£13,890

PCP: from £266 pm

HP: from £310 pm

What's the difference between Hire Purchase (HP) and Personal Contract Purchase (PCP)?

KiaNiro 3 HEV S-A

2 Kia Niro reviews

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Minster Car Co

01482 902 458^*

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Overview

Mileage:
74,280
Year:
2022
Fuel type: Petrol hybrid
Transmission: Automatic
Body type: Suv
Colour: Black
Doors: 5
Engine size: 1.6 L
CO₂ Emissions: 119 g/km

Please note: Dealers are responsible for the content of their listings and are expected to include all fees in the advertised price. You should always confirm all listing details with the dealer before purchasing.

Vehicle details

Special Extended Warranty Deal.

This 2022 Kia Niro GDi 3 is a fantastic example of a well maintained hybrid vehicle, with its MOT valid until May 2026 offering peace of mind. This particular model, the '3' trim, is powered by an efficient 1.6 litre petrol hybrid engine, meeting Euro 6 emission standards. With an impressive fuel economy of 54 miles per gallon, this Kia Niro demonstrates its cost effectiveness. It also benefits from a low insurance group and low CO2 emissions, all of which indicate that this vehicle is a more economical choice compared to many others in its class..

Open 7 days a week - Collection or Home delivery available - PCP+HP deals starting from £0 deposit!!.

Vehicle features

Five seats configured 2+3
Six speakers
Audio player with touch screen ; radio receives AM/FM and digital
Steering wheel mounted remote audio controls
12v power outlet located in front section and rear section
Illuminated driver and passenger vanity mirror
TFT Screen dashboard
Computer includes average fuel consumption
Piano black trim on dashboard
piano black trim on doors
piano black trim on centre console and leather gear selector
Floor mats
Load restraint
Central door locking: Operated by remote
Seat upholstery: leather and synthetic leather
Centre armrest between front seats
Centre armrest between rear seats
Driver seat: individual type
heated
electrically adjustable with five electrical adjustments
electric recline adjustment
electric reach adjustment
electric height adjustment
electric lumbar adjustment and electric tilt adjustment
passenger seat: in
Asymmetrically folding rear seats: bench type with space for three people; with zero electric adjustments
Heated leather covered multi-function steering wheel with tilt adjustment and telescopic adjustment
Cup holders for front seats and rear seats
Ventilation system with digital display and air filter
Secondary ventilation controls with digital display for front passenger
Automatic air conditioning with two climate control zones
Light sensitive rear view mirror/camera
Front electric windows with one-touch on two windows
rear electric windows
Satellite navigation system with colour display 10.20 inch
25.9cm with touch screen
full map and voice
maps updated via internet
Unlimited months of and traffic information
Electronic hand brake
Front hinged drivers door
rear door on drivers side
front passenger door and rear door on passenger side
Bluetooth
Lifting gate rear door
Engine start/stop
Privacy glass on the rear window and on the rear side windows
Connections for USB (front) x1 x0
Rear/reverse parking guidance display
7.00 inch 17.8cm display screen(s) located in the instrument cluster
10.20 inch 25.9cm touch sensitive display screen(s) located in the centre of the dashboard
Selectable driving modes that affect engine mapping
Electric motor 1 is a synchronous AC permanent magnet motor producing 43.5 hp/PS (max)
32.0 kW (max) and 170 Nm (max)
Roof spoiler
Chrome/bright trim around side windows and on bumpers
Front fog lights
Day time running lights
Front and rear tyres: 18 inch diameter
225mm wide
45% profile
W rated ; Load index: 91 (official data)
Gloss paint
Chrome/silver roof rails
Body colour power door mirrors/cameras ; heated with integrated indicator lights
Electrically foldable mirrors
Rear windscreen with intermittent wiper
Rain sensing windscreen wipers
Front and rear wheels: 18 inch alloy rims ; width: 7.5 inches 45.7 and 19.0
Tyre kit
LED brake lights
front fog lights
side indicator lights
day time running lights and rear lights
Four disc brakes including two ventilated discs
ABS
Front sensor-type parking distance system
rear sensor & camera-type parking distance system
Electronic traction control
Halogen low beam halogen high beam headlights with ellipsoidal lenses
Headlight control systems: dusk sensor
on-coming vehicle sensor and height adjustment
Front and rear side curtain airbags
Drivers airbag
passengers airbag with de-activation switch
Front side airbag
Two head restraints on front seats with height adjustment
three head restraints on rear seats with height adjustment
Height adjustable seat belt with pre-tensioners on drivers seat and front passenger seat
Seat belt on driver side rear seat
seat belt on passenger side rear seat
3-point seat belt on central rear seat
Stability control system
Brake assist system
Isofix preparation
Euro NCAP crash test results: Overall: 4.0
Adult occupant: 83.0
Child occupant: 80.0
Pedestrian: 57.0
Safety assist: 59.0
Version tested: Kia Niro GL 1.6GDI Hybrid 5dr SUV
Date tested: 31 Aug 2016
Knee airbags on driver side
Auto

Remember to check the details of this car with the dealer before you buy it to make sure that all the information is accurate.

Credit ratings explained

Excellent

You are a home owner
You have been on the electoral roll for a long period of time
You have current credit arrangements and mortgage with no defaults
You have no CCJs, credit arrears or missed payments
You rarely apply for credit
You are employed or self-employed

Good

You are on the electoral roll
You are a home owner or long standing-tenant
You have a stable employment history
You have current credit arrangements with occasional missed payments
You have no CCJs

Fair

You are or have recently been on the electoral roll
You may have recently changed address
You may have occasional missed payments
You may have an old CCJ
You may have regularly applied for credit

Finance calculator

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Make your Car Finance product selection below

What's the difference between Hire Purchase (HP) and Personal Contract Purchase (PCP)?

Hire Purchase (HP)

HP is a finance plan that allows you to spread the cost of the car by making monthly payments over an agreed term.

You make higher monthly payments than a Personal Contract Purchase (PCP) agreement, so that when you come to the end of the agreement you'll own the car.

Unlike PCP, there are no limits on mileage.

HP could be right for you if want to own the car at the end of the agreement, without the need to make a larger final payment.

Personal Contract Purchase (PCP)

PCP is a finance plan where you make equal monthly payments over an agreed term, with a larger final repayment due at the end if you decide to keep the car.

At the end of the agreement, you have three options. You can hand the car back to the finance company (the must be in good condition and within the agreed mileage, otherwise charges may apply), part exchange it for another car on a new agreement (subject to status), or pay the final repayment to own the car.

PCP could be right for you if you're thinking of changing your car in the next few years, or if you're unsure whether you want to buy the car at the end of the agreement.

What is Hire Purchase (HP)?

Hire Purchase (HP)

HP is a finance plan that allows you to spread the cost of the car by making monthly payments over an agreed term.

You make higher monthly payments than a Personal Contract Purchase (PCP) agreement, so that when you come to the end of the agreement you'll own the car.

Unlike PCP, there are no limits on mileage.

HP could be right for you if want to own the car at the end of the agreement, without the need to make a larger final payment.

For this vehicle you have selected only HP is available.

All this will be explained in more detail when you speak with one of our friendly agents, once you have completed your application.

Hire Purchase

PCP

Amount to borrow
Monthly payments
Illustrative APR
Total amount payable

Amount to borrow
First payment
Monthly payments
Final payment
Illustrative APR
Total amount payable

Representative example:

Borrowing £10,000 at a representative APR of 12.9%, annual interest rate (fixed) 12.9%, 59 monthly payments of £223.33 followed by 1 payment of £233.33, total cost of credit is £3,409.80*, total amount payable is £13,409.80.

*The representative example includes an estimated option to purchase fee of £10. This is subject to status and although fees may vary in amount and when payable, the total cost of credit and APR received will not alter. This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status.

Borrowing £16,000.00 at a representative APR of 12.9%, annual interest rate (fixed) 12.9%, deposit of £0, 48 monthly payments of £299.67, optional final payment £7,645.00 (inc. £10 option to purchase fee), total cost of credit is £6,029.16†, total amount of credit is £16,000.00, total amount payable is £22,029.16.

Representative Example is for AA PCP agreement for a Ford Focus Estate with a contract mileage of 10,000. Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). This quotation is not a binding offer to enter into a finance agreement.

†AA PCP AA Car Finance is provided by Evolution Funding Ltd. Used Car Sites Limited, on behalf of AA Financial Services Limited, introduces you to Evolution and are each acting as credit brokers and not lenders. AA Financial Services Limited receives a commission from Evolution Funding Ltd, which can vary based on the lender and vehicle selected. By submitting an application for car finance you consent to the commission being paid and acknowledge AA Financial Services Limited is not acting impartially.

This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status. Terms and conditions apply. A guarantee may be required. Over 18's only. This service is provided by Evolution Funding Limited who are authorised and regulated by the Financial Conduct Authority for credit brokerage, FCA number is 823324. Evolution Funding Limited are a credit broker, not a lender. Other offers may be available but cannot be used in conjunction with this offer. We work with a number of carefully selected credit providers who may be able to offer you finance for your purchase. We are only able to offer finance products from these providers and they may provide an incentive to do so.

Need car finance demystifying?

Let us break it down for you. Finance can be confusing, but we've made it simple.

Understanding finance

Vehicle history check

For BG22XNV

Not recorded as stolen
No third-party trace
0 previous keepers show

The current keeper is not included in the number of previous keepers.

This vehicle has had 1 registered keeper from new. Please note that the keeper is not necessarily the owner, it may be a company vehicle or belong to a third party.
No plate changes
No colour changes

Mileage data available †

Not an insurance write-off

Data for this history check supplied: 10/01/2026 at 05:18

What's not included?

Outstanding finance details
Estimated cost of vehicle ownership
MOT history & common failures*
Full vehicle specification
Mileage discrepancies*
Market valuation*
Vehicle Tax Check

*Provided where available

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12 months free breakdown cover (or discounted upgrade if you're an AA member) and £75 off a Service & MOT. T&Cs apply

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Category write-offs

A vehicle that has been in an accident will be assessed by insurance companies and assigned a category: A, B, S or N. However, we only list Cat S or N cars as Cat A and B cars are not roadworthy and safe.

Category S (formerly Category C)

The 'S' in Cat S stands for structural damage. This means the vehicle has damage to its structure/chassis, which is more than just cosmetic damage. But the vehicle can be professionally repaired, making it safe and roadworthy.

Category N (formerly Category D)

Similarly, the 'N' in Cat N stands for non-structural damage. Here, the vehicle has sustained damage, but it has not affected the structure/chassis. A Cat N car is safe to drive as the damage could be minimal/cosmetic.

Buying a written-off vehicle:

Do a full vehicle history check to identify category vehicles.
Make sure to check with the dealer if a Cat S/N vehicle has been professionally repaired.
Book a vehicle inspection and our experts will look over a Category vehicle for you.

Source	Date	Mileage
MOT	08/01/2026	74,820
MOT	30/04/2025	66,747
RMI MIL'GE	04/07/2024	52,640
BVRLA	12/01/2024	41,480
RMI MIL'GE	12/01/2024	41,480
BVRLA	29/08/2023	31,411
RMI MIL'GE	29/08/2023	31,411
BVRLA	03/04/2023	20,634
RMI MIL'GE	03/04/2023	20,634
RMI MIL'GE	30/12/2022	13,521