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£48,995

PCP: from £935 pm

HP: from £1,095 pm

What's the difference between Hire Purchase (HP) and Personal Contract Purchase (PCP)?

BMWX5 3.0 45e 24kWh M Sport Auto xDrive Euro 6 (s/s) 5dr

35 BMW X5 reviews

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WR Car Sales Ltd

01274 914 336^*

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Overview

Mileage:
32,265
Year:
2022
Fuel type: Petrol plug-in hybri
Transmission: Automatic
Body type: Suv
Colour: Black
Doors: 5
Engine size: 3.0 L
CO₂ Emissions: 29 g/km

Please note: Dealers are responsible for the content of their listings and are expected to include all fees in the advertised price. You should always confirm all listing details with the dealer before purchasing.

Vehicle details

PAN ROOF + COMFORT PACK.

With only 1 owner from New and full dealership service history, this 2022 BMW X5 45e M Sport is a superb example of a luxury SUV. The M Sport trim adds sporty styling and enhanced features to this four-wheel-drive vehicle, which is powered by a 3.0L Petrol Plug-in Hybrid engine and meets Euro 6 emission standards. It comes equipped with 22in Alloy Wheels - M Double-Spoke Jet Black Style 742, a Sky Lounge Panoramic Glass Sunroof, and the Technology Package, which includes a Head Up Display. The Comfort Package adds Keyless Entry, Heated Seats, and Memory Seats, while Parking Assistant Plus provides a 360 Degree Camera and front and rear parking sensors. not to forget the Crafted clarity pack to give it the edge on the interior. Harmon Kardon Sound System + Pan Roof + Rear heated seats + Heated steering , This X5 also includes Remainder of manufacturer warranty for added peace of mind.The BMW X5 boasts a large boot, making it ideal for families or anyone needing extra storage space. Acceleration from 0-62mph takes just 5.6 seconds, demonstrating its impressive performance capabilities compared to similar vehicles. The last service was completed on 2024-07-11 at 20422 miles, ensuring it is up-to-date with its maintenance schedule. With a towing weight of 2700 kg, this X5 is well-equipped for various tasks.Why Choose Us? Family-run business established since 2000 Over two decades of motor trade experience Buy with complete confidence and peace of mind Feel free to read over 385+ reviews on Auto trader! Over 650 Reviews online on a combination of platforms, also AutoTrader Highly Rated Dealer Award 2024 / 2025..

12M AA BREAKDOWN COVER + P/X WELCOME + FINANCE AVAILABLE. VIEWING BY APPOINTMENT..

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Vehicle features

20GB Hard Disc Drive HDD Memory
20in Alloy Wheels - M light Star-Spoke Style 740 M Bicolour with Mixed Tyres and Run Flat Tyres
ABS - Anti Lock Braking System
AC Fast Charge Cable - 5 Metres
Acoustic Protection for Pedestrians
Active Air Stream Kidney Grille - High-Gloss Chrome
Active Guard Plus
Adaptive 2-Axle Air Suspension
Adaptive Air Flap Control Bar - High-Gloss Black
Air Conditioning - Automatic with 2.5 Zone Control
Airbags - Driver - Front Passenger- Rear and Side
Alarm System - Thatcham 1 with Remote Control and Engine Immobiliser
Ambient Interior Lighting
Armrest - Front and Rear Integrated into Door Trim
Attentiveness Assistant
Automatically Dimming Rear View Mirror
BMW Connected Package Professional
BMW ConnectedDrive Online Services
BMW Individual High-Gloss Shadowline
BMW Individual Roof Rails High-Gloss Shadow Line
BMW Legal Emergency Call
BMW Live Cockpit Professional
BMW TeleServices
Brake Energy Regeneration
Brake Force Display
Brake System
Brake-Pad Wear Indicator
Centre Armrest - Rear - Foldable with 2 Cupholders and Storage Compartment
Centre Console includes Storage Compartment
Centre Lock Switch - Driver and Front Passenger Door
Charging Flap Located on the Front Left Side
Child Seat ISOFIX Attachment - Outer Rear Seats - includes Top Tether
Closing System with Central Locking
Compartment in Front of Cupholder
Crash Sensor - Activating Central Locking Release - Hazard Warning Lights - Fuel Cut Off - Interior Lighting and Activation of the Safety Battery Clamp
Cruise Control with Brake Function
Cup Holders - Front x2 and Rear x2
DAB Tuner
DSC - Dynamic Stability Control - Stabilises the Vehicle in Extreme Situations - Controls Traction
Daytime Running Lights - LED
Deformation Zones - Front and Rear
Digital Aftermarket - Active Cruise Control
Door Pockets - Front and Rear
Door Sill Inlays - BMW M Designation Illuminated
Double-Wishbone Front Axle
Drive Performance Control with ECO PRO - Comfort and Sport
Dynamic Brake Lights with LED Technology
EPS - Electric Power Steering with Servotronic
Electric Windows - Front and Rear with Open-Close Fingertip Control - Anti-Trap Facility and Comfort Closing Function
Electrical Steering Column with Adjustable Height and Length
Electro-Mechanical Parking Brake with Automatic Drive-Away Release and Auto-Hold Function
Enhanced Bluetooth with Wireless Charging
Exhaust Tailpipes - Single - Left and Right - Chrome
Expanded Exterior Mirror Package
Exterior Mirror Housing - Body Colour
Favourite Buttons
First Aid Kit and Warning Triangle
Follow Me Home Headlight Function
Footwell Lights - Front
Front Grille Bars - Pearlescent Chrome
Front and Rear Air Suspension
Head Airbags - For First and Second Row Seats
Head Restraints - Front Anti-Whiplash
Headlights - Adaptive LED
Headlining - Anthracite
Heated Windscreen Washer Jets
HiFi Loudspeaker System
High-Beam Assistant
Instrument Panel in Sensatec
Interior Light - Rear Centre
Interior Trim - Aluminium Tetragon
Knee Airbag
LED Rear Lights
Light Inside Glove Compartment
Lockable Glove Compartment
Locking Wheel Bolts - Thatcham Approved
Luggage Compartment - Light
Luggage Compartment Floor Panel with Integral Storage Tray
M Aerodynamic Bodystyling
M Designation on Front Side Panels - Left and Right
M Leather Steering Wheel
M Specific Floor Mats Velour
M Specific Key
M Specific Pedals
M Specific Steering Wheel
M Sport Brake - Blue High Gloss
M Sport Braking System
M Sport Package
Make-Up Mirror Lights
Mechanical Childproof Lock - Rear Doors
Multi-Function Controls for Leather Steering Wheel
Multifunctional Hooks
Non Smokers Package
OBC - On Board Computer
Oil Sensor For Level and Grade
Outer and Central Air Intakes on Front Bumper - High-Gloss Black with Pearlescent Chrome Finish
PDC - Park Distance Control - Front and Rear
Parking Assistant
Passenger Seat Airbag Deactivation - Front
Passive Protection for Pedestrians
Power Sockets

Remember to check the details of this car with the dealer before you buy it to make sure that all the information is accurate.

Credit ratings explained

Excellent

You are a home owner
You have been on the electoral roll for a long period of time
You have current credit arrangements and mortgage with no defaults
You have no CCJs, credit arrears or missed payments
You rarely apply for credit
You are employed or self-employed

Good

You are on the electoral roll
You are a home owner or long standing-tenant
You have a stable employment history
You have current credit arrangements with occasional missed payments
You have no CCJs

Fair

You are or have recently been on the electoral roll
You may have recently changed address
You may have occasional missed payments
You may have an old CCJ
You may have regularly applied for credit

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Make your Car Finance product selection below

What's the difference between Hire Purchase (HP) and Personal Contract Purchase (PCP)?

Hire Purchase (HP)

HP is a finance plan that allows you to spread the cost of the car by making monthly payments over an agreed term.

You make higher monthly payments than a Personal Contract Purchase (PCP) agreement, so that when you come to the end of the agreement you'll own the car.

Unlike PCP, there are no limits on mileage.

HP could be right for you if want to own the car at the end of the agreement, without the need to make a larger final payment.

Personal Contract Purchase (PCP)

PCP is a finance plan where you make equal monthly payments over an agreed term, with a larger final repayment due at the end if you decide to keep the car.

At the end of the agreement, you have three options. You can hand the car back to the finance company (the must be in good condition and within the agreed mileage, otherwise charges may apply), part exchange it for another car on a new agreement (subject to status), or pay the final repayment to own the car.

PCP could be right for you if you're thinking of changing your car in the next few years, or if you're unsure whether you want to buy the car at the end of the agreement.

What is Hire Purchase (HP)?

Hire Purchase (HP)

HP is a finance plan that allows you to spread the cost of the car by making monthly payments over an agreed term.

You make higher monthly payments than a Personal Contract Purchase (PCP) agreement, so that when you come to the end of the agreement you'll own the car.

Unlike PCP, there are no limits on mileage.

HP could be right for you if want to own the car at the end of the agreement, without the need to make a larger final payment.

For this vehicle you have selected only HP is available.

All this will be explained in more detail when you speak with one of our friendly agents, once you have completed your application.

Hire Purchase

PCP

Amount to borrow
Monthly payments
Illustrative APR
Total amount payable

Amount to borrow
First payment
Monthly payments
Final payment
Illustrative APR
Total amount payable

Representative example:

Borrowing £10,000 at a representative APR of 12.9%, annual interest rate (fixed) 12.9%, 59 monthly payments of £223.33 followed by 1 payment of £233.33, total cost of credit is £3,409.80*, total amount payable is £13,409.80.

*The representative example includes an estimated option to purchase fee of £10. This is subject to status and although fees may vary in amount and when payable, the total cost of credit and APR received will not alter. This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status.

Borrowing £16,000.00 at a representative APR of 12.9%, annual interest rate (fixed) 12.9%, deposit of £0, 48 monthly payments of £299.67, optional final payment £7,645.00 (inc. £10 option to purchase fee), total cost of credit is £6,029.16†, total amount of credit is £16,000.00, total amount payable is £22,029.16.

Representative Example is for AA PCP agreement for a Ford Focus Estate with a contract mileage of 10,000. Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). This quotation is not a binding offer to enter into a finance agreement.

†AA PCP AA Car Finance is provided by Evolution Funding Ltd. Used Car Sites Limited, on behalf of AA Financial Services Limited, introduces you to Evolution and are each acting as credit brokers and not lenders. AA Financial Services Limited receives a commission from Evolution Funding Ltd, which can vary based on the lender and vehicle selected. By submitting an application for car finance you consent to the commission being paid and acknowledge AA Financial Services Limited is not acting impartially.

This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status. Terms and conditions apply. A guarantee may be required. Over 18's only. This service is provided by Evolution Funding Limited who are authorised and regulated by the Financial Conduct Authority for credit brokerage, FCA number is 823324. Evolution Funding Limited are a credit broker, not a lender. Other offers may be available but cannot be used in conjunction with this offer. We work with a number of carefully selected credit providers who may be able to offer you finance for your purchase. We are only able to offer finance products from these providers and they may provide an incentive to do so.

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Vehicle history check

For YB72PNJ

Not recorded as stolen
No third-party trace
0 previous keepers show

The current keeper is not included in the number of previous keepers.

This vehicle has had 1 registered keeper from new. Please note that the keeper is not necessarily the owner, it may be a company vehicle or belong to a third party.
No plate changes
No colour changes
Mileage data not available
Not an insurance write-off

Data for this history check supplied: 19/08/2025 at 04:07

What's not included?

Outstanding finance details
Estimated cost of vehicle ownership
MOT history & common failures*
Full vehicle specification
Mileage discrepancies*
Market valuation*
Vehicle Tax Check

*Provided where available

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Category write-offs

A vehicle that has been in an accident will be assessed by insurance companies and assigned a category: A, B, S or N. However, we only list Cat S or N cars as Cat A and B cars are not roadworthy and safe.

Category S (formerly Category C)

The 'S' in Cat S stands for structural damage. This means the vehicle has damage to its structure/chassis, which is more than just cosmetic damage. But the vehicle can be professionally repaired, making it safe and roadworthy.

Category N (formerly Category D)

Similarly, the 'N' in Cat N stands for non-structural damage. Here, the vehicle has sustained damage, but it has not affected the structure/chassis. A Cat N car is safe to drive as the damage could be minimal/cosmetic.

Buying a written-off vehicle:

Do a full vehicle history check to identify category vehicles.
Make sure to check with the dealer if a Cat S/N vehicle has been professionally repaired.
Book a vehicle inspection and our experts will look over a Category vehicle for you.