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£45,995

PCP: from £900 pm

HP: from £1,028 pm

What's the difference between Hire Purchase (HP) and Personal Contract Purchase (PCP)?

VOLVOXC90 2.0 B5 MHEV Ultimate SUV 5dr Petrol Hybrid Auto 4WD Euro 6 (s/s)

23 VOLVO XC90 reviews

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Integrity Automotive Ipswich

01473 482 754^*

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Overview

Mileage:
15,284
Year:
2023
Fuel type: Hybrid
Transmission: Automatic
Body type: N/a
Colour: Grey
Doors: 5
Engine size: 2.0 L
CO₂ Emissions: 210 g/km

Please note: Dealers are responsible for the content of their listings and are expected to include all fees in the advertised price. You should always confirm all listing details with the dealer before purchasing.

Vehicle details

This stunning 2023 Volvo XC90 2.0 B5 MHEV Ultimate blends elegance, efficiency, and assurance in a way few SUVs can. Finished in sleek Thunder Grey with a sophisticated black leather interior, this seven-seat hybrid SUV catches the eye without shoutingVolvos signature restrained luxury. With just 15, 284 miles and a fantastic service history, including the most recent completed in January 2025 at 13, 344 miles, its mechanical health is as impressive as its appearance. Step inside, and you are enveloped by quality and thoughtful design. Volvo reviewers applaud its minimalist yet inviting cabin. Carwow notes the premium finish remains high throughout the cabin, with room for seven adults and a flexible interior layout. The 11.2-inch Google-powered touchscreen feels futuristic yet functional, and Top Gear describes the XC90 as a superb family all rounder that carries you and your family in safety and security. That blend of peace of mind and ergonomics is exactly what buyers seek. But what really sets this model apart is its top-tier specification. The Ultimate trim elevates the experience with 22 alloy wheels, air suspension, heated and ventilated Nappa leather seats (plus massage!), a panoramic sunroof, and most notably, the Bowers & Wilkins 1, 400W Surround Sound System. Owners rave about the audio: one enthusiast on Reddit called it one of the best factory audio systems in the world. Imagine cruising to your favourite tunes with crystal clarity, whether its Beethoven, Drake or a podcast. Performance-wise, the B5 mild-hybrid pairs a 2.0-litre petrol engine with a 48 volt system for smooth, efficient power. Carjourno praises the balance of comfort and agility, while top motoring publications highlight its quiet refinement at motorway speeds. And despite its size, this SUV handles confidently in all conditions thanks to Volvos responsive all-wheel drive and air suspension. Safety is non-negotiable, and Volvos heritage shines here. The XC90 earned a five-star Euro NCAP rating (even if early) and boasts a full suite of IntelliSafe tech: autonomous emergency braking, pedestrian/cyclist detection, Pilot Assist, plus seven airbags. Its built to protect everyone on boarddrivers, passengers, and cyclists alike.

Vehicle features

12.3in Progressive Driver Display
12v Socket - Front Tunnel Console - Rear Passenger Compartment and Luggage Compartment
21in Alloy Wheels - 5 Double Spoke - Diamond Cut - Black
22in Alloy Wheels - 5 Double Spoke - Diamond Cut-Black
2nd Row Centre Armrest with Cupholders
3 Spoke Tailored Steering Wheel with Chrome Trim
3rd Row Air Conditioning
4-Zone Electronic Climate Control
9in Centre Console Portrait Touch Screen
A-Pillar Parking Ticket Holder
Active Bending Headlights with Adaptive Shadow Technology
Active Four-C Chassis System
Adaptive Brake Lights including High Level LED Brake Light
Adjustable Steering Force
Advanced Interior Air Cleaner PM 2.5
Ambient Door and Instrument Panel Lighting
Anti-Theft Alarm including Immobiliser - Volume Sensor and Level Sensor
Autodimming Interior and Exterior Mirrors
Automatic Headlight Levelling System
Automatic LED Headlights with Active High Beam incorporating Day Running Lights
B-Pillar Ventilation
Bluetooth Handsfree System
Bright Metal Luggag

Remember to check the details of this car with the dealer before you buy it to make sure that all the information is accurate.

Credit ratings explained

Excellent

You are a home owner
You have been on the electoral roll for a long period of time
You have current credit arrangements and mortgage with no defaults
You have no CCJs, credit arrears or missed payments
You rarely apply for credit
You are employed or self-employed

Good

You are on the electoral roll
You are a home owner or long standing-tenant
You have a stable employment history
You have current credit arrangements with occasional missed payments
You have no CCJs

Fair

You are or have recently been on the electoral roll
You may have recently changed address
You may have occasional missed payments
You may have an old CCJ
You may have regularly applied for credit

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Make your Car Finance product selection below

What's the difference between Hire Purchase (HP) and Personal Contract Purchase (PCP)?

Hire Purchase (HP)

HP is a finance plan that allows you to spread the cost of the car by making monthly payments over an agreed term.

You make higher monthly payments than a Personal Contract Purchase (PCP) agreement, so that when you come to the end of the agreement you'll own the car.

Unlike PCP, there are no limits on mileage.

HP could be right for you if want to own the car at the end of the agreement, without the need to make a larger final payment.

Personal Contract Purchase (PCP)

PCP is a finance plan where you make equal monthly payments over an agreed term, with a larger final repayment due at the end if you decide to keep the car.

At the end of the agreement, you have three options. You can hand the car back to the finance company (the must be in good condition and within the agreed mileage, otherwise charges may apply), part exchange it for another car on a new agreement (subject to status), or pay the final repayment to own the car.

PCP could be right for you if you're thinking of changing your car in the next few years, or if you're unsure whether you want to buy the car at the end of the agreement.

What is Hire Purchase (HP)?

Hire Purchase (HP)

HP is a finance plan that allows you to spread the cost of the car by making monthly payments over an agreed term.

You make higher monthly payments than a Personal Contract Purchase (PCP) agreement, so that when you come to the end of the agreement you'll own the car.

Unlike PCP, there are no limits on mileage.

HP could be right for you if want to own the car at the end of the agreement, without the need to make a larger final payment.

For this vehicle you have selected only HP is available.

All this will be explained in more detail when you speak with one of our friendly agents, once you have completed your application.

Hire Purchase

PCP

Amount to borrow
Monthly payments
Illustrative APR
Total amount payable

Amount to borrow
First payment
Monthly payments
Final payment
Illustrative APR
Total amount payable

Representative example:

Borrowing £10,000 at a representative APR of 12.9%, annual interest rate (fixed) 12.9%, 59 monthly payments of £223.33 followed by 1 payment of £233.33, total cost of credit is £3,409.80*, total amount payable is £13,409.80.

*The representative example includes an estimated option to purchase fee of £10. This is subject to status and although fees may vary in amount and when payable, the total cost of credit and APR received will not alter. This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status.

Borrowing £16,000.00 at a representative APR of 12.9%, annual interest rate (fixed) 12.9%, deposit of £0, 48 monthly payments of £299.67, optional final payment £7,645.00 (inc. £10 option to purchase fee), total cost of credit is £6,029.16†, total amount of credit is £16,000.00, total amount payable is £22,029.16.

Representative Example is for AA PCP agreement for a Ford Focus Estate with a contract mileage of 10,000. Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). This quotation is not a binding offer to enter into a finance agreement.

†AA PCP AA Car Finance is provided by Evolution Funding Ltd. Used Car Sites Limited, on behalf of AA Financial Services Limited, introduces you to Evolution and are each acting as credit brokers and not lenders. AA Financial Services Limited receives a commission from Evolution Funding Ltd, which can vary based on the lender and vehicle selected. By submitting an application for car finance you consent to the commission being paid and acknowledge AA Financial Services Limited is not acting impartially.

This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status. Terms and conditions apply. A guarantee may be required. Over 18's only. This service is provided by Evolution Funding Limited who are authorised and regulated by the Financial Conduct Authority for credit brokerage, FCA number is 823324. Evolution Funding Limited are a credit broker, not a lender. Other offers may be available but cannot be used in conjunction with this offer. We work with a number of carefully selected credit providers who may be able to offer you finance for your purchase. We are only able to offer finance products from these providers and they may provide an incentive to do so.

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Vehicle history check

For AX72JXH

Not recorded as stolen
No third-party trace
0 previous keepers show

The current keeper is not included in the number of previous keepers.

This vehicle has had 1 registered keeper from new. Please note that the keeper is not necessarily the owner, it may be a company vehicle or belong to a third party.
No plate changes
No colour changes
Mileage data not available
Not an insurance write-off

Data for this history check supplied: 14/09/2025 at 02:15

What's not included?

Outstanding finance details
Estimated cost of vehicle ownership
MOT history & common failures*
Full vehicle specification
Mileage discrepancies*
Market valuation*
Vehicle Tax Check

*Provided where available

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Category write-offs

A vehicle that has been in an accident will be assessed by insurance companies and assigned a category: A, B, S or N. However, we only list Cat S or N cars as Cat A and B cars are not roadworthy and safe.

Category S (formerly Category C)

The 'S' in Cat S stands for structural damage. This means the vehicle has damage to its structure/chassis, which is more than just cosmetic damage. But the vehicle can be professionally repaired, making it safe and roadworthy.

Category N (formerly Category D)

Similarly, the 'N' in Cat N stands for non-structural damage. Here, the vehicle has sustained damage, but it has not affected the structure/chassis. A Cat N car is safe to drive as the damage could be minimal/cosmetic.

Buying a written-off vehicle:

Do a full vehicle history check to identify category vehicles.
Make sure to check with the dealer if a Cat S/N vehicle has been professionally repaired.
Book a vehicle inspection and our experts will look over a Category vehicle for you.