£21,995

From £491 pm

VolvoXc40 2.0 T4 R DESIGN Pro 5dr Geartronic

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Drift Bridge Volkswagen

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Overview

Mileage:
42,152
Year:
2020
Fuel type: Petrol
Transmission: Automatic
Body type: Estate
Colour: Grey
Doors: 5
Engine size: 2.0 L
CO₂ Emissions: 178 g/km

Please note: Dealers are responsible for the content of their listings and are expected to include all fees in the advertised price. You should always confirm all listing details with the dealer before purchasing.

Vehicle features

Exterior Features
Metallic paint
Power glass tilt and slide panoramic sunroof with sun curtain
Safety
360 degree surround view parking camera
Audio / Communications
Wireless/Inductive Mobile Phone Charging
Sensus Connect with Premium Sound by Harman Kardon
Dolby Pro Logic II Surround Sound
Dirac Unsion
13 speakers/600W and subwoofer
Trim
Power passenger seat
Packs
Convenience Pack - XC40
Intellisafe surround pack - XC40
Xenium Pack - XC40
Paint - Metallic
Metallic - Thunder grey
Trim - Leather
Leather/nubuck - Charcoal
Wheels
20'' 5 double spoke diamond cut matt black alloy wheels
Exterior Features
Dark tinted glass for rear windows + rear screen + side luggage area window
Front and rear electric windows
Heated front windscreen
Heated washer nozzles
Rain sensor windscreen wipers
Rear wiper
Black stone roof
Dual integrated exhaust pipes with high gloss black surround
Embossed rear side roof pillar
Front tread plates
High gloss black front and rear skid plate
High gloss black lower front bumper
High gloss black mesh front grille with high gloss black surround
High gloss black roof rails
High gloss black window trim
Roof antenna
Roof spoiler
Visible VIN plate
Active bending headlights
Adaptive brake lights with high level LED brake lights
Automatic headlamp levelling
Headlamp cleaning system
Home safe and approach lighting
LED front fog lights with static cornering light function
LED Headlights + Active high beam incorporating daytime running lights
Safety
DSTC-Dynamic Stability and Traction Control
Electronic parking brake with auto hold
Hill descent control
Hill start assist
Vehicle deceleration control with Anti-lock Brake System
Electronic Brake Distribution and Emergency Brake Assist
Adjustable steering wheel force
Drive mode selector
Lane keep assist with driver alert control
Oncoming Lane Mitigation
Speed limiter
Speed sensitive steering
Auto dimming interior mirror
Black stone door mirrors
Colour coordinated auto folding and heated power door mirrors
Electrically adjustable and heated door mirrors
3x3 point rear seatbelts
City safety
Drivers knee airbag
Dual stage driver/passenger airbags
Fasten seatbelt reminder
First aid kit
Inflatable curtain
Passenger airbag cut-off device
Road sign information display
Run off Road Mitigation
Run off Road Protection
Seatbelt reminder and pretensioners
SIPS (Side Impact Protection System)
SIPS airbags
Slippery road and hazard light alert
Tyre pressure monitoring system
Warning triangle
WHIPS whiplash protection system - front
Audio / Communications
Bluetooth hands free telephone kit
E-call
Voice control system
Volvo on call
DAB Digital radio
Steering wheel mounted remote controls
Miscellaneous
12.3" Active TFT crystal driver's instrument display
9" centre console portrait touch screen
Sensus navigation with European mapping and traffic information
Trim
Cutting edge aluminium inlay
60/40 split folding rear seat
Driver seat height/tilt/lumbar adjust
Extended front seat cushions
Heated front seats
Isofix attachments on outer rear seats
Passenger seat adjustable for lumbar support
Power driver seat with memory + exterior mirrors memory
Interior Features
2 zone electronic climate control with Clean zone air quality system + pollen filter + cooled glovebox
12V socket in front tunnel console and luggage compartment
3 spoke leather steering wheel with chrome trim
A-pillar parking ticket holder
Black headlining
Bright metal luggage threshold
Centre console cupholders and storage
Driver's side lower dashboard credit card storage compartment
Front door pocket and front cupholder illumination
Front tunnel net pocket and integrated waste bin
Glovebox bag hook
Height/reach adjustable steering column
High gloss centre tunnel deco
Leather coloured key integrated remote
Leather/nubuck upholstery
Load protection net
Lockable/illuminated glovebox
Perforated leat

Remember to check the details of this car with the dealer before you buy it to make sure that all the information is accurate.

Credit ratings explained

Excellent

You are a home owner
You have been on the electoral roll for a long period of time
You have current credit arrangements and mortgage with no defaults
You have no CCJs, credit arrears or missed payments
You rarely apply for credit
You are employed or self-employed

Good

You are on the electoral roll
You are a home owner or long standing-tenant
You have a stable employment history
You have current credit arrangements with occasional missed payments
You have no CCJs

Fair

You are or have recently been on the electoral roll
You may have recently changed address
You may have occasional missed payments
You may have an old CCJ
You may have regularly applied for credit

Finance calculator

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What is Hire Purchase (HP)?

Hire Purchase (HP)

HP is a finance plan that allows you to spread the cost of the car by making monthly payments over an agreed term.

You make higher monthly payments than a Personal Contract Purchase (PCP) agreement, so that when you come to the end of the agreement you'll own the car.

Unlike PCP, there are no limits on mileage.

HP could be right for you if want to own the car at the end of the agreement, without the need to make a larger final payment.

For this vehicle you have selected only HP is available.

All this will be explained in more detail when you speak with one of our friendly agents, once you have completed your application.

Hire Purchase

PCP

Amount to borrow
Monthly payments
Illustrative APR
Total amount payable

Representative example:

Borrowing £10,000 at a representative APR of 12.9%, annual interest rate (fixed) 12.9%, 59 monthly payments of £223.33 followed by 1 payment of £233.33, total cost of credit is £3,409.80*, total amount payable is £13,409.80.

*The representative example includes an estimated option to purchase fee of £10. This is subject to status and although fees may vary in amount and when payable, the total cost of credit and APR received will not alter. This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status.

Borrowing £16,000.00 at a representative APR of 12.9%, annual interest rate (fixed) 12.9%, deposit of £0, 48 monthly payments of £299.67, optional final payment £7,645.00 (inc. £10 option to purchase fee), total cost of credit is £6,029.16†, total amount of credit is £16,000.00, total amount payable is £22,029.16.

Representative Example is for AA PCP agreement for a Ford Focus Estate with a contract mileage of 10,000. Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). This quotation is not a binding offer to enter into a finance agreement.

†AA PCP AA Car Finance is provided by Evolution Funding Ltd. Used Car Sites Limited, on behalf of AA Financial Services Limited, introduces you to Evolution and are each acting as credit brokers and not lenders. AA Financial Services Limited receives a commission from Evolution Funding Ltd, which can vary based on the lender and vehicle selected. By submitting an application for car finance you consent to the commission being paid and acknowledge AA Financial Services Limited is not acting impartially.

This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status. Terms and conditions apply. A guarantee may be required. Over 18's only. This service is provided by Evolution Funding Limited who are authorised and regulated by the Financial Conduct Authority for credit brokerage, FCA number is 823324. Evolution Funding Limited are a credit broker, not a lender. Other offers may be available but cannot be used in conjunction with this offer. We work with a number of carefully selected credit providers who may be able to offer you finance for your purchase. We are only able to offer finance products from these providers and they may provide an incentive to do so.

Need car finance demystifying?

Let us break it down for you. Finance can be confusing, but we've made it simple.

Understanding finance

Vehicle history check

For HG20GKF

Not recorded as stolen
No third-party trace
2 previous keepers show

There are PREVIOUS KEEPER CHANGES recorded against this vehicle. Please note that the keeper is not necessarily the owner, it may be a company vehicle or belong to a third party.

Number Of Previous Keepers 2

Date Of Last Keeper Change 14/07/2022

No colour changes

Mileage data available †

Not an insurance write-off

Data for this history check supplied: 06/12/2025 at 07:20

What's not included?

Outstanding finance details
Estimated cost of vehicle ownership
MOT history & common failures*
Full vehicle specification
Mileage discrepancies*
Market valuation*
Vehicle Tax Check

*Provided where available

Get peace of mind with an instant full vehicle history check and uncover any potential issues before you buy.

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Selling made easy with a free instant valuation

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Buy with the AA

This dealer is an AA approved franchise dealer.

Get exclusive AA offers

12 months free breakdown cover (or discounted upgrade if you're an AA member) and £75 off a Service & MOT. T&Cs apply

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12 months free breakdown cover

Included with this vehicle
Free Accident Assist service available 24/7
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Category write-offs

A vehicle that has been in an accident will be assessed by insurance companies and assigned a category: A, B, S or N. However, we only list Cat S or N cars as Cat A and B cars are not roadworthy and safe.

Category S (formerly Category C)

The 'S' in Cat S stands for structural damage. This means the vehicle has damage to its structure/chassis, which is more than just cosmetic damage. But the vehicle can be professionally repaired, making it safe and roadworthy.

Category N (formerly Category D)

Similarly, the 'N' in Cat N stands for non-structural damage. Here, the vehicle has sustained damage, but it has not affected the structure/chassis. A Cat N car is safe to drive as the damage could be minimal/cosmetic.

Buying a written-off vehicle:

Do a full vehicle history check to identify category vehicles.
Make sure to check with the dealer if a Cat S/N vehicle has been professionally repaired.
Book a vehicle inspection and our experts will look over a Category vehicle for you.

Vehicle Registration Mark (VRM)	Date
HG20 GKF	10/03/2021

Source	Date	Mileage
MOT	10/06/2025	37,964
MOT	10/06/2024	27,618
MOT	15/06/2023	18,260