetic damage. But the vehicle can be professionally repaired, making it safe and roadworthy.

Category N (formerly Category D)

Similarly, the 'N' in Cat N stands for non-structural damage. Here, the vehicle has sustained damage, but it has not affected the structure/chassis. A Cat N car is safe to drive as the damage could be minimal/cosmetic.

Buying a written-off vehicle:

Do a full vehicle history check to identify category vehicles.
Make sure to check with the dealer if a Cat S/N vehicle has been professionally repaired.
Book a vehicle inspection and our experts will look over a Category vehicle for you.

Vehicle Registration Mark (VRM)	Date
YC20 CSY	19/01/2026
J33LGW	11/07/2024

Source	Date	Mileage
MOT	20/06/2025	23,445
MANUF'RER	12/06/2024	17,041
BVRLA	11/06/2024	16,997
BVRLA	18/09/2023	11,488
BVRLA	14/09/2023	11,488
MOT	15/06/2023	11,495
RMI MIL'GE	13/06/2023	11,495