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£25,800

PCP: from £479 pm

HP: from £576 pm

What's the difference between Hire Purchase (HP) and Personal Contract Purchase (PCP)?

VolkswagenT-Roc 1.5 TSI Style 2WD Euro 6 (s/s) 2dr

1 Volkswagen T-Roc review

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Car Planet

01923 532 084^*

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Overview

Mileage:
14,261
Year:
2024
Fuel type: Petrol
Transmission: Manual
Body type: Convertible
Colour: Grey
Doors: 2
Engine size: 1.5 L
CO₂ Emissions: 142 g/km

Please note: Dealers are responsible for the content of their listings and are expected to include all fees in the advertised price. You should always confirm all listing details with the dealer before purchasing.

Vehicle features

12V Socket in Centre Console
17in Alloy Wheels - Johannesburg
2 LED Reading Lights in Front
3-Point Seat Belts - Outer Rear with ECE Label
ABS - Anti-Lock Braking System
Air Care Climatronic Air Conditioning System with Active Combination Filter and 2-Zone Temperature Control
Airbags - Side and Thorax for Front Passengers
Ambient Lighting with Logo Projection
Anti-Theft Alarm System
Anti-Theft Wheel Bolts
Armrest - Front Centre
Automatic Headlight Control with LED Separate Daytime Running Lights and Coming Home-Leaving Home Feature
Black Door Lower Parts with Chrome Trim
Bluetooth Mobile Phone Interface
Body Coloured Bumpers and Radiator Grille with Chrome Trim and Front Fog Lamps with Chrome Bezel
Body Coloured Rear Spoiler
Canvas Convertible Top - Power Operated
Carpet Mats - Front and Rear
Chrome Plated Surround to Light - Mirror and Window Switch
Cruise Control - Adaptive with Speed Limiter
DAB+ - Digital Radio Reception
Dark Red LED Rear Combination Laps
Digital Cockpit - 8in Display Screen
Discover Media Navigation System including Streaming and Internet
Diversity Antenna for FM Reception
Door Pockets - Front
Door and Side Trim Panel with Leatherette Insert
Driver Alert System - Fatigue Detection
Driver Assistance Package
Driver and Front Passenger Airbag with Front Passenger Airbag Deactivation
Driver and Front Passengers Seat Height Adjustment
ESC - Electronic Stability Control including EDL - Electronic Differential Lock and ASR - Traction Control
Easy Entry Backrest Release
Electronic Parking Brake
Exterior Mirror Housing and Door Handles - Body Coloured
Exterior Mirrors - Aspherical on Driver Side - Convex on Front Passenger Side
Front Assist with Autonomous Emergency Braking - for Adaptive Cruise Control
Front Comfort Seats with Manual Height Adjustment
Headlight Range Control
Heat Insulating Glass Windscreen
ISOFIX Child Seat Preparation
Interior Ambient Lighting and Surround Lighting
Interior Light with Switch Off Delay and Contact Switch on Doors
LED Headlamps
Lockable Glove Compartment Door with Light
Luggage Compartment Light
Multifunction Front Facing Camera for Distance Control
Park Assist including Parking Sensors Front and Rear
Power Assisted Steering - Speed Sensitive
Power Windows with Comfort Operation and Circuit Breaker
Power-Adjustable Lumbar Support in Front Seats
Predictive Pedestrian Protection
Rain Sensor
Rear Exhaust Tailpipe
Rear Fog Light on One Side and Reversing Lights on Both Sides
Rear Head Restraints
Remote Electrically Foldable Door Mirrors - Puddle Lights and Reverse Activated Passengers Door Mirror
Safety-Optimised Front Head Restraints
Single-Tone Horn
Speedo and Rev Counter - Electronic Odometer - Trip - Service Interval Display - Exterior Temperature Gauge
Split Folding Rear Seat Backrests 50-50 - Rear Bench Seat Fixed
Sun Visors with Illuminated Vanity Mirrors
Tailgate-Trunk Lid Release from Outside
Tool Kit
Trims for Alloy Wheels
Tyre Mobility Kit including Compressor and Sealing Foam in Lieu of Spare Wheel
Tyre Pressure Loss Indicator
USB-C Interface and USB Charging Socket
Warning Sound and Light for Front and Rear Seat Belts if Unfastened
We Connect and We Connect Plus Functionality
Winter Pack
e-call Emergency Call Service

Remember to check the details of this car with the dealer before you buy it to make sure that all the information is accurate.

Credit ratings explained

Excellent

You are a home owner
You have been on the electoral roll for a long period of time
You have current credit arrangements and mortgage with no defaults
You have no CCJs, credit arrears or missed payments
You rarely apply for credit
You are employed or self-employed

Good

You are on the electoral roll
You are a home owner or long standing-tenant
You have a stable employment history
You have current credit arrangements with occasional missed payments
You have no CCJs

Fair

You are or have recently been on the electoral roll
You may have recently changed address
You may have occasional missed payments
You may have an old CCJ
You may have regularly applied for credit

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Make your Car Finance product selection below

What's the difference between Hire Purchase (HP) and Personal Contract Purchase (PCP)?

Hire Purchase (HP)

HP is a finance plan that allows you to spread the cost of the car by making monthly payments over an agreed term.

You make higher monthly payments than a Personal Contract Purchase (PCP) agreement, so that when you come to the end of the agreement you'll own the car.

Unlike PCP, there are no limits on mileage.

HP could be right for you if want to own the car at the end of the agreement, without the need to make a larger final payment.

Personal Contract Purchase (PCP)

PCP is a finance plan where you make equal monthly payments over an agreed term, with a larger final repayment due at the end if you decide to keep the car.

At the end of the agreement, you have three options. You can hand the car back to the finance company (the must be in good condition and within the agreed mileage, otherwise charges may apply), part exchange it for another car on a new agreement (subject to status), or pay the final repayment to own the car.

PCP could be right for you if you're thinking of changing your car in the next few years, or if you're unsure whether you want to buy the car at the end of the agreement.

What is Hire Purchase (HP)?

Hire Purchase (HP)

HP is a finance plan that allows you to spread the cost of the car by making monthly payments over an agreed term.

You make higher monthly payments than a Personal Contract Purchase (PCP) agreement, so that when you come to the end of the agreement you'll own the car.

Unlike PCP, there are no limits on mileage.

HP could be right for you if want to own the car at the end of the agreement, without the need to make a larger final payment.

For this vehicle you have selected only HP is available.

All this will be explained in more detail when you speak with one of our friendly agents, once you have completed your application.

Hire Purchase

PCP

Amount to borrow
Monthly payments
Illustrative APR
Total amount payable

Amount to borrow
First payment
Monthly payments
Final payment
Illustrative APR
Total amount payable

Representative example:

Borrowing £10,000 at a representative APR of 12.9%, annual interest rate (fixed) 12.9%, 59 monthly payments of £223.33 followed by 1 payment of £233.33, total cost of credit is £3,409.80*, total amount payable is £13,409.80.

*The representative example includes an estimated option to purchase fee of £10. This is subject to status and although fees may vary in amount and when payable, the total cost of credit and APR received will not alter. This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status.

Borrowing £16,000.00 at a representative APR of 12.9%, annual interest rate (fixed) 12.9%, deposit of £0, 48 monthly payments of £299.67, optional final payment £7,645.00 (inc. £10 option to purchase fee), total cost of credit is £6,029.16†, total amount of credit is £16,000.00, total amount payable is £22,029.16.

Representative Example is for AA PCP agreement for a Ford Focus Estate with a contract mileage of 10,000. Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). This quotation is not a binding offer to enter into a finance agreement.

†AA PCP AA Car Finance is provided by Evolution Funding Ltd. Used Car Sites Limited, on behalf of AA Financial Services Limited, introduces you to Evolution and are each acting as credit brokers and not lenders. AA Financial Services Limited receives a commission from Evolution Funding Ltd, which can vary based on the lender and vehicle selected. By submitting an application for car finance you consent to the commission being paid and acknowledge AA Financial Services Limited is not acting impartially.

This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status. Terms and conditions apply. A guarantee may be required. Over 18's only. This service is provided by Evolution Funding Limited who are authorised and regulated by the Financial Conduct Authority for credit brokerage, FCA number is 823324. Evolution Funding Limited are a credit broker, not a lender. Other offers may be available but cannot be used in conjunction with this offer. We work with a number of carefully selected credit providers who may be able to offer you finance for your purchase. We are only able to offer finance products from these providers and they may provide an incentive to do so.

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Understanding finance

Vehicle history check

For WF24XON

Not recorded as stolen
No third-party trace
1 previous keeper show

There are PREVIOUS KEEPER CHANGES recorded against this vehicle. Please note that the keeper is not necessarily the owner, it may be a company vehicle or belong to a third party.

Number Of Previous Keepers 1

Date Of Last Keeper Change 18/02/2025
No plate changes
No colour changes
Mileage data not available
Not an insurance write-off

Data for this history check supplied: 03/10/2025 at 04:16

What's not included?

Outstanding finance details
Estimated cost of vehicle ownership
MOT history & common failures*
Full vehicle specification
Mileage discrepancies*
Market valuation*
Vehicle Tax Check

*Provided where available

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Category write-offs

A vehicle that has been in an accident will be assessed by insurance companies and assigned a category: A, B, S or N. However, we only list Cat S or N cars as Cat A and B cars are not roadworthy and safe.

Category S (formerly Category C)

The 'S' in Cat S stands for structural damage. This means the vehicle has damage to its structure/chassis, which is more than just cosmetic damage. But the vehicle can be professionally repaired, making it safe and roadworthy.

Category N (formerly Category D)

Similarly, the 'N' in Cat N stands for non-structural damage. Here, the vehicle has sustained damage, but it has not affected the structure/chassis. A Cat N car is safe to drive as the damage could be minimal/cosmetic.

Buying a written-off vehicle:

Do a full vehicle history check to identify category vehicles.
Make sure to check with the dealer if a Cat S/N vehicle has been professionally repaired.
Book a vehicle inspection and our experts will look over a Category vehicle for you.