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01992 692 683

£57,995

PCP: from £1,090 pm

HP: from £1,296 pm

What's the difference between Hire Purchase (HP) and Personal Contract Purchase (PCP)?

BMWM4 3.0 BiTurbo Competition Coupe 2dr Petrol Steptronic M xDrive Eur

2 BMW M4 reviews

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SG Motorhouse

01992 692 683^*

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Overview

Mileage:
21,652
Year:
2023
Fuel type: Petrol
Transmission: Automatic
Body type: Coupe
Colour: White
Doors: 2
Engine size: 3.0 L
CO₂ Emissions: 229 g/km

Please note: Dealers are responsible for the content of their listings and are expected to include all fees in the advertised price. You should always confirm all listing details with the dealer before purchasing.

Vehicle details

ULEZ + SATNAV + CAMERA + LTHR.

HUGE SPEC - BMW M4 3.0 BiTurbo Competition Coupe - xDrive / ULEZ # FULL SERVICE HISTORY + CAREFUL PREVIOUS OWNERS + APPLE CARLAY + SATELLITE NAVIGATION+ FULL LEATHER INTERIOR + HEATED SEATS + REVERSE CAMERA + AUTOMATIC GEARBOX WITH PADDLE SHIFT+ PARKING AID + ELECTRIC WINDOWS + STEERING CONTROLS + WRAP REMOVEABLE AT NO ETRA COST + BMW AUDIO WITH AUX / BLUETOOTH / BT AUDIO + CRUISE CONTROL + AUTO LIGHTS+ ALLOY WHEELS + ELETCRIC FOLDING MIRRORS # 12 MONTHS MOT # FRESH SERVICE # # CHECKED & INSPECTED # EXCELLENT CONDITION # ######## FREE 6 MONTHS PREMIUM WARRANTY (ALL MECHANICAL & ELECTRICAL - PARTS AND LABOUR INCLUDED) ######## 0% DEPOSIT FINANCE AVAILABLE ##### +++ BEAUTIFUL DRIVE +++ WELL LOOKED AFTER +++++ ALL HPI CLEAR +++ ANY P/X WELCOME. Road Tax Opt, We accept all major CREDIT & DEBIT Cards, optional 5 Days Drive Away Insurance OPTIONAL, Located , 21 High St, Hoddesdon EN11 8SX #### RESERVE ANY CAR FOR ONLY £100 - DEPOSIT FULLY REFUNDABLE SUBJECT TO VIEWING ####.

#### RESERVE ANY CAR FOR ONLY £100 - DEPOSIT FULLY REFUNDABLE SUBJECT TO VIEWING ####.

Vehicle features

19in Front - 20in Rear Alloy Wheels - M Double Spoke - 826 - Forged - Jet Black with Mixed Tyres
Active Guard Plus
Adaptive M Suspension
Air Conditioning - Automatic with Three-Zone
Airbags
Alarm System
Ambient Lighting
Armrests
Automatic Start-Stop Button
Battery in Luggage Compartment
BMW ConnectedDrive Online Services
BMW Emblem on Engine Compartment Lid and Tailgate
BMW Emergency Call
BMW Individual Lights - Shadowline
BMW Kidney - Frameless with Horizontal Double Grille Slates - Black High-Gloss with Model Badge
BMW Live Cockpit Professional
BMW TeleServices
Bumper System - Front and Rear
Centre Lock Switch
Closing System with Central Locking
Condition Based Service
Connected Package Professional
Crash Sensor
Cruise Control including Speed Limiting Function - LIM Button
Cupholder
DAB Radio
Door Sill Finishers with Aluminium Inserts and Model Inscriptions
Door Sill Strips
Double-Jointed Spring-Strut Front Axle
Driving Assistant
Driving Experience Switch
DSC - Dynamic Stability Control Plus
Electric Memory Seats
Electric Window
Electronic Differential Lock
Electronic Engine Immobiliser
Extended Storage
Exterior Mirror Caps and Rear Spoiler in High-Gloss Black
Exterior Trim - Extended High Gloss Shadowline
Exterior Trim - High-Gloss Shadowline
Floor Mats - Velour
Folding Wing Mirrors with Auto-Dimming
Front and Rear Apron Plastic in Body Colour
Front Heated Seats
Front Lumbar Support
Galvanic Controls
Glove Compartment - Illuminated
Harman Kardon Surround Audio Sound System
Headlight Beam-Throw Control
Headlining - Anthracite
Heat Protection - Sun Protection Glazing
High-Beam Assistant
Illuminated Bow-Type Door Handles - in Body Colour - Drivers Side with Door Lock
Interior Lighting
Interior Trim - Carbon Fibre
Interior Trim Finishers - Black High Gloss
Language Version English
LED Rear Lights
Lower Edges of Bumpers - Side Sills - Edge Binding of Diffuser and Diffuser in Black High-Gloss
Luggage Compartment Lights
M Compound Brakes with Red High Gloss
M Drive
M Drive Professional
M Seat Belts
M Sport Differential
M Sport Seats
M Steering Wheel
Model Badges in Black
Model Logo - Rear Right M4 Competition Inscription
Multifunction for Steering Wheel
Oil Sensor For Level and Grade
Parking Assistant
Parking Brake - Electromechanical
Power Socket 12v
Power Sockets
Rear Backrest - Foldable and Dividable by 40-20-40
Rear-View Mirror with Auto-Dimming
Reversing Light
Roof Aerial Bulge and Roof Mouldings in Black High-gloss
Runflat Indicator
Safety Battery Terminal Clamp
Shifting Point Display
Side Impact Protection
Smartphone Integration
Steering Column Adjustment
Strakes in Front Side Panel - Black Matt-Black High-Gloss with Model Badge
Sun Protection Glass
Sun Visors with Ticket Holder and Illuminated Vanity Mirror
Third Brake Light
Through-Loading System
Tool Kit Located in Luggage Compartment
Tyre Pressure Sensors
Tyre Repair Kit
Variable Sport Steering
Warning Triangle
Washer Jets - Heated
Welcome Light
Wireless Charging Tray
19in Front - 20in Rear Alloy Wheels - M Double Spoke - 825 - Forged - Orbit Grey Matt with Mixed Tyres
Alpine White
Extended Merino Bicolour Leather - Black-Silverstone

Remember to check the details of this car with the dealer before you buy it to make sure that all the information is accurate.

Credit ratings explained

Excellent

You are a home owner
You have been on the electoral roll for a long period of time
You have current credit arrangements and mortgage with no defaults
You have no CCJs, credit arrears or missed payments
You rarely apply for credit
You are employed or self-employed

Good

You are on the electoral roll
You are a home owner or long standing-tenant
You have a stable employment history
You have current credit arrangements with occasional missed payments
You have no CCJs

Fair

You are or have recently been on the electoral roll
You may have recently changed address
You may have occasional missed payments
You may have an old CCJ
You may have regularly applied for credit

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Make your Car Finance product selection below

What's the difference between Hire Purchase (HP) and Personal Contract Purchase (PCP)?

Hire Purchase (HP)

HP is a finance plan that allows you to spread the cost of the car by making monthly payments over an agreed term.

You make higher monthly payments than a Personal Contract Purchase (PCP) agreement, so that when you come to the end of the agreement you'll own the car.

Unlike PCP, there are no limits on mileage.

HP could be right for you if want to own the car at the end of the agreement, without the need to make a larger final payment.

Personal Contract Purchase (PCP)

PCP is a finance plan where you make equal monthly payments over an agreed term, with a larger final repayment due at the end if you decide to keep the car.

At the end of the agreement, you have three options. You can hand the car back to the finance company (the must be in good condition and within the agreed mileage, otherwise charges may apply), part exchange it for another car on a new agreement (subject to status), or pay the final repayment to own the car.

PCP could be right for you if you're thinking of changing your car in the next few years, or if you're unsure whether you want to buy the car at the end of the agreement.

What is Hire Purchase (HP)?

Hire Purchase (HP)

HP is a finance plan that allows you to spread the cost of the car by making monthly payments over an agreed term.

You make higher monthly payments than a Personal Contract Purchase (PCP) agreement, so that when you come to the end of the agreement you'll own the car.

Unlike PCP, there are no limits on mileage.

HP could be right for you if want to own the car at the end of the agreement, without the need to make a larger final payment.

For this vehicle you have selected only HP is available.

All this will be explained in more detail when you speak with one of our friendly agents, once you have completed your application.

Hire Purchase

PCP

Amount to borrow
Monthly payments
Illustrative APR
Total amount payable

Amount to borrow
First payment
Monthly payments
Final payment
Illustrative APR
Total amount payable

Representative example:

Borrowing £10,000 at a representative APR of 12.9%, annual interest rate (fixed) 12.9%, 59 monthly payments of £223.33 followed by 1 payment of £233.33, total cost of credit is £3,409.80*, total amount payable is £13,409.80.

*The representative example includes an estimated option to purchase fee of £10. This is subject to status and although fees may vary in amount and when payable, the total cost of credit and APR received will not alter. This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status.

Borrowing £16,000.00 at a representative APR of 12.9%, annual interest rate (fixed) 12.9%, deposit of £0, 48 monthly payments of £299.67, optional final payment £7,645.00 (inc. £10 option to purchase fee), total cost of credit is £6,029.16†, total amount of credit is £16,000.00, total amount payable is £22,029.16.

Representative Example is for AA PCP agreement for a Ford Focus Estate with a contract mileage of 10,000. Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). This quotation is not a binding offer to enter into a finance agreement.

†AA PCP AA Car Finance is provided by Evolution Funding Ltd. Used Car Sites Limited, on behalf of AA Financial Services Limited, introduces you to Evolution and are each acting as credit brokers and not lenders. AA Financial Services Limited receives a commission from Evolution Funding Ltd, which can vary based on the lender and vehicle selected. By submitting an application for car finance you consent to the commission being paid and acknowledge AA Financial Services Limited is not acting impartially.

This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status. Terms and conditions apply. A guarantee may be required. Over 18's only. This service is provided by Evolution Funding Limited who are authorised and regulated by the Financial Conduct Authority for credit brokerage, FCA number is 823324. Evolution Funding Limited are a credit broker, not a lender. Other offers may be available but cannot be used in conjunction with this offer. We work with a number of carefully selected credit providers who may be able to offer you finance for your purchase. We are only able to offer finance products from these providers and they may provide an incentive to do so.

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Understanding finance

Vehicle history check

For WG73XOD

Not recorded as stolen
No third-party trace
2 previous keepers show

There are PREVIOUS KEEPER CHANGES recorded against this vehicle. Please note that the keeper is not necessarily the owner, it may be a company vehicle or belong to a third party.

Number Of Previous Keepers 2

Date Of Last Keeper Change 25/06/2025
No plate changes
No colour changes

Mileage data available †

Not an insurance write-off

Data for this history check supplied: 31/08/2025 at 04:15

What's not included?

Outstanding finance details
Estimated cost of vehicle ownership
MOT history & common failures*
Full vehicle specification
Mileage discrepancies*
Market valuation*
Vehicle Tax Check

*Provided where available

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Category write-offs

A vehicle that has been in an accident will be assessed by insurance companies and assigned a category: A, B, S or N. However, we only list Cat S or N cars as Cat A and B cars are not roadworthy and safe.

Category S (formerly Category C)

The 'S' in Cat S stands for structural damage. This means the vehicle has damage to its structure/chassis, which is more than just cosmetic damage. But the vehicle can be professionally repaired, making it safe and roadworthy.

Category N (formerly Category D)

Similarly, the 'N' in Cat N stands for non-structural damage. Here, the vehicle has sustained damage, but it has not affected the structure/chassis. A Cat N car is safe to drive as the damage could be minimal/cosmetic.

Buying a written-off vehicle:

Do a full vehicle history check to identify category vehicles.
Make sure to check with the dealer if a Cat S/N vehicle has been professionally repaired.
Book a vehicle inspection and our experts will look over a Category vehicle for you.

Source	Date	Mileage
DVLA	01/07/2025	17,000