£14,690

PCP: from £263 pm

HP: from £322 pm

What's the difference between Hire Purchase (HP) and Personal Contract Purchase (PCP)?

KiaNiro 1.6h GDi 2 DCT Euro 6 (s/s) 5dr

2 Kia Niro reviews

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Car City (Luton) Limited

01582 232 076^*

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Overview

Mileage:
67,000
Year:
2022
Fuel type: Petrol hybrid
Transmission: Automatic
Body type: Suv
Colour: Grey
Doors: 5
Engine size: 1.6 L
CO₂ Emissions: 100 g/km

Please note: Dealers are responsible for the content of their listings and are expected to include all fees in the advertised price. You should always confirm all listing details with the dealer before purchasing.

Vehicle details

REV CAMERA-2 KEYS-FULL HISTORY.

This 2022 Kia Niro h GDi 2 is a superb example, having had only one owner since new. Powered by a 1.6L petrol hybrid engine, it combines efficiency with practicality, while meeting Euro 6 emissions standards. The stylish hatchback comes equipped with modern technology and comfort features for a refined driving experience.? KEY FEATURES:? Android Auto & Apple CarPlay? Reversing Camera with Dynamic Guidelines?️ Rear Parking Sensors?️ Adaptive Smart Cruise Control with Stop & Go? Dual LED Headlights? 2 Keys Included? Spacious Boot for Everyday Needs? Impressive Fuel Economy – 64 mpg Combined? Low CO2 Emissions & Low Insurance Group⭐ WHY THIS KIA NIRO STANDS OUT:⚡ 1 Owner from New – Full Service History? Eco-Friendly & Cost Effective – Ideal for City & Long Journeys?️ Advanced Technology & Safety Features for Confidence on the Road✅ 3 MONTHS COMPREHENSIVE WARRANTY INCLUDED? EXTENDABLE UP TO 3 YEARS? 12 MONTHS AA BREAKDOWN COVER? £0 DEPOSIT FINANCE AVAILABLE♻️ PART EXCHANGE WELCOME? BOOK YOUR TEST DRIVE TODAY – CALL OR WHATSAPP 01582232076⭐ 5-STAR RATED DEALERSHIP | OVER 16 YEARS EXPERIENCE? READY TO DRIVE AWAY – FIRST TO SEE WILL BUY!.

WE ARE OPEN 7 DAYS A WEEK / OUR OPENING TIME IS 10:00 - 18:00 MONDAY-SATURDAY & 10:00 - 17:00 SUNDAY.

Full service history

Vehicle features

16in Alloy Wheels with Nexen Tyres
1x Front 12v Socket
1x Luggage Compartment 12v Socket
2x C-Type Charge Port on Front Seats
2x Front USB Charge Ports - 1x Type C
4.2in Supervision Cluster
5 Seats
6-Speaker Audio System
60-40 Split Remote Folding Rear Seats
8in Touchscreen Display
ABS - Anti Lock Braking System
Acoustic Film - Windscreen
Adaptive Smart Cruise Control with Stop and Go Functionality
Air Filter
Airbags - Driver
Airbags - Passenger
Alarm System and Engine Immobiliser
All-Round 3-Point Seatbelts
All-Round Electric Windows with Drivers Auto Up-Down Function
All-Round Height Adjustable Headrests
Android Auto and Apple Carplay with Voice Control
Artificial Leather Steering Wheel
Artificial Leather Storage Console Box
Automatic Headlight Control
Automatic Windscreen De-Fog
Backlight Glass with Timed Heater
Black Beltline Mouldings
Bluetooth with Music Streaming
Body Colour Door Mirrors
Body Coloured Bumpers
Body Coloured Outside Handle
Centre Console Cupholders
Centre Fascia - Metal Paint
Centre Side Front Airbag
Digital Clock
Door Deadlocks
Drive Mode Select - Eco-Sport
Driver Manual Seat Adjust
Driver and Passenger Sunvisors with Vanity Mirror and Illumination
Dual LED Headlights - Low and High Projection
Dual Shell Horn
Dual Temperature Control
ESC - Electronic Stability Control
Electrically Heated Door Mirrors
Electronic Parking Brake
Embossed Black Cladding
Emergency Stop Signalling - ESS
Forward Collision Avoidance Assist - FCA 1.5 Car-Pedestrian-Cyclist-Junction Turning
Front Passenger Airbag Cut Off Switch
Front Seatback Pockets
Front Seatbelt Height Adjusters
Front and Rear Door Storage
Front and Rear Silver Skid Plates
Glovebox with Illumination
H-Matic Gear Selection - Soft PVC Material
Hill-Start Assist Control - HAC
ISOFIX Child Seat Top Tethers and Anchor Fixings
Impact Sensing Auto Door Unlocking
Inside Door Handle - Metal Paint
Intelligent Speed Limit Assist - ISLA
Interior Door Lock-Unlock Function
Knee Airbag - Driver
LED Daytime Running Lights
LED High Middle Stop Light
Lane Follow Assist - LFA
Lane Keep Assist System - LKAS
Locking Wheel Nuts
Low Washer Fluid Warning
Luggage Area Load Cover
Luggage Board
Manual Folding Mirrors
Motor Driven Power Steering - MDPS
Non Painted Radiator Grille
Overhead Console - 2nd Row with Luggage Lamp - Bulb
Rear Fog Light
Rear LED Lights
Rear Parking Sensors
Rear Seat Alert
Rear Solar Glass
Rear Spoiler
Remote Central Locking with Folding Key
Reversing Camera with Dynamic Guidelines Integrated into Centre Fascia Screen
Roof Rails
Rubber Pedals
Side and Curtain Airbags
Solar Windscreen
Standard Door Scuff Plates
Steering Wheel Mounted Audio Controls
TMK - Tyre Mobility Kit
Tilt and Telescopic Steering Wheel Adjustment
Trip Computer
Tyre Pressure Monitoring System - TPMS
Visible Vehicle Identification Number - VIN

Remember to check the details of this car with the dealer before you buy it to make sure that all the information is accurate.

Credit ratings explained

Excellent

You are a home owner
You have been on the electoral roll for a long period of time
You have current credit arrangements and mortgage with no defaults
You have no CCJs, credit arrears or missed payments
You rarely apply for credit
You are employed or self-employed

Good

You are on the electoral roll
You are a home owner or long standing-tenant
You have a stable employment history
You have current credit arrangements with occasional missed payments
You have no CCJs

Fair

You are or have recently been on the electoral roll
You may have recently changed address
You may have occasional missed payments
You may have an old CCJ
You may have regularly applied for credit

Finance calculator

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Make your Car Finance product selection below

What's the difference between Hire Purchase (HP) and Personal Contract Purchase (PCP)?

Hire Purchase (HP)

HP is a finance plan that allows you to spread the cost of the car by making monthly payments over an agreed term.

You make higher monthly payments than a Personal Contract Purchase (PCP) agreement, so that when you come to the end of the agreement you'll own the car.

Unlike PCP, there are no limits on mileage.

HP could be right for you if want to own the car at the end of the agreement, without the need to make a larger final payment.

Personal Contract Purchase (PCP)

PCP is a finance plan where you make equal monthly payments over an agreed term, with a larger final repayment due at the end if you decide to keep the car.

At the end of the agreement, you have three options. You can hand the car back to the finance company (the must be in good condition and within the agreed mileage, otherwise charges may apply), part exchange it for another car on a new agreement (subject to status), or pay the final repayment to own the car.

PCP could be right for you if you're thinking of changing your car in the next few years, or if you're unsure whether you want to buy the car at the end of the agreement.

What is Hire Purchase (HP)?

Hire Purchase (HP)

HP is a finance plan that allows you to spread the cost of the car by making monthly payments over an agreed term.

You make higher monthly payments than a Personal Contract Purchase (PCP) agreement, so that when you come to the end of the agreement you'll own the car.

Unlike PCP, there are no limits on mileage.

HP could be right for you if want to own the car at the end of the agreement, without the need to make a larger final payment.

For this vehicle you have selected only HP is available.

All this will be explained in more detail when you speak with one of our friendly agents, once you have completed your application.

Hire Purchase

PCP

Amount to borrow
Monthly payments
Illustrative APR
Total amount payable

Amount to borrow
First payment
Monthly payments
Final payment
Illustrative APR
Total amount payable

Representative example:

Borrowing £10,000 at a representative APR of 11.9%, annual interest rate (fixed) 11.9%, 59 monthly payments of £218.83 followed by 1 payment of £228.83, total cost of credit is £3,139.80*, total amount payable is £13,139.80.

*The representative example includes an estimated option to purchase fee of £10. This is subject to status and although fees may vary in amount and when payable, the total cost of credit and APR received will not alter. This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status.

Borrowing £19,000.00 at a representative APR of 11.9%, annual interest rate (fixed) 11.9%, deposit of £0, 48 monthly payments of £359.86, optional final payment £8,150 (inc. £10 option to purchase fee), total cost of credit is £6,423.28†, total amount of credit is £19,000.00, total amount payable is £25,423.28.

Representative Example is for AA PCP agreement for a Ford Focus with a contract mileage of 10,000. Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). This quotation is not a binding offer to enter into a finance agreement.

†AA PCP AA Car Finance is provided by Evolution Funding Ltd. Used Car Sites Limited, on behalf of AA Financial Services Limited, introduces you to Evolution and are each acting as credit brokers and not lenders. AA Financial Services Limited receives a commission from Evolution Funding Ltd, which can vary based on the lender and vehicle selected. By submitting an application for car finance you consent to the commission being paid and acknowledge AA Financial Services Limited is not acting impartially.

This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status. Terms and conditions apply. A guarantee may be required. Over 18's only. This service is provided by Evolution Funding Limited who are authorised and regulated by the Financial Conduct Authority for credit brokerage, FCA number is 823324. Evolution Funding Limited are a credit broker, not a lender. Other offers may be available but cannot be used in conjunction with this offer. We work with a number of carefully selected credit providers who may be able to offer you finance for your purchase. We are only able to offer finance products from these providers and they may provide an incentive to do so.

Need car finance demystifying?

Let us break it down for you. Finance can be confusing, but we've made it simple.

Understanding finance

Vehicle history check

For FP72RZM

Not recorded as stolen
No third-party trace
0 previous keepers show

The current keeper is not included in the number of previous keepers.

This vehicle has had 1 registered keeper from new. Please note that the keeper is not necessarily the owner, it may be a company vehicle or belong to a third party.
No plate changes
No colour changes

Mileage data available †

Not an insurance write-off

Data for this history check supplied: 12/01/2026 at 05:18

What's not included?

Outstanding finance details
Estimated cost of vehicle ownership
MOT history & common failures*
Full vehicle specification
Mileage discrepancies*
Market valuation*
Vehicle Tax Check

*Provided where available

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Category write-offs

A vehicle that has been in an accident will be assessed by insurance companies and assigned a category: A, B, S or N. However, we only list Cat S or N cars as Cat A and B cars are not roadworthy and safe.

Category S (formerly Category C)

The 'S' in Cat S stands for structural damage. This means the vehicle has damage to its structure/chassis, which is more than just cosmetic damage. But the vehicle can be professionally repaired, making it safe and roadworthy.

Category N (formerly Category D)

Similarly, the 'N' in Cat N stands for non-structural damage. Here, the vehicle has sustained damage, but it has not affected the structure/chassis. A Cat N car is safe to drive as the damage could be minimal/cosmetic.

Buying a written-off vehicle:

Do a full vehicle history check to identify category vehicles.
Make sure to check with the dealer if a Cat S/N vehicle has been professionally repaired.
Book a vehicle inspection and our experts will look over a Category vehicle for you.

Source	Date	Mileage
MOT	14/11/2025	67,737
BVRLA	17/09/2025	63,824
BVRLA	13/09/2024	44,246
BVRLA	12/09/2024	44,164
RMI MIL'GE	10/09/2024	44,164
BVRLA	20/12/2023	27,267
RMI MIL'GE	19/12/2023	27,267
BVRLA	14/12/2023	27,134