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£32,490

PCP: from £602 pm

HP: from £726 pm

What's the difference between Hire Purchase (HP) and Personal Contract Purchase (PCP)?

BMW2 SERIES 2.0 220i M Sport Coupe 2dr Petrol Auto Euro 6 (s/s) (184 ps)

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Compact Car Centre Ltd

01384 670 128^*

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Overview

Mileage:
12,998
Year:
2023
Fuel type: Petrol
Transmission: Automatic
Body type: Coupe
Colour: Grey
Doors: 2
Engine size: 2.0 L
CO₂ Emissions: 148 g/km

Please note: Dealers are responsible for the content of their listings and are expected to include all fees in the advertised price. You should always confirm all listing details with the dealer before purchasing.

Vehicle details

PLEASE NOTE WE ARE OPEN BY APPOINTMENT ONLY. Buying from Compact Car Centre includes a range of benefits you may not get when buying from other dealerships, these include: FINANCE SPECIALISTS - PLEASE ASK FOR A NO OBLIGATION QUOTE TODAY 12 Months breakdown Cover through the AA 108 Point Minimum Health Check prior to Collection Minimum 6 months MOT Freshly Serviced (unless done within 3 months) New dedicated after sales service agent with dedicated email and phone support 3 months warranty administered through A1 Approved Referral scheme - refer someone for £100 Review scheme - review our dealership for fuel And much more! SERVICE HISTORY - It is offered with full service history and has recently had a major service conducted by a BMW Main dealer, its first MOT is not due until 2026. CONDITION - This stunning example looks fabulous presented in Brooklyn grey effect paintwork and cosmetically is in great condition considering its age and mileage. This car rides on upgraded alloy wheels. The sleek yet spacious interior, upholstery, carpets and roof lining are showing minimal signs of wear and the boot is clean and tidy. WHERE THIS CAR CAME FROM - This sensational value convertible has been sourced from a main dealer who received it in part exchange against a newer car. ADDITIONAL INFORMATION - The car is completely Experian/motorcheck clear with no outstanding consumer finance and has not been stolen or subject to an insurance loss either. Its mileage is also verified as completely genuine. The buyer will be supplied with the V5 registration document where applicable, service history, online MOT link and a Experian clear certificate too. All vehicles are supplied with a nationwide warranty. PART EXCHANGE is very welcome and we also offer a wide range of FINANCE products. Please call us today for a tailor made quotation. PLEASE NOTE - To avoid any disappointment please call prior to arrival to ensure the vehicle you are interested in has not been reserved by another customer and is on site available for viewing. ABOUT US - We are a family owned multi award winning car dealership with up to 100 quality used vehicles in stock. With up to 100 images per car, walk around videos, bespoke finance quotation tools and the ability to reserve vehicles too, call 01384670128 or email us to get in touch with one of the team today. Take a moment to read the glowing reviews about our business and keep up to date with whats happening within our business by following us via Facebook, X and TikTok.

Vehicle features

12V Power Socket in Centre Console Front with Blanking Plug
18in Alloy Wheels - Double Spoke Style - 848 M - Bicolour Jet Black with Mixed Tyres
Acoustic Windscreen for Reduced Driving Noise
Active Guard Plus
Adaptive LED Headlights
Air Conditioning - Automatic with Three-Zone
Airbags - Driver and Front Passenger Side
Airbags - Driver and Passenger
Airbags - Head - Front and Rear
Alarm System Thatcham Category 1 with Remote Control and Engine Immobiliser
Ambient Lighting
Armrest - Front
Attentiveness Assistant
Automatic Windscreen Wipers and Headlights
Automatically Dimming Rear View Mirror
BMW Connected Package Professional
BMW ConnectedDrive Online Services
BMW Legal Emergency Call
BMW Live Cockpit Plus
BMW Mobility Tyre Sealing System
BMW TeleServices
Bluetooth - Audio Streaming - with Compatible Devices
Bluetooth with USB
Bumper System - Front and Rear
Central Locking Switch - Doors - Fuel Filler Cap - Luggage Compartment
Check Control System for Monitoring of Lights and Door-Lugg

Remember to check the details of this car with the dealer before you buy it to make sure that all the information is accurate.

Credit ratings explained

Excellent

You are a home owner
You have been on the electoral roll for a long period of time
You have current credit arrangements and mortgage with no defaults
You have no CCJs, credit arrears or missed payments
You rarely apply for credit
You are employed or self-employed

Good

You are on the electoral roll
You are a home owner or long standing-tenant
You have a stable employment history
You have current credit arrangements with occasional missed payments
You have no CCJs

Fair

You are or have recently been on the electoral roll
You may have recently changed address
You may have occasional missed payments
You may have an old CCJ
You may have regularly applied for credit

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What's the difference between Hire Purchase (HP) and Personal Contract Purchase (PCP)?

Hire Purchase (HP)

HP is a finance plan that allows you to spread the cost of the car by making monthly payments over an agreed term.

You make higher monthly payments than a Personal Contract Purchase (PCP) agreement, so that when you come to the end of the agreement you'll own the car.

Unlike PCP, there are no limits on mileage.

HP could be right for you if want to own the car at the end of the agreement, without the need to make a larger final payment.

Personal Contract Purchase (PCP)

PCP is a finance plan where you make equal monthly payments over an agreed term, with a larger final repayment due at the end if you decide to keep the car.

At the end of the agreement, you have three options. You can hand the car back to the finance company (the must be in good condition and within the agreed mileage, otherwise charges may apply), part exchange it for another car on a new agreement (subject to status), or pay the final repayment to own the car.

PCP could be right for you if you're thinking of changing your car in the next few years, or if you're unsure whether you want to buy the car at the end of the agreement.

What is Hire Purchase (HP)?

Hire Purchase (HP)

HP is a finance plan that allows you to spread the cost of the car by making monthly payments over an agreed term.

You make higher monthly payments than a Personal Contract Purchase (PCP) agreement, so that when you come to the end of the agreement you'll own the car.

Unlike PCP, there are no limits on mileage.

HP could be right for you if want to own the car at the end of the agreement, without the need to make a larger final payment.

For this vehicle you have selected only HP is available.

All this will be explained in more detail when you speak with one of our friendly agents, once you have completed your application.

Hire Purchase

PCP

Amount to borrow
Monthly payments
Illustrative APR
Total amount payable

Amount to borrow
First payment
Monthly payments
Final payment
Illustrative APR
Total amount payable

Representative example:

Borrowing £10,000 at a representative APR of 12.9%, annual interest rate (fixed) 12.9%, 59 monthly payments of £223.33 followed by 1 payment of £233.33, total cost of credit is £3,409.80*, total amount payable is £13,409.80.

*The representative example includes an estimated option to purchase fee of £10. This is subject to status and although fees may vary in amount and when payable, the total cost of credit and APR received will not alter. This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status.

Borrowing £16,000.00 at a representative APR of 12.9%, annual interest rate (fixed) 12.9%, deposit of £0, 48 monthly payments of £299.67, optional final payment £7,645.00 (inc. £10 option to purchase fee), total cost of credit is £6,029.16†, total amount of credit is £16,000.00, total amount payable is £22,029.16.

Representative Example is for AA PCP agreement for a Ford Focus Estate with a contract mileage of 10,000. Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). This quotation is not a binding offer to enter into a finance agreement.

†AA PCP AA Car Finance is provided by Evolution Funding Ltd. Used Car Sites Limited, on behalf of AA Financial Services Limited, introduces you to Evolution and are each acting as credit brokers and not lenders. AA Financial Services Limited receives a commission from Evolution Funding Ltd, which can vary based on the lender and vehicle selected. By submitting an application for car finance you consent to the commission being paid and acknowledge AA Financial Services Limited is not acting impartially.

This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status. Terms and conditions apply. A guarantee may be required. Over 18's only. This service is provided by Evolution Funding Limited who are authorised and regulated by the Financial Conduct Authority for credit brokerage, FCA number is 823324. Evolution Funding Limited are a credit broker, not a lender. Other offers may be available but cannot be used in conjunction with this offer. We work with a number of carefully selected credit providers who may be able to offer you finance for your purchase. We are only able to offer finance products from these providers and they may provide an incentive to do so.

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Understanding finance

Vehicle history check

For FH23ULK

Not recorded as stolen
No third-party trace
1 previous keeper show

There are PREVIOUS KEEPER CHANGES recorded against this vehicle. Please note that the keeper is not necessarily the owner, it may be a company vehicle or belong to a third party.

Number Of Previous Keepers 1

Date Of Last Keeper Change 08/03/2024
No plate changes
No colour changes

Mileage data available †

Not an insurance write-off

Data for this history check supplied: 23/09/2025 at 02:17

What's not included?

Outstanding finance details
Estimated cost of vehicle ownership
MOT history & common failures*
Full vehicle specification
Mileage discrepancies*
Market valuation*
Vehicle Tax Check

*Provided where available

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Category write-offs

A vehicle that has been in an accident will be assessed by insurance companies and assigned a category: A, B, S or N. However, we only list Cat S or N cars as Cat A and B cars are not roadworthy and safe.

Category S (formerly Category C)

The 'S' in Cat S stands for structural damage. This means the vehicle has damage to its structure/chassis, which is more than just cosmetic damage. But the vehicle can be professionally repaired, making it safe and roadworthy.

Category N (formerly Category D)

Similarly, the 'N' in Cat N stands for non-structural damage. Here, the vehicle has sustained damage, but it has not affected the structure/chassis. A Cat N car is safe to drive as the damage could be minimal/cosmetic.

Buying a written-off vehicle:

Do a full vehicle history check to identify category vehicles.
Make sure to check with the dealer if a Cat S/N vehicle has been professionally repaired.
Book a vehicle inspection and our experts will look over a Category vehicle for you.

Source	Date	Mileage
DVLA	19/01/2024	6,000