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£21,595

PCP: from £389 pm

HP: from £482 pm

What's the difference between Hire Purchase (HP) and Personal Contract Purchase (PCP)?

KiaNiro 1.6h GDi 4 DCT Euro 6 (s/s) 5dr

2 Kia Niro reviews

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SG Petch York

01904 216 056^*

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Overview

Mileage:
25,242
Year:
2022
Fuel type: Petrol hybrid
Transmission: Automatic
Body type: Suv
Colour: White
Doors: 5
Engine size: 1.6 L
CO₂ Emissions: 106 g/km

Please note: Dealers are responsible for the content of their listings and are expected to include all fees in the advertised price. You should always confirm all listing details with the dealer before purchasing.

Vehicle details

GREAT VALUE, 1 OWNER, TOP SPEC.

We only advertise a selection of our used cars on Autotrader. To view all our used cars currently in stock please visit our website https:/ dealer's website Be sure to check out our 360 Exterior and Interior Panorama view which is available for every vehicle.This 2022 Kia Niro h GDi 4 has only had one owner from new. Supplied and serviced by ourselves. The last service was completed on 2025-06-09 at 21048 miles. This Euro 6 compliant model features a 1.6 litre petrol hybrid engine and comes equipped with a wireless phone charger, driver power adjusted memory seat, automatic headlight control, rear blind spot collision avoidance assist, and Android Auto and Apple CarPlay with voice control. The Kia Niro h GDi 4 offers excellent efficiency with a highlight fuel economy of 60 mpg, and its low CO2 emissions and low insurance group indicate it is a more economical choice compared to similar vehicles. This well maintained example provides a blend of practicality and modern technology for everyday driving. Can't get to see it? Request a bespoke video, or we’ll come to you.All vehicles are thoroughly prepared for sale by our factory trained technicians. Up to 24 months RAC Platinum Warranty available for added peace of mind and financial security. 1 Year Warranty £399- or 2-Year warranty for just £499.00. Please ask for details. This car is offered by the Kia Dealer of the Year 2019! Why not put our reputation for quality and value to the test? Call to arrange a test drive. See our customer testimonials at dealer's website

From SG Petch, a family business that cares about customers.

Part service history

Vehicle features

18in Alloy Wheels with Continental Tyres
1x Front 12v Socket
1x Luggage Compartment 12v Socket
2x C-Type Charge Port on Front Seats
2x Front USB Charge Ports - 1x Type C
5 Seats
6-Speaker Audio System
60-40 Split Remote Folding Rear Seats
ABS - Anti Lock Braking System
AC Inverter 220v
Acoustic Film - Windscreen
Adaptive Smart Cruise Control with Stop and Go Functionality
Air Filter
Airbags - Driver
Airbags - Passenger
Alarm System and Engine Immobiliser
All-Round 3-Point Seatbelts
All-Round Electric Windows with Driver and Front Passenger Auto Up-Down Function Safety Function
All-Round Height Adjustable Headrests
Aluminium Pedals
Android Auto and Apple Carplay with Voice Control
Artificial Leather Steering Wheel
Artificial Leather Storage Console Box
Automatic Headlight Control
Automatic Windscreen De-Fog
BCA - Rear Blind Spot Collision Avoidance Assist
Backlight Glass with Timed Heater
Black Beltline Mouldings
Black and Chrome Radiator Grille
Bluetooth with Music Streaming
Body Coloured Bumpers
Body Coloured Outside Handle
Centre Console Cupholders
Centre Fascia - Metal Chopped Carbon
Centre Side Front Airbag
Deluxe Door Scuff Plates
Digital Clock
Door Deadlocks
Drive Mode Select - Eco-Sport
Driver Power Adjusted Memory Seat
Driver and Front Passenger Power Adjusted Seat
Driver and Passenger Sunvisors with Vanity Mirror and Illumination
Dual LED Headlights - Low and High Projection
Dual Shell Horn
Dual Temperature Control
E-Shift - Shift by Wire
ESC - Electronic Stability Control
Electrically Folding Door Mirrors
Electronic Parking Brake
Emergency Stop Signalling - ESS
Engine Start-Stop Button with Smart Entry System
Forward Collision Avoidance Assist - FCA 1.5 Car-Pedestrian-Cyclist-Junction Turning
Free 7-year Kia Connect Services - UVO
Front Parking Sensors
Front Passenger Airbag Cut Off Switch
Front Seatback Pockets
Front Seatbelt Height Adjusters
Front and Rear Chrome Skid Plates
Front and Rear Door Storage
Gloss Black Cladding
Glovebox with Illumination
Head-Up Display -TFT-LCD
Heated Front Seats and Rear Outer Seats
Heated Steering Wheel
High Gloss Door Mirrors
Highway Driving Assist - HDA 1.0
Hill-Start Assist Control - HAC
ISOFIX Child Seat Top Tethers and Anchor Fixings
Impact Sensing Auto Door Unlocking
Inside Door Handle - Chrome Coating
Integrated 10.25in TFT Cluster with 10.25in Touchscreen Display with Navigation
Intelligent Speed Limit Assist - ISLA
Interior Door Lock-Unlock Function
Knee Airbag - Driver
LED Daytime Running Lights
LED High Middle Stop Light
Lane Follow Assist - LFA
Lane Keep Assist System - LKAS
Locking Wheel Nuts
Low Washer Fluid Warning
Luggage Area Load Cover
Luggage Board
Lumbar Support - Driver - Power Aircell Type
Lumbar Support - Passenger - Power Aircell Type
Motor Driven Power Steering - MDPS
Overhead Console - 2nd Row with Luggage Lamp - LED
Parking Collision Avoidance Assist - PCA
Passenger Premium Relaxation Seat
Rain Sensor
Rear Console Ventilation Duct
Rear Fog Light
Rear LED Lights
Rear Parking Sensors
Rear Privacy Glass
Rear Seat Alert
Rear Spoiler
Remote Smart Park Assist - RSPA 1.0
Reversing Camera with Dynamic Guidelines Integrated into Centre Fascia Screen
Roof Rails
Side and Curtain Airbags
Smart Power Opening Tailgate
Solar Windscreen
Steering Wheel - Paddle Shift
Steering Wheel Mounted Audio Controls
TMK - Tyre Mobility Kit
Tilt and Telescopic Steering Wheel Adjustment
Tilting and Sliding Power - One Touch - Sunroof
Trip Computer
Tyre Pressure Monitoring System - TPMS
Ventilated Front Seats
Visible Vehicle Identification Number - VIN
Wireless Phone Charger

Remember to check the details of this car with the dealer before you buy it to make sure that all the information is accurate.

Credit ratings explained

Excellent

You are a home owner
You have been on the electoral roll for a long period of time
You have current credit arrangements and mortgage with no defaults
You have no CCJs, credit arrears or missed payments
You rarely apply for credit
You are employed or self-employed

Good

You are on the electoral roll
You are a home owner or long standing-tenant
You have a stable employment history
You have current credit arrangements with occasional missed payments
You have no CCJs

Fair

You are or have recently been on the electoral roll
You may have recently changed address
You may have occasional missed payments
You may have an old CCJ
You may have regularly applied for credit

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Make your Car Finance product selection below

What's the difference between Hire Purchase (HP) and Personal Contract Purchase (PCP)?

Hire Purchase (HP)

HP is a finance plan that allows you to spread the cost of the car by making monthly payments over an agreed term.

You make higher monthly payments than a Personal Contract Purchase (PCP) agreement, so that when you come to the end of the agreement you'll own the car.

Unlike PCP, there are no limits on mileage.

HP could be right for you if want to own the car at the end of the agreement, without the need to make a larger final payment.

Personal Contract Purchase (PCP)

PCP is a finance plan where you make equal monthly payments over an agreed term, with a larger final repayment due at the end if you decide to keep the car.

At the end of the agreement, you have three options. You can hand the car back to the finance company (the must be in good condition and within the agreed mileage, otherwise charges may apply), part exchange it for another car on a new agreement (subject to status), or pay the final repayment to own the car.

PCP could be right for you if you're thinking of changing your car in the next few years, or if you're unsure whether you want to buy the car at the end of the agreement.

What is Hire Purchase (HP)?

Hire Purchase (HP)

HP is a finance plan that allows you to spread the cost of the car by making monthly payments over an agreed term.

You make higher monthly payments than a Personal Contract Purchase (PCP) agreement, so that when you come to the end of the agreement you'll own the car.

Unlike PCP, there are no limits on mileage.

HP could be right for you if want to own the car at the end of the agreement, without the need to make a larger final payment.

For this vehicle you have selected only HP is available.

All this will be explained in more detail when you speak with one of our friendly agents, once you have completed your application.

Hire Purchase

PCP

Amount to borrow
Monthly payments
Illustrative APR
Total amount payable

Amount to borrow
First payment
Monthly payments
Final payment
Illustrative APR
Total amount payable

Representative example:

Borrowing £10,000 at a representative APR of 12.9%, annual interest rate (fixed) 12.9%, 59 monthly payments of £223.33 followed by 1 payment of £233.33, total cost of credit is £3,409.80*, total amount payable is £13,409.80.

*The representative example includes an estimated option to purchase fee of £10. This is subject to status and although fees may vary in amount and when payable, the total cost of credit and APR received will not alter. This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status.

Borrowing £16,000.00 at a representative APR of 12.9%, annual interest rate (fixed) 12.9%, deposit of £0, 48 monthly payments of £299.67, optional final payment £7,645.00 (inc. £10 option to purchase fee), total cost of credit is £6,029.16†, total amount of credit is £16,000.00, total amount payable is £22,029.16.

Representative Example is for AA PCP agreement for a Ford Focus Estate with a contract mileage of 10,000. Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). This quotation is not a binding offer to enter into a finance agreement.

†AA PCP AA Car Finance is provided by Evolution Funding Ltd. Used Car Sites Limited, on behalf of AA Financial Services Limited, introduces you to Evolution and are each acting as credit brokers and not lenders. AA Financial Services Limited receives a commission from Evolution Funding Ltd, which can vary based on the lender and vehicle selected. By submitting an application for car finance you consent to the commission being paid and acknowledge AA Financial Services Limited is not acting impartially.

This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status. Terms and conditions apply. A guarantee may be required. Over 18's only. This service is provided by Evolution Funding Limited who are authorised and regulated by the Financial Conduct Authority for credit brokerage, FCA number is 823324. Evolution Funding Limited are a credit broker, not a lender. Other offers may be available but cannot be used in conjunction with this offer. We work with a number of carefully selected credit providers who may be able to offer you finance for your purchase. We are only able to offer finance products from these providers and they may provide an incentive to do so.

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Vehicle history check

For YF72HMO

Not recorded as stolen
No third-party trace
0 previous keepers show

The current keeper is not included in the number of previous keepers.

This vehicle has had 1 registered keeper from new. Please note that the keeper is not necessarily the owner, it may be a company vehicle or belong to a third party.
No plate changes
No colour changes

Mileage data available †

Not an insurance write-off

Data for this history check supplied: 01/01/2026 at 05:19

What's not included?

Outstanding finance details
Estimated cost of vehicle ownership
MOT history & common failures*
Full vehicle specification
Mileage discrepancies*
Market valuation*
Vehicle Tax Check

*Provided where available

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Buy with the AA

This dealer is an AA approved franchise dealer.

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12 months free breakdown cover (or discounted upgrade if you're an AA member) and £75 off a Service & MOT. T&Cs apply

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Category write-offs

A vehicle that has been in an accident will be assessed by insurance companies and assigned a category: A, B, S or N. However, we only list Cat S or N cars as Cat A and B cars are not roadworthy and safe.

Category S (formerly Category C)

The 'S' in Cat S stands for structural damage. This means the vehicle has damage to its structure/chassis, which is more than just cosmetic damage. But the vehicle can be professionally repaired, making it safe and roadworthy.

Category N (formerly Category D)

Similarly, the 'N' in Cat N stands for non-structural damage. Here, the vehicle has sustained damage, but it has not affected the structure/chassis. A Cat N car is safe to drive as the damage could be minimal/cosmetic.

Buying a written-off vehicle:

Do a full vehicle history check to identify category vehicles.
Make sure to check with the dealer if a Cat S/N vehicle has been professionally repaired.
Book a vehicle inspection and our experts will look over a Category vehicle for you.

Source	Date	Mileage
MOT	09/12/2025	25,085