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£17,150

PCP: from £288 pm

HP: from £383 pm

What's the difference between Hire Purchase (HP) and Personal Contract Purchase (PCP)?

VOLKSWAGENT-ROC 1.0 TSI Life SUV 5dr Petrol Manual Euro 6 (s/s) (115 ps)

1 VOLKSWAGEN T-ROC review

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Sonny Adam Ltd

020 3018 3551^*

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Overview

Mileage:
22,419
Year:
2024
Fuel type: Petrol
Transmission: Manual
Body type: N/a
Colour: Grey
Doors: 5
Engine size: 1.0 L
CO₂ Emissions: 129 g/km

Please note: Dealers are responsible for the content of their listings and are expected to include all fees in the advertised price. You should always confirm all listing details with the dealer before purchasing.

Vehicle details

Were pleased to offer this well-specified Volkswagen T-Roc Life, a stylish and practical compact SUV powered by a 1.0 TSI petrol engine delivering 115ps through a smooth manual gearbox. With Euro 6 emissions compliance and excellent fuel efficiency, its a great option for both city driving and long journeys. This model comes equipped with 16 Chester alloy wheels, LED headlights and rear combination lamps, black roof rails, and body-coloured bumpers, door handles, and mirrors. Inside, the T-Roc features comfortable front seats with manual height and lumbar adjustment, an 8 Digital Cockpit, ambient lighting with logo projection, and Pewter Matte decorative inserts for a modern, premium feel. The infotainment system includes the Ready 2 Discover setup with DAB+ digital radio, streaming and internet capability, Bluetooth connectivity, and USB Type-C ports for both data and charging. The two-zone Air Care Climatronic system ensures a comfortable cabin environment, and the variable-height boot floor adds extra flexibility to the already practical boot space. Safety and driver assistance features are a standout on this T-Roc, with the Driver Assistance Package offering Park Assist with front and rear parking sensors, Lane Assist, Predictive Pedestrian Protection, Dynamic Road Sign Display, a Driver Attention Monitor, and an anti-theft alarm system. Additional features include electronic stability control, hill start assist, ISOFIX child seat prep, automatic headlights with coming/leaving home function, rain-sensing wipers, and an electronic parking brake with auto hold. Other highlights include cruise control, a leather-wrapped multifunction steering wheel with paddle shift, key safety airbags throughout, and folding electric mirrors with puddle lights and reverse activation. For added peace of mind, if the MOT is under six months, well ensure a fresh MOT is completed before sale. The vehicle also comes with a standard three-month back-to-base warranty, with the option to extend it to a nationwide warranty for added reassurance. Nationwide delivery is also available. Finance Available Special 9.9% APR Offer We offer in-house finance with zero deposit options and flexible monthly payments. Apply in minutes and drive away the same day! For more details or to arrange a viewing, contact 02030183551 or email enquiries dealer's website

Vehicle features

12V Socket in Centre Console
16in Alloy Wheels - Chester
3 Rear Head Restraints
3-Point Seat Belts - Outer Rear with ECE Label
ABS - Anti-Lock Braking System
Advanced Driver Attention and Drowsiness Monitor
Air Care Climatronic Air Conditioning System with Active Combination Filter and 2-Zone Temperature Control
Ambient Lighting with Logo Projection
Anti-Theft Alarm System with Interior Monitoring - Backup Horn and Towing Protection
Anti-Theft Wheel Bolts
Automatic Dimming Interior Rear View Mirror
Automatic Headlight Control with LED Separate Daytime Running Lights and Coming Home-Leaving Home Feature
Bluetooth Mobile Phone Interface
Body Coloured Bumpers and Radiator Grille with Chrome Trim and Front Fog Lamps with Chrome Bezel
Curtain Airbag System
DAB+ - Digital Radio Reception
Decorative Inserts - Pewter Matte - Instrument Panel and Door Panels at the Front
Digital Cockpit - Basic - 8in Display
Diversity Antenna for FM Reception
Door and Side Trim Panel Cloth
Driver Assistance Package

Remember to check the details of this car with the dealer before you buy it to make sure that all the information is accurate.

Credit ratings explained

Excellent

You are a home owner
You have been on the electoral roll for a long period of time
You have current credit arrangements and mortgage with no defaults
You have no CCJs, credit arrears or missed payments
You rarely apply for credit
You are employed or self-employed

Good

You are on the electoral roll
You are a home owner or long standing-tenant
You have a stable employment history
You have current credit arrangements with occasional missed payments
You have no CCJs

Fair

You are or have recently been on the electoral roll
You may have recently changed address
You may have occasional missed payments
You may have an old CCJ
You may have regularly applied for credit

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What's the difference between Hire Purchase (HP) and Personal Contract Purchase (PCP)?

Hire Purchase (HP)

HP is a finance plan that allows you to spread the cost of the car by making monthly payments over an agreed term.

You make higher monthly payments than a Personal Contract Purchase (PCP) agreement, so that when you come to the end of the agreement you'll own the car.

Unlike PCP, there are no limits on mileage.

HP could be right for you if want to own the car at the end of the agreement, without the need to make a larger final payment.

Personal Contract Purchase (PCP)

PCP is a finance plan where you make equal monthly payments over an agreed term, with a larger final repayment due at the end if you decide to keep the car.

At the end of the agreement, you have three options. You can hand the car back to the finance company (the must be in good condition and within the agreed mileage, otherwise charges may apply), part exchange it for another car on a new agreement (subject to status), or pay the final repayment to own the car.

PCP could be right for you if you're thinking of changing your car in the next few years, or if you're unsure whether you want to buy the car at the end of the agreement.

What is Hire Purchase (HP)?

Hire Purchase (HP)

HP is a finance plan that allows you to spread the cost of the car by making monthly payments over an agreed term.

You make higher monthly payments than a Personal Contract Purchase (PCP) agreement, so that when you come to the end of the agreement you'll own the car.

Unlike PCP, there are no limits on mileage.

HP could be right for you if want to own the car at the end of the agreement, without the need to make a larger final payment.

For this vehicle you have selected only HP is available.

All this will be explained in more detail when you speak with one of our friendly agents, once you have completed your application.

Hire Purchase

PCP

Amount to borrow
Monthly payments
Illustrative APR
Total amount payable

Amount to borrow
First payment
Monthly payments
Final payment
Illustrative APR
Total amount payable

Representative example:

Borrowing £10,000 at a representative APR of 12.9%, annual interest rate (fixed) 12.9%, 59 monthly payments of £223.33 followed by 1 payment of £233.33, total cost of credit is £3,409.80*, total amount payable is £13,409.80.

*The representative example includes an estimated option to purchase fee of £10. This is subject to status and although fees may vary in amount and when payable, the total cost of credit and APR received will not alter. This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status.

Borrowing £16,000.00 at a representative APR of 12.9%, annual interest rate (fixed) 12.9%, deposit of £0, 48 monthly payments of £299.67, optional final payment £7,645.00 (inc. £10 option to purchase fee), total cost of credit is £6,029.16†, total amount of credit is £16,000.00, total amount payable is £22,029.16.

Representative Example is for AA PCP agreement for a Ford Focus Estate with a contract mileage of 10,000. Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). This quotation is not a binding offer to enter into a finance agreement.

†AA PCP AA Car Finance is provided by Evolution Funding Ltd. Used Car Sites Limited, on behalf of AA Financial Services Limited, introduces you to Evolution and are each acting as credit brokers and not lenders. AA Financial Services Limited receives a commission from Evolution Funding Ltd, which can vary based on the lender and vehicle selected. By submitting an application for car finance you consent to the commission being paid and acknowledge AA Financial Services Limited is not acting impartially.

This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status. Terms and conditions apply. A guarantee may be required. Over 18's only. This service is provided by Evolution Funding Limited who are authorised and regulated by the Financial Conduct Authority for credit brokerage, FCA number is 823324. Evolution Funding Limited are a credit broker, not a lender. Other offers may be available but cannot be used in conjunction with this offer. We work with a number of carefully selected credit providers who may be able to offer you finance for your purchase. We are only able to offer finance products from these providers and they may provide an incentive to do so.

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Vehicle history check

For FP24JZV

Not recorded as stolen
No third-party trace
0 previous keepers show

The current keeper is not included in the number of previous keepers.

This vehicle has had 1 registered keeper from new. Please note that the keeper is not necessarily the owner, it may be a company vehicle or belong to a third party.
No plate changes
No colour changes
Mileage data not available
Not an insurance write-off

Data for this history check supplied: 24/11/2025 at 03:21

What's not included?

Outstanding finance details
Estimated cost of vehicle ownership
MOT history & common failures*
Full vehicle specification
Mileage discrepancies*
Market valuation*
Vehicle Tax Check

*Provided where available

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Category write-offs

A vehicle that has been in an accident will be assessed by insurance companies and assigned a category: A, B, S or N. However, we only list Cat S or N cars as Cat A and B cars are not roadworthy and safe.

Category S (formerly Category C)

The 'S' in Cat S stands for structural damage. This means the vehicle has damage to its structure/chassis, which is more than just cosmetic damage. But the vehicle can be professionally repaired, making it safe and roadworthy.

Category N (formerly Category D)

Similarly, the 'N' in Cat N stands for non-structural damage. Here, the vehicle has sustained damage, but it has not affected the structure/chassis. A Cat N car is safe to drive as the damage could be minimal/cosmetic.

Buying a written-off vehicle:

Do a full vehicle history check to identify category vehicles.
Make sure to check with the dealer if a Cat S/N vehicle has been professionally repaired.
Book a vehicle inspection and our experts will look over a Category vehicle for you.