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£12,688

PCP: from £224 pm

HP: from £283 pm

What's the difference between Hire Purchase (HP) and Personal Contract Purchase (PCP)?

MGZS EXCLUSIVE T-GDI

17 MG ZS reviews

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The Car Traders

020 3018 2578^*

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Overview

Mileage:
35,649
Year:
2022
Fuel type: Petrol
Transmission: Automatic
Body type: Suv
Colour: White
Doors: 5
Engine size: 1.0 L
CO₂ Emissions: 163 g/km

Please note: Dealers are responsible for the content of their listings and are expected to include all fees in the advertised price. You should always confirm all listing details with the dealer before purchasing.

Vehicle details

2022 MG MG ZS 1.0 T-GDI Exclusive SUV 5dr Petrol Auto Euro 6 (111 ps) +2keys +Navigation +Heated Seats +Low Miles +Ulez

@02030182578/2088840914

ALL MAJOR DEBIT&CREDIT CARD ACCEPTED Warranty Available 3, 6, 12 Month

We are registered by the Financial Conduct Authority (951476)

We are registered dealer's website in Companies House (10225602)

We Are VAT Registered Firm (GB269742360)

We Are Also Registered ICO under UK GDPR (ZB131613)

Special package:

*5 Days Drive Away Insurance with AA 49.99£

*3 months warranty extra warranty available

*1 year AA break down Basic cover

*Nationwide Delivery Available

*Extra delivery available. Please callforquotation

???? Celebrating 9 Years of Success ? 9th Anniversary Bumper Offer! ????, , We?re proud to celebrate 9 successful years in business, and as a thank you to our valued customers, we?re bringing you this special anniversary offer:, , ? 3 Months Warranty included with every car, covered by Green Cover , , , ? Unlimited claims, Unlimited Courtesy cars covered by Green Cover and always, option to upgrade., , ? Option to upgrade your warranty (Premier Cover) for up to 3 years, , ? Fresh service carried out (if required), , ? Fresh MOT provided if less than 6 months remain, , ? 5 Days Drive Away Insurance with AA ? only £49.99, , ?Free 1 Year AA Basic Breakdown Cover included, , ?Great news! Nationwide delivery is now available ? bringing your next car right toyourdoorstep., (T&Cs apply?contact us or view our Terms&Conditions detail.), , We are a trusted used car dealership in East London with 9 years of proven success. With many years of experience in the motor trade, we are proud to be your **specialist choice for quality second-hand cars and vans., , All our vehicles are HPI checked with Experian, and we provide a **FREE HPI report ? so there are no hidden surprises., , ### ? Our Registrations & Trust Marks, , - Financial Conduct Authority (FCA) Registered ? 951476, , - Companies House dealer's website Registered ? 10225602, , - VAT Registered Firm ? GB269742360, , - ICO Registered under UK GDPR ? ZB131613, , ???? Buy With Confidence, , , - Warranty packages available: 3M, 6M, 12M, 24M, 36M, , - All cars come with minimum 6 months MOT (Fresh MOT if less than 6 months left at the time of sale), , - Service & MOT plans available ? call for a quote, , - All types of cards accepted ????, , - Finance available ? flexible & competitive deals, , - Free Car Finder Service, , - Free Part Exchange Valuation ? PX welcome, , - Family-run business with excellent track record, , - New stock arriving daily ? vehicles bought & sold, , ???? Call us today: 02030182578 ???? Visit us in Romford and drive away with peace of mind & unbeatablevalue!,

Details:

This car comes with 5 seats, White, 2 owners, 10.1in Colour Touchscreen, 12v Power Socket, 17in Alloy Wheels - Tomahawk- Diamond Cut, 2nd Row 60-40 Split Fold Seat, 360 Degree Parking Camera, 6-Speaker Audio System with 3D Sound, ABS and EBD, ARP Anti Rolling Program, Air Conditioning, Airbags - Front Passenger Deactivation Switch, Airbags - Side Curtain, Alarm & Engine Immobiliser, Android Auto, Apple CarPlay, Auto Headlights, Bi-Function LED Headlight, Blind Spot Monitoring, Bluetooth Connection, Cruise Control with Speed Limiter, DAB Radio, DRL - LED Daytime Running Lights, Drivers Seat Belt Reminder, EBA - Emergency Brake Assist, ESP - Electronic Stability Programme, Electric Driver 6 Way Adjustable Seat, Electric Parking Brake with Auto Hold, Electrically Adjustable - Folding - Heated - Body Colour Door Mirrors, Follow Me Home Headlights, Front Dual Airbags, Front Fog Lights, Front Seat Back Map Pockets, Front Seatbelt 3 Point Pretensioner and Load Limiter, Front Side Airbags, Front and Rear Aero Wiper, Front and Rear Electric Windows with Drivers One-Touch Up-Down, Front and Rear Passenger Seat Belt Reminder, Full Digital Driver Information Display, Heated Front Seating, Hill Launch Assist, Keyless Entry with Push Button Engine Start, LED Centre Brake Light, Parking Sensors - Rear, Passenger 4 Way Manual Adjustable Seat, Power Assisted Steering, Radio and AUX-USB MP3, Rain Sensing Wipers, Rear Headrest x3, Rear ISOFIX x2, Remote Central Locking, Satellite Navigation, Silver Roof Rails, Speed Sensing Locking, Steering Wheel - Leather, TPMS - Tyre Pressure Monitoring System, Trip Computer, Tyre Repair Kit, USB Mobile Phone Charging Function,

Remember to check the details of this car with the dealer before you buy it to make sure that all the information is accurate.

Credit ratings explained

Excellent

You are a home owner
You have been on the electoral roll for a long period of time
You have current credit arrangements and mortgage with no defaults
You have no CCJs, credit arrears or missed payments
You rarely apply for credit
You are employed or self-employed

Good

You are on the electoral roll
You are a home owner or long standing-tenant
You have a stable employment history
You have current credit arrangements with occasional missed payments
You have no CCJs

Fair

You are or have recently been on the electoral roll
You may have recently changed address
You may have occasional missed payments
You may have an old CCJ
You may have regularly applied for credit

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Make your Car Finance product selection below

What's the difference between Hire Purchase (HP) and Personal Contract Purchase (PCP)?

Hire Purchase (HP)

HP is a finance plan that allows you to spread the cost of the car by making monthly payments over an agreed term.

You make higher monthly payments than a Personal Contract Purchase (PCP) agreement, so that when you come to the end of the agreement you'll own the car.

Unlike PCP, there are no limits on mileage.

HP could be right for you if want to own the car at the end of the agreement, without the need to make a larger final payment.

Personal Contract Purchase (PCP)

PCP is a finance plan where you make equal monthly payments over an agreed term, with a larger final repayment due at the end if you decide to keep the car.

At the end of the agreement, you have three options. You can hand the car back to the finance company (the must be in good condition and within the agreed mileage, otherwise charges may apply), part exchange it for another car on a new agreement (subject to status), or pay the final repayment to own the car.

PCP could be right for you if you're thinking of changing your car in the next few years, or if you're unsure whether you want to buy the car at the end of the agreement.

What is Hire Purchase (HP)?

Hire Purchase (HP)

HP is a finance plan that allows you to spread the cost of the car by making monthly payments over an agreed term.

You make higher monthly payments than a Personal Contract Purchase (PCP) agreement, so that when you come to the end of the agreement you'll own the car.

Unlike PCP, there are no limits on mileage.

HP could be right for you if want to own the car at the end of the agreement, without the need to make a larger final payment.

For this vehicle you have selected only HP is available.

All this will be explained in more detail when you speak with one of our friendly agents, once you have completed your application.

Hire Purchase

PCP

Amount to borrow
Monthly payments
Illustrative APR
Total amount payable

Amount to borrow
First payment
Monthly payments
Final payment
Illustrative APR
Total amount payable

Representative example:

Borrowing £10,000 at a representative APR of 12.9%, annual interest rate (fixed) 12.9%, 59 monthly payments of £223.33 followed by 1 payment of £233.33, total cost of credit is £3,409.80*, total amount payable is £13,409.80.

*The representative example includes an estimated option to purchase fee of £10. This is subject to status and although fees may vary in amount and when payable, the total cost of credit and APR received will not alter. This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status.

Borrowing £16,000.00 at a representative APR of 12.9%, annual interest rate (fixed) 12.9%, deposit of £0, 48 monthly payments of £299.67, optional final payment £7,645.00 (inc. £10 option to purchase fee), total cost of credit is £6,029.16†, total amount of credit is £16,000.00, total amount payable is £22,029.16.

Representative Example is for AA PCP agreement for a Ford Focus Estate with a contract mileage of 10,000. Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). This quotation is not a binding offer to enter into a finance agreement.

†AA PCP AA Car Finance is provided by Evolution Funding Ltd. Used Car Sites Limited, on behalf of AA Financial Services Limited, introduces you to Evolution and are each acting as credit brokers and not lenders. AA Financial Services Limited receives a commission from Evolution Funding Ltd, which can vary based on the lender and vehicle selected. By submitting an application for car finance you consent to the commission being paid and acknowledge AA Financial Services Limited is not acting impartially.

This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status. Terms and conditions apply. A guarantee may be required. Over 18's only. This service is provided by Evolution Funding Limited who are authorised and regulated by the Financial Conduct Authority for credit brokerage, FCA number is 823324. Evolution Funding Limited are a credit broker, not a lender. Other offers may be available but cannot be used in conjunction with this offer. We work with a number of carefully selected credit providers who may be able to offer you finance for your purchase. We are only able to offer finance products from these providers and they may provide an incentive to do so.

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Understanding finance

Vehicle history check

For HV22TVC

Not recorded as stolen
No third-party trace
1 previous keeper show

There are PREVIOUS KEEPER CHANGES recorded against this vehicle. Please note that the keeper is not necessarily the owner, it may be a company vehicle or belong to a third party.

Number Of Previous Keepers 1

Date Of Last Keeper Change 23/12/2023
No plate changes
No colour changes

Mileage data available †

Not an insurance write-off

Data for this history check supplied: 01/01/2026 at 11:54

What's not included?

Outstanding finance details
Estimated cost of vehicle ownership
MOT history & common failures*
Full vehicle specification
Mileage discrepancies*
Market valuation*
Vehicle Tax Check

*Provided where available

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12 months free breakdown cover (or discounted upgrade if you're an AA member) and £75 off a Service & MOT. T&Cs apply

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Category write-offs

A vehicle that has been in an accident will be assessed by insurance companies and assigned a category: A, B, S or N. However, we only list Cat S or N cars as Cat A and B cars are not roadworthy and safe.

Category S (formerly Category C)

The 'S' in Cat S stands for structural damage. This means the vehicle has damage to its structure/chassis, which is more than just cosmetic damage. But the vehicle can be professionally repaired, making it safe and roadworthy.

Category N (formerly Category D)

Similarly, the 'N' in Cat N stands for non-structural damage. Here, the vehicle has sustained damage, but it has not affected the structure/chassis. A Cat N car is safe to drive as the damage could be minimal/cosmetic.

Buying a written-off vehicle:

Do a full vehicle history check to identify category vehicles.
Make sure to check with the dealer if a Cat S/N vehicle has been professionally repaired.
Book a vehicle inspection and our experts will look over a Category vehicle for you.

Source	Date	Mileage
MOT	30/04/2025	27,593
DVLA	06/12/2023	11,000