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£17,990

PCP: from £343 pm

HP: from £402 pm

What's the difference between Hire Purchase (HP) and Personal Contract Purchase (PCP)?

KIANIRO 64.8kWh 3 SUV 5dr Electric Auto (201 bhp) 285 Mile Range 46k Mil

2 KIA NIRO reviews

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Central Car and Van Sales

01524 804 425^*

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Overview

Mileage:
46,493
Year:
2022
Fuel type: Electric
Transmission: Automatic
Body type: N/a
Colour: Grey
Doors: 5
Engine size: 1.0 L

Please note: Dealers are responsible for the content of their listings and are expected to include all fees in the advertised price. You should always confirm all listing details with the dealer before purchasing.

Vehicle details

October 2022 KIA NIRO 3 EV 64.8 KWH SUV Automatic. finished in Premium Interstellar grey with two tone grey/black half leather trim, The car comes with factory fitted rear privacy glass and 17 alloy wheels. This example is in the highly desirable 3 trim This is the all new generation model featuring the 64.8kwh battery offering a fantastic official WLTP range of 285 miles it is a perfect modern family SUV that balances cutting edge tech with incredible efficiency. The car has covered 46k miles with the same owner from new, the car has 2 services recorded As it is a Kia the car benefits from the remainder of its 100, 000 mile 7 year warranty .Key specifications include a 64.8kwh lithium ion battery with a range of 285 miles power output of 201bhp 0-60mph in 7.8 seconds The Kia supports DC rapid charging 10-80% in approx. 45 minutes Premium 3 pack features are 10.25 inch touchscreen navigation with Kia Connect (uvo) Vehicle to load (V2L) Use the cars battery to power 3 pin household appliances (ideal for camping or laptops) , Heated front seats & Heated steering wheel , half leather upholstery faux leather and cloth, wireless smartphone charging, smart cruise control, with stop & go function, front & rear parking sensors & high definition reversing camera, Apple car play & Android auto, lane follow assist, forward collision-avoidance and highway driving assist. The Niro EV is consistently rated as one of the best real-world electric cars unlike many competitors the range is reliable even in the winter The 3 trim is the sweet spot of the range giving you the big screens and luxury feel without the price tag of the 4 model.

Vehicle features

Cloth and Vegan Leather - Black
Heat Pump System
Interstellar Grey
11KW On Board Charging System
17in Alloy Wheels with Continental Tyres
1x Front 12v Socket
1x Luggage Compartment 12v Socket
2x C-Type Charge Port on Front Seats
2x Front USB Charge Ports - 1x Type C
5 Seats
6-Speaker Audio System
60-40 Split Remote Folding Rear Seats
ABS - Anti Lock Braking System
Acoustic Film - Windscreen
Adaptive Smart Cruise Control with Stop and Go Functionality
Air Filter
Airbags - Driver
Airbags - Passenger
Alarm System and Engine Immobiliser
All-Round 3-Point Seatbelts
All-Round Electric Windows with Driver and Front Passenger Auto Up-Down Function Safety Function
All-Round Height Adjustable Headrests
Android Auto and Apple Carplay with Voice Control
Artificial Leather Steering Wheel
Artificial Leather Storage Console Box
Automatic Headlight Control
Automatic Windscreen De-Fog
BCA - Rear Blind Spot Collision Avoidance Assist
Backlight Glass with Timed Heater
Battery Heating System
Black B

Remember to check the details of this car with the dealer before you buy it to make sure that all the information is accurate.

Credit ratings explained

Excellent

You are a home owner
You have been on the electoral roll for a long period of time
You have current credit arrangements and mortgage with no defaults
You have no CCJs, credit arrears or missed payments
You rarely apply for credit
You are employed or self-employed

Good

You are on the electoral roll
You are a home owner or long standing-tenant
You have a stable employment history
You have current credit arrangements with occasional missed payments
You have no CCJs

Fair

You are or have recently been on the electoral roll
You may have recently changed address
You may have occasional missed payments
You may have an old CCJ
You may have regularly applied for credit

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Make your Car Finance product selection below

What's the difference between Hire Purchase (HP) and Personal Contract Purchase (PCP)?

Hire Purchase (HP)

HP is a finance plan that allows you to spread the cost of the car by making monthly payments over an agreed term.

You make higher monthly payments than a Personal Contract Purchase (PCP) agreement, so that when you come to the end of the agreement you'll own the car.

Unlike PCP, there are no limits on mileage.

HP could be right for you if want to own the car at the end of the agreement, without the need to make a larger final payment.

Personal Contract Purchase (PCP)

PCP is a finance plan where you make equal monthly payments over an agreed term, with a larger final repayment due at the end if you decide to keep the car.

At the end of the agreement, you have three options. You can hand the car back to the finance company (the must be in good condition and within the agreed mileage, otherwise charges may apply), part exchange it for another car on a new agreement (subject to status), or pay the final repayment to own the car.

PCP could be right for you if you're thinking of changing your car in the next few years, or if you're unsure whether you want to buy the car at the end of the agreement.

What is Hire Purchase (HP)?

Hire Purchase (HP)

HP is a finance plan that allows you to spread the cost of the car by making monthly payments over an agreed term.

You make higher monthly payments than a Personal Contract Purchase (PCP) agreement, so that when you come to the end of the agreement you'll own the car.

Unlike PCP, there are no limits on mileage.

HP could be right for you if want to own the car at the end of the agreement, without the need to make a larger final payment.

For this vehicle you have selected only HP is available.

All this will be explained in more detail when you speak with one of our friendly agents, once you have completed your application.

Hire Purchase

PCP

Amount to borrow
Monthly payments
Illustrative APR
Total amount payable

Amount to borrow
First payment
Monthly payments
Final payment
Illustrative APR
Total amount payable

Representative example:

Borrowing £10,000 at a representative APR of 12.9%, annual interest rate (fixed) 12.9%, 59 monthly payments of £223.33 followed by 1 payment of £233.33, total cost of credit is £3,409.80*, total amount payable is £13,409.80.

*The representative example includes an estimated option to purchase fee of £10. This is subject to status and although fees may vary in amount and when payable, the total cost of credit and APR received will not alter. This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status.

Borrowing £16,000.00 at a representative APR of 12.9%, annual interest rate (fixed) 12.9%, deposit of £0, 48 monthly payments of £299.67, optional final payment £7,645.00 (inc. £10 option to purchase fee), total cost of credit is £6,029.16†, total amount of credit is £16,000.00, total amount payable is £22,029.16.

Representative Example is for AA PCP agreement for a Ford Focus Estate with a contract mileage of 10,000. Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). This quotation is not a binding offer to enter into a finance agreement.

†AA PCP AA Car Finance is provided by Evolution Funding Ltd. Used Car Sites Limited, on behalf of AA Financial Services Limited, introduces you to Evolution and are each acting as credit brokers and not lenders. AA Financial Services Limited receives a commission from Evolution Funding Ltd, which can vary based on the lender and vehicle selected. By submitting an application for car finance you consent to the commission being paid and acknowledge AA Financial Services Limited is not acting impartially.

This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status. Terms and conditions apply. A guarantee may be required. Over 18's only. This service is provided by Evolution Funding Limited who are authorised and regulated by the Financial Conduct Authority for credit brokerage, FCA number is 823324. Evolution Funding Limited are a credit broker, not a lender. Other offers may be available but cannot be used in conjunction with this offer. We work with a number of carefully selected credit providers who may be able to offer you finance for your purchase. We are only able to offer finance products from these providers and they may provide an incentive to do so.

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Vehicle history check

For LL72UBM

Not recorded as stolen
No third-party trace
0 previous keepers show

The current keeper is not included in the number of previous keepers.

This vehicle has had 1 registered keeper from new. Please note that the keeper is not necessarily the owner, it may be a company vehicle or belong to a third party.
No plate changes
No colour changes

Mileage data available †

Not an insurance write-off

Data for this history check supplied: 31/12/2025 at 03:24

What's not included?

Outstanding finance details
Estimated cost of vehicle ownership
MOT history & common failures*
Full vehicle specification
Mileage discrepancies*
Market valuation*
Vehicle Tax Check

*Provided where available

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Category write-offs

A vehicle that has been in an accident will be assessed by insurance companies and assigned a category: A, B, S or N. However, we only list Cat S or N cars as Cat A and B cars are not roadworthy and safe.

Category S (formerly Category C)

The 'S' in Cat S stands for structural damage. This means the vehicle has damage to its structure/chassis, which is more than just cosmetic damage. But the vehicle can be professionally repaired, making it safe and roadworthy.

Category N (formerly Category D)

Similarly, the 'N' in Cat N stands for non-structural damage. Here, the vehicle has sustained damage, but it has not affected the structure/chassis. A Cat N car is safe to drive as the damage could be minimal/cosmetic.

Buying a written-off vehicle:

Do a full vehicle history check to identify category vehicles.
Make sure to check with the dealer if a Cat S/N vehicle has been professionally repaired.
Book a vehicle inspection and our experts will look over a Category vehicle for you.

Source	Date	Mileage
BVRLA	03/10/2025	43,778
BVRLA	26/02/2024	13,000
BVRLA	03/10/2023	8,999