£20,495

From £458 pm

VOLKSWAGENT-ROC 2.0 TSI R SUV 5dr Petrol DSG 4Motion Euro 6 (s/s) (300 ps)

1 VOLKSWAGEN T-ROC review

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Luton Trade Centre Ltd

01582 232 416^*

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Overview

Mileage:
76,673
Year:
2020
Fuel type: Petrol
Transmission: Automatic
Body type: N/a
Colour: Blue
Doors: 5
Engine size: 2.0 L
CO₂ Emissions: 176 g/km

Please note: Dealers are responsible for the content of their listings and are expected to include all fees in the advertised price. You should always confirm all listing details with the dealer before purchasing.

Vehicle details

VW Service History (4 Services), ***EURO 6 - ULEZ COMPLIANT ***, Factory Fitted DISCOVER Touchscreen Navigation, Leather/Alcantara Interior, Digital Cockpit. Front & Rear Parking Sensors, LED Headlights, 19 Alloy Wheels, Adaptive Cruise Control with Lane Departure & Speed Limiter, DAB/CD Stereo with APPLE CarPlay & ANDROID Auto, Bluetooth with BT Audio & USB Connectivity, Dual Zone Climate Control, Power Folding Electric Mirrors, Privacy Glass, Air Conditioning, Multi Function Steering Wheel with Paddle Shift Gear Controls, Photochromic Mirror, Front & Rear Electric Windows, Auto Lights, 4 Motion, Multiple Airbags, ISOFIX

Vehicle features

Lapiz Blue
12V Socket in Centre Console in Storage Area
19in Alloy Wheels - Pretoria
2x USB Connection - USB Charging Sockets
4MOTION Active Control
ABS - Anti-Lock Braking System
Active Info Display
Adaptive Cruise Control
Airbags - Front Seat Side Impact
Alarm
Ambient Lighting in Front Footwell and Light Stripes Below Trim in Front Doors
Armrest - Front Centre
Automatic Dimming Interior Rear View Mirror
Automatic Hazard Lights Activation Under Emergency Braking
Automatic Leaving Home and Manual Coming Home Lighting Function
Black Grained Lower Door Protectors
Black Roofling and Sun Visors
Body-Coloured Door Handles
Car-Net App-Connect
Car-Net Guide and Inform (3 Year Subscription From New)
Car-Net Security and Service including eCall
Chrome Exterior Door Mirror Housings
Climate Control - 2Zone Electronic Air Conditioning with Automatic Air Recirculation and Allergen Filter
Composition Media System
Cup Holders - Front x2
Curtain Airbag System
Discover Navigation Touch-Screen Navigat

Remember to check the details of this car with the dealer before you buy it to make sure that all the information is accurate.

Credit ratings explained

Excellent

You are a home owner
You have been on the electoral roll for a long period of time
You have current credit arrangements and mortgage with no defaults
You have no CCJs, credit arrears or missed payments
You rarely apply for credit
You are employed or self-employed

Good

You are on the electoral roll
You are a home owner or long standing-tenant
You have a stable employment history
You have current credit arrangements with occasional missed payments
You have no CCJs

Fair

You are or have recently been on the electoral roll
You may have recently changed address
You may have occasional missed payments
You may have an old CCJ
You may have regularly applied for credit

Finance calculator

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What is Hire Purchase (HP)?

Hire Purchase (HP)

HP is a finance plan that allows you to spread the cost of the car by making monthly payments over an agreed term.

You make higher monthly payments than a Personal Contract Purchase (PCP) agreement, so that when you come to the end of the agreement you'll own the car.

Unlike PCP, there are no limits on mileage.

HP could be right for you if want to own the car at the end of the agreement, without the need to make a larger final payment.

For this vehicle you have selected only HP is available.

All this will be explained in more detail when you speak with one of our friendly agents, once you have completed your application.

Hire Purchase

PCP

Amount to borrow
Monthly payments
Illustrative APR
Total amount payable

Representative example:

Borrowing £10,000 at a representative APR of 12.9%, annual interest rate (fixed) 12.9%, 59 monthly payments of £223.33 followed by 1 payment of £233.33, total cost of credit is £3,409.80*, total amount payable is £13,409.80.

*The representative example includes an estimated option to purchase fee of £10. This is subject to status and although fees may vary in amount and when payable, the total cost of credit and APR received will not alter. This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status.

Borrowing £16,000.00 at a representative APR of 12.9%, annual interest rate (fixed) 12.9%, deposit of £0, 48 monthly payments of £299.67, optional final payment £7,645.00 (inc. £10 option to purchase fee), total cost of credit is £6,029.16†, total amount of credit is £16,000.00, total amount payable is £22,029.16.

Representative Example is for AA PCP agreement for a Ford Focus Estate with a contract mileage of 10,000. Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). This quotation is not a binding offer to enter into a finance agreement.

†AA PCP AA Car Finance is provided by Evolution Funding Ltd. Used Car Sites Limited, on behalf of AA Financial Services Limited, introduces you to Evolution and are each acting as credit brokers and not lenders. AA Financial Services Limited receives a commission from Evolution Funding Ltd, which can vary based on the lender and vehicle selected. By submitting an application for car finance you consent to the commission being paid and acknowledge AA Financial Services Limited is not acting impartially.

This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status. Terms and conditions apply. A guarantee may be required. Over 18's only. This service is provided by Evolution Funding Limited who are authorised and regulated by the Financial Conduct Authority for credit brokerage, FCA number is 823324. Evolution Funding Limited are a credit broker, not a lender. Other offers may be available but cannot be used in conjunction with this offer. We work with a number of carefully selected credit providers who may be able to offer you finance for your purchase. We are only able to offer finance products from these providers and they may provide an incentive to do so.

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Vehicle history check

For WU20FZF

Not recorded as stolen
No third-party trace
3 previous keepers show

There are PREVIOUS KEEPER CHANGES recorded against this vehicle. Please note that the keeper is not necessarily the owner, it may be a company vehicle or belong to a third party.

Number Of Previous Keepers 3

Date Of Last Keeper Change 26/06/2024
No plate changes
No colour changes

Mileage data available †

Not an insurance write-off

Data for this history check supplied: 16/09/2025 at 02:15

What's not included?

Outstanding finance details
Estimated cost of vehicle ownership
MOT history & common failures*
Full vehicle specification
Mileage discrepancies*
Market valuation*
Vehicle Tax Check

*Provided where available

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Category write-offs

A vehicle that has been in an accident will be assessed by insurance companies and assigned a category: A, B, S or N. However, we only list Cat S or N cars as Cat A and B cars are not roadworthy and safe.

Category S (formerly Category C)

The 'S' in Cat S stands for structural damage. This means the vehicle has damage to its structure/chassis, which is more than just cosmetic damage. But the vehicle can be professionally repaired, making it safe and roadworthy.

Category N (formerly Category D)

Similarly, the 'N' in Cat N stands for non-structural damage. Here, the vehicle has sustained damage, but it has not affected the structure/chassis. A Cat N car is safe to drive as the damage could be minimal/cosmetic.

Buying a written-off vehicle:

Do a full vehicle history check to identify category vehicles.
Make sure to check with the dealer if a Cat S/N vehicle has been professionally repaired.
Book a vehicle inspection and our experts will look over a Category vehicle for you.

Source	Date	Mileage
MOT	03/05/2025	65,674
MOT	06/03/2024	40,412
MOT	07/03/2023	23,588
RMI MIL'GE	08/11/2022	21,421
DVLA	04/03/2022	14,000
RMI MIL'GE	30/06/2021	12,598